The benchmark interest rate in Chile was last recorded at 4.75 percent. This dataset provides - Chile Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Mortgage credit interest rate, percent in Chile, June, 2025 The most recent value is 4.39 percent as of June 2025, an increase compared to the previous value of 4.38 percent. Historically, the average for Chile from January 2002 to June 2025 is 4.19 percent. The minimum of 1.99 percent was recorded in October 2019, while the maximum of 7.51 percent was reached in January 2002. | TheGlobalEconomy.com

Deposit Interest Rate in Chile decreased to 6.07 percent in 2024 from 10.41 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Chile.

Bank deposit interest rate, percent in Chile, June, 2025 The most recent value is 4.73 percent as of June 2025, a decline compared to the previous value of 4.84 percent. Historically, the average for Chile from January 2000 to June 2025 is 4.73 percent. The minimum of 0.32 percent was recorded in November 2020, while the maximum of 11.25 percent was reached in October 2022. | TheGlobalEconomy.com

Bank Lending Rate in Chile decreased to 8.66 percent in June from 9.28 percent in May of 2025. This dataset provides - Chile Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Business credit interest rate, percent in Chile, June, 2025 The most recent value is 8.66 percent as of June 2025, a decline compared to the previous value of 9.28 percent. Historically, the average for Chile from January 2002 to June 2025 is 8.45 percent. The minimum of 4.44 percent was recorded in September 2020, while the maximum of 16.61 percent was reached in February 2023. | TheGlobalEconomy.com

Long-term interest rate in Chile, June, 2025 The most recent value is 5.73 percent as of June 2025, a decline compared to the previous value of 5.8 percent. Historically, the average for Chile from July 2004 to June 2025 is 5.27 percent. The minimum of 2.4 percent was recorded in May 2020, while the maximum of 7.89 percent was reached in August 2008. | TheGlobalEconomy.com

The Latin American home mortgage finance market, valued at approximately $XX million in 2025, is projected to experience steady growth, exhibiting a Compound Annual Growth Rate (CAGR) of 3.00% from 2025 to 2033. This growth is fueled by several key drivers, including increasing urbanization, rising disposable incomes across various socioeconomic segments, and government initiatives aimed at boosting homeownership rates. Furthermore, the expansion of the formal financial sector and the availability of innovative mortgage products, such as adjustable-rate mortgages catering to diverse financial profiles, contribute to market expansion. However, economic volatility in certain Latin American nations and fluctuating interest rates pose significant challenges. The market is segmented by mortgage type (fixed-rate and adjustable-rate), loan tenure (ranging from under 5 years to over 25 years), and geography, with Brazil, Chile, Colombia, and Peru representing significant market shares. Competition is intense, with major players including Caixa Economica Federal, Banco do Brasil, Itaú, Bradesco, Santander, and others vying for market dominance. The market's future trajectory hinges on managing economic instability, maintaining affordable interest rates, and continuing to improve access to credit for a broader range of borrowers. The segment analysis reveals that fixed-rate mortgages currently dominate the market, though adjustable-rate mortgages are gaining traction due to their flexibility. Longer-tenure mortgages (11-24 years and 25-30 years) are increasingly popular as borrowers seek more manageable monthly payments. Geographically, Brazil holds the largest market share, reflecting its substantial population and relatively developed financial sector. However, Chile, Colombia, and Peru are showing promising growth potential, driven by improving economic conditions and increased government support for housing initiatives. The Rest of Latin America segment offers considerable untapped potential. Continued economic development and infrastructure improvements in these regions will be instrumental in further propelling market growth in the coming years. A focus on financial literacy and responsible lending practices will be essential for sustainable market development and to mitigate potential risks associated with rapid expansion. Recent developments include: In August 2022, Two new mortgage fintech start-ups emerged in Latin America: Toperty launched in Colombia and Saturn5 is about to launch in Mexico. Toperty offers to purchase a customer's new house outright and provides a payment schedule that allows the customer to purchase the house while renting it from the business. Saturn5 wants to give its clients the skills and resources they need to buy a house on their own., In August 2022, During a conference call on August 5, Brazilian lender Banco Bradesco SA startled analysts by reporting an increase in default rates in the second quarter of 2022. The average 90-day nonperforming loan ratio for Bradesco, the second-largest private bank in Latin America, increased by 30 basis points. Delinquency in the overall portfolio increased to 3.5% from 2.5% and 3.2%, respectively, in the first quarter.. Notable trends are: Increase in Economic Growth and GDP per capita.

The yield on Chile 10Y Bond Yield rose to 5.60% on July 29, 2025, marking a 0.06 percentage point increase from the previous session. Over the past month, the yield has fallen by 0.04 points and is 0.46 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. Chile 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on July of 2025.

The Latin American home mortgage finance market, valued at approximately $XX million in 2025 (estimated based on provided CAGR and market size), is projected to experience steady growth at a CAGR of 3.00% from 2025 to 2033. This growth is fueled by several key drivers. Rising urbanization and population growth across the region are increasing the demand for housing, particularly in rapidly developing cities like São Paulo, Mexico City, and Bogotá. Government initiatives aimed at improving access to affordable housing, coupled with favorable interest rates in certain periods, are also contributing positively to market expansion. Furthermore, the increasing adoption of digital lending platforms and improved financial inclusion are streamlining the mortgage application process, making homeownership more accessible to a broader segment of the population. However, economic volatility and fluctuating interest rates in some Latin American countries represent significant restraints. Additionally, stringent lending criteria and high down payment requirements can limit access to mortgages for many potential borrowers, particularly in lower-income segments. The market is segmented by mortgage type (fixed-rate and adjustable-rate), loan tenure (categorized into 5-year, 6-10 year, 11-24 year, and 25-30 year terms), and geography (Brazil, Chile, Peru, Colombia, and the Rest of Latin America). Key players include Caixa Econômica Federal, Banco do Brasil, Itaú, Bradesco, Santander, and other major regional and international banks. The market's future trajectory hinges on macroeconomic stability, regulatory reforms, and continued technological advancements in the financial sector. The segment breakdown reveals significant variations across countries. Brazil, given its large population and economy, commands a substantial share of the market. Chile and Colombia also represent significant markets, exhibiting comparatively higher adoption of mortgages due to their relatively stable economies and established financial sectors. Peru and the Rest of Latin America, while showing promising growth potential, face challenges related to infrastructure development and economic uncertainty. The diverse range of loan tenures reflects varying borrower preferences and risk profiles. Longer-term mortgages are generally preferred for larger purchases, while shorter-term options offer greater flexibility. The competitive landscape is marked by the dominance of large, established banks alongside smaller, regional lenders catering to niche market segments. Future growth will likely depend on innovative financial products, competitive pricing, and effective risk management strategies tailored to the unique conditions of each Latin American nation. Recent developments include: In August 2022, Two new mortgage fintech start-ups emerged in Latin America: Toperty launched in Colombia and Saturn5 is about to launch in Mexico. Toperty offers to purchase a customer's new house outright and provides a payment schedule that allows the customer to purchase the house while renting it from the business. Saturn5 wants to give its clients the skills and resources they need to buy a house on their own., In August 2022, During a conference call on August 5, Brazilian lender Banco Bradesco SA startled analysts by reporting an increase in default rates in the second quarter of 2022. The average 90-day nonperforming loan ratio for Bradesco, the second-largest private bank in Latin America, increased by 30 basis points. Delinquency in the overall portfolio increased to 3.5% from 2.5% and 3.2%, respectively, in the first quarter.. Notable trends are: Increase in Economic Growth and GDP per capita.

This dataset supports an empirical study investigating the transition from fixed to floating exchange rate regimes. It includes monthly and daily changes in exchange rates, alongside interest rates and inflation data, for selected countries (Chile, Egypt, Israel, Poland, Russia, Turkey) that have undergone such transitions in the last three decades. By analyzing these variables, the study aims to uncover key patterns and policy insights related to monetary stability, exchange rate market efficiency, and the conditions that contribute to orderly or disorderly exits from fixed exchange rate systems.

The Emerging Markets Bond Index (EMBI), commonly known as "riesgo país" in Spanish speaking countries, is a weighted financial benchmark that measures the interest rates paid each day by a selected portfolio of government bonds from emerging countries. It is measured in base points, which reflect the difference between the return rates paid by emerging countries' government bonds and those offered by U.S. Treasury bills. This difference is defined as "spread". Which Latin American country has the highest risk bonds? As of September 19, 2024, Venezuela was the Latin American country with the greatest financial risk and highest expected returns of government bonds, with an EMBI spread of around 254 percent. This means that the annual interest rates paid by Venezuela's sovereign debt titles were estimated to be exponentially higher than those offered by the U.S. Treasury. On the other hand, Brazil's EMBI reached 207 index points at the end of August 2023. In 2023, Venezuela also had the highest average EMBI in Latin America, exceeding 40,000 base points. The impact of COVID-19 on emerging market bonds The economic crisis spawned by the coronavirus pandemic heavily affected the financial market's estimated risks of emerging governmental bonds. For instance, as of June 30, 2020, Argentina's EMBI spread had increased more than four percentage points in comparison to January 30, 2020. All the Latin American economies measured saw a significant increase of the EMBI spread in the first half of the year.