The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Key information about China Bank Lending Rate

• China Bank Lending Rate was reported at 3.000 % pa in Dec 2025.
• This stayed constant from the previous number of 3.000 % pa for Dec 2025.
• China Bank Lending Rate data is updated daily, averaging 3.650 % pa from Aug 2019 to 19 Dec 2025, with 2314 observations.
• The data reached an all-time high of 4.250 % pa in 19 Sep 2019 and a record low of 3.000 % pa in 19 Dec 2025.
• China Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Lending Rate in China remained unchanged at 4.35 percent in October from 4.35 percent in September of 2022. This dataset provides - China Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

China Lending Rate: Weighted Average data was reported at 3.280 % pa in Dec 2024. This records a decrease from the previous number of 3.670 % pa for Sep 2024. China Lending Rate: Weighted Average data is updated quarterly, averaging 5.560 % pa from Dec 2008 (Median) to Dec 2024, with 65 observations. The data reached an all-time high of 8.060 % pa in Sep 2011 and a record low of 3.280 % pa in Dec 2024. China Lending Rate: Weighted Average data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.

Bank Lending Rate in China remained unchanged at 4.35 percent on Tuesday December 2. This dataset provides - China Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View monthly updates and historical trends for China Loan Prime Rate. Source: The People's Bank of China. Track economic data with YCharts analytics.

Monthly and long-term China Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

In 2024, the lending rate in China was **** percent. The lending rates described the interest rate borrowers have to pay. In China, the interest on borrowings had been decreasing since 2010. At that time, the lending rate was *** percent.

Actual value and historical data chart for China Lending Interest Rate Percent

Key information about Hong Kong SAR (China) Bank Lending Rate

• Hong Kong SAR (China) Bank Lending Rate was reported at 5.000 % pa in Dec 2025.
• This stayed constant from the previous number of 5.000 % pa for Dec 2025.
• Hong Kong SAR (China) Bank Lending Rate data is updated daily, averaging 5.000 % pa from Jan 1981 to 02 Dec 2025, with 16407 observations.
• The data reached an all-time high of 5.875 % pa in 19 Sep 2024 and a record low of 5.000 % pa in 02 Dec 2025.
• Hong Kong SAR (China) Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

In June 2025, the weighted average interest rate of interbank lending in China was **** percent. Banks not only lend out money to individuals and to business but also to one another. It allows them to stock surplus liquidity or to cover a short-term lack of liquidity.

China Lending Rate: USD: 3-6 Month data was reported at 4.980 % pa in Dec 2024. This records a decrease from the previous number of 5.080 % pa for Nov 2024. China Lending Rate: USD: 3-6 Month data is updated monthly, averaging 2.700 % pa from Jan 2009 (Median) to Dec 2024, with 192 observations. The data reached an all-time high of 5.880 % pa in May 2024 and a record low of 0.990 % pa in Jun 2021. China Lending Rate: USD: 3-6 Month data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Lending Rate: USD.

Graph and download economic data for Interest Rates, Discount Rate for China (INTDSRCNM193N) from Mar 1990 to Jun 2025 about China, interest rate, interest, and rate.

China: Real interest rate: Bank lending rate minus inflation: The latest value from 2024 is 5.09 percent, an increase from 4.88 percent in 2023. In comparison, the world average is 4.99 percent, based on data from 73 countries. Historically, the average for China from 1980 to 2024 is 2.13 percent. The minimum value, -8.01 percent, was reached in 1994 while the maximum of 7.38 percent was recorded in 1982.

China Nominal Lending Rate: Over 5 Year data was reported at 4.900 % pa in May 2019. This stayed constant from the previous number of 4.900 % pa for Apr 2019. China Nominal Lending Rate: Over 5 Year data is updated monthly, averaging 6.550 % pa from Sep 1988 (Median) to May 2019, with 369 observations. The data reached an all-time high of 19.260 % pa in Feb 1990 and a record low of 4.900 % pa in May 2019. China Nominal Lending Rate: Over 5 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under Global Database’s China – Table CN.MA: Rediscount and Lending Rate.

View monthly updates and historical trends for China Above 5-Year Loan Prime Rate. Source: The People's Bank of China. Track economic data with YCharts an…

China: Interest rates on bank credit to the private sector: The latest value from 2024 is 4.35 percent, unchanged from 4.35 percent in 2023. In comparison, the world average is 11.26 percent, based on data from 75 countries. Historically, the average for China from 1980 to 2024 is 6.63 percent. The minimum value, 4.35 percent, was reached in 2015 while the maximum of 12.06 percent was recorded in 1995.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for China (IRSTCB01CNM156N) from Mar 1990 to Nov 2023 about overnight, China, banks, interest rate, depository institutions, interest, and rate.

China Lending Rate: Weighted Average: General Loan data was reported at 3.820 % pa in Dec 2024. This records a decrease from the previous number of 4.150 % pa for Sep 2024. China Lending Rate: Weighted Average: General Loan data is updated quarterly, averaging 5.870 % pa from Dec 2007 (Median) to Dec 2024, with 66 observations. The data reached an all-time high of 7.970 % pa in Mar 2012 and a record low of 3.820 % pa in Dec 2024. China Lending Rate: Weighted Average: General Loan data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate. 08/2020 = 5.43% 08/2008 = 8.19%

In 2023, the deposit interest rate in China stood at *** percent. Between 1980 and 2023, the figure dropped by *** percentage points, though the decline followed an uneven course rather than a steady trajectory.