Graph and download economic data for Revolving Consumer Credit Owned and Securitized (REVOLSL) from Jan 1968 to Apr 2025 about securitized, owned, revolving, consumer credit, loans, consumer, and USA.

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBM027SBOG) from Jul 2000 to Jun 2025 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

The G.19 Statistical Release, Consumer Credit, reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. Revolving credit plans may be unsecured or secured by collateral and allow a consumer to borrow up to a prearranged limit and repay the debt in one or more installments. Credit card loans comprise most of revolving consumer credit measured in the G.19, but other types, such as prearranged overdraft plans, are also included. Nonrevolving credit is closed-end credit extended to consumers that is repaid on a prearranged repayment schedule and may be secured or unsecured. To borrow additional funds, the consumer must enter into an additional contract with the lender. Consumer motor vehicle and education loans comprise the majority of nonrevolving credit, but other loan types, such as boat loans, recreational vehicle loans, and personal loans, are also included. This statistical release is designated by OMB as a Principal Federal Economic Indicator (PFEI).

Consumer Credit in the United States decreased to 5.10 USD Billion in May from 16.87 USD Billion in April of 2025. This dataset provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Percent Change of Total Revolving Consumer Credit (REVOLSLAR) from Feb 1968 to May 2025 about revolving, consumer credit, loans, consumer, rate, and USA.

United States - Consumer Loans: Credit Cards and Other Revolving Plans, Domestically Chartered Commercial Banks was 1092.95190 Bil. of U.S. $ in April of 2025, according to the United States Federal Reserve. Historically, United States - Consumer Loans: Credit Cards and Other Revolving Plans, Domestically Chartered Commercial Banks reached a record high of 1092.95190 in April of 2025 and a record low of 211.93890 in July of 2000. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Consumer Loans: Credit Cards and Other Revolving Plans, Domestically Chartered Commercial Banks - last updated from the United States Federal Reserve on June of 2025.

United States - Revolving Consumer Credit Owned and Securitized was 1321356.86000 Bil. of $ in April of 2025, according to the United States Federal Reserve. Historically, United States - Revolving Consumer Credit Owned and Securitized reached a record high of 1369397.34000 in October of 2024 and a record low of 1316.77000 in January of 1968. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Revolving Consumer Credit Owned and Securitized - last updated from the United States Federal Reserve on July of 2025.

The value of revolving credit outstanding in the United States increased in most years between 1995 and 2023, albeit with some fluctuations. In 2023, the revolving credit outstanding in the United States amounted to just over a trillion U.S. dollars, decreasing from the roughly 1.08 trillion U.S. dollars reached in 2019. Revolving credit is a type of credit that does not have a fixed number of payments, in contrast to an installment credit. The most common examples of revolving credit used by consumers are credit cards, although some credit cards are non-revolving, i.e. require users to pay off the full balance at the end of each month.

United States Consumer Credit Outstanding: sa: Revolving data was reported at 1,039.314 USD bn in May 2018. This records an increase from the previous number of 1,029.562 USD bn for Apr 2018. United States Consumer Credit Outstanding: sa: Revolving data is updated monthly, averaging 137.247 USD bn from Jan 1955 (Median) to May 2018, with 761 observations. The data reached an all-time high of 1,039.314 USD bn in May 2018 and a record low of 0.000 USD bn in Dec 1967. United States Consumer Credit Outstanding: sa: Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit. On June 7, 2012, the Consumer Credit (G.19) series has been restructured to reflect regulatory filing changes for U.S.-chartered depository institutions. These changes will be accompanied by the revisions to the estimates of outstanding consumer credit back to January 2006.

Revolving Consumer Credit: 57 years of historical data from 1968 to 2025.

United States - Revolving Consumer Credit Securitized by Finance Companies, Flow was 0.00000 Mil. of $ in December of 2024, according to the United States Federal Reserve. Historically, United States - Revolving Consumer Credit Securitized by Finance Companies, Flow reached a record high of 8695.91000 in October of 2000 and a record low of -5552.19000 in October of 2001. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Revolving Consumer Credit Securitized by Finance Companies, Flow - last updated from the United States Federal Reserve on July of 2025.

United States - Revolving Consumer Credit Owned by Credit Unions, Flow was 6.28728 Bil. of $ in November of 2024, according to the United States Federal Reserve. Historically, United States - Revolving Consumer Credit Owned by Credit Unions, Flow reached a record high of 27.58668 in December of 2019 and a record low of -33.99564 in April of 2020. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Revolving Consumer Credit Owned by Credit Unions, Flow - last updated from the United States Federal Reserve on June of 2025.

United States - Revolving Securitized Consumer Credit was 77.56000 Bil. of $ in April of 2025, according to the United States Federal Reserve. Historically, United States - Revolving Securitized Consumer Credit reached a record high of 482395.80000 in June of 2008 and a record low of 0.00000 in April of 2019. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Revolving Securitized Consumer Credit - last updated from the United States Federal Reserve on June of 2025.

Interactive monthly chart and 57 years of historical data from 1968 to 2025.

Consumer Credit Market Outlook

The global consumer credit market size is projected to grow significantly from USD 12 trillion in 2023 to USD 18.85 trillion by 2032, with a compound annual growth rate (CAGR) of 5.2% during the forecast period. The primary growth drivers include increasing consumer spending, rising disposable income, and the expansion of financial services into emerging markets. Consumer credit has become an integral part of modern economies, enabling individuals and businesses to manage cash flow, finance large purchases, and invest in the future.

A key factor propelling the growth of the consumer credit market is the increasing confidence in financial institutions and credit mechanisms globally. As financial literacy improves, more people understand the benefits and risks associated with various forms of credit, leading to higher adoption rates. Additionally, technological advancements have streamlined credit approval processes, making them more efficient and accessible. Digital platforms allow for quicker credit evaluations and disbursements, which further accelerates market growth by providing consumers with timely access to funds.

Another significant growth factor is the burgeoning e-commerce sector, which has driven the demand for consumer credit. The convenience of online shopping has led to increased use of credit cards and other digital credit facilities. Retailers often partner with financial institutions to offer attractive financing options, driving consumer credit usage. Moreover, the rise of buy now, pay later (BNPL) services has revolutionized consumer purchasing behavior by providing flexible payment options, thereby boosting the overall demand for consumer credit.

Additionally, demographic changes such as urbanization and a growing middle class in emerging economies are contributing to market expansion. A younger population inclined towards borrowing for various needs, from education to home ownership, is driving the demand for consumer credit. Financial institutions are tapping into this demographic by offering tailored credit products, which leads to higher market penetration. Furthermore, favorable government policies and regulatory frameworks that encourage responsible borrowing and lending practices are creating a conducive environment for market growth.

The rise of Internet Consumer Loan platforms has further revolutionized the consumer credit landscape. These platforms offer borrowers the convenience of applying for loans online, often with faster approval times and competitive interest rates. By leveraging advanced algorithms and data analytics, Internet Consumer Loan providers can assess creditworthiness more efficiently, making credit accessible to a wider audience. This digital transformation aligns with the increasing consumer preference for online financial services, driven by the growing penetration of smartphones and internet connectivity. As more consumers turn to these platforms for their borrowing needs, traditional financial institutions are also adapting by enhancing their online offerings to remain competitive in this evolving market.

Regionally, North America and Europe continue to dominate the consumer credit market, owing to well-established financial infrastructures and high consumer awareness. However, the Asia Pacific region is emerging as a lucrative market due to rapid economic growth, increased consumer spending, and the proliferation of digital finance solutions. Latin America and the Middle East & Africa also present significant growth opportunities as financial inclusion initiatives gain momentum and credit products become more accessible to a broader population.

Type Analysis

The consumer credit market can be segmented by type into revolving credit and non-revolving credit. Revolving credit, which includes credit cards and lines of credit, allows consumers to borrow up to a certain limit and repay either in full or through minimum monthly payments. This type of credit is highly flexible and convenient for consumers, leading to its widespread adoption. The integration of rewards programs and cashback offers by credit card companies further incentivizes usage, thereby boosting the revolving credit segment.

Non-revolving credit, on the other hand, includes loans that are disbursed in a lump sum and repaid over a fixed term, such as auto loans, student loans, and mortgages. This segment is characterized by lower interest rates compared to

United States Consumer Credit Outstanding: Flow: Finance Co: Revolving data was reported at 0.060 USD bn in May 2018. This records an increase from the previous number of 0.036 USD bn for Apr 2018. United States Consumer Credit Outstanding: Flow: Finance Co: Revolving data is updated monthly, averaging 0.215 USD bn from Jan 1985 (Median) to May 2018, with 401 observations. The data reached an all-time high of 6.184 USD bn in Dec 2005 and a record low of -11.954 USD bn in Jan 2009. United States Consumer Credit Outstanding: Flow: Finance Co: Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit.

United States - Revolving Consumer Credit Owned by Finance Companies, Flow was -459.87000 Bil. of $ in March of 2025, according to the United States Federal Reserve. Historically, United States - Revolving Consumer Credit Owned by Finance Companies, Flow reached a record high of 196.66000 in October of 2022 and a record low of -602.73000 in January of 2024. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Revolving Consumer Credit Owned by Finance Companies, Flow - last updated from the United States Federal Reserve on June of 2025.

United States Domestic Banks: Credit: LL: Consumer: Credit Cards & Other Revolving data was reported at 798.514 USD bn in Oct 2018. This records an increase from the previous number of 797.800 USD bn for Sep 2018. United States Domestic Banks: Credit: LL: Consumer: Credit Cards & Other Revolving data is updated monthly, averaging 370.189 USD bn from Jul 2000 (Median) to Oct 2018, with 220 observations. The data reached an all-time high of 798.514 USD bn in Oct 2018 and a record low of 209.366 USD bn in Jul 2000. United States Domestic Banks: Credit: LL: Consumer: Credit Cards & Other Revolving data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KB033: Balance Sheet: Commercial Banks: Domestic Chartered Commercial Banks: Monthly.

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, Large Domestically Chartered Commercial Banks (H8B1247NLGCQG) from Q4 2000 to Q2 2025 about charter, revolving, credit cards, large, domestic, loans, consumer, banks, depository institutions, and USA.

United States Comml Banks: Credit: LL: Consumer: Credit Card & Oth Revolving Plan data was reported at 798.511 USD bn in Oct 2018. This records an increase from the previous number of 797.801 USD bn for Sep 2018. United States Comml Banks: Credit: LL: Consumer: Credit Card & Oth Revolving Plan data is updated monthly, averaging 370.189 USD bn from Jul 2000 (Median) to Oct 2018, with 220 observations. The data reached an all-time high of 798.511 USD bn in Oct 2018 and a record low of 209.366 USD bn in Jul 2000. United States Comml Banks: Credit: LL: Consumer: Credit Card & Oth Revolving Plan data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB031: Balance Sheet: Commercial Banks: Monthly.