Graph and download economic data for Delinquency Rate on Credit Card Loans, All Commercial Banks (DRCCLACBS) from Q1 1991 to Q1 2025 about credit cards, delinquencies, commercial, loans, banks, depository institutions, rate, and USA.

Delinquency rates for credit cards picked up in 2025 in the United States, leading to the highest rates observed since 2008. This is according to a collection of one of the United States' federal banks across all commercial banks. The high delinquency rates were joined by the highest U.S. credit card charge-off rates since the Financial Crisis of 2008. Delinquency rates, or the share of credit card loans overdue a payment for more than ** days, can sometimes lead into charge-off, or a writing off the loan, after about six to 12 months. These figures on the share of credit card balances that are overdue developed significantly between 2021 and 2025: Delinquencies were at their lowest point in 2021 but increased to one of their highest points by 2025. This is reflected in the growing credit card debt in the United States, which reached an all-time high in 2023.

Graph and download economic data for Delinquency Rate on All Loans, All Commercial Banks (DRALACBN) from Q1 1985 to Q1 2025 about delinquencies, commercial, loans, banks, depository institutions, rate, and USA.

In the first quarter of 2025, roughly **** percent of all consumer loans at commercial banks in the United States were delinquent. The delinquency rate on this type of credit has been rising again since 2021. Loans are delinquent when the borrower does not pay their obligations on time. One of the reasons for the delinquency rate decreasing during the first years of the COVID-19 pandemic was that the personal saving rate in the U.S. soared during that period. What is the trend in consumer credit levels in the United States? Consumer credit refers to the various types of loans and credit extended to individuals for personal use, often to fund everyday purchases or larger expenses. When credit levels rise, it often signals that consumers are more confident in their ability to manage debt and make future payments. After a period of strong growth between 2021 and early 2023, consumer credit in the United States has been growing at a slower pace. By early 2024, consumer credit levels reached over **** trillion U.S. dollars. What is the main channel for acquiring consumer credit? In 2024, the leading type of consumer credit among consumers in the U.S. was credit card bills. Credit card usage in the North American country was substantial and credit card penetration was expected to reach over **** percent by 2029. Car loans ranked next as a common source of consumer credit, while other types of debt, such as medical bills, home equity lines of credit, and personal educational loans, had lower percentages.

In 2023, the loan default rate in Brazil among men was *** percent, while the default rate for women was *** percent. According to the displayed data, the loan default rate has decreased since 2015, until it rose significantly in 2021 and 2022.

In 2022, the student loan default rate in the United States was highest for Black borrowers, at **** percent. In comparison, Asian borrowers were least likely to default on their student loans.

Graph and download economic data for Delinquency Rate on Consumer Loans, All Commercial Banks (DRCLACBS) from Q1 1987 to Q1 2025 about delinquencies, commercial, loans, consumer, banks, depository institutions, rate, and USA.

United States - Delinquency Rate on Credit Card Loans, All Commercial Banks was 3.05% in January of 2025, according to the United States Federal Reserve. Historically, United States - Delinquency Rate on Credit Card Loans, All Commercial Banks reached a record high of 6.77 in April of 2009 and a record low of 1.53 in July of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Delinquency Rate on Credit Card Loans, All Commercial Banks - last updated from the United States Federal Reserve on August of 2025.

United States Delinquency Rate: Consumer: Credit Cards data was reported at 2.540 % in Mar 2018. This records a decrease from the previous number of 2.560 % for Dec 2017. United States Delinquency Rate: Consumer: Credit Cards data is updated quarterly, averaging 4.200 % from Mar 1991 (Median) to Mar 2018, with 109 observations. The data reached an all-time high of 6.610 % in Mar 2009 and a record low of 2.010 % in Jun 2015. United States Delinquency Rate: Consumer: Credit Cards data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA010: Commercial Banks: Charge Off and Delinquency Rates.

In the fiscal year of 2019, around 4.1 percent of students who went to private, for-profit public 2-year institutions in the United States were in default on their loans. The default rate for students in the FY 2019 cohort was 1.9 percent at 4-year degree-granting postsecondary institutions, and 3.8 percent at 2-year degree-granting postsecondary institutions.

This statistics illustrates the default rate (DR) on corporate loans in Central and Eastern Europe (CEE) as of the first quarter of 2020, by country. Default rates generally displays the percentage of loans that have been charged off by a bank after a prolonged period of missed payments by the loans receiver. Banking sectors within a country preferably want a low default rate. The default rate of Romanian banks as of the first quarter of 2020 was approximately **** percent, while Croatia and Slovakia had default rates of **** percent and **** percent respectively.

United States - Delinquency Rate on Credit Card Loans, Banks Not Among the 100 Largest in Size by Assets was 7.17% in January of 2025, according to the United States Federal Reserve. Historically, United States - Delinquency Rate on Credit Card Loans, Banks Not Among the 100 Largest in Size by Assets reached a record high of 7.84 in October of 2023 and a record low of 2.80 in October of 2015. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Delinquency Rate on Credit Card Loans, Banks Not Among the 100 Largest in Size by Assets - last updated from the United States Federal Reserve on July of 2025.

A cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year, as calculated by Federal Student Aid using data derived from the National Student Loan Data System (NSLDS).

United Kingdom Credit Cond: UL: L3: HH: Default Rate: Credit Card Loan data was reported at -11.200 % Point in Sep 2018. This records a decrease from the previous number of 21.100 % Point for Jun 2018. United Kingdom Credit Cond: UL: L3: HH: Default Rate: Credit Card Loan data is updated quarterly, averaging -10.300 % Point from Jun 2007 (Median) to Sep 2018, with 46 observations. The data reached an all-time high of 61.000 % Point in Mar 2009 and a record low of -43.800 % Point in Mar 2012. United Kingdom Credit Cond: UL: L3: HH: Default Rate: Credit Card Loan data remains active status in CEIC and is reported by Bank of England. The data is categorized under Global Database’s United Kingdom – Table UK.KB018: Credit Conditions Survey: Unsecured Lending: Last 3 Months.

Provides the statistics about Student Loan Default Statistics

United Kingdom Credit Cond: CL: L3: Default Rate: Small Business data was reported at 10.900 % Point in Jun 2018. This records an increase from the previous number of -19.700 % Point for Mar 2018. United Kingdom Credit Cond: CL: L3: Default Rate: Small Business data is updated quarterly, averaging -6.800 % Point from Dec 2009 (Median) to Jun 2018, with 35 observations. The data reached an all-time high of 38.000 % Point in Dec 2009 and a record low of -34.800 % Point in Jun 2015. United Kingdom Credit Cond: CL: L3: Default Rate: Small Business data remains active status in CEIC and is reported by Bank of England. The data is categorized under Global Database’s UK – Table UK.KB020: Credit Conditions Survey: Corporate Lending: Last 3 Months.

In 2022, the student loan default rate in the United States was highest for borrowers in the bottom ** percent of the family income bracket, at ** percent. In comparison, borrowers in the top 25 percent were least likely to default on their student loans.

United Kingdom Credit Cond: CL: N3: Default Rate: Small Business data was reported at 0.000 % Point in Sep 2018. This records a decrease from the previous number of 10.900 % Point for Jun 2018. United Kingdom Credit Cond: CL: N3: Default Rate: Small Business data is updated quarterly, averaging 0.000 % Point from Dec 2009 (Median) to Sep 2018, with 36 observations. The data reached an all-time high of 38.700 % Point in Dec 2009 and a record low of -15.100 % Point in Jun 2015. United Kingdom Credit Cond: CL: N3: Default Rate: Small Business data remains active status in CEIC and is reported by Bank of England. The data is categorized under Global Database’s United Kingdom – Table UK.KB021: Credit Conditions Survey: Corporate Lending: Next 3 Months.

United States Delinquency Rate: 100 Largest Banks: Consumer: Credit Cards data was reported at 2.480 % in Mar 2018. This records a decrease from the previous number of 2.510 % for Dec 2017. United States Delinquency Rate: 100 Largest Banks: Consumer: Credit Cards data is updated quarterly, averaging 4.220 % from Mar 1991 (Median) to Mar 2018, with 109 observations. The data reached an all-time high of 6.710 % in Mar 2009 and a record low of 1.950 % in Jun 2015. United States Delinquency Rate: 100 Largest Banks: Consumer: Credit Cards data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA010: Commercial Banks: Charge Off and Delinquency Rates.

The Federal Perkins Loan Cohort Default Rates is a data collection that is part of the Federal Perkins Loan program; the most recent Federal Perkins Loan Cohort Default Rates are available . Historical program data is available electronically since 2006 at . The data collection is conducted using a web-based entry system wherein postsecondary institutions must submit information electronically if they participate in the Federal Perkins Loan program. Key statistics produced from this data collection are the Federal Perkins Loan cohort default rates (previously known as the Orange Book).