The ratio of non-performing loans (NLP) to total gross loans in Cyprus declined to 7.66 percent in 2022. Nevertheless, the last two years recorded a significantly higher ratio than the preceding years.A nonperforming loan (NPL) is a bank loan that is subject to late repayment or is unlikely to be repaid by the borrower in full. NPLs represent a significant challenge for the banking sector, as it reduces the profitability of banks.Find more statistics on other topics about Cyprus with key insights such as number of commercial bank branches, ratio of bank capital and reserves to total assets, and number of automated teller machines (ATMs).

Key information about Cyprus Non Performing Loans Ratio

• Cyprus Non Performing Loans Ratio stood at 6.6 % in Nov 2024, compared with the ratio of 6.6 % in the previous month
• Cyprus Non Performing Loans Ratio data is updated monthly, available from Dec 2014 to Nov 2024
• The data reached an all-time high of 49.0 % in May 2016 and a record low of 6.5 % in Sep 2024

The Central Bank of Cyprus defines Non Performing Loans as loans overdue more than 90 days. Non Performing Loans also include Restructured Loans which at the time of restructuring were classified as Non Performing, or presented arrears/excesses for a period of more than 60 days. Non Performing Loans Ratio is compliant with Basel III reporting standards

Cyprus CY: NPL Ratio: Less Significant Institutions data was reported at 10.070 % in Dec 2024. This records a decrease from the previous number of 10.490 % for Sep 2024. Cyprus CY: NPL Ratio: Less Significant Institutions data is updated quarterly, averaging 19.120 % from Jun 2020 (Median) to Dec 2024, with 19 observations. The data reached an all-time high of 24.050 % in Jun 2020 and a record low of 10.070 % in Dec 2024. Cyprus CY: NPL Ratio: Less Significant Institutions data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s Cyprus – Table CY.ECB: Non Performing Loans Ratio: by Supervisory Banking.

Cyprus CY: NPL Ratio: Significant Institutions data was reported at 3.790 % in Sep 2022. This records a decrease from the previous number of 4.170 % for Jun 2022. Cyprus CY: NPL Ratio: Significant Institutions data is updated quarterly, averaging 19.935 % from Jun 2015 (Median) to Sep 2022, with 30 observations. The data reached an all-time high of 50.040 % in Sep 2015 and a record low of 3.790 % in Sep 2022. Cyprus CY: NPL Ratio: Significant Institutions data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s Cyprus – Table CY.ECB: Non Performing Loans Ratio: by Supervisory Banking.

Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: Non Financial Corporations data was reported at 2.500 % in Dec 2024. This records a decrease from the previous number of 2.600 % for Sep 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: Non Financial Corporations data is updated quarterly, averaging 4.400 % from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 28.700 % in Sep 2019 and a record low of 2.500 % in Dec 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: Non Financial Corporations data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: NPL Ratio data was reported at 1.900 % in Dec 2024. This records a decrease from the previous number of 2.200 % for Sep 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: NPL Ratio data is updated quarterly, averaging 3.750 % from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 21.100 % in Sep 2019 and a record low of 1.900 % in Dec 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: NPL Ratio data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

In 2022, the ratio of bank capital and reserves to total assets in Cyprus decreased by 0.5 percentage points (-6.81 percent) compared to 2021. Nevertheless, the last two years recorded a significantly higher ratio than the preceding years.The bank capital to assets ratio expresses the amount of capital that a country's banks have to the value of their assets held. Regulators use the bank capital to asset ratio to implement minimum requirements that banks must achieve to ensure they have enough capital.Find more statistics on other topics about Cyprus with key insights such as ratio of non-performing loans (NLP) to total gross loans, number of automated teller machines (ATMs), and number of commercial bank branches.

Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Commercial Real Estate data was reported at 2.600 % in Sep 2024. This records a decrease from the previous number of 3.200 % for Jun 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Commercial Real Estate data is updated quarterly, averaging 4.200 % from Sep 2019 (Median) to Sep 2024, with 21 observations. The data reached an all-time high of 28.700 % in Sep 2019 and a record low of 2.600 % in Sep 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Commercial Real Estate data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Small & Medium Enterprises data was reported at 3.500 % in Sep 2024. This records a decrease from the previous number of 3.700 % for Jun 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Small & Medium Enterprises data is updated quarterly, averaging 4.700 % from Sep 2019 (Median) to Sep 2024, with 21 observations. The data reached an all-time high of 31.400 % in Sep 2019 and a record low of 3.500 % in Sep 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Small & Medium Enterprises data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: Households data was reported at 36.500 % in Dec 2024. This records an increase from the previous number of 33.100 % for Sep 2024. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: Households data is updated quarterly, averaging 33.450 % from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 47.800 % in Mar 2020 and a record low of 21.400 % in Sep 2022. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: Households data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

In 2021, the number of automated teller machines (ATMs) in Cyprus decreased by 1.4 machines per 100,000 adults (-3.44 percent) compared to 2020. This marks the lowest number of automated teller machines during the observed period. ATMS are data terminals allowing an individual to check account balances, withdraw or deposit money, and print a statement of account activities or transactions.Find more statistics on other topics about Cyprus with key insights such as ratio of non-performing loans (NLP) to total gross loans, ratio of bank capital and reserves to total assets, and number of commercial bank branches.

Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: ow Mortgages data was reported at 31.600 % in Dec 2024. This records an increase from the previous number of 28.200 % for Sep 2024. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: ow Mortgages data is updated quarterly, averaging 28.600 % from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 40.800 % in Mar 2020 and a record low of 15.000 % in Sep 2022. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: ow Mortgages data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: Non Financial Corporations data was reported at 39.700 % in Dec 2024. This records a decrease from the previous number of 43.600 % for Sep 2024. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: Non Financial Corporations data is updated quarterly, averaging 46.250 % from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 56.500 % in Mar 2020 and a record low of 37.700 % in Dec 2023. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: Non Financial Corporations data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: NPL & Advances: Coverage Ratio data was reported at 37.400 % in Dec 2024. This records an increase from the previous number of 36.000 % for Sep 2024. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: NPL & Advances: Coverage Ratio data is updated quarterly, averaging 35.950 % from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 50.600 % in Mar 2020 and a record low of 28.000 % in Sep 2022. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: NPL & Advances: Coverage Ratio data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Mortgages data was reported at 5.100 % in Dec 2024. This records a decrease from the previous number of 5.900 % for Sep 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Mortgages data is updated quarterly, averaging 10.100 % from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 32.300 % in Sep 2019 and a record low of 5.100 % in Dec 2024. Cyprus CY: NPL Ratio: Loans & Advances at Amortised Cost: ow Mortgages data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: ow Commercial Real Estate data was reported at 38.400 % in Dec 2024. This records a decrease from the previous number of 40.600 % for Sep 2024. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: ow Commercial Real Estate data is updated quarterly, averaging 42.550 % from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 52.400 % in Mar 2020 and a record low of 35.600 % in Dec 2023. Cyprus CY: Coverage Ratio: NPL & Advances at Amortised Cost: ow Commercial Real Estate data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Key information about Cyprus Non-Performing Loans

• Cyprus Non-Performing Loans was reported at 1.699 USD bn in Nov 2024
• This records a decrease from the previous number of 1.752 USD bn for Oct 2024
• Cyprus Non-Performing Loans data is updated monthly, averaging 10.321 USD bn from Dec 2014 to Nov 2024, with 120 observations
• The data reached an all-time high of 34.346 USD bn in Dec 2014 and a record low of 1.699 USD bn in Nov 2024
• Cyprus Non-Performing Loans data remains active status in CEIC and is reported by CEIC Data
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Non Performing Loans: USD: Monthly

CEIC converts monthly Non Performing Loans into USD. The Central Bank of Cyprus provides Non Performing Loans in EUR. The Federal Reserve Board period end market exchange rate is used for currency conversions. Non Performing Loans are defined as loans overdue for more than 90 days.

Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: Households data was reported at 0.400 EUR bn in Dec 2024. This records a decrease from the previous number of 0.500 EUR bn for Sep 2024. Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: Households data is updated quarterly, averaging 0.850 EUR bn from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 3.500 EUR bn in Sep 2019 and a record low of 0.400 EUR bn in Dec 2024. Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: Households data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: NPL & Advances data was reported at 0.600 EUR bn in Dec 2024. This records a decrease from the previous number of 0.700 EUR bn for Sep 2024. Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: NPL & Advances data is updated quarterly, averaging 1.250 EUR bn from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 6.200 EUR bn in Sep 2019 and a record low of 0.600 EUR bn in Dec 2024. Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: NPL & Advances data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.

Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: ow Commercial Real Estate data was reported at 0.100 EUR bn in Dec 2024. This stayed constant from the previous number of 0.100 EUR bn for Sep 2024. Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: ow Commercial Real Estate data is updated quarterly, averaging 0.200 EUR bn from Sep 2019 (Median) to Dec 2024, with 22 observations. The data reached an all-time high of 1.900 EUR bn in Sep 2019 and a record low of 0.100 EUR bn in Dec 2024. Cyprus CY: Composition & Asset Quality: NPL & Advances at Amortised Cost: ow Commercial Real Estate data remains active status in CEIC and is reported by European Banking Authority. The data is categorized under Global Database’s Cyprus – Table CY.EBA: Non Performing Loans Ratio: Loans and Advances.