China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data was reported at 3.500 % pa in 02 Dec 2025. This stayed constant from the previous number of 3.500 % pa for 01 Dec 2025. China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data is updated daily, averaging 3.500 % pa from Jan 1987 (Median) to 02 Dec 2025, with 14216 observations. The data reached an all-time high of 3.500 % pa in 02 Dec 2025 and a record low of 3.500 % pa in 02 Dec 2025. China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Lending Rates – Table CN.MA: Rediscount and Lending Rate.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Japan (IRSTCB01JPM156N) from Jan 1960 to Dec 2023 about overnight, Japan, interest rate, banks, depository institutions, interest, and rate.

Key information about Egypt Bank Lending Rate

• Egypt Bank Lending Rate was reported at 26.600 % pa in Jan 2025.
• This records a decrease from the previous number of 26.700 % pa for Dec 2024.
• Egypt Bank Lending Rate data is updated monthly, averaging 13.556 % pa from Jan 1976 to Jan 2025, with 585 observations.
• The data reached an all-time high of 26.700 % pa in Dec 2024 and a record low of 8.000 % pa in Feb 1977.
• Egypt Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Dataset

This dataset was created by Muhammad Ajmal

Contents

From 2003 to 2025, the central banks of the United States, United Kingdom, and European Union exhibited remarkably similar interest rate patterns, reflecting shared global economic conditions. In the early 2000s, rates were initially low to stimulate growth, then increased as economies showed signs of overheating prior to 2008. The financial crisis that year prompted sharp rate cuts to near-zero levels, which persisted for an extended period to support economic recovery. The COVID-19 pandemic in 2020 led to further rate reductions to historic lows, aiming to mitigate economic fallout. However, surging inflation in 2022 triggered a dramatic policy shift, with the Federal Reserve, Bank of England, and European Central Bank significantly raising rates to curb price pressures. As inflation stabilized in late 2023 and early 2024, the ECB and Bank of England initiated rate cuts by mid-2024. Moreover, the Federal Reserve also implemented its first cut in three years, with forecasts suggesting a gradual decrease in all major interest rates between 2025 and 2026. Divergent approaches within the European Union While the ECB sets a benchmark rate for the Eurozone, individual EU countries have adopted diverse strategies to address their unique economic circumstances. For instance, Hungary set the highest rate in the EU at 13 percent in September 2023, gradually reducing it to 6.5 percent by October 2024. In contrast, Sweden implemented more aggressive cuts, lowering its rate to 2.15 percent by October 2025, the lowest among EU members. These variations highlight the complex economic landscape that European central banks must navigate, balancing inflation control with economic growth support. Global context and future outlook The interest rate changes in major economies have had far-reaching effects on global financial markets. Government bond yields, for example, reflect these policy shifts and investor sentiment. As of October 2025, the United States had the highest 10-year government bond yield among developed economies at 4.09 percent, while Switzerland had the lowest at 0.27 percent. These rates serve as important benchmarks for borrowing costs and economic expectations worldwide.

In June 2024, the European Central Bank (ECB) reduced the interest rate on its marginal lending facility by 0.25 percentage points, marking the first cut since 2016. Three months later, the ECB implemented another cut, setting the rate at 3.9 percent. It was followed by two further cuts at the end of 2024 and four more in the first half of 2025, the latest one setting the rate at 2.4 percent. The marginal lending rate had previously been adjusted on March 16, 2016, when it was lowered from 0.3 percent to 0.25 percent, remaining unchanged until July 2022, when it was raised to 0.75 percent. After September 2022, the rate saw regular increases, reaching 4.75 percent by April 2024.

Bank Lending Rate in Thailand remained unchanged at 6.35 percent in July. This dataset provides - Thailand Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about Jordan Bank Lending Rate

• Jordan Bank Lending Rate was reported at 7.970 % pa in Oct 2025.
• This records a decrease from the previous number of 8.100 % pa for Sep 2025.
• Jordan Bank Lending Rate data is updated monthly, averaging 8.690 % pa from Jan 1999 to Oct 2025, with 322 observations.
• The data reached an all-time high of 13.040 % pa in Feb 1999 and a record low of 6.800 % pa in Jul 2021.
• Jordan Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Denmark (IRSTCB01DKQ156N) from Q1 1960 to Q4 2023 about Denmark, overnight, interest rate, banks, depository institutions, interest, and rate.

The benchmark interest rate in Russia was last recorded at 16.50 percent. This dataset provides the latest reported value for - Russia Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about Qatar Bank Lending Rate

• Qatar Bank Lending Rate was reported at 4.312 % pa in Oct 2025.
• This records a decrease from the previous number of 4.399 % pa for Sep 2025.
• Qatar Bank Lending Rate data is updated monthly, averaging 4.661 % pa from Jul 2004 to Oct 2025, with 256 observations.
• The data reached an all-time high of 7.900 % pa in Jan 2008 and a record low of 3.676 % pa in Oct 2015.
• Qatar Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Key information about Sri Lanka Bank Lending Rate

• Sri Lanka Bank Lending Rate was reported at 8.440 % pa in Nov 2025.
• This records an increase from the previous number of 8.150 % pa for Oct 2025.
• Sri Lanka Bank Lending Rate data is updated monthly, averaging 17.140 % pa from Jun 1989 to Nov 2025, with 438 observations.
• The data reached an all-time high of 29.670 % pa in Nov 2022 and a record low of 5.650 % pa in May 2021.
• Sri Lanka Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

In September 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In September 2025, Russia maintained the highest interest rate at 17 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.3 percent in September 2025. In contrast, Russia maintained a high inflation rate of 8 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.

The benchmark interest rate in Brazil was last recorded at 15 percent. This dataset provides - Brazil Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for China (IRSTCB01CNM156N) from Mar 1990 to Nov 2023 about overnight, China, banks, interest rate, depository institutions, interest, and rate.

Key information about Uzbekistan Bank Lending Rate

• Uzbekistan Bank Lending Rate was reported at 23.611 % pa in Aug 2025.
• This records an increase from the previous number of 23.193 % pa for Jul 2025.
• Uzbekistan Bank Lending Rate data is updated monthly, averaging 23.791 % pa from Jan 2013 to Aug 2025, with 152 observations.
• The data reached an all-time high of 25.773 % pa in Jan 2020 and a record low of 13.552 % pa in Mar 2017.
• Uzbekistan Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

From January 2022 to October 2025, a global trend emerged as almost all advanced and emerging economies increased their central bank policy rates. This widespread tightening of monetary policy was in response to inflationary pressures and economic challenges. However, a shift occurred in the latter half of 2025, with most countries beginning to lower their rates, signaling a new phase in the global economic cycle and monetary policy approach. Since September 2023, ****** has consistently held the highest interest rate among the observed countries.

As of November 27, 2025, the Bank of Israel's declared interest rate was **** percent. This was following the Bank's decision to reduce its declared rate by one quarter of a point. Between ********** and *************, the country went through a period of rate hikes in an effort to curb inflation. During the observed period, interest rates in Israel peaked at ** percent in ************* and *********. Following the global financial crisis between 2008 and 2011, rates were reduced to near-zero levels until **********.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for India (IRSTCB01INM156N) from Jan 1968 to Dec 2023 about overnight, India, interest rate, banks, depository institutions, interest, and rate.