Graph and download economic data for Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks (CCLACBW027SBOG) from 2000-06-28 to 2025-09-17 about revolving, credit cards, loans, consumer, banks, depository institutions, and USA.

Graph and download economic data for Delinquency Rate on Credit Card Loans, All Commercial Banks (DRCCLACBS) from Q1 1991 to Q2 2025 about credit cards, delinquencies, commercial, loans, banks, depository institutions, rate, and USA.

United States - Commercial Bank Interest Rate on Credit Card Plans, Accounts Assessed Interest was 22.25% in May of 2025, according to the United States Federal Reserve. Historically, United States - Commercial Bank Interest Rate on Credit Card Plans, Accounts Assessed Interest reached a record high of 23.37 in August of 2024 and a record low of 11.96 in February of 2003. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Commercial Bank Interest Rate on Credit Card Plans, Accounts Assessed Interest - last updated from the United States Federal Reserve on September of 2025.

View quarterly updates and historical trends for US Credit Card Debt. from United States. Source: Federal Reserve Bank of New York. Track economic data wi…

United States - Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks was 1100.86780 Bil. of U.S. $ in August of 2025, according to the United States Federal Reserve. Historically, United States - Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks reached a record high of 1100.86780 in August of 2025 and a record low of 211.93890 in July of 2000. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Consumer Loans: Credit Cards and Other Revolving Plans, All Commercial Banks - last updated from the United States Federal Reserve on September of 2025.

Credit card debt in the United States has been growing at a fast pace between 2021 and 2025. In the fourth quarter of 2024, the overall amount of credit card debt reached its highest value throughout the timeline considered here. COVID-19 had a big impact on the indebtedness of Americans, as credit card debt decreased from *** billion U.S. dollars in the last quarter of 2019 to *** billion U.S. dollars in the first quarter of 2021. What portion of Americans use credit cards? A substantial portion of Americans had at least one credit card in 2025. That year, the penetration rate of credit cards in the United States was ** percent. This number increased by nearly seven percentage points since 2014. The primary factors behind the high utilization of credit cards in the United States are a prevalent culture of convenience, a wide range of reward schemes, and consumer preferences for postponed payments. Which companies dominate the credit card issuing market? In 2024, the leading credit card issuers in the U.S. by volume were JPMorgan Chase & Co. and American Express. Both firms recorded transactions worth over one trillion U.S. dollars that year. Citi and Capital One were the next banks in that ranking, with the transactions made with their credit cards amounting to over half a trillion U.S. dollars that year. Those industry giants, along with other prominent brand names in the industry such as Bank of America, Synchrony Financial, Wells Fargo, and others, dominate the credit card market. Due to their extensive customer base, appealing rewards, and competitive offerings, they have gained a significant market share, making them the preferred choice for consumers.

United States - Delinquency Rate on Credit Card Loans, All Commercial Banks was 3.05% in April of 2025, according to the United States Federal Reserve. Historically, United States - Delinquency Rate on Credit Card Loans, All Commercial Banks reached a record high of 6.77 in April of 2009 and a record low of 1.53 in July of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Delinquency Rate on Credit Card Loans, All Commercial Banks - last updated from the United States Federal Reserve on September of 2025.

Italy: Percent of people aged 15+ who have a credit card: The latest value from 2021 is 57.88 percent, an increase from 42.48 percent in 2017. In comparison, the world average is 22.26 percent, based on data from 121 countries. Historically, the average for Italy from 2011 to 2021 is 41.77 percent. The minimum value, 30.5 percent, was reached in 2011 while the maximum of 57.88 percent was recorded in 2021.

From the selected regions, the ranking by number of credit cards in use is led by the United States with 1.1 billion cards and is followed by Japan (295.11 million cards). In contrast, the ranking is trailed by Saudi Arabia with 2.73 million cards, recording a difference of 1.1 billion cards to the United States. Shown is the estimated number of credit cards currently in use.The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in up to 150 countries and regions worldwide. All indicators are sourced from international and national statistical offices, trade associations and the trade press and they are processed to generate comparable data sets (see supplementary notes under details for more information).

The credit card penetration in Brazil was forecast to continuously increase between 2024 and 2029 by in total 16.6 percentage points. After the twelfth consecutive increasing year, the credit card penetration is estimated to reach 62.27 percent and therefore a new peak in 2029. The penetration rate refers to the share of the total population who use credit cards.The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in up to 150 countries and regions worldwide. All indicators are sourced from international and national statistical offices, trade associations and the trade press and they are processed to generate comparable data sets (see supplementary notes under details for more information).

The credit card penetration in Thailand was forecast to continuously increase between 2024 and 2029 by in total 36.8 percentage points. After the fifteenth consecutive increasing year, the credit card penetration is estimated to reach 67.53 percent and therefore a new peak in 2029. Notably, the credit card penetration of was continuously increasing over the past years.The penetration rate refers to the share of the total population who use credit cards.The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in up to 150 countries and regions worldwide. All indicators are sourced from international and national statistical offices, trade associations and the trade press and they are processed to generate comparable data sets (see supplementary notes under details for more information).Find more key insights for the credit card penetration in countries like Malaysia and Philippines.

Debt Balance Credit Cards in the United States increased to 1.21 Trillion USD in the second quarter of 2025 from 1.18 Trillion USD in the first quarter of 2025. This dataset includes a chart with historical data for the United States Debt Balance Credit Cards.

United States - Total Revenue for Credit Card Issuing, All Establishments, Employer Firms was 160564.00000 Mil. of $ in January of 2022, according to the United States Federal Reserve. Historically, United States - Total Revenue for Credit Card Issuing, All Establishments, Employer Firms reached a record high of 160564.00000 in January of 2022 and a record low of 81454.00000 in January of 2010. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Total Revenue for Credit Card Issuing, All Establishments, Employer Firms - last updated from the United States Federal Reserve on September of 2025.

The market size for credit cards in the United States grew by over *** percent between 2022 and 2023, a continuation of previous years. This according to estimates from on the value of transactions conducted with cards with a credit function. Credit cards are the most popular payment method available in the country for several years in a row, with a market share that slightly increased during the first year of COVID-19. The United States' credit card penetration is forecast to reach more than ** percent come 2025.

Costa Rica: Percent of people aged 15+ who have a credit card: The latest value from 2021 is 14.12 percent, an increase from 13.88 percent in 2017. In comparison, the world average is 22.26 percent, based on data from 121 countries. Historically, the average for Costa Rica from 2011 to 2021 is 13.68 percent. The minimum value, 12.23 percent, was reached in 2011 while the maximum of 14.49 percent was recorded in 2014.

Romania: Percent of people aged 15+ who have a credit card: The latest value from 2021 is 17.78 percent, an increase from 11.72 percent in 2017. In comparison, the world average is 22.26 percent, based on data from 121 countries. Historically, the average for Romania from 2011 to 2021 is 13.19 percent. The minimum value, 11.59 percent, was reached in 2014 while the maximum of 17.78 percent was recorded in 2021.

Nigeria: Percent of people aged 15+ who have a credit card: The latest value from 2021 is 1.61 percent, a decline from 2.59 percent in 2017. In comparison, the world average is 22.26 percent, based on data from 121 countries. Historically, the average for Nigeria from 2011 to 2021 is 1.94 percent. The minimum value, 0.79 percent, was reached in 2011 while the maximum of 2.76 percent was recorded in 2014.

Colombia: Percent of people aged 15+ who have a credit card: The latest value from 2021 is 13.2 percent, a decline from 13.91 percent in 2017. In comparison, the world average is 22.26 percent, based on data from 121 countries. Historically, the average for Colombia from 2011 to 2021 is 12.76 percent. The minimum value, 10.19 percent, was reached in 2011 while the maximum of 13.91 percent was recorded in 2017.

The Czechia: Percent of people aged 15+ who have a credit card: The latest value from 2021 is 29.85 percent, an increase from 25 percent in 2017. In comparison, the world average is 22.26 percent, based on data from 121 countries. Historically, the average for the Czechia from 2011 to 2021 is 26.75 percent. The minimum value, 25 percent, was reached in 2017 while the maximum of 29.85 percent was recorded in 2021.

United States - Delinquency Rate on Credit Card Loans, Banks Not Among the 100 Largest in Size by Assets was 7.10% in April of 2025, according to the United States Federal Reserve. Historically, United States - Delinquency Rate on Credit Card Loans, Banks Not Among the 100 Largest in Size by Assets reached a record high of 7.84 in October of 2023 and a record low of 2.80 in October of 2015. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Delinquency Rate on Credit Card Loans, Banks Not Among the 100 Largest in Size by Assets - last updated from the United States Federal Reserve on September of 2025.