Household Saving Rate in the United States increased to 4.60 percent in January from 3.50 percent in December of 2024. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In Belgium, forecasts of consumers regarding household savings for the upcoming year provide insight into the country's economic climate. From January 2018 to December 2019, the overall forecasts of Belgian consumers regarding household savings were pessimistic. However, from January 2020, optimistic forecasts outweighed negative ones, until October of 2022. In January 2025, the balance of consumer forecast was 18, meaning that the positive forecasts were higher than the negative forecasts by 18 percentage point. The recent positive forecasts seem to indicate a shift in Belgian consumer's perceptions of household savings. Such forecasts are used to calculate the Belgian consumer confidence indicator, providing insight into the economic landscape of the country.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

The saving rate of households in the Netherlands is forecast to remain relatively stable in 2023 and 2024. Dutch households saved nearly 25 percent of their adjusted disposable income in 2020, a peak value reached during the start of the COVID-19 pandemic. Nevertheless, the saving rate has dropped to less than 20 percent.

Household Saving Rate in European Union decreased to 11.89 percent in the third quarter of 2024 from 18.71 percent in the second quarter of 2024. This dataset provides - European Union Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In December 2024, the personal saving rate in the United States amounted to 3.8 percent. That was slightly lower figure than a year earlier. The personal saving rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Household Saving Rate in Slovenia increased to 22.49 percent in the first quarter of 2024 from 10.78 percent in the fourth quarter of 2023. This dataset provides - Slovenia Gross Household Saving Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In 2025, the average savings of households and non-profit institutions serving households in the Euro area was expected to remain under eight percent of their disposable income. During the past decade, the savings rate was usually under eight percent, except for 2020 and 2021, as savings soared after the outbreak of COVID-19.

China Household Savings Deposits Rate: Time: 1 Year data was reported at 1.500 % pa in 26 Mar 2025. This stayed constant from the previous number of 1.500 % pa for 25 Mar 2025. China Household Savings Deposits Rate: Time: 1 Year data is updated daily, averaging 1.500 % pa from Sep 1988 (Median) to 26 Mar 2025, with 13356 observations. The data reached an all-time high of 2.500 % pa in 10 May 2015 and a record low of 1.500 % pa in 26 Mar 2025. China Household Savings Deposits Rate: Time: 1 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Deposit Rates – Table CN.MB: Saving Deposit Rate.

Graph and download economic data for Personal Saving Rate from Jan 1959 to Jan 2025 about savings, personal, rate, and USA.

China Deposit: New Increased: Year to Date: Household Saving data was reported at 6,130.000 RMB bn in Feb 2025. This records an increase from the previous number of 5,520.000 RMB bn for Jan 2025. China Deposit: New Increased: Year to Date: Household Saving data is updated monthly, averaging 3,860.000 RMB bn from Dec 2004 (Median) to Feb 2025, with 213 observations. The data reached an all-time high of 17,840.000 RMB bn in Dec 2022 and a record low of 24.900 RMB bn in Jan 2007. China Deposit: New Increased: Year to Date: Household Saving data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money and Banking – Table CN.KB: Deposit.

Husholdningernes opsparingsrate i Estland steg til 3,10 procent i 2023 fra 2,83 procent i 2022. Aktuelle værdier, historiske data, prognoser, statistik, diagrammer og økonomisk kalender - Estland - Personlige Besparelser.

China Household Savings Deposits Rate: Demand data was reported at 0.350 % pa in 24 Mar 2025. This stayed constant from the previous number of 0.350 % pa for 23 Mar 2025. China Household Savings Deposits Rate: Demand data is updated daily, averaging 0.350 % pa from Sep 1988 (Median) to 24 Mar 2025, with 13354 observations. The data reached an all-time high of 0.350 % pa in 24 Mar 2025 and a record low of 0.350 % pa in 24 Mar 2025. China Household Savings Deposits Rate: Demand data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Deposit Rates – Table CN.MB: Saving Deposit Rate. [COVID-19-IMPACT]

In 2024, the saving rate of households in Belgium is forecast to be lower than in 2023. Belgian households saved over 20 percent of their adjusted gross disposable income in 2020, which is a much higher value than in the previous years. That increase can be explained by the start of the COVID-19 pandemic and the measures to contain its spread, that also hindered consumption. In 2022, the saving rate of Belgian households amounted to 12.9 percent.

In 2025, households from the United Kingdom (UK) are expected to save over nine percent of their disposable incomes. This savings rate fluctuated significantly since 2007, with the lowest figures recorded in 2018 at five percent. In 2020, due to the coronavirus (COVID-19) outbreak and resulting lockdowns, savings rates spiked across the world. In the UK, savings rate reached roughly 16 percent that year, more than three times higher than in the previous year.

In 2023, personal savings amounted to 4.51 percent of the disposable income in the United States. The personal savings rate peaked in 2020, when U.S. households saved on average over 15 percent of their income. That year and in 2021, there were measures implemented to contain the spread of the COVID-19 virus which limited the ability of people to go out and spend their money, which resulted in people saving more than usual.

Savings during recessions During recessions, households often tend to increase their savings due to economic uncertainty and to compensate for any possible loss of income, which could occur, for example, in the case of falling into unemployment. For example, as seen in this statistic, the savings rate increased noticeably between 2007 and 2012, coinciding with a period of crisis. However, there are also factors that affect the amount of money that households can manage to set aside, such as inflation. Saving can be particularly difficult during periods when the inflation rate has been higher than the growth rates of wages.

Savings accounts The value of savings deposits and other checkable deposits in the U.S. amounted to roughly 11 trillion U.S. dollars in late 2023, even after a significant fall in the amount of money placed in those types of instruments. In other words, savings accounts are a type of financial asset that is very widely used among households to save money. Nevertheless, interest rates of savings’ accounts differ a lot from one financial institution to another. Some of the lesser-known online banks had the highest interest rates, while the major banks often offered lower interest rates.

The consumer financial situation in Portugal was expected to deteriorate by approximately 1.5 percentage points over the next 12 months as of January 2025. Household gross saving rate in the country reached its minimum in the third quarter of 2023.

China Household Savings Deposits Rate: Time: 2 Year data was reported at 2.100 % pa in 20 Mar 2025. This stayed constant from the previous number of 2.100 % pa for 19 Mar 2025. China Household Savings Deposits Rate: Time: 2 Year data is updated daily, averaging 2.100 % pa from Sep 1988 (Median) to 20 Mar 2025, with 13350 observations. The data reached an all-time high of 3.100 % pa in 10 May 2015 and a record low of 2.100 % pa in 20 Mar 2025. China Household Savings Deposits Rate: Time: 2 Year data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Deposit Rates – Table CN.MB: Saving Deposit Rate.

China Household Savings Deposits Rate: Time: 3 Month data was reported at 1.100 % pa in 24 Mar 2025. This stayed constant from the previous number of 1.100 % pa for 23 Mar 2025. China Household Savings Deposits Rate: Time: 3 Month data is updated daily, averaging 1.100 % pa from Feb 1989 (Median) to 24 Mar 2025, with 13201 observations. The data reached an all-time high of 2.100 % pa in 10 May 2015 and a record low of 1.100 % pa in 24 Mar 2025. China Household Savings Deposits Rate: Time: 3 Month data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under High Frequency Database’s Deposit Rates – Table CN.MB: Saving Deposit Rate.

Household Saving Rate In the Euro Area decreased to 15.22 percent in the third quarter of 2024 from 15.57 percent in the second quarter of 2024. This dataset provides the latest reported value for - Euro Area Personal Savings - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.