Graph and download economic data for Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) from Q1 1980 to Q1 2025 about disposable, payments, debt, personal income, percent, personal, households, services, income, and USA.

Graph and download economic data for Consumer Debt Service Payments as a Percent of Disposable Personal Income (CDSP) from Q1 1980 to Q1 2025 about disposable, payments, debt, personal income, percent, personal, consumer, services, income, and USA.

This feed provides information about household debt service and financial obligations ratios data from the Federal Reserve Board's FOR release available through the Data Download Program (DDP). The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.The DSR is divided into two parts. The Mortgage DSR is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.Quarterly values for the Debt Service Ratio are available from 1980 forward.

United States - Household Debt Service Payments as a Percent of Disposable Personal Income was 11.25% in January of 2025, according to the United States Federal Reserve. Historically, United States - Household Debt Service Payments as a Percent of Disposable Personal Income reached a record high of 15.85 in October of 2007 and a record low of 9.08 in January of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Household Debt Service Payments as a Percent of Disposable Personal Income - last updated from the United States Federal Reserve on August of 2025.

In 2023, the debt services payments to disposable income ratio in the United States has remained relatively stable. That came after a sharp drop of the ratio in 2021 and 2022, which was followed by a rapid increase of the debt service payments, as they represented over 9.8 percent of their personal disposable income in the last quarter of 2023. In this context, debt service refers to the amount of money that households need to pay up their debts, including the interest rates of their loans and lending.

United States Household Debt Service Ratio: sa data was reported at 9.843 NA in Jun 2018. This records a decrease from the previous number of 9.864 NA for Mar 2018. United States Household Debt Service Ratio: sa data is updated quarterly, averaging 11.285 NA from Mar 1980 (Median) to Jun 2018, with 154 observations. The data reached an all-time high of 13.228 NA in Dec 2007 and a record low of 9.839 NA in Dec 2012. United States Household Debt Service Ratio: sa data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB005: Household Debt Service and Financial Obligations Ratios: Seasonally Adjusted. Household Debt Service Ratio: sa (id: 51016902) is the ratio of total required household debt payments to total disposable income.

Concept: Household debt service ratio – Expected household debt payments to disposable income ratio as a quarterly moving average, seasonally adjusted. Household debt – Ratio of total household debt held by financial institutions to disposable income accumulated over the past twelve months. Source: Central Bank of Brazil – Department of Economics 19880-household-debt-service-ratio---interest---seasonally-adjusted-data 19880-household-debt-service-ratio---interest---seasonally-adjusted-data

Debt service ratios, interest and obligated principal payments on debt, and related statistics for households, Canada.

United States - Consumer Debt Service Payments as a Percent of Disposable Personal Income was 5.41% in January of 2025, according to the United States Federal Reserve. Historically, United States - Consumer Debt Service Payments as a Percent of Disposable Personal Income reached a record high of 7.31 in October of 2005 and a record low of 4.31 in January of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Consumer Debt Service Payments as a Percent of Disposable Personal Income - last updated from the United States Federal Reserve on August of 2025.

Concept: Household debt service ratio – Expected household debt payments to disposable income ratio as a quarterly moving average, seasonally adjusted. Household debt – Ratio of total household debt held by financial institutions to disposable income accumulated over the past twelve months. Source: Central Bank of Brazil – Department of Economics 20399-household-debt-service-ratio-without-mortgage-loans---seasonally-adjusted-data 20399-household-debt-service-ratio-without-mortgage-loans---seasonally-adjusted-data

United States Household Debt Service Ratio: sa: Consumer data was reported at 5.603 NA in Jun 2018. This records a decrease from the previous number of 5.611 NA for Mar 2018. United States Household Debt Service Ratio: sa: Consumer data is updated quarterly, averaging 5.681 NA from Mar 1980 (Median) to Jun 2018, with 154 observations. The data reached an all-time high of 6.712 NA in Dec 2001 and a record low of 4.649 NA in Jun 1993. United States Household Debt Service Ratio: sa: Consumer data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB005: Household Debt Service and Financial Obligations Ratios: Seasonally Adjusted. Household Debt Service Ratio: sa: Consumer (id: 301315204) is the total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income.

United States Household Debt Service Ratio: sa: Equifax/FRB: Consumer data was reported at 5.512 % in Dec 2024. This records an increase from the previous number of 5.479 % for Sep 2024. United States Household Debt Service Ratio: sa: Equifax/FRB: Consumer data is updated quarterly, averaging 5.698 % from Mar 2005 (Median) to Dec 2024, with 80 observations. The data reached an all-time high of 7.307 % in Dec 2005 and a record low of 4.306 % in Mar 2021. United States Household Debt Service Ratio: sa: Equifax/FRB: Consumer data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB: Household Debt Service Ratio: Seasonally Adjusted.

Graph and download economic data for Mortgage Debt Service Payments as a Percent of Disposable Personal Income (MDSP) from Q1 1980 to Q1 2025 about disposable, payments, mortgage, debt, personal income, percent, personal, services, income, and USA.

In 2025, the debt services payments to disposable income ratio in the United States was slightly lower than in the previous quarter. That came after a sharp drop of the ratio in 2020 and 2021, which was followed by a rapid increase of the debt service payments, as they represented over 11.25 percent of their personal disposable income in the last quarter of 2025. In this context, debt service refers to the amount of money that households need to pay up their debts, including the interest rates of their loans and lending.

Annual household disposable income, debt service ratio and other statistics, by province and territory.

Key information about United States Debt Service Ratio: Households

• United States Debt Service Ratio: Households was reported at 8.100 % in Sep 2024
• This stayed constant from the previous number of 8.100 % for Jun 2024
• US Debt Service Ratio: Households data is updated quarterly, averaging 9.000 % from Mar 1999 to Sep 2024, with 103 observations
• The data reached an all-time high of 11.600 % in Dec 2007 and a record low of 7.100 % in Mar 2021
• US Debt Service Ratio: Households data remains active status in CEIC and is reported by Bank for International Settlements
• The data is categorized under World Trend Plus’s Association: Banking Sector – Table RC.BIS.DSR: G2 Households (HH) and Non-Profit Institution Serving Households (NPISHs): Quarterly

In 2022, the debt service ratio (DSR) of households in Japan stood at *** percent. The debt service ratio measures debt payments, including interest payments, in relation to the income of households. It serves as an indicator of the financial burden placed on households by borrowing.

Brazil Loans: Household Debt: Service Ratio: Seasonally Adjusted: Principal data was reported at 17.800 % in Feb 2025. This records an increase from the previous number of 17.690 % for Jan 2025. Brazil Loans: Household Debt: Service Ratio: Seasonally Adjusted: Principal data is updated monthly, averaging 15.755 % from Mar 2005 (Median) to Feb 2025, with 240 observations. The data reached an all-time high of 18.220 % in Jan 2023 and a record low of 11.920 % in Mar 2005. Brazil Loans: Household Debt: Service Ratio: Seasonally Adjusted: Principal data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Monetary – Table BR.KAB052: Loans: Household Debt.

Graph and download economic data for Financial Soundness Indicator, Households; Debt Service and Principal Payments as a Percent of Income, Level (BOGZ1FL010000346Q) from Q1 1980 to Q4 2024 about payments, debt, percent, households, services, income, indexes, and USA.

In the third quarter of 2024, the debt service ratio (DSR) of households in Japan stood at *** percent. The debt service ratio measures debt payments, including interest payments, in relation to the income of households. It serves as an indicator of the financial burden placed on households by borrowing.