The market size for credit cards in the United States grew by over *** percent between 2022 and 2023, a continuation of previous years. This according to estimates from on the value of transactions conducted with cards with a credit function. Credit cards are the most popular payment method available in the country for several years in a row, with a market share that slightly increased during the first year of COVID-19. The United States' credit card penetration is forecast to reach more than ** percent come 2025.

Credit Card Transaction: Quarterly: Volume data was reported at 9,502.716 Unit mn in Jun 2022. This records an increase from the previous number of 9,301.651 Unit mn for Mar 2022. Credit Card Transaction: Quarterly: Volume data is updated quarterly, averaging 6,627.430 Unit mn from Mar 2019 (Median) to Jun 2022, with 14 observations. The data reached an all-time high of 9,502.716 Unit mn in Jun 2022 and a record low of 4,705.638 Unit mn in Jun 2020. Credit Card Transaction: Quarterly: Volume data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.KAA001: Credit Card Statistics.

The value of credit card payments in the United Kingdom reached an all-time high in 2022, growing by nearly ** billion British pounds that year. 2022 is the second consecutive year in which credit card expenses go up. The source claims that lockdown restrictions in the summer of 2020 limited credit card payments. The monthly credit card expenses did increase over the course of that timeframe, reaching near pre-pandemic figures in July 2021.

Credit card debt in the United States has been growing at a fast pace between 2021 and 2025. In the fourth quarter of 2024, the overall amount of credit card debt reached its highest value throughout the timeline considered here. COVID-19 had a big impact on the indebtedness of Americans, as credit card debt decreased from *** billion U.S. dollars in the last quarter of 2019 to *** billion U.S. dollars in the first quarter of 2021. What portion of Americans use credit cards? A substantial portion of Americans had at least one credit card in 2025. That year, the penetration rate of credit cards in the United States was ** percent. This number increased by nearly seven percentage points since 2014. The primary factors behind the high utilization of credit cards in the United States are a prevalent culture of convenience, a wide range of reward schemes, and consumer preferences for postponed payments. Which companies dominate the credit card issuing market? In 2024, the leading credit card issuers in the U.S. by volume were JPMorgan Chase & Co. and American Express. Both firms recorded transactions worth over one trillion U.S. dollars that year. Citi and Capital One were the next banks in that ranking, with the transactions made with their credit cards amounting to over half a trillion U.S. dollars that year. Those industry giants, along with other prominent brand names in the industry such as Bank of America, Synchrony Financial, Wells Fargo, and others, dominate the credit card market. Due to their extensive customer base, appealing rewards, and competitive offerings, they have gained a significant market share, making them the preferred choice for consumers.

Graph and download economic data for Sources of Revenue: Credit Card Income from Consumers for Credit Intermediation and Related Activities, All Establishments, Employer Firms (REVCICEF522ALLEST) from 2013 to 2022 about finance companies, intermediate, employer firms, consumer credit, credit cards, accounting, companies, revenue, finance, establishments, financial, loans, consumer, services, income, and USA.

Graph and download economic data for Total Revenue for Credit Card Issuing, Establishments Subject to Federal Income Tax, Employer Firms (REVEF52221TAXABL) from 2009 to 2022 about issues, finance companies, employer firms, credit cards, accounting, companies, revenue, finance, establishments, tax, financial, services, and USA.

A year before Covid-19 reached the United States, the number of credit cards was already declining. In 2019, there were over three times more credit cards in the USA debit cards - although the latter continued to increase in 2019 whereas credit cards did not. In 2019, Visa was the biggest credit card brand across the nation with over *** million cards issued. Credit cards in the U.S. The credit card industry is a major business in the United States. By 2014, the number of credit cards in the country was estimated to exceed *** billion. The number of credit card accounts registered a peak in the fourth quarter of 2016, with around *** million credit card accounts owned in the United States as of that time. In terms of credit available on credit cards, the industry reported the highest figure to date in the fourth quarter of 2017, amounting to **** trillion U.S. dollars. Visa in the U.S. Visa is the most popular credit card company in the U.S., both in terms of cards issued and purchase volume. Visa issued approximately *** million credit cards in 2010. The purchase volume of the Visa credit cards amounted to *** billion U.S. dollars in the same year. In comparison, there were about *** million MasterCard credit cards in circulation in the U.S. in 2010 with their purchase volume amounting to *** billion U.S. dollars in the same year.

Important Note: This item is in mature support as of June 2023 and will be retired in December 2025. This shows the market potential that an adult has monthly credit card expenditures over $2000 in the U.S. in 2022 in a multiscale map (by country, state, county, ZIP Code, tract, and block group).The pop-up is configured to include the following information for each geography level:Market Potential Index and count of adults expected to have average monthly credit card expenditures over $2000Market Potential Index and count of adults expected to own various numbers of credit/debit cardsMarket Potential Index and count of adults expected to use various credit card rewards methodsPermitted use of this data is covered in the DATA section of the Esri Master Agreement (E204CW) and these supplemental terms.

Graph and download economic data for Delinquency Rate on Credit Card Loans, All Commercial Banks (DRCCLACBS) from Q1 1991 to Q1 2025 about credit cards, delinquencies, commercial, loans, banks, depository institutions, rate, and USA.

Ecuador No. of Active Credit Cards: by Brand: Closed Card Systems data was reported at 237,570.000 Unit in Dec 2022. This records an increase from the previous number of 230,512.000 Unit for Nov 2022. Ecuador No. of Active Credit Cards: by Brand: Closed Card Systems data is updated monthly, averaging 170,411.000 Unit from Jan 2021 (Median) to Dec 2022, with 24 observations. The data reached an all-time high of 237,570.000 Unit in Dec 2022 and a record low of 151,757.000 Unit in Jan 2021. Ecuador No. of Active Credit Cards: by Brand: Closed Card Systems data remains active status in CEIC and is reported by Superintendency of Banks. The data is categorized under Global Database’s Ecuador – Table EC.KA012: Active Credit Cards Statistics.

Graph and download economic data for Expenses for Credit Card Issuing, All Establishments, Employer Firms (CCIEAEEF352221) from 2009 to 2022 about issues, employer firms, credit cards, establishments, expenditures, and USA.

Mexico Card Transactions: Credit Cards: Not Defined data was reported at 3.295 MXN mn in 15 Apr 2025. This records an increase from the previous number of 1.973 MXN mn for 14 Apr 2025. Mexico Card Transactions: Credit Cards: Not Defined data is updated daily, averaging 0.007 MXN mn from Jan 2009 (Median) to 15 Apr 2025, with 5949 observations. The data reached an all-time high of 6.312 MXN mn in 25 Mar 2025 and a record low of 0.000 MXN mn in 30 Nov 2022. Mexico Card Transactions: Credit Cards: Not Defined data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.KA008: Card Transactions. Starting December 01, 2022, the form through which the card clearing houses (EGlobal and Prosa) report the operations that were cleared was modified to improve the quality of information, as well as add relevant information considering the new technologies. Additional institutions that were not previously reported due to lack of updated catalogues are now included.

In the first quarter of 2024, the total value of credit card transactions in large businesses in Israel reached over **** billion Israeli shekels (around **** billion U.S. dollars). Similarly, credit card spending in small businesses grew to over ** billion Israeli shekels (around *** billion U.S. dollars). In the fourth quarter of 2023, following the start of the Israel-Hamas war on October 7th, card payments in the country fell sharply. This was accompanied by a significant decline in consumer confidence.

In 2024, the transaction value of corporate credit cards in Japan amounted to around *** trillion Japanese yen. Figures increased from about *** trillion yen in 2022.

As of February 2025, the number of credit cards in Indonesia amounted to ***** million. The number of credit cards in Indonesia decreased by ***** percent when the COVID-19 crisis happened in 2020. Currently, there are ** credit card issuers in Indonesia. Credit card ownership in Indonesia To own a credit card in Indonesia, the primary cardholder must be at least 21 years old or married and have a monthly income of at least three million Indonesian rupiah, while an additional credit card can be used by anybody who is at least 17 years old. According to a survey by the World Bank, about *** percent of the wealthiest ** percent in Indonesia held a credit card. In comparison, only around *** percent of the poorest ** percent of the population owned a credit card. Visa and Mastercard are the most frequently owned credit cards by Indonesians. Credit card transactions in Indonesia Even though there were fewer credit card transactions in Indonesia, the value of those transactions increased throughout the COVID-19 crisis in 2020. To boost Indonesia's economic recovery from the crisis, Indonesia's central bank has cut the maximum credit card interest rate from **** to **** percent per month per July 2021 and decreased the minimum credit card payment from ** percent to * percent of its total balance each month per July 2022.

The number of credit cards in Serbia reached roughly *********** in 2022, a decrease compared to previous years. Credit cards represented roughly ** percent of payment cards in Serbia. Debit cards were found more often in the country, as that year there were around ************* of these cards. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not immediately indicate it gets used often, as there are large differences within Europe when it comes to the use of certain payment methods.

Analysis of ‘Credit Card Customer Data’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from https://www.kaggle.com/aryashah2k/credit-card-customer-data on 28 January 2022.

--- Dataset description provided by original source is as follows ---

Context

A Customer Credit Card Information Dataset which can be used for Identifying Loyal Customers, Customer Segmentation, Targeted Marketing and other such use cases in the Marketing Industry.

A few tasks that can be performed using this dataset is as follows: - Perform Data-Cleaning,Preprocessing,Visualizing and Feature Engineering on the Dataset. - Implement Heirarchical Clustering, K-Means Clustering models. - Create RFM (Recency,Frequency,Monetary) Matrix to identify Loyal Customers.

Content

The Attributes Include: - Sl_No - Customer Key - AvgCreditLimit - TotalCreditCards - Totalvisitsbank - Totalvisitsonline - Totalcallsmade

--- Original source retains full ownership of the source dataset ---

Mexico Card Transactions: Credit Cards data was reported at 8,019.887 MXN mn in 15 Apr 2025. This records an increase from the previous number of 6,700.107 MXN mn for 14 Apr 2025. Mexico Card Transactions: Credit Cards data is updated daily, averaging 2,892.865 MXN mn from Jan 2009 (Median) to 15 Apr 2025, with 5949 observations. The data reached an all-time high of 13,571.354 MXN mn in 17 Nov 2024 and a record low of 838.864 MXN mn in 31 Oct 2015. Mexico Card Transactions: Credit Cards data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.KA008: Card Transactions. Starting December 01, 2022, the form through which the card clearing houses (EGlobal and Prosa) report the operations that were cleared was modified to improve the quality of information, as well as add relevant information considering the new technologies. Additional institutions that were not previously reported due to lack of updated catalogues are now included.

Peru Direct Credits excl Cencosud: Overdue: Corporate data was reported at 0.104 % in Feb 2025. This records a decrease from the previous number of 0.172 % for Jan 2025. Peru Direct Credits excl Cencosud: Overdue: Corporate data is updated monthly, averaging 0.335 % from Jan 2018 (Median) to Feb 2025, with 86 observations. The data reached an all-time high of 0.960 % in Oct 2022 and a record low of 0.015 % in Dec 2018. Peru Direct Credits excl Cencosud: Overdue: Corporate data remains active status in CEIC and is reported by Association of Banks of Peru. The data is categorized under Global Database’s Peru – Table PE.KA014: Credit Card Statistics.

Peru Direct Credits: Non-Retail: Corporate: Restructured & Refinanced data was reported at 105.516 USD mn in Feb 2025. This records an increase from the previous number of 105.287 USD mn for Jan 2025. Peru Direct Credits: Non-Retail: Corporate: Restructured & Refinanced data is updated monthly, averaging 42.189 USD mn from Jan 2018 (Median) to Feb 2025, with 86 observations. The data reached an all-time high of 120.638 USD mn in Dec 2018 and a record low of 0.000 USD mn in Nov 2022. Peru Direct Credits: Non-Retail: Corporate: Restructured & Refinanced data remains active status in CEIC and is reported by Association of Banks of Peru. The data is categorized under Global Database’s Peru – Table PE.KA014: Credit Card Statistics.