The outstanding consumer credit in the United States was approximately 103 billion U.S. dollars higher in the first quarter of 2024 than a year earlier. That quarter, the outstanding consumer credit amounted to nearly 5.05 trillion U.S. dollars. Consumer credit refers to unsecured lending provided to individuals, usually with the purpose of covering small expenses, such as buying goods and services.

Graph and download economic data for Total Consumer Credit Owned and Securitized (TOTALSL) from Jan 1943 to May 2025 about securitized, owned, consumer credit, loans, consumer, and USA.

The total consumer credit outstanding in the United States increased year-on-year from 2000 to 2024, except in 2009 and 2010 when slight declines were observed. In 2024, the consumer credit outstanding in the U.S. amounted to approximately 5.06 trillion U.S. dollars - a significant increase from the previous year. At the beginning of the time period under observation, the total consumer credit outstanding in the U.S. amounted to a value of 1.62 trillion U.S. dollars.

United States Consumer Credit Outstanding: Federal Government data was reported at 1,227.957 USD bn in Sep 2018. This records an increase from the previous number of 1,215.897 USD bn for Aug 2018. United States Consumer Credit Outstanding: Federal Government data is updated monthly, averaging 56.806 USD bn from Jan 1977 (Median) to Sep 2018, with 501 observations. The data reached an all-time high of 1,227.957 USD bn in Sep 2018 and a record low of 0.141 USD bn in Jan 1977. United States Consumer Credit Outstanding: Federal Government data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KB003: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository intitutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006. Consumer loans held by the federal government include loans originated by the Department of Education under the Federal Direct Loan Program, as well as Federal Family Education Loan Program loans that the government purchased from depository institutions and finance companies.

The G.19 Statistical Release, Consumer Credit, reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. Revolving credit plans may be unsecured or secured by collateral and allow a consumer to borrow up to a prearranged limit and repay the debt in one or more installments. Credit card loans comprise most of revolving consumer credit measured in the G.19, but other types, such as prearranged overdraft plans, are also included. Nonrevolving credit is closed-end credit extended to consumers that is repaid on a prearranged repayment schedule and may be secured or unsecured. To borrow additional funds, the consumer must enter into an additional contract with the lender. Consumer motor vehicle and education loans comprise the majority of nonrevolving credit, but other loan types, such as boat loans, recreational vehicle loans, and personal loans, are also included. This statistical release is designated by OMB as a Principal Federal Economic Indicator (PFEI).

Consumer Credit in the United States decreased to 5.10 USD Billion in May from 16.87 USD Billion in April of 2025. This dataset provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

This table contains 40 series, with data starting from 1956 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...), Monthly (2 items: At month-end; Average at month-end ...), Seasonal adjustment (2 items: Unadjusted; Seasonally adjusted ...), Components (10 items: Total outstanding balances; Finance companies and other institutions; Chartered banks; Total of foregoing ...).

United States Consumer Credit Outstanding: sa: Revolving data was reported at 1,039.314 USD bn in May 2018. This records an increase from the previous number of 1,029.562 USD bn for Apr 2018. United States Consumer Credit Outstanding: sa: Revolving data is updated monthly, averaging 137.247 USD bn from Jan 1955 (Median) to May 2018, with 761 observations. The data reached an all-time high of 1,039.314 USD bn in May 2018 and a record low of 0.000 USD bn in Dec 1967. United States Consumer Credit Outstanding: sa: Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository institutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006.

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2025-07-02 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

Graph and download economic data for Nonrevolving Consumer Credit Owned and Securitized (NONREVNS) from Jan 1943 to May 2025 about nonrevolving, securitized, owned, consumer credit, loans, consumer, and USA.

As of late October 2024, most of the outstanding consumer lending in the United Kingdom (UK) were overdrafts, as well as loans and advances other than credit cards. Consumer credit peaked in February 2020, but dropped sharply two months later before slowly starting to recover again. The category other, which includes overdrafts and other loans and advances made up most of the outstanding credit. Meanwhile, credit cards amounted to approximately a third of the outstanding consumer loans. Nevertheless, credit cards made up most of the new monthly consumer lending in the UK. A likely reason for this discrepancy is that credit card debt tends to be paid in a shorter term than other types of credit.

Graph and download economic data for Revolving Consumer Credit Owned and Securitized (REVOLSL) from Jan 1968 to Apr 2025 about securitized, owned, revolving, consumer credit, loans, consumer, and USA.

United States Consumer Credit Outstanding: Flow data was reported at 22.439 USD bn in Oct 2018. This records an increase from the previous number of 15.035 USD bn for Sep 2018. United States Consumer Credit Outstanding: Flow data is updated monthly, averaging 1.105 USD bn from Feb 1943 (Median) to Oct 2018, with 909 observations. The data reached an all-time high of 47.286 USD bn in Aug 2016 and a record low of -39.282 USD bn in Feb 2010. United States Consumer Credit Outstanding: Flow data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB003: Consumer Credit Outstanding and Terms of Credit.

The average of outstanding consumer credit and other loans in the Netherlands with a maturity less than *** year decreased consistently between 2013 and 2022. In 2022, consumer credit amounted to approximately *** billion euros. This is a slight decrease from the *** billion euros reached in 2021.

United States Consumer Credit Outstanding: Finance Companies: Nonrevolving data was reported at 507.860 USD bn in Sep 2018. This records a decrease from the previous number of 509.703 USD bn for Aug 2018. United States Consumer Credit Outstanding: Finance Companies: Nonrevolving data is updated monthly, averaging 62.063 USD bn from Jan 1943 (Median) to Sep 2018, with 909 observations. The data reached an all-time high of 631.645 USD bn in Sep 2015 and a record low of 0.728 USD bn in Feb 1944. United States Consumer Credit Outstanding: Finance Companies: Nonrevolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KB003: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository institutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006.

Since 2010, the total outstanding consumption lending in Germany fluctuated, peaking at almost 204 billions euros in December 2019. As of November 2024, the consumption lending in Germany reached almost 200 billion euros.

The outstanding value of consumer credit and other loans in the Netherlands was much lower in 2024 than a decade earlier. In the first half of 2024, consumer credit amounted to approximately ** billion euros, while it amounted to ** billion euros in 2022, and ** billion euros in 2013.

Graph and download economic data for Households and Nonprofit Organizations; Consumer Credit; Liability, Level (HCCSDODNS) from Q4 1945 to Q1 2025 about consumer credit, nonfinancial, sector, debt, domestic, loans, households, consumer, and USA.

The outstanding consumer lending in Italy has doubled between 2015 and 2024. After a period of stagnation with little increase on consumer loans, that value has been rising again in the past years, peaking at almost 130 billion euros in November 2024.

Graph and download economic data for Total Other Credit Outstanding (DISCONTINUED) (OTHERSL) from Jan 1943 to Apr 1999 about securitized, owned, consumer credit, loans, consumer, and USA.