Consumer Credit in the United States increased to 17.87 USD Billion in April from 8.60 USD Billion in March of 2025. This dataset provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The G.19 Statistical Release, Consumer Credit, reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. Revolving credit plans may be unsecured or secured by collateral and allow a consumer to borrow up to a prearranged limit and repay the debt in one or more installments. Credit card loans comprise most of revolving consumer credit measured in the G.19, but other types, such as prearranged overdraft plans, are also included. Nonrevolving credit is closed-end credit extended to consumers that is repaid on a prearranged repayment schedule and may be secured or unsecured. To borrow additional funds, the consumer must enter into an additional contract with the lender. Consumer motor vehicle and education loans comprise the majority of nonrevolving credit, but other loan types, such as boat loans, recreational vehicle loans, and personal loans, are also included. This statistical release is designated by OMB as a Principal Federal Economic Indicator (PFEI).

Graph and download economic data for Total Consumer Credit Owned and Securitized (TOTALSL) from Jan 1943 to Apr 2025 about securitized, owned, consumer credit, loans, consumer, and USA.

The outstanding consumer credit in the United States was approximately 103 billion U.S. dollars higher in the first quarter of 2024 than a year earlier. That quarter, the outstanding consumer credit amounted to nearly 5.05 trillion U.S. dollars. Consumer credit refers to unsecured lending provided to individuals, usually with the purpose of covering small expenses, such as buying goods and services.

Consumer Credit in Canada increased to 786799 CAD Million in April from 783297 CAD Million in March of 2025. This dataset provides - Canada Consumer Credit - actual values, historical data, forecast, chart, statistics, economic calendar and news.

United States Consumer Credit Outstanding: Federal Government data was reported at 1,227.957 USD bn in Sep 2018. This records an increase from the previous number of 1,215.897 USD bn for Aug 2018. United States Consumer Credit Outstanding: Federal Government data is updated monthly, averaging 56.806 USD bn from Jan 1977 (Median) to Sep 2018, with 501 observations. The data reached an all-time high of 1,227.957 USD bn in Sep 2018 and a record low of 0.141 USD bn in Jan 1977. United States Consumer Credit Outstanding: Federal Government data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KB003: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository intitutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006. Consumer loans held by the federal government include loans originated by the Department of Education under the Federal Direct Loan Program, as well as Federal Family Education Loan Program loans that the government purchased from depository institutions and finance companies.

Consumer Credit in Mexico increased to 2126311.20 MXN Million in the first quarter of 2025 from 2101087.10 MXN Million in the fourth quarter of 2024. This dataset provides the latest reported value for - Mexico Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

As of the third quarter of 2024, the levels of debt from consumer lending in the United States amounted to over five trillion U.S. dollars. The consumer credit debt of households and nonprofit organizations increased steadily in the last decade. Throughout that period, the outstanding consumer credit in the U.S. has also been growing.

United States Consumer Credit Outstanding: sa: Revolving data was reported at 1,039.314 USD bn in May 2018. This records an increase from the previous number of 1,029.562 USD bn for Apr 2018. United States Consumer Credit Outstanding: sa: Revolving data is updated monthly, averaging 137.247 USD bn from Jan 1955 (Median) to May 2018, with 761 observations. The data reached an all-time high of 1,039.314 USD bn in May 2018 and a record low of 0.000 USD bn in Dec 1967. United States Consumer Credit Outstanding: sa: Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository institutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006.

Consumer Credit in Russia increased to 34670207 RUB Million in April from 34636996 RUB Million in March of 2025. This dataset provides the latest reported value for - Russia Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Consumer Credit in Colombia increased to 202311.76 COP Billion in April from 201289.12 COP Billion in March of 2025. This dataset provides - Colombia Consumer Credit - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Consumer Credit in Chile increased to 30946 CLP Billion in April from 30761 CLP Billion in March of 2025. This dataset provides the latest reported value for - Chile Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

United States Delinquency Rate: Consumer: Credit Cards data was reported at 2.540 % in Mar 2018. This records a decrease from the previous number of 2.560 % for Dec 2017. United States Delinquency Rate: Consumer: Credit Cards data is updated quarterly, averaging 4.200 % from Mar 1991 (Median) to Mar 2018, with 109 observations. The data reached an all-time high of 6.610 % in Mar 2009 and a record low of 2.010 % in Jun 2015. United States Delinquency Rate: Consumer: Credit Cards data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA010: Commercial Banks: Charge Off and Delinquency Rates.

Consumer Credit in Taiwan increased to 13074993 TWD Million in April from 13018143 TWD Million in March of 2025. This dataset provides - Taiwan Consumer Credit - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Consumer Credit in Netherlands decreased to 7464 EUR Million in April from 7476 EUR Million in March of 2025. This dataset provides - Netherlands Consumer Credit- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Consumer Credit in Austria increased to 184608 EUR Million in May from 184550 EUR Million in April of 2025. This dataset provides the latest reported value for - Austria Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Consumer Credit Outstanding: Finance Companies: Revolving data was reported at 24.649 USD bn in May 2018. This records an increase from the previous number of 24.589 USD bn for Apr 2018. Consumer Credit Outstanding: Finance Companies: Revolving data is updated monthly, averaging 25.221 USD bn from Jan 1973 (Median) to May 2018, with 545 observations. The data reached an all-time high of 90.033 USD bn in Nov 2010 and a record low of 0.000 USD bn in Nov 1984. Consumer Credit Outstanding: Finance Companies: Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository institutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006.

United States Consumer Credit Outstanding Flow: Federal Government data was reported at 12.060 USD bn in Sep 2018. This records a decrease from the previous number of 20.410 USD bn for Aug 2018. United States Consumer Credit Outstanding Flow: Federal Government data is updated monthly, averaging 0.273 USD bn from Feb 1977 (Median) to Sep 2018, with 500 observations. The data reached an all-time high of 38.347 USD bn in Jan 2011 and a record low of -4.958 USD bn in May 2004. United States Consumer Credit Outstanding Flow: Federal Government data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB003: Consumer Credit Outstanding and Terms of Credit. Consumer loans held by the federal government include loans originated by the Department of Education under the Federal Direct Loan Program, as well as Federal Family Education Loan Program loans that the government purchased from depository institutions and finance companies.

Credit card debt in the United States has been growing at a fast pace between 2021 and 2025. In the fourth quarter of 2024, the overall amount of credit card debt reached its highest value throughout the timeline considered here. COVID-19 had a big impact on the indebtedness of Americans, as credit card debt decreased from *** billion U.S. dollars in the last quarter of 2019 to *** billion U.S. dollars in the first quarter of 2021. What portion of Americans use credit cards? A substantial portion of Americans had at least one credit card in 2025. That year, the penetration rate of credit cards in the United States was ** percent. This number increased by nearly seven percentage points since 2014. The primary factors behind the high utilization of credit cards in the United States are a prevalent culture of convenience, a wide range of reward schemes, and consumer preferences for postponed payments. Which companies dominate the credit card issuing market? In 2024, the leading credit card issuers in the U.S. by volume were JPMorgan Chase & Co. and American Express. Both firms recorded transactions worth over one trillion U.S. dollars that year. Citi and Capital One were the next banks in that ranking, with the transactions made with their credit cards amounting to over half a trillion U.S. dollars that year. Those industry giants, along with other prominent brand names in the industry such as Bank of America, Synchrony Financial, Wells Fargo, and others, dominate the credit card market. Due to their extensive customer base, appealing rewards, and competitive offerings, they have gained a significant market share, making them the preferred choice for consumers.

United States Consumer Credit Outstanding: Depository Institutions data was reported at 1,618.713 USD bn in Sep 2018. This records an increase from the previous number of 1,617.295 USD bn for Aug 2018. United States Consumer Credit Outstanding: Depository Institutions data is updated monthly, averaging 202.439 USD bn from Jan 1943 (Median) to Sep 2018, with 909 observations. The data reached an all-time high of 1,618.713 USD bn in Sep 2018 and a record low of 1.917 USD bn in Feb 1944. United States Consumer Credit Outstanding: Depository Institutions data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB003: Consumer Credit Outstanding and Terms of Credit.