With average lending interest rates of **** percent in 2024, Switzerland was the country with the lowest cost of borrowing money among the ones selected here. The average lending interest rate in China was **** percent, and in South Korea it was roughly **** percent. The average interest rate in Israel was **** in 2022, the latest available data, but the prime rate charged by banks in that country has increased since then.

The average mortgage interest rate decreased in nearly every country in Europe between 2012 and 2021, followed by an increase in response to inflation. In the fourth quarter of 2024, Poland, Hungary, and Romania topped the ranking as the countries with the highest mortgage interest rates in Europe. Conversely, Belgium, Spain, and Italy displayed the lowest interest rates. The UK, which is the country with the largest value of mortgages outstanding, had an interest rate of **** percent.

The International Bank for Reconstruction and Development (IBRD) loans are public and publicly guaranteed debt extended by the World Bank Group. IBRD loans are made to, or guaranteed by, countries that are members of IBRD. IBRD may also make loans to IFC. IBRD lends at market rates. Data are in U.S. dollars calculated using historical rates. This dataset contains the latest available snapshot of the Statement of Loans. The World Bank complies with all sanctions applicable to World Bank transactions.

Since 2010, long-term interest rates generally declined across each of the ***** countries considered until 2021, but rose thereafter. In 2024, the long-term interest rate in the United States amounted to **** percent. That year, the long-term interest rate in Germany stood at **** percent.

This dataset provides values for MORTGAGE RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

The average for 2020 based on 7 countries was 4.51 interest rate points. The highest value was in Burma (Myanmar): 9 interest rate points and the lowest value was in Malaysia: 1.99 interest rate points. The indicator is available from 1980 to 2020. Below is a chart for all countries where data are available.

Among the Latin American and Caribbean countries shown in this graph, Argentina had the highest monetary policy rate as of 2018. The monetary policy rate, also known as base interest rate or base rate, is a percentage defined by central banks to determine the cost of credit in a given economy. This indicator serves as a guide for other financial institutions to set their own interest rates. In 2017, the latest year with available data according to the source, Argentina's Central Bank set the monetary policy rate at 26.42 percent. In 2018, the base interest rate in Mexico stood at 7.64 percent.

Jordan JO: Real Interest Rate data was reported at 7.037 % pa in 2016. This records an increase from the previous number of 6.066 % pa for 2015. Jordan JO: Real Interest Rate data is updated yearly, averaging 6.066 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 12.781 % pa in 1999 and a record low of -9.045 % pa in 2008. Jordan JO: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Jordan – Table JO.World Bank: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

Jordan JO: Lending Interest Rate data was reported at 8.115 % pa in 2016. This records a decrease from the previous number of 8.477 % pa for 2015. Jordan JO: Lending Interest Rate data is updated yearly, averaging 9.297 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 12.609 % pa in 1998 and a record low of 7.607 % pa in 2005. Jordan JO: Lending Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Jordan – Table JO.World Bank: Interest Rates. Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; ;

The average for 2023 based on 7 countries was 29.09 percent. The highest value was in Argentina: 95.89 percent and the lowest value was in Guyana: 8.38 percent. The indicator is available from 1960 to 2024. Below is a chart for all countries where data are available.

The benchmark interest rate in Germany was last recorded at 4.50 percent. This dataset provides - Germany Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The average for 2023 based on 5 countries was 9.21 percent. The highest value was in Brunei: 21.12 percent and the lowest value was in Thailand: 3.03 percent. The indicator is available from 1961 to 2023. Below is a chart for all countries where data are available.

Mortgage interest rates in Spain soared in 2022, after falling below *** percent at the end of 2021. In the fourth quarter of 2024, the average weighted interest rate stood at **** percent. That was lower than the rate in the same period the previous year. Despite the increase, Spain had a considerably lower mortgage interest rate than many other European countries. The aftermath of the property bubble Before the bursting of the real estate bubble, the housing market experienced a period of intense activity. A context marked by economic growth, high employment rate, low interest rates, skyrocketing house prices and land speculation, among others, encourage massive lending for the acquisition of property; in 2005 alone, more than *** million home mortgages were granted in Spain. When the bubble burst and the financial crisis hit the country, residential real estate transactions plummeted and households’ non-performing loans jumped to nearly ** billion euros as countless families were not able to cope with their debts. Over a decade after the onset of the crisis, and despite falling mortgage rates, the volume of mortgage loans keeps decreasing every year. A homeowner country Traditionally, Spain has been a country of homeowners; in 2021, the homeownership rate was roughly ** percent. While nearly half of Spanish households own their property with no outstanding payment, the percentage of households that have loan or mortgage pending has been decreasing in recent years. Despite ownership remaining as the preferred tenure option, cultural changes, job insecurity and mounting house prices are prompting Spaniards to opt more and more to become tenants instead of owners, as shown in the changing dynamics of the Spanish residential rental market.

Bahamas BS: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 1.344 % pa in 2023. This records a decrease from the previous number of 1.387 % pa for 2022. Bahamas BS: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 3.623 % pa from Dec 1976 (Median) to 2023, with 48 observations. The data reached an all-time high of 6.604 % pa in 1987 and a record low of 1.344 % pa in 2023. Bahamas BS: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Bahamas – Table BS.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.;International Monetary Fund, International Financial Statistics database.;;

This dataset provides values for 30 YEAR BOND YIELD reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

United States - Fertility Rate, Total for Low Income Countries was 4.53057 Births per Woman in January of 2023, according to the United States Federal Reserve. Historically, United States - Fertility Rate, Total for Low Income Countries reached a record high of 6.74676 in January of 1972 and a record low of 4.53057 in January of 2023. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Fertility Rate, Total for Low Income Countries - last updated from the United States Federal Reserve on September of 2025.

The average for 2023 based on 5 countries was 3.7 percent. The highest value was in Papua New Guinea: 12.41 percent and the lowest value was in Vanuatu: -2.13 percent. The indicator is available from 1961 to 2023. Below is a chart for all countries where data are available.

Hong Kong HK: Real Interest Rate data was reported at 3.288 % pa in 2016. This records an increase from the previous number of 1.309 % pa for 2015. Hong Kong HK: Real Interest Rate data is updated yearly, averaging 3.551 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 13.347 % pa in 2000 and a record low of -3.093 % pa in 1992. Hong Kong HK: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Hong Kong SAR – Table HK.World Bank.WDI: Interest Rates. Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.; ;

In 2022, Portugal overturned the sinking mortgage interest rate it had gone through during the coronavirus (COVID-19) pandemic. The country did not escape from the overall trend of falling mortgage interest rates observed in Europe during the COVID-19 crisis, which positioned national mortgage interest rates at **** percent in the fourth quarter of 2021. Interest rates as a weapon against inflation Even though interest rates are affected by economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market, inflation currently leads the European Central Bank (ECB)’s decisions regarding them. As inflation had been low in Europe since the 2008 financial crisis, the ECB lowered interest rates in an attempt to promote economic growth. However, the economic difficulties brought up by the coronavirus pandemic and the Russian-Ukrainian war have fueled inflation. To counteract this rise, the ECB increased interest rates. Portugal’s abrupt rise in interest rates on new residential loans from **** percent in 2021 to **** percent in 2023 demonstrates the balanced and calculated act between the two financial indices. High interest rates and low mortgage lending Compared to other European nations, Portugal has a low gross residential mortgage lending. In the third and fourth quarters of 2022, mortgage lending decreased in the country due to rising interest rates and worsening economic conditions, but have increased dramatically until 2024. Despite being in a rising trajectory in terms of outstanding residential mortgage lending since the second quarter of 2021, 2023 registered decreasing figures caused by the same economic contingencies. 2024 shows a different trend, however.

Jordan JO: Interest Rate Spread data was reported at 5.088 % pa in 2016. This records an increase from the previous number of 4.978 % pa for 2015. Jordan JO: Interest Rate Spread data is updated yearly, averaging 4.303 % pa from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 6.153 % pa in 2003 and a record low of 2.160 % pa in 1990. Jordan JO: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Jordan – Table JO.World Bank: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;