Consumer Credit in the United States decreased to 0.36 USD Billion in August from 18.05 USD Billion in July of 2025. This dataset provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Total Consumer Credit Owned and Securitized (TOTALSL) from Jan 1943 to Aug 2025 about securitized, owned, consumer credit, loans, consumer, and USA.

Consumer Credit Market is Segmented by Payment Method (Direct Deposit, Debit Card, and More), Credit Type (Revolving Credit, and Non-Revolving Credit), Issuer (Banks and Finance Companies, and More), and by Geography. The Market Forecasts are Provided in Terms of Value (USD).

The global consumer credit market is expected to reach a value of USD 13,694.4 million by 2033, expanding at a CAGR of 4.2% from 2025 to 2033. The growth of the market is attributed to factors such as the increasing adoption of digital lending platforms, rising consumer demand for credit, and government initiatives to promote financial inclusion. The major drivers of the consumer credit market include the increasing availability of credit products, rising consumer spending, and growing e-commerce industry. Additionally, government initiatives to promote financial inclusion and the development of new technologies such as artificial intelligence (AI) and blockchain are expected to further drive market growth. However, factors such as rising interest rates and economic uncertainty pose challenges to the market. The market is segmented by type (cloud and on-premises), application (individual and enterprise), and region (North America, Europe, Asia Pacific, and the Middle East & Africa). The individual segment is expected to hold the largest share of the market due to the increasing demand for consumer loans and credit cards. North America is expected to be the largest regional market, followed by Europe and Asia Pacific. Key players in the consumer credit market include BNP Paribas, Citigroup, HSBC, Industrial and Commercial Bank of China (ICBC), and JPMorgan Chase.

The global consumer credit market size was valued at USD 12.0 Billion in 2024. Looking forward, IMARC Group estimates the market to reach USD 17.0 Billion by 2033, exhibiting a CAGR of 3.9% from 2025-2033. North America currently dominates the market, holding a market share of over 35% in 2024. Improving economic conditions of consumers, rising number of micro, small and medium enterprises in the developing countries, and expanding prevalence of financial management services, are some of the key factors propelling the market growth.

Report Attribute	Key Statistics
Base Year	2024
Forecast Years	2025-2033
Historical Years	2019-2024
Market Size in 2024	USD 12.0 Billion
Market Forecast in 2033	USD 17.0 Billion
Market Growth Rate 2025-2033	3.9%

IMARC Group provides an analysis of the key trends in each segment of the global consumer credit market, along with forecast at the global, regional, and country levels from 2025-2033. The market has been categorized based on credit type, service type, issuer, and payment method.

Consumer Credit in the United Kingdom increased to 1692 GBP Million in August from 1669 GBP Million in July of 2025. This dataset provides the latest reported value for - United Kingdom Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Households and Nonprofit Organizations; Consumer Credit; Liability, Growth Rate (BOGZ1FG153166000A) from 1946 to 2024 about nonprofit organizations, consumer credit, liabilities, households, loans, consumer, and USA.

Consumer Credit in Thailand decreased to 5285734 THB Million in the second quarter of 2025 from 5296795 THB Million in the first quarter of 2025. This dataset provides - Thailand Consumer Credit- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Households and Nonprofit Organizations; Consumer Credit; Liability, Growth Rate (BOGZ1FG153166000Q) from Q4 1946 to Q2 2025 about nonprofit organizations, consumer credit, liabilities, loans, households, consumer, and USA.

The volume of consumer credit granted to private individuals in France has increased by **** percent in 2024. Over the period studied, the annual growth rate of consumer credit to private individuals was unstable, with increases of up to *** percent in 2018 and periods were the value of consumer credit decreased.

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2025-10-15 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

Consumer credit includes credit cards, auto loans, student loans and all other types of credit extended by commercial banks to households with the exception of housing loans. The table shows the level of consumer credit including the most recent value and recent changes. The numbers are in billion local currency units and are updated continuously with the latest national releases. Consumer credit has benefits for households as it allows them to acquire goods and services while scheduling payments over time. It's growth on the macro level, however, has been associated with consumption boom and bust cycles. It fuels household consumption during times of low interest rates and easy money and restrains it as interest rates increase and households start to deleverage.

Consumer Credit in Bangladesh increased to 22924.66 BDT Billion in July from 22843.53 BDT Billion in June of 2025. This dataset provides - Bangladesh Consumer Credit - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The total consumer credit outstanding in the United States increased year-on-year from 2000 to 2024, except in 2009 and 2010 when slight declines were observed. In 2024, the consumer credit outstanding in the U.S. amounted to approximately 5.06 trillion U.S. dollars - a significant increase from the previous year. At the beginning of the time period under observation, the total consumer credit outstanding in the U.S. amounted to a value of 1.62 trillion U.S. dollars.

In November of 2024, the volume of consumer loans in the Euro area was over three percent higher than in the same month of the previous year. The year-on-year change in consumer loans fluctuated significantly since January 2006. In early 2020, the growth in consumer loans decreased sharply due to the start of the global coronavirus (COVID-19) pandemic.

United States Consumer Credit Outstanding: Federal Government data was reported at 1,227.957 USD bn in Sep 2018. This records an increase from the previous number of 1,215.897 USD bn for Aug 2018. United States Consumer Credit Outstanding: Federal Government data is updated monthly, averaging 56.806 USD bn from Jan 1977 (Median) to Sep 2018, with 501 observations. The data reached an all-time high of 1,227.957 USD bn in Sep 2018 and a record low of 0.141 USD bn in Jan 1977. United States Consumer Credit Outstanding: Federal Government data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KB003: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository intitutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006. Consumer loans held by the federal government include loans originated by the Department of Education under the Federal Direct Loan Program, as well as Federal Family Education Loan Program loans that the government purchased from depository institutions and finance companies.

Key information about Kazakhstan Domestic Credit Growth

• Kazakhstan Domestic Credit increased 15.9 % YoY in Feb 2025, compared with an increase of 17.3 % YoY in the previous month
• Kazakhstan Domestic Credit Growth YoY data is updated monthly
• It averaged 15.4 %, available from Dec 2002 to Feb 2025
• The data reached an all-time high of 107.4 % in Jun 2007 and a record low of -7.0 % in Jul 2017

CEIC calculates Domestic Credit Growth from monthly Domestic Credit. Domestic Credit is calculated as the sum of Net Claims to Central Government, Regional & Local Government, Nonbank Financial Institutions, Public Non Financial Institutions, Private Non Financial Institutions, Non Profit Institutions and Households. The National Bank of Kazakhstan provides Domestic Credit in local currency. Domestic Credit excludes Interbank Claims.


Further information about Kazakhstan Domestic Credit Growth

• In the latest reports, Kazakhstan Domestic Credit reached 98.9 USD bn in Feb 2025
• Money Supply M2 in Kazakhstan increased to 71.4 USD bn YoY in Nov 2024
• Kazakhstan Foreign Exchange Reserves was measured at 19.2 USD bn in Jan 2025
• The Foreign Exchange Reserves equaled 3.2 Months of Import in Dec 2024
• The country's Non Performing Loans Ratio stood at 3.2 % in Jan 2025, compared with the ratio of 3.0 % in the previous month
• Household Debt of Kazakhstan reached 15.3 % in Dec 2023, accounting for 15.3 % of the country's Nominal GDP

Consumer Credit in Brazil increased to 4209600 BRL Million in August from 4179600 BRL Million in July of 2025. This dataset provides the latest reported value for - Brazil Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Over the period ranging from late 2019 to October 2023, the annual growth rate of consumer credit to French households has remained quite unstable. In fact, in the months after September 2019, the growth rate of consumer credit fell very fast, dropping to less than 0.5 percent in May 2020. The only period in which the outstanding volume of consumer credit has decreased was between 2012 and 2014.

The Consumer Credit market plays a vital role in modern economies, enabling individuals and households to access funds for various needs, from purchasing homes and cars to financing education and covering everyday expenses. As of 2023, the global Consumer Credit market is estimated to be valued at over $4 trillion,