This dataset includes small business loans or grants issued for emergency COVID-19 financial assistance. Underlying data is provided by the Department of Small Business Services (SBS). Dollar amounts are in actual dollars. This dataset will be refreshed on a quarterly basis.

The coronavirus pandemic has had catastrophic consequences on small businesses in the United States. Between March and August 2020, monthly online searches for "small business loan forgiveness" increased by over 115,270 percent compared to the previous year. During that period, small businesses were also featured in seven of the top ten fastest growing search queries relating to "loans" in the United States.

Context

Created under the Cares Act as a response to COVID economic disruption, the Paycheck Protection Program (PPP) offered emergency loans to small businesses in the United States with the goal of reducing job losses. To promote the program, borrowers may be eligible for loan forgiveness if at least 60% of the loan proceeds were used to pay workers.

Content

There are 3 data files:

• ppp_loan_data.cvs: In addition to the loan amount (in U.S. dollars), the data file contains loan-level demographic information on the loans originated under the PPP program. Geographic fields include state, city, U.S. Congressional District, and zip code. It also includes business ownership type and a detailed NAICS code indicating the borrower's type of business, originating bank, and some borrower characteristics.

• naics_6.csv: this file contains industry names to accompany the NAICS code in the data file

• zip_county_crosswalk.cvs: this file maps zip codes to U.S. counties for anyone interested in incorporating additional demographic, economic, or other data of interest.

Acknowledgements

This data comes from the U.S. Small Business Administration (https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program).

Complete set of loan-level data on the recipients of Paycheck Protection Program loans

Analysis of ‘COVID-19 Loan/Grant Report’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from https://catalog.data.gov/dataset/ce10afbb-17a6-491c-a290-46760d4a4be7 on 27 January 2022.

--- Dataset description provided by original source is as follows ---

This dataset includes small business loans or grants issued for emergency COVID-19 financial assistance. Underlying data is provided by the Department of Small Business Services (SBS). Dollar amounts are in actual dollars. This dataset will be refreshed on a quarterly basis.

--- Original source retains full ownership of the source dataset ---

During the COVID-19 pandemic, Russians were less likely to take loans for durable goods. Almost one half of respondents preferred to not take loans for that product category as of April 2020. Approximately one third of survey participants reported they were less likely to take a car loan during the crisis.

For further information about the coronavirus (COVID-19) pandemic, please visit our dedicated Facts and Figures page.

As a result of the coronavirus (COVID-19) crisis, many people worldwide faced job insecurity and income disruption. For mortgage borrowers in the United States, this means increased risk of delayed loan repayment, default and foreclosure.

In April 2020, the share of single-family housing mortgages owned by Freddie Mac that were in forbearance and delinquent for 30 days spiked to 44 percent. One year later, as of April 2021, approximately 20 percent of the mortgage loans in forbearance were delinquent for over 180 days.

RRF funding aims to fill gaps in immediate working capital for small businesses and nonprofits (including cultural organizations) until they can resume more normal operations. Recipients may or may not have applied for additional funding through Small Business Administration (SBA) loans and other federal disaster relief funding sources. Using $2 million of the City’s share of Food and Beverage Tax funds that the Bloomington Common Council approved for expenditure April 7, plus $500,000 of additional support approved by the Bloomington Urban Enterprise Association on April 8, the City is providing these immediate loans of up to $50,000 each to sustain area businesses in the short term and foster the regional economy. An advisory committee was appointed by the City of Bloomington to review applications and make recommendations for funding. This committee includes representatives from banking, financial services, and community organizations. Additionally, applicants may seek support on their application by contacting the City of Bloomington at economicvitality@bloomington.in.gov. For more information about this and other Recover Forward efforts, see: https://bloomington.in.gov/recoverforward

PPP Loans of over $150k, as reported by SBA as of 6/30/21 Locations were geocoded by LA City Geocoder. Some locations may not have matched. https://www.sba.gov/funding-programs/loans/covid-19-relief-options/paycheck-protection-program/ppp-data

The COVID-19 Emergency Loan Program for Canadians Abroad is a temporary financial assistance program to help Canadians travelling outside Canada to return home or to shelter in place while they arrange to return to Canada. This dataset provides information on the number and value of loans issued by country. Dataset will no longer be published and was officially closed April 12th 2022.

An aggregated dataset of PPP (Paycheck Protection Program) SBA (Small Business Administration) loans involving 3 million businesses would be a comprehensive collection of financial information, aimed at analyzing the distribution and impact of these loans. This dataset would include key details such as the names of the businesses, loan amounts, loan disbursement dates, and the terms of the loans. Additionally, the dataset would contain information on board members of these businesses, providing insights into the governance structures and potential networks influencing the flow of SBA funds. This aspect of the dataset can be crucial for understanding the distribution patterns of PPP loans, identifying trends in funding allocation among different types of businesses, and examining any correlations between board composition and loan receipt. Such a dataset would be valuable for various analyses, including: Financial Analysis: Assessing the financial health and stability of businesses that received PPP loans, and understanding how these loans have impacted their operations during challenging economic times. Governance Analysis: Evaluating the role of board members in acquiring PPP loans, and whether certain types of governance structures were more successful in securing funds. Economic Impact Assessment: Measuring the broader economic impact of the PPP loans, such as job retention, business survival rates, and sector-wise distribution of funds. Network Analysis: Mapping the connections between different businesses and their board members to identify any potential networks or clusters that may have influenced the flow of funds. Policy Evaluation: Providing data-driven insights to policymakers for assessing the effectiveness of the PPP program and for planning future economic relief measures.

Analysis of ‘Department of Economic and Sustainable Development COVID-19 Rapid Response Loans’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from https://catalog.data.gov/dataset/fc848ab8-7b69-4a8b-aee2-33c921579870 on 26 January 2022.

--- Dataset description provided by original source is as follows ---

RRF funding aims to fill gaps in immediate working capital for small businesses and nonprofits (including cultural organizations) until they can resume more normal operations. Recipients may or may not have applied for additional funding through Small Business Administration (SBA) loans and other federal disaster relief funding sources. Using $2 million of the City’s share of Food and Beverage Tax funds that the Bloomington Common Council approved for expenditure April 7, plus $500,000 of additional support approved by the Bloomington Urban Enterprise Association on April 8, the City is providing these immediate loans of up to $50,000 each to sustain area businesses in the short term and foster the regional economy.

An advisory committee was appointed by the City of Bloomington to review applications and make recommendations for funding. This committee includes representatives from banking, financial services, and community organizations. Additionally, applicants may seek support on their application by contacting the City of Bloomington at economicvitality@bloomington.in.gov.

For more information about this and other Recover Forward efforts, see: https://bloomington.in.gov/recoverforward

--- Original source retains full ownership of the source dataset ---

State-guaranteed loans during the COVID-19 crisis The Government is implementing an exceptional guarantee scheme to support the bank financing of companies, up to EUR 300 billion. Until December 31, companies of any size, regardless of the legal form of the company (including companies, traders, craftsmen, farmers, liberal professions, micro-entrepreneurs, associations and foundations engaged in economic activity), with the exception of civil real estate companies, credit institutions and finance companies, will be able to apply to their usual bank for a loan guaranteed by the State to support their cash flow. ### The Business Aid Scoreboard In order to offer visibility to all French people on the allocation of aid to enterprises, the Minister for Action and Public Accounts, with the technical support of the department Etalab of the Inter-Ministerial Directorate of Digital (DINUM), make available a scoreboard of which source code is available, which proposes a consolidated vision of the support provided to companies. ### Description of the data This dataset contains the data presented on the State Guaranteed Loans tab of the dashboard. The data shall inform, at regional and departmental granularity, the following data: — the number of loans guaranteed by the State; — the total amount of loans guaranteed by the State in euros; — the sector of activity of the beneficiary companies (via a section of the NAF code).

As of July 2020, the New York-Newark-Jersey City metropolitan area had a delinquent retail balance, which equaled to more than two billion U.S. dollars during the COVID-19 pandemic. As for the delinquent retail balance of the Houston-The Woodlands-Sugar Land metropolitan area, it amounted up to only 177.3 million U.S. dollars during that time period.

Tracking small business loans related to COVID-19.

The outbreak of coronavirus in Poland changed the purchasing behavior of the society. Installment loan-concerned purchases, especially those made through large retail chains and e-commerce, such as electronics, household appliances, furniture and cars. In the 14th week of March, the downward trend in installment loans slowed down compared to the previous week. However, the collapse in this segment might be intensified by sales drop due to shopping malls' shutdown and trade restrictions across the country. In the case of the residential market, the first symptoms of the reconstruction of the demand for housing loans are visible. The housing loans' demand volume in the week 30.03. - 05.04. increased by 17.4 percent compared to the previous week figures.

For further information about the coronavirus (COVID-19) pandemic, please visit our dedicated Facts and Figures page.

As of July 2020, there were 69 commercial mortgage loans in the New York-Newark-Jersey City metropolitan area which were classified as delinquent. Meanwhile, the Houston-The Woodlands-Sugar Land metropolitan area only had 12 delinquent retail property loans.

The extract lists Paycheck Protection Program (PPP) loans across North Carolina from April through August 2020. The data is based on information submitted by lenders to the Small Businesses Administration (SBA). Data is available for the aforementioned period in two separate categories of loans: those under and above $150,000. The temporal resolution is daily and the spatial resolution is at the zip code level.