The G.19 Statistical Release, Consumer Credit, reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. Revolving credit plans may be unsecured or secured by collateral and allow a consumer to borrow up to a prearranged limit and repay the debt in one or more installments. Credit card loans comprise most of revolving consumer credit measured in the G.19, but other types, such as prearranged overdraft plans, are also included. Nonrevolving credit is closed-end credit extended to consumers that is repaid on a prearranged repayment schedule and may be secured or unsecured. To borrow additional funds, the consumer must enter into an additional contract with the lender. Consumer motor vehicle and education loans comprise the majority of nonrevolving credit, but other loan types, such as boat loans, recreational vehicle loans, and personal loans, are also included. This statistical release is designated by OMB as a Principal Federal Economic Indicator (PFEI).

Consumer Credit in the United States decreased to 8.05 USD Billion in January from 25.20 USD Billion in December of 2025. This dataset provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Total Consumer Credit Owned and Securitized (TOTALSL) from Jan 1943 to Jan 2026 about securitized, owned, consumer credit, loans, consumer, and USA.

Graph and download economic data for Percent Change of Total Consumer Credit (TOTALSLAR) from Feb 1943 to Jan 2026 about consumer credit, loans, consumer, rate, and USA.

The outstanding consumer credit in the United States was approximately 23 billion U.S. dollars lower in the third quarter of 2025 than a year earlier. That quarter, the outstanding consumer credit amounted to just over 5.07 trillion U.S. dollars. Consumer credit refers to unsecured lending provided to individuals, usually with the purpose of covering small expenses, such as buying goods and services.

Consumer credit includes credit cards, auto loans, student loans and all other types of credit extended by commercial banks to households with the exception of housing loans. The table shows the level of consumer credit including the most recent value and recent changes. The numbers are in billion local currency units and are updated continuously with the latest national releases. Consumer credit has benefits for households as it allows them to acquire goods and services while scheduling payments over time. It's growth on the macro level, however, has been associated with consumption boom and bust cycles. It fuels household consumption during times of low interest rates and easy money and restrains it as interest rates increase and households start to deleverage.

The total consumer credit outstanding in the United States increased year-on-year from 2000 to 2024, except in 2009 and 2010 when slight declines were observed. In 2024, the consumer credit outstanding in the U.S. amounted to approximately 5.06 trillion U.S. dollars - a significant increase from the previous year. At the beginning of the time period under observation, the total consumer credit outstanding in the U.S. amounted to a value of 1.62 trillion U.S. dollars.

This dataset provides values for CONSUMER CREDIT reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Graph and download economic data for Households and Nonprofit Organizations; Consumer Credit; Liability, Growth Rate (BOGZ1FG153166000A) from 1946 to 2025 about consumer credit, nonprofit organizations, liabilities, loans, households, consumer, and USA.

Consumer Credit in Italy increased to 90797.35 EUR Million in January from 90591.20 EUR Million in December of 2025. This dataset provides the latest reported value for - Italy Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Consumer Credit Market is Segmented by Payment Method (Direct Deposit, Debit Card, and More), Credit Type (Revolving Credit, and Non-Revolving Credit), Issuer (Banks and Finance Companies, and More), and by Geography. The Market Forecasts are Provided in Terms of Value (USD).

As of late October 2024, most of the outstanding consumer lending in the United Kingdom (UK) were overdrafts, as well as loans and advances other than credit cards. Consumer credit peaked in February 2020, but dropped sharply two months later before slowly starting to recover again. The category other, which includes overdrafts and other loans and advances made up most of the outstanding credit. Meanwhile, credit cards amounted to approximately a third of the outstanding consumer loans. Nevertheless, credit cards made up most of the new monthly consumer lending in the UK. A likely reason for this discrepancy is that credit card debt tends to be paid in a shorter term than other types of credit.

Consumer Credit in Taiwan increased to 13576342 TWD Million in January from 13531340 TWD Million in December of 2025. This dataset provides - Taiwan Consumer Credit - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In November 2025, the volume of consumer lending in the United States was roughly *** percent higher than in the same period of the previous year. During economic recessions, the overall volume of credit tends to decrease. The lowest annual drops in the value of consumer loans were in June 2009, coinciding with the economic crisis of 2007, and in April 2020, during the start of the COVID-19 pandemic.

As of the first quarter of 2025, the levels of debt from consumer lending in the United States amounted to nearly five trillion U.S. dollars. The consumer credit debt of households and nonprofit organizations increased steadily in the last decade. Throughout that period, the outstanding consumer credit in the U.S. has also been growing.

View monthly updates and historical trends for US Total Consumer Credit Outstanding. from United States. Source: Federal Reserve. Track economic data with…

Overview with Chart & Report: Fed Consumer Credit shows monthly changes in the existing loans. The report considers personal loans only. Real property-secured loans are not included. The indicator is based on data from banks

Consumer Credit in Norway increased to 4680033 NOK Million in February from 4674577 NOK Million in January of 2026. This dataset provides the latest reported value for - Norway Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Since monetary policy tightening began in March 2022, interest rates have risen across a range of consumer financial products, including credit cards. However, the consumer credit market shows little sign of financial stress as of September 2024. While credit card delinquency rates have increased among subprime borrowers, internal bank assessments suggest that subprime default risks remain historically low.

Consumer Credit in Canada decreased to 810251 CAD Million in January from 816501 CAD Million in December of 2025. This dataset provides - Canada Consumer Credit - actual values, historical data, forecast, chart, statistics, economic calendar and news.