This dataset provides access to data about general purpose credit cards, which are open-end loans used by consumers to pay for day-to-day expenses, finance purchases, or provide cash advances. ***Microdata: YesLevel of Analysis: Local - FIPS CodeVariables Present: Yes - separate documentFile Layout: .csvCodebook: Yes Methods: General Overview https://www.consumerfinance.gov/data-research/consumer-credit-trends/Weights (with appropriate documentation): NoPublications: NoAggregate Data: No

Consumer Credit Market is Segmented by Payment Method (Direct Deposit, Debit Card, and More), Credit Type (Revolving Credit, and Non-Revolving Credit), Issuer (Banks and Finance Companies, and More), and by Geography. The Market Forecasts are Provided in Terms of Value (USD).

Consumer Credit in the United States increased to 13.09 USD Billion in September from 3.13 USD Billion in August of 2025. This dataset provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Quarterly data tables on mortgage and consumer credit trends. These tables present data on personal debt and credit provided by Equifax database. Debt information will be available at the National Level. Note: Tables data range from 2019 to present.

The size of the Consumer Credit market was valued at USD 11620 million in 2024 and is projected to reach USD 15498.16 million by 2033, with an expected CAGR of 4.2 % during the forecast period.

The size of the Consumer Credit Service market was valued at USD 11760 million in 2024 and is projected to reach USD 15896.84 million by 2033, with an expected CAGR of 4.4% during the forecast period.

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2025-11-19 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

View monthly updates and historical trends for US Total Consumer Credit Outstanding. from United States. Source: Federal Reserve. Track economic data with…

Consumer Credit in Brazil increased to 4251800 BRL Million in September from 4222900 BRL Million in August of 2025. This dataset provides the latest reported value for - Brazil Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The Consumer Credit Market size is expected to reach USD 4.3 trillion in 2024 registering a CAGR of 4.9. This Consumer Credit Market research report highlights market share, competitive analysis, demand dynamics, and future growth.

View monthly updates and historical trends for US Consumer Credit Outstanding MoM. from United States. Source: Federal Reserve. Track economic data with Y…

The size of the Consumer Credit Service market was valued at USD 15570 million in 2024 and is projected to reach USD 20906.38 million by 2033, with an expected CAGR of 4.3% during the forecast period.

Consumer Credit in Ireland increased to 14249 EUR Million in October from 14137 EUR Million in September of 2025. This dataset provides the latest reported value for - Ireland Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Consumer Lending Market Outlook

According to our latest research, the global consumer lending market size reached USD 12.3 trillion in 2024, demonstrating robust momentum driven by digital transformation and expanding credit access. The market is projected to grow at a CAGR of 7.2% from 2025 to 2033, reaching an estimated USD 23.9 trillion by 2033. This growth is underpinned by increasing demand for personal loans, rapid adoption of fintech solutions, and evolving consumer preferences for seamless, digital-first borrowing experiences. As of 2024, the marketÂ’s resilience is evident in its ability to adapt to macroeconomic fluctuations, regulatory shifts, and technological advancements, making it one of the most dynamic sectors in the global financial landscape.

One of the primary growth factors for the consumer lending market is the widespread digitalization of financial services. The proliferation of smartphones, internet penetration, and advancements in artificial intelligence have revolutionized how consumers access and manage loans. Fintech companies are leveraging cutting-edge technologies to streamline loan origination, underwriting, and disbursement processes, significantly reducing approval times and operational costs. This digital transformation is not only enhancing customer experience but also enabling lenders to reach previously underserved populations, thereby expanding the overall market. Furthermore, the introduction of alternative credit scoring models, powered by big data analytics, is allowing more individuals to qualify for loans, further propelling market growth.

Another significant driver is the increasing consumer demand for flexible and customized lending products. Modern borrowers, especially millennials and Gen Z, are seeking loan solutions tailored to their unique financial needs and lifestyles. This has led to the emergence of innovative loan products such as buy-now-pay-later (BNPL), instant personal loans, and peer-to-peer lending platforms. The competitive landscape is intensifying as traditional banks, non-banking financial companies (NBFCs), and fintech startups vie to offer differentiated value propositions. Additionally, the low-interest-rate environment in many developed economies has made borrowing more attractive, fueling demand across various loan categories, including home, auto, and student loans.

Regulatory evolution is also playing a pivotal role in shaping the consumer lending market. Governments and regulatory bodies worldwide are implementing frameworks to enhance transparency, consumer protection, and responsible lending practices. Open banking initiatives and the adoption of digital KYC (Know Your Customer) protocols are facilitating smoother onboarding processes and fostering greater trust in digital lending channels. However, regulatory compliance remains a complex challenge, particularly for cross-border lending and emerging markets. As regulations continue to evolve, market participants are investing in compliance technologies and risk management solutions to ensure sustainable growth and mitigate potential legal risks.

The role of Consumer Loanplace in the digital transformation of the lending industry cannot be overstated. As a pivotal player in the consumer lending market, Consumer Loanplace has been instrumental in bridging the gap between traditional financial services and modern digital solutions. By leveraging advanced technologies and data analytics, Consumer Loanplace offers personalized lending experiences that cater to the unique needs of each borrower. This approach not only enhances customer satisfaction but also expands access to credit for underserved communities. Through strategic partnerships and innovative product offerings, Consumer Loanplace is setting new standards for efficiency and transparency in the lending process, ultimately contributing to the overall growth and dynamism of the market.

From a regional perspective, Asia Pacific stands out as the fastest-growing market, driven by rapid urbanization, rising middle-class incomes, and the explosive growth of digital financial platforms. North America and Europe continue to dominate in terms of market share, buoyed by mature banking infrastructures and high consumer credit penetration. Meanwhile, Latin America and the Middle East & Africa are witnessing accelerated growth as financial inclusion i

View quarterly updates and historical trends for US Credit Card Debt. from United States. Source: Federal Reserve Bank of New York. Track economic data wi…

Yearly citation counts for the publication titled "Consumer Credit Law: Rates, Costs, and Benefits".

Consumer Credit in the United Kingdom decreased to 1119 GBP Million in October from 1398 GBP Million in September of 2025. This dataset provides the latest reported value for - United Kingdom Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In the second quarter of 2025, roughly **** percent of all consumer loans at commercial banks in the United States were delinquent. The delinquency rate on this type of credit has been rising again since 2021. Loans are delinquent when the borrower does not pay their obligations on time. One of the reasons for the delinquency rate decreasing during the first years of the COVID-19 pandemic was that the personal saving rate in the U.S. soared during that period. What is the trend in consumer credit levels in the United States? Consumer credit refers to the various types of loans and credit extended to individuals for personal use, often to fund everyday purchases or larger expenses. When credit levels rise, it often signals that consumers are more confident in their ability to manage debt and make future payments. After a period of strong growth between 2021 and early 2023, consumer credit in the United States has been growing at a slower pace. By early 2024, consumer credit levels reached over **** trillion U.S. dollars. What is the main channel for acquiring consumer credit? In 2024, the leading type of consumer credit among consumers in the U.S. was credit card bills. Credit card usage in the North American country was substantial and credit card penetration was expected to reach over **** percent by 2029. Car loans ranked next as a common source of consumer credit, while other types of debt, such as medical bills, home equity lines of credit, and personal educational loans, had lower percentages.

Consumer Finance Market By Size, Share, Trends, Opportunity, and Forecast, 2018-2028, Segmented By Type, By Secured Consumer Finance Product Type, By Unsecured Consumer Finance Product Type, By Region, Competition Forecast and Opportunities

Brazil Loans: Credit Supply Indicators: Consumer Credit: Expected supply data was reported at 0.110 Point in Jun 2019. This records a decrease from the previous number of 0.250 Point for Mar 2019. Brazil Loans: Credit Supply Indicators: Consumer Credit: Expected supply data is updated quarterly, averaging 0.000 Point from Mar 2011 (Median) to Jun 2019, with 34 observations. The data reached an all-time high of 0.450 Point in Mar 2018 and a record low of -0.640 Point in Sep 2015. Brazil Loans: Credit Supply Indicators: Consumer Credit: Expected supply data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Monetary – Table BR.KAB043: Loans: Quarterly Credit Conditions Survey. These trend indicators of credit condition are expressed in a point scale ranging from -2 to 2 points and are split into three major groups: Credit Demand Indicators: These indicators measure the demand for credit during a given quarter, allowing the identification and analysis of the way in which consumers and businesses behave against various economic factors that impact nationally and internationally. Credit Supply Indicators: These indicators measure the supply of credit during a given quarter. The most important factors affecting the supply of credit are: the conditions of the national economy, industry/sector specific condition the company and also the customer's perception of risk. New Credit Lines Approvals Indicators: These indicators show the variations of the New Credit Lines Approvals by the financial institutions. Estes indicadores de tendência da condições de crédito são expressos em uma escala de pontos que varia de -2 a 2 pontos e são divididas em três grandes grupos: Os indicadores de demanda de crédito: Estes indicadores medem a demanda por crédito durante um determinado trimestre , permitindo a identificação e análise da maneira pela qual os consumidores e as empresas se comportam contra vários fatores econômicos que impacto nacional e internacional. Indicadores de oferta de crédito: Estes indicadores medem a oferta de crédito durante um determinado trimestre. Os fatores mais importantes que afetam a oferta de crédito são: as condições da economia nacional , a condição específica da indústria / setor da empresa e também a percepção do cliente de risco . Indicadores de aprovação de novas linhas de crédito: Estes indicadores mostram as variações das novas linhas de crédito aprovados por parte das instituições financeiras.