The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Monthly and long-term China Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

Graph and download economic data for Interest Rates, Discount Rate for China (INTDSRCNM193N) from Mar 1990 to Jun 2025 about China, interest rate, interest, and rate.

View monthly updates and historical trends for China Loan Prime Rate. Source: The People's Bank of China. Track economic data with YCharts analytics.

Lending Rate in China remained unchanged at 4.35 percent in October from 4.35 percent in September of 2022. This dataset provides - China Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for China (IRSTCI01CNM156N) from Mar 1990 to Jun 2025 about interbank, overnight, China, interest rate, interest, and rate.

View monthly updates and historical trends for China Long-Term Interest Rates. Source: Organisation for Economic Co-operation and Development. Track econo…

Actual value and historical data chart for China Lending Interest Rate Percent

In June 2025, the weighted average interest rate of interbank lending in China was **** percent. Banks not only lend out money to individuals and to business but also to one another. It allows them to stock surplus liquidity or to cover a short-term lack of liquidity.

China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data was reported at 3.500 % pa in 02 Dec 2025. This stayed constant from the previous number of 3.500 % pa for 01 Dec 2025. China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data is updated daily, averaging 3.500 % pa from Jan 1987 (Median) to 02 Dec 2025, with 14216 observations. The data reached an all-time high of 3.500 % pa in 02 Dec 2025 and a record low of 3.500 % pa in 02 Dec 2025. China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Lending Rates – Table CN.MA: Rediscount and Lending Rate.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Interbank Rates: Total for China (IR3TIB01CNM156N) from Jun 1997 to Sep 2025 about interbank, 3-month, China, yield, interest rate, interest, and rate.

China Central Bank Benchmark Interest Rate: Loan to FI: 6 Month or Less data was reported at 3.400 % pa in 03 Dec 2025. This stayed constant from the previous number of 3.400 % pa for 02 Dec 2025. China Central Bank Benchmark Interest Rate: Loan to FI: 6 Month or Less data is updated daily, averaging 3.400 % pa from Apr 1991 (Median) to 03 Dec 2025, with 12646 observations. The data reached an all-time high of 3.400 % pa in 03 Dec 2025 and a record low of 3.400 % pa in 03 Dec 2025. China Central Bank Benchmark Interest Rate: Loan to FI: 6 Month or Less data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Lending Rates – Table CN.MA: Rediscount and Lending Rate.

In 2024, the lending rate in China was **** percent. The lending rates described the interest rate borrowers have to pay. In China, the interest on borrowings had been decreasing since 2010. At that time, the lending rate was *** percent.

Hong Kong HK: Real Interest Rate data was reported at 3.288 % pa in 2016. This records an increase from the previous number of 1.309 % pa for 2015. Hong Kong HK: Real Interest Rate data is updated yearly, averaging 3.551 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 13.347 % pa in 2000 and a record low of -3.093 % pa in 1992. Hong Kong HK: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Hong Kong SAR – Table HK.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

In 2023, the deposit interest rate in China stood at *** percent. Between 1980 and 2023, the figure dropped by *** percentage points, though the decline followed an uneven course rather than a steady trajectory.

Deposit Interest Rate in China remained unchanged at 0.35 percent in July. This dataset includes a chart with historical data for Deposit Interest Rate in China.

China: Real interest rate: Bank lending rate minus inflation: The latest value from 2024 is 5.09 percent, an increase from 4.88 percent in 2023. In comparison, the world average is 4.99 percent, based on data from 73 countries. Historically, the average for China from 1980 to 2024 is 2.13 percent. The minimum value, -8.01 percent, was reached in 1994 while the maximum of 7.38 percent was recorded in 1982.

In September 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In September 2025, Russia maintained the highest interest rate at 17 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.3 percent in September 2025. In contrast, Russia maintained a high inflation rate of 8 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.

Long-term interest rate in China, August, 2025 The most recent value is 1.84 percent as of August 2025, an increase compared to the previous value of 1.7 percent. Historically, the average for China from January 2014 to August 2025 is 3.03 percent. The minimum of 1.62 percent was recorded in April 2025, while the maximum of 4.5 percent was reached in January 2014. | TheGlobalEconomy.com

China Lending Rate: Weighted Average data was reported at 3.280 % pa in Dec 2024. This records a decrease from the previous number of 3.670 % pa for Sep 2024. China Lending Rate: Weighted Average data is updated quarterly, averaging 5.560 % pa from Dec 2008 (Median) to Dec 2024, with 65 observations. The data reached an all-time high of 8.060 % pa in Sep 2011 and a record low of 3.280 % pa in Dec 2024. China Lending Rate: Weighted Average data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.