Graph and download economic data for Large Bank Consumer Credit Card Balances: Total Balances (RCCCBBALTOT) from Q3 2012 to Q3 2025 about FR Y-14M, credit cards, consumer credit, large, balance, loans, consumer, banks, depository institutions, and USA.

This dataset contains information about credit card balance. This data can be used for a lot of purposes such as credit card balance prediction. The columns in the given dataset are as follows: Income: Income of the customer. Limit: Credit limit provided to the customer. Rating: The customer's credit rating. Cards: The number of credit cards the customer has. Age: Age of the customer. Education: Educational level of the customer. Gender: Sex of the customer. Student: If the customer is a student or not. Married: If the customer is married. Ethnicity: Ethnicity of the customer. Balance: Credit balance of the customer.

$ Income : num 14.9 106 104.6 148.9 55.9 ...

$ Limit : int 3606 6645 7075 9504 4897 8047 3388 7114 3300 6819 ...

$ Rating : int 283 483 514 681 357 569 259 512 266 491 ...

$ Cards : int 2 3 4 3 2 4 2 2 5 3 ...

$ Age : int 34 82 71 36 68 77 37 87 66 41 ...

$ Education: int 11 15 11 11 16 10 12 9 13 19 ...

$ Gender : Factor w/ 2 levels " Male","Female": 1 2 1 2 1 1 2 1 2 2 ...

$ Student : Factor w/ 2 levels "No","Yes": 1 2 1 1 1 1 1 1 1 2 ...

$ Married : Factor w/ 2 levels "No","Yes": 2 2 1 1 2 1 1 1 1 2 ...

$ Ethnicity: Factor w/ 3 levels "African American",..: 3 2 2 2 3 3 1 2 3 1 ...

$ Balance : int 333 903 580 964 331 1151 203 872 279 1350 ...

View quarterly updates and historical trends for US Credit Card Debt. from United States. Source: Federal Reserve Bank of New York. Track economic data wi…

Credit card debt in the United States has been growing at a fast pace between 2021 and 2025. In the fourth quarter of 2024, the overall amount of credit card debt reached its highest value throughout the timeline considered here. COVID-19 had a big impact on the indebtedness of Americans, as credit card debt decreased from *** billion U.S. dollars in the last quarter of 2019 to *** billion U.S. dollars in the first quarter of 2021. What portion of Americans use credit cards? A substantial portion of Americans had at least one credit card in 2025. That year, the penetration rate of credit cards in the United States was ** percent. This number increased by nearly seven percentage points since 2014. The primary factors behind the high utilization of credit cards in the United States are a prevalent culture of convenience, a wide range of reward schemes, and consumer preferences for postponed payments. Which companies dominate the credit card issuing market? In 2024, the leading credit card issuers in the U.S. by volume were JPMorgan Chase & Co. and American Express. Both firms recorded transactions worth over one trillion U.S. dollars that year. Citi and Capital One were the next banks in that ranking, with the transactions made with their credit cards amounting to over half a trillion U.S. dollars that year. Those industry giants, along with other prominent brand names in the industry such as Bank of America, Synchrony Financial, Wells Fargo, and others, dominate the credit card market. Due to their extensive customer base, appealing rewards, and competitive offerings, they have gained a significant market share, making them the preferred choice for consumers.

Debt Balance Credit Cards in the United States increased to 1.28 Trillion USD in the fourth quarter of 2025 from 1.23 Trillion USD in the third quarter of 2025. This dataset includes a chart with historical data for the United States Debt Balance Credit Cards.

Graph and download economic data for Large Bank Consumer Credit Card Balances: Revolving Balances Only (RCCCBBALREV) from Q3 2012 to Q3 2025 about revolving, FR Y-14M, credit cards, consumer credit, large, balance, loans, consumer, banks, depository institutions, and USA.

Graph and download economic data for Large Bank Consumer Credit Card Balances: 30 or More Days Past Due Rates: Balances Based (RCCCBBALDPD30P) from Q3 2012 to Q3 2025 about 30 days +, FR Y-14M, credit cards, consumer credit, large, balance, loans, consumer, banks, depository institutions, rate, and USA.

Generation X was the group of people with the highest average credit card balance in the United States in the 3rd quarter of 2025, at approximately ***** U.S. dollars. That year, the average credit card debt of generation Z amounted to approximately ***** U.S. dollars. People in the silent generation had a credit card balance of roughly ***** U.S. dollars.

Total Credit Card Balances — official economic data series published by NY Fed Household Debt and Credit Report, United States

Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2026-03-18 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

Total credit card debt in the UK grew by over *** million British pounds between November and December 2025, now reaching the highest value in the observed period. The annual growth rate of credit card debt increased in December 2025, reaching **** percent when compared to December 2024.

In 2024, the value of outstanding credit card balances in Japan amounted to around **** trillion Japanese yen. The value increased by **** percent year on year. Credit cards have been the leading cashless payment method in Japan over the past decade.

Quarterly total credit card balances, tracked as an indicator of household financial distress by the American Distress Index. Tracking worsening relative to recent baseline.

As of the fourth quarter of 2024, Alaska and Hawaii were the states in the U.S. with the highest credit card debt. While the average credit card debt in Alaska amounted to ***** U.S. dollars, people from Mississippi only had on average ***** U.S. dollars of credit card debt.

United States HH Debt: Balance: New Delinquent Loan: Credit Card data was reported at 6.840 % in Mar 2020. This records a decrease from the previous number of 6.950 % for Dec 2019. United States HH Debt: Balance: New Delinquent Loan: Credit Card data is updated quarterly, averaging 8.081 % from Mar 2003 (Median) to Mar 2020, with 69 observations. The data reached an all-time high of 13.780 % in Dec 2009 and a record low of 5.073 % in Jun 2016. United States HH Debt: Balance: New Delinquent Loan: Credit Card data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.KB027: Household Debt.

Large Bank Consumer Credit Card Balances - 25th Percentile Credit Score - Historical chart and current data through 2025.

The tables and interactive maps below allow users to explore the ratio of debt to income by state, metropolitan statistical area, and county for each year since 1999. Household debt is calculated from Federal Reserve Bank of New York (FRBNY) Consumer Credit Panel/Equifax Data, and household income is reported by the Bureau of Labor Statistics.

This statistic presents the distribution of credit card debt in the United States in 2019, by generation. In March 2019, ** percent of Millennials had not credit card debt at all, *** percentage point lower than the national rate.

This dataset contains information about credit card balance of 400 customers from USA. The columns in the given dataset are as follows:

1. ID: customer ID.

2. Income: annual income of the customer in thousand $.

3. Limit: average credit card limit in $.

4. Rating: the customer's FICO credit rating. It ranges from 300 to 850, with a lower score indicating higher risk and a higher score indicating lower risk.

5. Cards: the number of credit cards the customer has.

6. Age: age in years of the customer.

7. Education: number of years of education of the customer.

8. Region: indicates the customer's geographical location (South, East, West).

9. Balance: average credit card balance in $.

Large Bank Credit Card Balances - 90+ Days Past Due Rates - Historical chart and current data through 2025.