The G.19 Statistical Release, Consumer Credit, reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. Revolving credit plans may be unsecured or secured by collateral and allow a consumer to borrow up to a prearranged limit and repay the debt in one or more installments. Credit card loans comprise most of revolving consumer credit measured in the G.19, but other types, such as prearranged overdraft plans, are also included. Nonrevolving credit is closed-end credit extended to consumers that is repaid on a prearranged repayment schedule and may be secured or unsecured. To borrow additional funds, the consumer must enter into an additional contract with the lender. Consumer motor vehicle and education loans comprise the majority of nonrevolving credit, but other loan types, such as boat loans, recreational vehicle loans, and personal loans, are also included. This statistical release is designated by OMB as a Principal Federal Economic Indicator (PFEI).

Consumer Credit in the United States decreased to 18.08 USD Billion in January from 37.05 USD Billion in December of 2024. This dataset provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

As of the third quarter of 2024, the levels of debt from consumer lending in the United States amounted to over five trillion U.S. dollars. The consumer credit debt of households and nonprofit organizations increased steadily in the last decade. Throughout that period, the outstanding consumer credit in the U.S. has also been growing.

The total consumer credit outstanding in the United States increased year-on-year from 2000 to 2023, except in 2009 and 2010 when slight declines were observed. In 2023, the consumer credit outstanding in the U.S. amounted to approximately 4.98 trillion U.S. dollars - a significant increase from the previous year. At the beginning of the time period under observation, the total consumer credit outstanding in the U.S. amounted to a value of 1.62 trillion U.S. dollars.

The tables and interactive maps below allow users to explore the ratio of debt to income by state, metropolitan statistical area, and county for each year since 1999. Household debt is calculated from Federal Reserve Bank of New York (FRBNY) Consumer Credit Panel/Equifax Data, and household income is reported by the Bureau of Labor Statistics.

The outstanding consumer credit in the United States was approximately 103 billion U.S. dollars higher in the first quarter of 2024 than a year earlier. That quarter, the outstanding consumer credit amounted to nearly 5.05 trillion U.S. dollars. Consumer credit refers to unsecured lending provided to individuals, usually with the purpose of covering small expenses, such as buying goods and services.

Graph and download economic data for Total Securitized Consumer Credit (TOTALSEC) from Jan 1989 to Jan 2025 about securitized, consumer credit, loans, consumer, and USA.

Consumer Credit in Israel increased to 824.33 ILS Billion in November from 819.90 ILS Billion in October of 2024. This dataset provides - Israel Consumer Credit- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2025-03-12 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

Statistics Netherlands collects data on consumer credit granted to individuals and the resulting debt. The following monthly amounts are given for the various types of credit institutions and types of credit: - amount of credit granted; - amount of interest; - amount of repayments; - amount of outstanding balance; - amount of limits granted. Also stated is the number of: - outstanding contracts; - limits granted; - new loans supplied; - new limits granted.

Data available from January 1998 to December 2013.

Status of the figures: The figures in this table are provisional when published. As this table has been discontinued, they will not become definite. In July data of the previous year are made definite based on the results of a yearly survey. The data for January-May of the current year are also adjusted, but remains provisional. Other adjustments may be made when new or additional information from respondents becomes available.

Changes as of 24 February 2014: Data for December 2013 have been added and the table has been discontinued.

As a result of a number of ambiguities, on 23 February 2012 the figures on Credit card credit were removed as a matter of precaution. The figures will be replaced as soon as possible.

When will new figures be published? As a result of budget restrictions affecting Statistics Netherlands, from 2014 onwards a number of statistics will be either discontinued, published less frequently or published in less detail. Following consultation of our main users, one of the statistics to be discontinued is the series on Consumer Credit. This table is therefore the last in the series. For more information about reduction in the statistical work programme, see Statistics Netherlands Strategic multi-annual programme 2014-2018.

Consumers in the United States had over 16 trillion dollars in debt as of the third quarter of 2023. The majority of that debt were home mortgages, amounting to approximately 11.4 trillion U.S. dollars. Student and car loans were the second and third largest component of household debt. Why is consumer debt important?Debt influences the Consumer Sentiment Index, which is an important indicator assessing the state of the U.S. economy. The U.S. housing market is also seen a bellwether of the economic conditions in the country. The housing industry employs a large number of people, and mortgages are large investments that consumers will pay off over the course of years, sometimes decades. Because of this, financial analysts closely watch consumer debt and its effects on the demand for housing. Attitudes towards debt Consumer perception of debt differed, depending on the kind of debt in question. While most saw a home mortgage as a positive investment, they increasingly looked at student loan debt as a negative debt. With education costs increasing, people are incurring more student loan debt in the United States. Credit card debt also had negative connotations.

Consumer Credit in Netherlands decreased to 7641 EUR Million in January from 7780 EUR Million in December of 2024. This dataset provides - Netherlands Consumer Credit- actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States Consumer Credit Outstanding: sa: Revolving data was reported at 1,039.314 USD bn in May 2018. This records an increase from the previous number of 1,029.562 USD bn for Apr 2018. United States Consumer Credit Outstanding: sa: Revolving data is updated monthly, averaging 137.247 USD bn from Jan 1955 (Median) to May 2018, with 761 observations. The data reached an all-time high of 1,039.314 USD bn in May 2018 and a record low of 0.000 USD bn in Dec 1967. United States Consumer Credit Outstanding: sa: Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository institutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006.

Graph and download economic data for Large Bank Consumer Credit Card Balances: 60 or More Days Past Due Rates: Balances Based (RCCCBBALDPD60P) from Q3 2012 to Q3 2024 about 60 days +, FR Y-14M, consumer credit, credit cards, large, balance, loans, consumer, banks, depository institutions, rate, and USA.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

Graph and download economic data for Nonrevolving Consumer Credit Owned and Securitized (NONREVNS) from Jan 1943 to Jan 2025 about nonrevolving, securitized, owned, consumer credit, loans, consumer, and USA.

Pursuant to the City of Chicago Municipal Code, certain banks are required to report, and the City of Chicago Comptroller is required to make public, information related to lending equity. The datasets in this series and additional information on the Department of Finance portion of the City Web site, make up that public sharing of the data. This dataset shows commercial and consumer loans of responding banks, aggregated by either ZIP Code or Census Tract. For further information applicable to all datasets in this series, please see the dataset description for Lending Equity - Residential Lending.

Consumer Credit in Canada decreased to 775954 CAD Million in January from 784448 CAD Million in December of 2024. This dataset provides - Canada Consumer Credit - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The Consumer Credit Market Report is Segmented by Payment Method (Direct Deposit, Debit Card, Other Payment Method), by Credit Type (Revolving Credits, Non-Revolving Credits), by Issuer (Banks and Finance Companies, Credit Unions, Other Issuers), by Geography (North America, Europe, Asia-Pacific, Latin America, Middle East and Africa). The Market Sizes and Forecasts are Provided in Terms of Value (USD) for all the Above Segments.

The value of new business consumer credit and other loans in the Netherlands has fluctuated significantly between 2013 and the first half of 2024. However, there has been a general negative trend. The value of new consumer lending amounted to 575 million euros in 2013 and to 462 million euros in the first half of 2024.