Nearly four out of 10 global card transactions in 2023 took place with a Visa-branded card. Roughly *** billion purchase transactions worldwide involved Visa payment cards that year. That would equal approximately **** billion Visa transactions per day in 2023. Note that all figures provided are estimates on general-purpose cards. While the source does not add additional information on this term, it may include debit and credit cards both. Visa's official figures on credit cards alone claim the company processed ** billion transactions in 2022. How big are Visa credit cards on a country-by-country basis? Visa does not share credit card figures for individual countries. Instead, it only looks at the United States against the rest of the world. The U.S. was home to one out of 3 of all Visa credit cards issued worldwide in late 2022. Website trackers hope to add more information on the market size of individual payment providers between different countries. The number of U.S. websites offering Visa as a payment method was far higher than those from other countries in 2022. Where is Mastercard bigger than Visa? Visa was not automatically the largest card provider in every country. Mastercard and Visa had varying market shares across ** European countries in 2021. Mastercard held market shares of ** percent and ** percent in the Netherlands and Sweden, respectively. Mastercard was also bigger than Visa in Brazil, making up nearly half of all card payments in the Latin American country. Visa and Mastercard combined take up the majority of transactions within most individual countries. They rarely face competition from domestic card schemes.

Visa's number of transactions for their credit cards were used only slightly more often at the end of 2022 compared to the same period in 2021. Although the absolute number of payment transactions kept increasing, the number of payments per account remained relatively unchanged. In Q1 2025, Visa credit cards are used in roughly **** billion transactions. It is believed that credit cards have increasingly become popular to counter cost of living in countries like the United States. Note that the figures shown here are different from transaction number estimates on global general purpose cards as this ranking only shows credit card numbers.

Mastercard's number of transactions for their credit cards increased by *********** between the second quarter of 2025 and the second quarter of 2024. In Q2 2025, Mastercard credit cards are used in roughly ****** billion transactions. This is roughly ************ transactions less when compared to the number of Visa credit card payments.

Mexico Card Transactions: Credit Cards: Day Care Centres data was reported at 0.250 MXN mn in 15 Apr 2025. This records an increase from the previous number of 0.213 MXN mn for 14 Apr 2025. Mexico Card Transactions: Credit Cards: Day Care Centres data is updated daily, averaging 0.239 MXN mn from Jan 2009 (Median) to 15 Apr 2025, with 5949 observations. The data reached an all-time high of 2.354 MXN mn in 05 Feb 2025 and a record low of 0.000 MXN mn in 12 Jul 2020. Mexico Card Transactions: Credit Cards: Day Care Centres data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.KA008: Card Transactions. Starting December 01, 2022, the form through which the card clearing houses (EGlobal and Prosa) report the operations that were cleared was modified to improve the quality of information, as well as add relevant information considering the new technologies. Additional institutions that were not previously reported due to lack of updated catalogues are now included.

The credit card penetration in Thailand was forecast to continuously increase between 2024 and 2029 by in total 36.8 percentage points. After the fifteenth consecutive increasing year, the credit card penetration is estimated to reach 67.53 percent and therefore a new peak in 2029. Notably, the credit card penetration of was continuously increasing over the past years.The penetration rate refers to the share of the total population who use credit cards.The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in up to 150 countries and regions worldwide. All indicators are sourced from international and national statistical offices, trade associations and the trade press and they are processed to generate comparable data sets (see supplementary notes under details for more information).Find more key insights for the credit card penetration in countries like Malaysia and Philippines.

Mexico Card Transactions: Credit Cards data was reported at 8,019.887 MXN mn in 15 Apr 2025. This records an increase from the previous number of 6,700.107 MXN mn for 14 Apr 2025. Mexico Card Transactions: Credit Cards data is updated daily, averaging 2,892.865 MXN mn from Jan 2009 (Median) to 15 Apr 2025, with 5949 observations. The data reached an all-time high of 13,571.354 MXN mn in 17 Nov 2024 and a record low of 838.864 MXN mn in 31 Oct 2015. Mexico Card Transactions: Credit Cards data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.KA008: Card Transactions. Starting December 01, 2022, the form through which the card clearing houses (EGlobal and Prosa) report the operations that were cleared was modified to improve the quality of information, as well as add relevant information considering the new technologies. Additional institutions that were not previously reported due to lack of updated catalogues are now included.

The global credit card payment service market, valued at $1,404,430 million in 2025, is projected to experience robust growth, exhibiting a compound annual growth rate (CAGR) of 4.5% from 2025 to 2033. This expansion is fueled by several key drivers. The increasing adoption of e-commerce and digital payment solutions continues to propel market growth, as consumers increasingly prefer the convenience and security offered by credit card transactions online. Furthermore, the rising penetration of smartphones and mobile wallets, coupled with advancements in mobile payment technologies, further facilitates the seamless integration of credit card payments into daily life. The expansion into underserved markets, particularly in developing economies with growing middle classes, presents significant growth opportunities. This is further amplified by the increasing availability of financial inclusion initiatives and government support for digital financial services. Finally, the ongoing innovation in credit card functionalities, such as rewards programs, travel insurance, and purchase protection, enhances consumer appeal and drives market demand. Market segmentation reveals a dynamic landscape. The "Daily Consumption" application segment holds a significant share, driven by everyday purchases, indicating a strong correlation between credit card usage and routine spending. The "Travel" segment is also a major contributor, fueled by the rising popularity of online travel bookings and the convenience of using credit cards for international transactions. The Personal Credit Card type dominates the market, reflecting widespread individual adoption, while the Corporate Credit Card segment exhibits steady growth, driven by business expenditure and expense management needs. Geographic analysis highlights strong growth across North America and Asia-Pacific, driven by factors including high credit card penetration rates and robust digital infrastructure in these regions. While Europe and other regions also contribute, growth rates may vary due to differences in financial infrastructure and consumer behavior. Competitive analysis reveals a highly consolidated market with key players such as JPMorgan Chase, Citibank, and American Express actively vying for market share through strategic initiatives, including product innovation, customer loyalty programs, and expansion into new markets.

Credit Card Fraud Detection

Over the past few decades, credit cards have maintained their demands worldwide. Banks worldwide are now producing a variety of cards according to the needs of their customer—credit cards, debit cards, prepaid cards, etc. Despite having many features, banks, and card issuers are now concerned about security.

Credit cards are mainly used for transactions. But often, we hear about an offense called fraud, which primarily occurs during transactions. Fraud detection involves using various techniques and technologies to identify potentially fraudulent transactions in real-time or post-transaction analysis. The goal is to minimize financial losses for cardholders and card issuers by quickly identifying and stopping unauthorized or suspicious transactions.

Content The primary goal of this dataset is to find the fraud transaction based on the given information. No preprocessing techniques are required because the map-reduce program has cleaned it. The detailed description of this program is the following: - Count: total number of transactions in a day - Credit Card: credit card number - day: day of the month - dayOfWeek: day of the week in the month - max: the maximum transaction amount of the day - mean: the average distance of the group of credit cards in the location - var: the standard deviation of the group of credit cards in the location - min: the minimum transaction amount of the day - month: month of the year - year: which year?

Mexico Card Transactions: Credit Cards: Telecommunication data was reported at 250.020 MXN mn in 15 Apr 2025. This records an increase from the previous number of 155.988 MXN mn for 14 Apr 2025. Mexico Card Transactions: Credit Cards: Telecommunication data is updated daily, averaging 108.029 MXN mn from Jan 2009 (Median) to 15 Apr 2025, with 5949 observations. The data reached an all-time high of 267.982 MXN mn in 21 Feb 2025 and a record low of 14.211 MXN mn in 02 Jan 2016. Mexico Card Transactions: Credit Cards: Telecommunication data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.KA008: Card Transactions. Starting December 01, 2022, the form through which the card clearing houses (EGlobal and Prosa) report the operations that were cleared was modified to improve the quality of information, as well as add relevant information considering the new technologies. Additional institutions that were not previously reported due to lack of updated catalogues are now included.

The global personal credit card market is booming, projected to reach $1.95 trillion by 2033, driven by digitalization and rising e-commerce. Explore key market trends, segments (travel, daily consumption), leading players (Visa, Mastercard, Amex), and regional growth forecasts in this in-depth analysis.

The credit card penetration in Brazil was forecast to continuously increase between 2024 and 2029 by in total 16.6 percentage points. After the twelfth consecutive increasing year, the credit card penetration is estimated to reach 62.27 percent and therefore a new peak in 2029. The penetration rate refers to the share of the total population who use credit cards.The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in up to 150 countries and regions worldwide. All indicators are sourced from international and national statistical offices, trade associations and the trade press and they are processed to generate comparable data sets (see supplementary notes under details for more information).

Store Credit Card Program Market Outlook

According to our latest research, the global store credit card program market size reached USD 126.4 billion in 2024, driven by rising consumer demand for flexible payment solutions and increased adoption of digital payment technologies. The market is projected to grow at a CAGR of 7.1% from 2025 to 2033, reaching a forecasted value of USD 237.9 billion by 2033. The primary growth factor fueling this expansion is the integration of advanced analytics and personalization in credit card offerings, which enhances customer engagement and loyalty for retailers and financial institutions alike.

One of the principal growth drivers for the store credit card program market is the increasing digitization of retail and e-commerce platforms. Retailers are leveraging store-branded credit cards to incentivize repeat purchases and foster customer retention in a highly competitive marketplace. These programs offer tailored rewards, exclusive discounts, and flexible financing options, making them attractive to both consumers and merchants. The proliferation of mobile payment solutions and the integration of store credit cards with digital wallets are further enhancing the convenience and accessibility of these cards, propelling market growth. Additionally, advancements in data analytics enable retailers to track consumer spending patterns, allowing for the creation of highly personalized offers that increase card usage and customer loyalty.

Another significant factor contributing to the growth of the store credit card program market is the evolving regulatory landscape and the entry of fintech companies. Regulatory reforms aimed at promoting transparency and consumer protection have bolstered consumer confidence in store credit card products. Meanwhile, fintech firms are partnering with retailers to launch innovative co-branded and private label credit cards, leveraging advanced technology to streamline application processes and enhance security. These partnerships are enabling even smaller retailers to offer competitive credit card programs, expanding the market’s reach. Furthermore, the increasing penetration of smartphones and internet connectivity, especially in emerging markets, is facilitating the adoption of digital credit card solutions among new customer segments.

Economic factors such as rising disposable incomes, urbanization, and shifting consumer preferences toward cashless transactions are also fueling the expansion of the store credit card program market. As consumers seek more convenient and secure payment methods, store credit cards are becoming a preferred choice for both everyday purchases and high-value transactions. Retailers are responding by offering attractive introductory rates, loyalty rewards, and seamless integration with omnichannel shopping experiences. The convergence of physical and digital retail environments is further accelerating the adoption of store credit cards, as consumers expect consistent and rewarding payment experiences across all touchpoints.

From a regional perspective, North America remains the largest market for store credit card programs, accounting for a significant share of global revenues in 2024. This dominance is attributed to the mature retail sector, high consumer awareness, and the widespread acceptance of credit-based payment systems. However, the Asia Pacific region is poised for the fastest growth over the forecast period, driven by rapid urbanization, rising middle-class populations, and the digital transformation of retail ecosystems. Europe also represents a substantial market, with established retail chains and increasing adoption of co-branded credit cards. Meanwhile, Latin America and the Middle East & Africa are emerging as promising markets, supported by improving financial inclusion and expanding retail networks.

Card Type Analysis

The card type segment of the store credit card program market is primarily divided into private label credit cards and co-branded credit cards. Private label credit cards, issued exclusively by a retailer and usable only within their network, have traditionally dominated the market. These cards are favored by retailers for their ability to drive customer loyalty and repeat business through exclusive rewards and promotions. In 2024, private label cards accounted for a substantial portion of the market share, reflecting their continued popularit

Mexico Card Transactions: Credit Cards: Ground Passenger Transport data was reported at 76.813 MXN mn in 15 Apr 2025. This records a decrease from the previous number of 78.904 MXN mn for 14 Apr 2025. Mexico Card Transactions: Credit Cards: Ground Passenger Transport data is updated daily, averaging 25.447 MXN mn from Jan 2009 (Median) to 15 Apr 2025, with 5949 observations. The data reached an all-time high of 109.557 MXN mn in 15 Dec 2024 and a record low of 2.664 MXN mn in 27 Apr 2020. Mexico Card Transactions: Credit Cards: Ground Passenger Transport data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.KA008: Card Transactions. Starting December 01, 2022, the form through which the card clearing houses (EGlobal and Prosa) report the operations that were cleared was modified to improve the quality of information, as well as add relevant information considering the new technologies. Additional institutions that were not previously reported due to lack of updated catalogues are now included.

Mexico Card Transactions: Credit Cards: Others data was reported at 957.867 MXN mn in 15 Apr 2025. This records an increase from the previous number of 746.750 MXN mn for 14 Apr 2025. Mexico Card Transactions: Credit Cards: Others data is updated daily, averaging 301.952 MXN mn from Jan 2009 (Median) to 15 Apr 2025, with 5949 observations. The data reached an all-time high of 2,139.646 MXN mn in 19 Nov 2024 and a record low of 35.407 MXN mn in 02 Jan 2016. Mexico Card Transactions: Credit Cards: Others data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.KA008: Card Transactions. Starting December 01, 2022, the form through which the card clearing houses (EGlobal and Prosa) report the operations that were cleared was modified to improve the quality of information, as well as add relevant information considering the new technologies. Additional institutions that were not previously reported due to lack of updated catalogues are now included.

Card fraud losses across the world increased by more than 10 percent between 2020 and 2021, the largest increase since 2018. It was estimated that merchants and card acquirers lost well over 30 billion U.S. dollars, with - so the source adds - roughly 12 billion U.S. dollar coming from the United States alone. Note that the figures provided here included both credit card fraud and debit card fraud. The source does not separate between the two, and also did not provide figures on the United States - a country known for its reliance on credit cards.

Payment Card Market Outlook

The global payment card market size is set to experience a robust growth trajectory, with a compound annual growth rate (CAGR) of approximately 8.5% from 2024 to 2032. In 2023, the market was valued at around USD 1.8 trillion, and by 2032, it is projected to reach an impressive USD 3.8 trillion. This significant expansion is driven by a variety of factors including the increasing shift towards cashless transactions, advancements in payment technologies, and a growing consumer preference for convenient and secure payment methods. The rapid adoption of digital payment solutions across various industries is further fueling the demand for payment cards, making them an integral component of modern financial transactions.

One of the primary growth factors propelling the payment card market is the widespread digitalization of payment systems. As e-commerce continues to flourish, the need for efficient and reliable payment methods has surged, leading to an increased reliance on payment cards. The rise in online shopping has necessitated secure and user-friendly payment solutions, with credit, debit, and prepaid cards emerging as the preferred options. Additionally, the increasing adoption of smartphones and mobile payment applications has facilitated the seamless integration of card payments into daily consumer transactions. The emphasis on convenience and speed in financial transactions has further accelerated the transition from cash-based systems to card-based payments, contributing significantly to the market's growth.

Another critical factor influencing the expansion of the payment card market is the continuous innovation in payment technologies. The industry has witnessed a paradigm shift with the introduction of EMV chip technology, contactless payments, and mobile wallets, all of which have enhanced the security and efficiency of transactions. EMV chip technology, in particular, has been instrumental in reducing card fraud and increasing consumer trust. The adoption of contactless payments has further streamlined the checkout process, making it faster and more convenient for consumers. These technological advancements not only improve the user experience but also encourage wider acceptance of payment cards across various sectors, thus driving market growth.

The regulatory framework and government initiatives aimed at promoting cashless economies serve as another key driver for the payment card market. Governments worldwide are actively encouraging the transition to digital payment systems to enhance financial inclusion and reduce the cost of cash handling. Policies aimed at reducing tax evasion and increasing transaction transparency have also played a pivotal role in fostering the adoption of payment cards. Moreover, the proliferation of financial inclusion programs, especially in developing regions, has expanded the reach of payment card services to previously underserved populations. This, coupled with strategic partnerships between governments and financial institutions, is anticipated to sustain the market's growth momentum over the forecast period.

Cards, in their various forms, have become indispensable tools in the modern financial landscape. From credit and debit cards to prepaid options, these financial instruments offer unparalleled convenience and security for consumers worldwide. The evolution of card technology, including the integration of EMV chips and contactless features, has significantly enhanced the user experience, making transactions faster and more secure. As digital payment solutions continue to advance, the role of cards in facilitating seamless and efficient transactions is expected to grow, further embedding them into the fabric of everyday commerce.

From a regional perspective, North America and Europe currently dominate the payment card market, driven by high consumer awareness and mature financial infrastructures. North America, in particular, has witnessed rapid adoption of advanced payment technologies, with the United States being a major contributor. Meanwhile, the Asia Pacific region is expected to showcase the highest growth rate due to increasing urbanization, a burgeoning middle class, and rising disposable incomes. The expansion of e-commerce platforms and the proliferation of mobile payment applications in countries like China and India are significant contributors to the regional market's growth. The integration of innovative technologies and favorable government policies further bolster the market outlook across these regions.

The global personal credit card market, valued at $1,404,430 million in 2025, is projected to experience robust growth, driven by several key factors. The increasing adoption of digital payment technologies and the expansion of e-commerce are significantly boosting credit card usage across various demographics. Furthermore, targeted marketing strategies by credit card issuers, coupled with attractive rewards programs and competitive interest rates, are enticing new customers and increasing spending amongst existing users. The market segmentation reveals diverse user profiles, ranging from individuals with limited credit card usage to those with high usage and revolving debt. This necessitates a nuanced approach from issuers, requiring tailored product offerings and responsible lending practices to cater to varying risk profiles and financial behaviors. The growth is further fueled by increasing financial inclusion efforts in emerging markets, expanding the addressable market significantly. However, factors such as stringent regulatory oversight, rising concerns about debt management, and the potential for economic downturns pose potential challenges to sustained market growth. The competitive landscape is highly fragmented, with both established international banks and regional players vying for market share, leading to intense competition in terms of pricing, features, and customer service. The market's regional distribution shows a concentration in developed economies like North America and Europe, driven by high credit card penetration and established financial infrastructure. However, significant growth opportunities exist in rapidly developing economies within Asia-Pacific and other emerging regions, where increasing disposable incomes and expanding middle classes are fueling credit card adoption. The diverse application segments, including daily consumption, travel, and entertainment, present significant avenues for innovation and customization of credit card products and services. The projected Compound Annual Growth Rate (CAGR) of 4.3% indicates a steady, consistent expansion of the market throughout the forecast period (2025-2033). This suggests sustained demand and consistent investment in the sector, despite potential challenges. This growth trajectory is expected to be supported by ongoing advancements in financial technology, personalization of services, and the continued expansion of digital banking platforms.

The credit card penetration in Canada was forecast to continuously increase between 2024 and 2029 by in total 1.4 percentage points. After the seventh consecutive increasing year, the credit card penetration is estimated to reach 84.55 percent and therefore a new peak in 2029. The penetration rate refers to the share of the total population who use credit cards.The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in up to 150 countries and regions worldwide. All indicators are sourced from international and national statistical offices, trade associations and the trade press and they are processed to generate comparable data sets (see supplementary notes under details for more information).Find more key insights for the credit card penetration in countries like United States and Mexico.

Graph and download economic data for Delinquency Rate on Credit Card Loans, All Commercial Banks (DRCCLACBS) from Q1 1991 to Q3 2025 about credit cards, delinquencies, commercial, loans, banks, depository institutions, rate, and USA.