Graph and download economic data for Large Bank Consumer Credit Card Balances: Total Balances (RCCCBBALTOT) from Q3 2012 to Q1 2025 about FR Y-14M, credit cards, consumer credit, large, balance, loans, consumer, banks, depository institutions, and USA.

Credit card debt in the United States has been growing at a fast pace between 2021 and 2025. In the fourth quarter of 2024, the overall amount of credit card debt reached its highest value throughout the timeline considered here. COVID-19 had a big impact on the indebtedness of Americans, as credit card debt decreased from *** billion U.S. dollars in the last quarter of 2019 to *** billion U.S. dollars in the first quarter of 2021. What portion of Americans use credit cards? A substantial portion of Americans had at least one credit card in 2025. That year, the penetration rate of credit cards in the United States was ** percent. This number increased by nearly seven percentage points since 2014. The primary factors behind the high utilization of credit cards in the United States are a prevalent culture of convenience, a wide range of reward schemes, and consumer preferences for postponed payments. Which companies dominate the credit card issuing market? In 2024, the leading credit card issuers in the U.S. by volume were JPMorgan Chase & Co. and American Express. Both firms recorded transactions worth over one trillion U.S. dollars that year. Citi and Capital One were the next banks in that ranking, with the transactions made with their credit cards amounting to over half a trillion U.S. dollars that year. Those industry giants, along with other prominent brand names in the industry such as Bank of America, Synchrony Financial, Wells Fargo, and others, dominate the credit card market. Due to their extensive customer base, appealing rewards, and competitive offerings, they have gained a significant market share, making them the preferred choice for consumers.

Debt Balance Credit Cards in the United States increased to 1.21 Trillion USD in the second quarter of 2025 from 1.18 Trillion USD in the first quarter of 2025. This dataset includes a chart with historical data for the United States Debt Balance Credit Cards.

This dataset contains information about credit card balance. This data can be used for a lot of purposes such as credit card balance prediction. The columns in the given dataset are as follows: Income: Income of the customer. Limit: Credit limit provided to the customer. Rating: The customer's credit rating. Cards: The number of credit cards the customer has. Age: Age of the customer. Education: Educational level of the customer. Gender: Sex of the customer. Student: If the customer is a student or not. Married: If the customer is married. Ethnicity: Ethnicity of the customer. Balance: Credit balance of the customer.

$ Income : num 14.9 106 104.6 148.9 55.9 ...

$ Limit : int 3606 6645 7075 9504 4897 8047 3388 7114 3300 6819 ...

$ Rating : int 283 483 514 681 357 569 259 512 266 491 ...

$ Cards : int 2 3 4 3 2 4 2 2 5 3 ...

$ Age : int 34 82 71 36 68 77 37 87 66 41 ...

$ Education: int 11 15 11 11 16 10 12 9 13 19 ...

$ Gender : Factor w/ 2 levels " Male","Female": 1 2 1 2 1 1 2 1 2 2 ...

$ Student : Factor w/ 2 levels "No","Yes": 1 2 1 1 1 1 1 1 1 2 ...

$ Married : Factor w/ 2 levels "No","Yes": 2 2 1 1 2 1 1 1 1 2 ...

$ Ethnicity: Factor w/ 3 levels "African American",..: 3 2 2 2 3 3 1 2 3 1 ...

$ Balance : int 333 903 580 964 331 1151 203 872 279 1350 ...

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2025-09-03 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

Generation X was the group of people with the highest average credit card balance in the United States in the 3rd quarter of 2024. That year, the average credit card debt of generation Z amounted to approximately ***** U.S. dollars. People in the silent generation had a credit card balance of roughly ***** U.S. dollars.

Graph and download economic data for Large Bank Consumer Credit Card Balances: Current Credit Score: 50th Percentile (RCCCBSCOREPCT50) from Q3 2012 to Q1 2025 about score, FR Y-14M, credit cards, consumer credit, large, balance, credits, percentile, loans, consumer, banks, depository institutions, and USA.

View quarterly updates and historical trends for US Credit Card Debt. from United States. Source: Federal Reserve Bank of New York. Track economic data wi…

In 2024, the value of outstanding credit card balances in Japan amounted to around **** trillion Japanese yen. The value increased by **** percent year on year. Credit cards have been the leading cashless payment method in Japan over the past decade.

Total credit card debt in the UK grew by over ****billion British pounds between March and April 2025, now reaching a similar level of debt as seen in early 2020. The annual growth rate of credit card debt stayed about the same in April 2025, reaching *** percent when compared to aApril 2024. The growth rate in 2024 has been decreasing until 2025 where it started to increase again, which may potentially be attributed to growing interest rates and the cost of living crisis.

Graph and download economic data for Large Bank Consumer Credit Card Balances: Revolving Balances Only (RCCCBBALREV) from Q3 2012 to Q1 2025 about revolving, FR Y-14M, credit cards, consumer credit, large, balance, loans, consumer, banks, depository institutions, and USA.

This statistic presents the average credit card debt of Americans in 2017, by income. In that year, the credit card debt of Americans who earned more than *** thousand U.S. dollars amounted to ****** U.S. dollars.

This statistic presents the credit card debt outstanding in the United States from 2000 to 2010 and a forecast thereof for 2018, by credit card type. The credit card debt outstanding on Visa credit cards amounted to approximately *** billion U.S. dollars in 2010 and it was projected to increase to *** billion U.S. dollars in 2018.

Large Bank Consumer Credit Card Balances - 25th Percentile Credit Score - Historical chart and current data through 2025.

United States HH Debt: Balance: New Delinquent Loan: Credit Card data was reported at 6.840 % in Mar 2020. This records a decrease from the previous number of 6.950 % for Dec 2019. United States HH Debt: Balance: New Delinquent Loan: Credit Card data is updated quarterly, averaging 8.081 % from Mar 2003 (Median) to Mar 2020, with 69 observations. The data reached an all-time high of 13.780 % in Dec 2009 and a record low of 5.073 % in Jun 2016. United States HH Debt: Balance: New Delinquent Loan: Credit Card data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

Large Bank Credit Card Balances - 90+ Days Past Due Rates - Historical chart and current data through 2025.

As of the fourth quarter of 2024, Alaska and Hawaii were the states in the U.S. with the highest credit card debt. While the average credit card debt in Alaska amounted to ***** U.S. dollars, people from Mississippi only had on average ***** U.S. dollars of credit card debt.

Graph and download economic data for Large Bank Consumer Credit Card Balances: Share of Accounts Making Greater Than the Minimum Payment but Less Than the Full Balance (RCCCBSHRGTMINLTMAX) from Q3 2012 to Q1 2025 about shares, accounts, payments, FR Y-14M, consumer credit, large, balance, loans, consumer, banks, depository institutions, and USA.

The tables and interactive maps below allow users to explore the ratio of debt to income by state, metropolitan statistical area, and county for each year since 1999. Household debt is calculated from Federal Reserve Bank of New York (FRBNY) Consumer Credit Panel/Equifax Data, and household income is reported by the Bureau of Labor Statistics.

In 2022, the average amount owing on credit cards in Australia was approximately ***** Australian dollars per card. This is a slight increase from the previous year, where the average amount owing on credit cards was ***** Australian dollars.