The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Lending Rate in China remained unchanged at 4.35 percent in October from 4.35 percent in September of 2022. This dataset provides - China Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about China Bank Lending Rate

• China Bank Lending Rate was reported at 3.100 % pa in Mar 2025.
• This stayed constant from the previous number of 3.100 % pa for Mar 2025.
• China Bank Lending Rate data is updated daily, averaging 3.700 % pa from Aug 2019 to 19 Mar 2025, with 2039 observations.
• The data reached an all-time high of 4.250 % pa in 19 Sep 2019 and a record low of 3.100 % pa in 19 Mar 2025.
• China Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

In 2024, the lending rate in China was **** percent. The lending rates described the interest rate borrowers have to pay. In China, the interest on borrowings had been decreasing since 2010. At that time, the lending rate was *** percent.

China Lending Rate: Weighted Average data was reported at 3.280 % pa in Dec 2024. This records a decrease from the previous number of 3.670 % pa for Sep 2024. China Lending Rate: Weighted Average data is updated quarterly, averaging 5.560 % pa from Dec 2008 (Median) to Dec 2024, with 65 observations. The data reached an all-time high of 8.060 % pa in Sep 2011 and a record low of 3.280 % pa in Dec 2024. China Lending Rate: Weighted Average data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.

Bank Lending Rate in China remained unchanged at 4.35 percent on Friday July 4. This dataset provides - China Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

China Lending Rate: Weighted Average: Individual Housing Loan data was reported at 3.090 % pa in Dec 2024. This records a decrease from the previous number of 3.310 % pa for Sep 2024. China Lending Rate: Weighted Average: Individual Housing Loan data is updated quarterly, averaging 5.395 % pa from Mar 2009 (Median) to Dec 2024, with 64 observations. The data reached an all-time high of 7.620 % pa in Dec 2011 and a record low of 3.090 % pa in Dec 2024. China Lending Rate: Weighted Average: Individual Housing Loan data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.

Lending interest rate (%) in China was reported at 4.35 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. China - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

China: Real interest rate: Bank lending rate minus inflation: The latest value from 2023 is 4.96 percent, an increase from 2.48 percent in 2022. In comparison, the world average is 4.42 percent, based on data from 87 countries. Historically, the average for China from 1980 to 2023 is 2.09 percent. The minimum value, -7.99 percent, was reached in 1994 while the maximum of 7.36 percent was recorded in 1998.

China Lending Rate: USD: 3-6 Month data was reported at 4.980 % pa in Dec 2024. This records a decrease from the previous number of 5.080 % pa for Nov 2024. China Lending Rate: USD: 3-6 Month data is updated monthly, averaging 2.700 % pa from Jan 2009 (Median) to Dec 2024, with 192 observations. The data reached an all-time high of 5.880 % pa in May 2024 and a record low of 0.990 % pa in Jun 2021. China Lending Rate: USD: 3-6 Month data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Lending Rate: USD.

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Call Money/Interbank Rate: Total for China (IRSTCI01CNM156N) from Mar 1990 to Apr 2025 about interbank, overnight, China, interest rate, interest, and rate.

China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data was reported at 3.500 % pa in 18 May 2025. This stayed constant from the previous number of 3.500 % pa for 17 May 2025. China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data is updated daily, averaging 3.500 % pa from Jan 1987 (Median) to 18 May 2025, with 14018 observations. The data reached an all-time high of 3.850 % pa in 23 Oct 2015 and a record low of 3.500 % pa in 18 May 2025. China Central Bank Benchmark Interest Rate: Loan to FI: 1 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Lending Rates – Table CN.MA: Rediscount and Lending Rate.

In April 2025, the weighted average interest rate of interbank lending in China was **** percent. Banks not only lend out money to individuals and to business but also to one another. It allows them to stock surplus liquidity or to cover a short-term lack of liquidity.

1 Year MLF Rate in China remained unchanged at 2 percent in January. This dataset includes a chart with historical data for China One-Year Medium-Term Lending Facility Rate.

China Nominal Lending Rate: Over 5 Year data was reported at 4.900 % pa in May 2019. This stayed constant from the previous number of 4.900 % pa for Apr 2019. China Nominal Lending Rate: Over 5 Year data is updated monthly, averaging 6.550 % pa from Sep 1988 (Median) to May 2019, with 369 observations. The data reached an all-time high of 19.260 % pa in Feb 1990 and a record low of 4.900 % pa in May 2019. China Nominal Lending Rate: Over 5 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under Global Database’s China – Table CN.MA: Rediscount and Lending Rate.

Interest rate spread (lending rate minus deposit rate, %) in China was reported at 2.85 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. China - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.

With average lending interest rates of **** percent in 2024, Switzerland was the country with the lowest cost of borrowing money among the ones selected here. The average lending interest rate in China was **** percent, and in South Korea it was roughly **** percent. The average interest rate in Israel was **** in 2022, the latest available data, but the prime rate charged by banks in that country has increased since then.

In March 2025, the weighted average interest rate of the interbank pledged repo market in China was **** percent. After the outbreak of COVID-19 the interest rates dropped under two percent. July 2020 marked the first month after the spread of the pandemic that saw increasing interbank lending interest rates.

Graph and download economic data for Interest Rates, Discount Rate for China (INTDSRCNM193N) from Mar 1990 to Apr 2025 about China, interest rate, interest, and rate.

Loan Prime Rate 5Y in China remained unchanged at 3.50 percent in June. This dataset includes a chart with historical data for China Loan Prime Rate 5Y.