The Bank of Montreal (BMO) reported the highest Common Equity Tier 1 (CET1) ratio among Canada's five largest banks in 2024, at 13.6 percent. The Canadian Imperial Bank of Commerce (CIBC) ranked second with a CET1 ratio of 13.3 percent, followed closely by the Royal Bank of Canada (RBC) at 13.2 percent.

In 2024, the Bank of Montreal (BMO) and the Canadian Imperial Bank of Commerce (CIBC) reported the highest total capital ratios among Canada’s five largest banks. BMO’s total capital ratio was 17.6 percent, followed closely by CIBC at 17 percent. The total capital ratio is the total capital held by a bank divided by its risk-weighted assets, compared to the common equity tier 1 (CET1) capital ratio, which is the ratio of tier 1 capital to its risk-weighted assets.

Canada All Banks: OSFI: Capital Adequacy Ratio: Common Equity Tier 1 data was reported at 24.180 % in Sep 2024. This records a decrease from the previous number of 24.190 % for Jun 2024. Canada All Banks: OSFI: Capital Adequacy Ratio: Common Equity Tier 1 data is updated quarterly, averaging 12.080 % from Mar 2013 (Median) to Sep 2024, with 47 observations. The data reached an all-time high of 24.710 % in Mar 2023 and a record low of 11.150 % in Mar 2018. Canada All Banks: OSFI: Capital Adequacy Ratio: Common Equity Tier 1 data remains active status in CEIC and is reported by Office of the Superintendent of Financial Institutions. The data is categorized under Global Database’s Canada – Table CA.KB004: All Banks: Capital Components. Source: Regulated Entities, Financial Data for Banks – BCAR Capital Components (http://www.osfi-bsif.gc.ca/Eng/wt-ow/Pages/FINDAT.aspx), excluding any specific financial institutions data. Reproduced with permission from the Office of the Superintendent of Financial Institutions (OSFI), 2023 Disclaimer Notice: The reproduction of the information reproduced under permission by the Government of Canada in no way implies any official endorsement by the Office of the Superintendent of Financial Institutions Canada, nor of the Government of Canada, and does it imply any endorsement of the services offered by CEIC Data Company Ltd.

In the third quarter of 2024, TD Bank's U.S. operations, a subsidiary of the Canadian Toronto-Dominion Bank, maintained the highest common equity tier 1 (CET1) capital ratio among major U.S. banks, as ranked by total assets. With a CET1 ratio of 16.74 percent, TD Bank far exceeded the regulatory minimum of 4.5 percent. JPMorgan Chase, the largest U.S. bank, ranked second, with a CET1 ratio of 15.31 percent during the same period. What is CET1 capital ratio? The Basel III framework, established by the Basel Committee on Banking Supervision, sets international standards for bank capital requirements to ensure global banking sector stability. These measures, developed in response to the 2007-2009 financial crisis, mandate that banks maintain sufficient capital to cover unexpected losses and remain solvent during crises. Under Basel III, the total capital requirement is set at a minimum of eight percent of risk-weighted assets, with Common Equity Tier 1 (CET1), the highest quality capital, required to comprise at least 4.5 percent of risk-weighted assets. In 2024, JPMorgan Chase had the highest level of Tier 1 capital among all banks in the United States in 2024. Worldwide Tier 1 capital levels of banks While JPMorgan Chase maintained the highest Tier 1 capital level among U.S. banks, it ranked fifth globally in this metric. Four Chinese banks surpassed it: Industrial and Commercial Bank of China (ICBC), China Construction Bank, Agricultural Bank of China, and Bank of China. Among these, ICBC stood out as the world leader in Tier 1 capital in 2023.

Canada All Banks: OSFI: Capital Adequacy: Risk Weighted Assets: CET1 Capital Risk Weighted Assets Adjustment data was reported at 2,064,104,819.000 CAD th in Dec 2018. This records an increase from the previous number of 2,041,437,144.000 CAD th for Sep 2018. Canada All Banks: OSFI: Capital Adequacy: Risk Weighted Assets: CET1 Capital Risk Weighted Assets Adjustment data is updated quarterly, averaging 1,850,713,160.000 CAD th from Sep 2014 (Median) to Dec 2018, with 18 observations. The data reached an all-time high of 2,064,104,819.000 CAD th in Dec 2018 and a record low of 1,545,805,873.000 CAD th in Sep 2014. Canada All Banks: OSFI: Capital Adequacy: Risk Weighted Assets: CET1 Capital Risk Weighted Assets Adjustment data remains active status in CEIC and is reported by Office of the Superintendent of Financial Institutions. The data is categorized under Global Database’s Canada – Table CA.KB004: All Banks: Capital Components.

The Tier 1 capital ratio of Royal Bank of Canada increased overall between 2014 and 2024, despite periodic declines. Notably, the increase was especially significant in 2023, when the highest value was recorded at 15.7 percent. However, in 2024, the ratio experienced a decline, falling to 14.6 percent.

Canada All Banks: OSFI: Capital Adequacy: T1: Net Common: Total Regulatory Adjustments to CET1 data was reported at 105,499,332.000 CAD th in Sep 2024. This records an increase from the previous number of 105,178,003.000 CAD th for Jun 2024. Canada All Banks: OSFI: Capital Adequacy: T1: Net Common: Total Regulatory Adjustments to CET1 data is updated quarterly, averaging 77,079,984.000 CAD th from Sep 2014 (Median) to Sep 2024, with 41 observations. The data reached an all-time high of 105,499,332.000 CAD th in Sep 2024 and a record low of 57,572,773.000 CAD th in Sep 2014. Canada All Banks: OSFI: Capital Adequacy: T1: Net Common: Total Regulatory Adjustments to CET1 data remains active status in CEIC and is reported by Office of the Superintendent of Financial Institutions. The data is categorized under Global Database’s Canada – Table CA.KB004: All Banks: Capital Components. Source: Regulated Entities, Financial Data for Banks – BCAR Capital Components (http://www.osfi-bsif.gc.ca/Eng/wt-ow/Pages/FINDAT.aspx), excluding any specific financial institutions data. Reproduced with permission from the Office of the Superintendent of Financial Institutions (OSFI), 2023 Disclaimer Notice: The reproduction of the information reproduced under permission by the Government of Canada in no way implies any official endorsement by the Office of the Superintendent of Financial Institutions Canada, nor of the Government of Canada, and does it imply any endorsement of the services offered by CEIC Data Company Ltd.

Canada All Banks: OSFI: Capital Adequacy: Risk Weighted Assets: CET 1 Capital CVA Phase In Adjustment data was reported at 7,915,336.000 CAD th in Dec 2018. This records a decrease from the previous number of 7,974,786.000 CAD th for Sep 2018. Canada All Banks: OSFI: Capital Adequacy: Risk Weighted Assets: CET 1 Capital CVA Phase In Adjustment data is updated quarterly, averaging 17,776,348.500 CAD th from Sep 2014 (Median) to Dec 2018, with 18 observations. The data reached an all-time high of 21,864,506.000 CAD th in Sep 2014 and a record low of 7,640,493.000 CAD th in Mar 2018. Canada All Banks: OSFI: Capital Adequacy: Risk Weighted Assets: CET 1 Capital CVA Phase In Adjustment data remains active status in CEIC and is reported by Office of the Superintendent of Financial Institutions. The data is categorized under Global Database’s Canada – Table CA.KB004: All Banks: Capital Components.

（停止更新）所有银行：OSFI：资本充足率：风险加权资产：一级普通股本资本风险加权资产调整在12-01-2018达2,064,104,819.000千加拿大元，相较于09-01-2018的2,041,437,144.000千加拿大元有所增长。（停止更新）所有银行：OSFI：资本充足率：风险加权资产：一级普通股本资本风险加权资产调整数据按季更新，09-01-2014至12-01-2018期间平均值为1,850,713,160.000千加拿大元，共18份观测结果。该数据的历史最高值出现于12-01-2018，达2,064,104,819.000千加拿大元，而历史最低值则出现于09-01-2014，为1,545,805,873.000千加拿大元。CEIC提供的（停止更新）所有银行：OSFI：资本充足率：风险加权资产：一级普通股本资本风险加权资产调整数据处于定期更新的状态，数据来源于Office of the Superintendent of Financial Institutions，数据归类于全球数据库的加拿大 – Table CA.KB004: All Banks: Capital Components。

所有银行：OSFI：资本充足率：普通股权一级在09-01-2024达24.180%，相较于06-01-2024的24.190%有所下降。所有银行：OSFI：资本充足率：普通股权一级数据按季更新，03-01-2013至09-01-2024期间平均值为12.080%，共47份观测结果。该数据的历史最高值出现于03-01-2023，达24.710%，而历史最低值则出现于03-01-2018，为11.150%。CEIC提供的所有银行：OSFI：资本充足率：普通股权一级数据处于定期更新的状态，数据来源于Office of the Superintendent of Financial Institutions，数据归类于全球数据库的加拿大 – Table CA.KB004: All Banks: Capital Components。