This dataset comprises a hand collected market overview of the FinTech market in Germany as of December 2021. It includes various verified properties of 978 unique firms, which can be attributed to the financial technology sector and are operating in Germany. Each observation represents one company with 24 variables, including name, address, legal form, founders with corresponding LinkedIn accounts, register number or company-ID, attribution to FinTech segments and subsegments, bank cooperation, URL address, local court, former name, operating status. The dataset contains established companies as well as start-ups. Since the market in Germany and the nature of FinTech companies itself are dynamic as well as changing there is no complete overview of the market. Furthermore, the total number, the operating status as well as specific properties of FinTechs cannot be found in one accumulated data base. The dataset contains valuable information for researchers, practitioners as well as for supervising authorities. We provide the description of variables as well as a taxonomy for categorizing FinTechs. The nature of the dataset enables further cross-sectional and the possibility of longitudinal analyses of the complete market. The aim of the collection procedure was to find and identify all relevant FinTechs operating in Germany with a structured approach. Different databases and websites (see below) were used to obtain an overview of the market. The dataset was repeatedly updated and verified throughout the years within this process. An association to the segment of operations was conducted. Through structured Google searches the operating status was checked.

The corresponding paper with a detailed description of the variables and volume estimates can be downloaded here:
https://elibrary.duncker-humblot.com/article/72485/german-fintech-companies-a-market-overview-and-volume-estimates

This data set provides an in-depth view into technology purchase intent signals emanating from companies in the financial services industry. Using the most highly advanced signal analysis, True Influence produces weekly intent signal updates across its taxonomy of more than 7,000 topics. Such topics are grouped into logical themes, (i.e., cloud storage, IoT, Networking, Security, etc.) providing the most comprehensive view of considered purchases in the financial services industry. Select from over 75 themes to customize your intent data feed.

Intent data informs the sales process by identifying decision making authorities enabling organizations to shorten their sales cycle, increase deal sizes and closure rates to ultimately increase their ROI. In addition, it provides relevant, timely and valuable insight into market conditions to inform business intelligence platforms, product planning, competitive intelligence, and business forecasting initiatives.

The global investment in fintech companies experienced a significant decline in 2024, with all observed regions showing decreased investment activity. The Americas maintained its position as the primary hub for fintech investment, attracting 63.8 billion U.S. dollars. Investments in the EMEA (Europe, Middle East, and Africa) region totaled 20.3 billion U.S. dollars, while the Asia-Pacific region received 11.4 billion U.S. dollars in fintech funding. The global fintech investment activity reached in 2024 its lowest point since 2017. Quarterly trends reveal ongoing challenges The downward trajectory in fintech investments became apparent in early 2022 and continued throughout 2023. By the fourth quarter of 2023, global fintech funding had dwindled to 26.9 billion U.S. dollars, a far cry from the peak of nearly 145 billion U.S. dollars seen in the third quarter of 2019. Despite the overall decline, several fintech segments experienced increasing investment activity, with payments, regtech, and wealthtech seeing the sharpest increases. Venture capital feels the pinch The fintech investment landscape in 2024 was dominated by M&A deals, which accounted for 49.6 billion U.S. dollars of funding. Venture capital investments, while still substantial at 43.4 billion U.S. dollars, saw a marked decrease from almost 90 billion U.S. dollars in 2022. This decline was not only in value but also in the number of investment deals, which fell from 6,968 to 3,856. Despite the challenges, the fintech sector continues to evolve, with companies like Stripe leading the U.S. market with a valuation of 65 billion U.S. dollars, underscoring the enduring potential of innovative financial technologies.

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Fintech Software Market Size 2025-2029

The fintech software market size is forecast to increase by USD 25.56 billion at a CAGR of 8.2% between 2024 and 2029.

The market is experiencing significant growth, driven by the increasing need for businesses to improve operational efficiency and integrate data for informed decision-making. A key trend in this market is the rising demand for data integration and visual analytics tools, enabling organizations to gain valuable insights from their data and streamline processes. However, this growth is not without challenges. Data privacy and security concerns continue to pose significant hurdles, with the increasing use of digital platforms and the sensitive nature of financial data.
Companies seeking to capitalize on market opportunities and navigate these challenges effectively must prioritize strong security measures and adhere to regulatory compliance. Additionally, partnerships and collaborations with technology providers and financial institutions can help Fintech software companies expand their reach and offer innovative solutions to meet the evolving needs of their clients.

What will be the Size of the Fintech Software Market during the forecast period?

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The market in the United States is experiencing strong growth, driven by the increasing adoption of technology in financial services. Key market dynamics include open data initiatives, financial inclusion solutions, and the proliferation of fintech events. The market is characterized by innovation in areas such as marketing automation, data sharing, mobile banking solutions, personalization engines, financial services automation, data encryption, customer journey mapping, portfolio management, blockchain applications, and regulatory technology. Fintech companies are leveraging advanced technologies like machine learning, artificial intelligence, and biometric authentication to offer personalized financial services, digital payment gateways, and alternative payment methods. The market is also witnessing the emergence of embedded finance, decentralized finance, and digital currencies.
Moreover, fintech startups are increasingly leveraging agile development, microservices architecture, and strategic acquisitions to stay competitive. Compliance automation, cybersecurity solutions, and AML are critical areas of focus to ensure secure and reliable services. Predictive analytics, cloud security, and investment strategies are also gaining traction, as companies seek to optimize operations and enhance customer experience. Overall, the market is poised for continued growth, driven by technological innovation and evolving customer needs.

How is this Fintech Software Industry segmented?

The fintech software industry research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD million' for the period 2025-2029, as well as historical data from 2019-2023 for the following segments.

Deployment

  Cloud based
  On-premises


End-user

  Banking
  Insurance
  Securities


Service

  Money transfer and payments
  Savings and investments
  Digital lending and lending marketplaces
  Online insurance and insurance marketplaces
  Others


Geography

  North America

    US
    Canada


  APAC

    China
    India
    Japan
    South Korea


  Europe

    France
    Germany
    Italy
    UK


  South America



  Middle East and Africa

By Deployment Insights

The cloud based segment is estimated to witness significant growth during the forecast period. The market is experiencing significant growth due to the increasing adoption of advanced technologies such as Artificial Intelligence (AI), Machine Learning (ML), and Blockchain Technology. Point-of-Sale Systems are being enhanced with user-friendly User Interfaces and User Experiences to cater to Consumer Behavior. Automated Trading and Investment Management solutions are gaining popularity among Investment Firms and Wealth Management companies. Lending Platforms are utilizing Peer-to-Peer Lending, API Integration, and Data Analytics for streamlined processes and improved Risk Management. Insurance Companies are leveraging Insurance Technology for Digital Transformation and Customer Experience. Small Businesses are adopting Financial Planning and Personal Finance Management solutions for better financial literacy.

Open Banking and Digital Banking are becoming the norm, offering Mobile Apps and Mobile Payments for convenience. Fintech startups are receiving venture capital and private equity investments to innovate and disrupt traditional financial services. Compliance software and data privacy solutions are essential for regulatory compliance and data security. Fraud detection and machine learning algorithms are being used to ensure data security and prevent fraudulent activities. The fintech ecosystem is

In a 2018 survey, 21 percent of the American FinTech application users said that they were very uncomfortable sharing data containing their bank account balances and transaction history. As for sharing loan or investment information and history, 16 percent of users said they were very uncomfortable agreeing to that.

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Fintech Market Size 2025-2029

The fintech market size is forecast to increase by USD 813.5 billion, at a CAGR of 32.5% between 2024 and 2029.

The market is experiencing significant growth and transformation, driven primarily by the influence of digitalization. Traditional financial institutions are increasingly adopting digital technologies to streamline operations, enhance customer experience, and expand their reach. This shift is leading to increased competition and disruption in the financial services industry. However, the market is not without challenges. The growing popularity of fintech solutions has raised concerns around privacy and security of personal information. As more financial transactions move online, ensuring the protection of sensitive data becomes paramount. Companies must invest in robust cybersecurity measures to mitigate risks and build trust with their customers. Additionally, navigating regulatory complexities and maintaining compliance with evolving regulations is a significant challenge for fintech players. These obstacles require strategic planning and innovative solutions to capitalize on the market's potential while addressing the concerns of stakeholders. Companies seeking to succeed in this dynamic market must focus on delivering secure, user-friendly, and innovative fintech solutions to meet the evolving needs of consumers and businesses.

What will be the Size of the Fintech Market during the forecast period?

Explore in-depth regional segment analysis with market size data - historical 2019-2023 and forecasts 2025-2029 - in the full report.
Request Free SampleThe market continues to evolve, with new technologies and applications emerging across various sectors. Open banking APIs enable seamless data sharing between financial institutions and third-party providers, revolutionizing account aggregation and investment management platforms. Regtech compliance solutions streamline regulatory reporting and KYC/AML procedures, while artificial intelligence (AI) and machine learning algorithms power advanced credit scoring models and fraud detection systems. Transaction processing is optimized through automated trading systems and mobile wallets, facilitating financial inclusion and microfinance solutions. Big data analytics and quantitative analysis tools provide valuable insights for portfolio optimization and risk management. Cybersecurity measures, including network security, data encryption, and biometric authentication, safeguard sensitive financial information. Regulatory frameworks and compliance audits ensure adherence to data privacy regulations and insurtech solutions. Peer-to-peer lending and digital lending platforms offer alternative financing options, while incident response planning and disaster recovery planning ensure business continuity. Vulnerability assessments and penetration testing fortify security protocols, and blockchain technology offers secure, decentralized transaction processing. Cloud computing solutions and wealth management tools streamline financial operations, while API security and risk management tools mitigate potential threats. Remittance services and algorithmic trading enable efficient cross-border transactions, and interoperability standards facilitate seamless data exchange between different platforms. Cryptocurrency integration and predictive analytics offer innovative solutions for the future of fintech.

How is this Fintech Industry segmented?

The fintech industry research report provides comprehensive data (region-wise segment analysis), with forecasts and estimates in 'USD billion' for the period 2025-2029, as well as historical data from 2019-2023 for the following segments. DeploymentOn-premisesCloudEnd-userBankingInsuranceSecuritiesOthersApplicationFraud monitoringKYC verificationCompliance and regulatory supportGeographyNorth AmericaUSCanadaEuropeFranceGermanyItalyUKAPACChinaIndiaJapanSouth AmericaBrazilRest of World (ROW)

By Deployment Insights

The on-premises segment is estimated to witness significant growth during the forecast period.The market encompasses a range of innovative technologies and services, including high-frequency trading, account aggregation, regtech compliance, compliance audits, artificial intelligence, regulatory reporting, investment management platforms, behavioral biometrics, credit scoring models, fraud detection systems, transaction processing, mobile wallets, microfinance solutions, quantitative analysis, financial inclusion, kyc/aml procedures, payment processing fees, portfolio optimization, cybersecurity measures, compliance training, peer-to-peer lending, vulnerability assessment, data analytics platforms, biometric authentication, disaster recovery planning, regulatory frameworks, data encryption, insurtech solutions, security protocols, customer onboarding, open banking APIs, underwriting processes, automated tradin

Indonesia Fintech Asset data was reported at 3,252.338 IDR bn in Jul 2020. This records an increase from the previous number of 3,195.980 IDR bn for Jun 2020. Indonesia Fintech Asset data is updated monthly, averaging 3,020.623 IDR bn from Dec 2018 (Median) to Jul 2020, with 20 observations. The data reached an all-time high of 3,686.850 IDR bn in May 2019 and a record low of 1,549.123 IDR bn in Dec 2018. Indonesia Fintech Asset data remains active status in CEIC and is reported by Indonesia Financial Services Authority. The data is categorized under Indonesia Premium Database’s Banking Sector – Table ID.KBA001: Fintech Asset.

The Account Aggregator (AA) market is experiencing robust growth, driven by increasing digitalization, the rising adoption of open banking initiatives globally, and a growing demand for secure and convenient financial data sharing. The market, estimated at $5 billion in 2025, is projected to experience a compound annual growth rate (CAGR) of 25% from 2025 to 2033, reaching approximately $25 billion by 2033. This expansion is fueled by several key factors. Firstly, the shift towards open banking frameworks empowers consumers with greater control over their financial data, fostering innovation in personalized financial products and services. Secondly, the enhanced security and privacy protocols inherent in AA systems are building trust among consumers and financial institutions, driving wider adoption. Thirdly, the increasing number of Fintech companies integrating AA solutions into their platforms is expanding the market's reach and application across various financial sectors. Key geographical regions like North America and Europe are currently leading the market, with strong regulatory support and mature financial technology ecosystems. However, Asia-Pacific is poised for significant growth, driven by rapid digital adoption and a large, underserved population. The competitive landscape is dynamic, featuring a mix of established players like Fiserv and Visa (Plaid) alongside emerging Fintech companies like Finicity and Cookiejar Technologies (Finvu). These companies are constantly innovating to offer advanced features, such as enhanced data security, improved user interfaces, and broader data compatibility. While regulatory hurdles and concerns around data privacy remain potential restraints, the overall market outlook remains positive. The continued development of robust regulatory frameworks and increased consumer awareness will further accelerate market expansion. The segmentation of the market across software, services, and applications targeting banks, financial institutions, and other sectors presents diverse opportunities for market participants to specialize and cater to specific needs, contributing to the overall robust growth trajectory.

Stata codes and pseudo-data for "Collateral Effects: The Role of FinTech in Small Business Lending." Please refer to the master do-file and the variables description Excel file for more details.

Gretel Synthetic Text-to-Python Dataset for FinTech

This dataset is a synthetically generated collection of natural language prompts paired with their corresponding Python code snippets, specifically tailored for the FinTech industry. Created using Gretel Navigator's Data Designer, with mistral-nemo-2407 and Qwen/Qwen2.5-Coder-7B as the backend models, it aims to bridge the gap between natural language inputs and high-quality Python code, empowering professionals to implement… See the full description on the dataset page: https://huggingface.co/datasets/gretelai/gretel-text-to-python-fintech-en-v1.

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The fintech investment market share is expected to increase by USD 54.56 billion from 2020 to 2025, and the market’s growth momentum will accelerate at a CAGR of 7.76%.

This fintech investment market research report provides valuable insights on the post COVID-19 impact on the market, which will help companies evaluate their business approaches. Furthermore, this report extensively covers fintech investment market segmentations by investment area (digital payments, insurance, and others) and geography (APAC, North America, Europe, South America, and MEA). The fintech investment market report also offers information on several market vendors, including Ant Technology Group Co. Ltd., Avant LLC, Berkshire Hathaway Inc., Facebook Inc., Funding Circle Holdings Plc, KPMG International Ltd., Oscar Insurance Corp., SoftBank Group Corp., Wealthfront Corp., and ZhongAn Online Property Insurance Co. Ltd. among others.

What will the FinTech Investment Market Size be During the Forecast Period?

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FinTech Investment Market: Key Drivers, Trends, and Challenges

Based on our research output, there has been a negative impact on the market growth during and post COVID-19 era. The disintermediation of banking services is notably driving the fintech investment market growth, although factors such as privacy and security concerns may impede market growth. Our research analysts have studied the historical data and deduced the key market drivers and the COVID-19 pandemic impact on the fintech investment industry. The holistic analysis of the drivers will help in deducing end goals and refining marketing strategies to gain a competitive edge.

Key FinTech Investment Market Driver

One of the key factors driving the fintech investment market growth is disintermediation of banking services. It is estimated that the top banking institutions may develop a strategic approach, such as the development of smartphone payment technologies, to deal with competition from fintech platforms during the forecast period. Equity investment searches have entered the online domain where a huge number of venture capitalists are investing in the market. Angel List is operating as a main business angel network, while other providers are helping to clear investment payments (known as equity crowdfunding). Bitcoin is a virtual currency and a payment system that hinges on software and online transactions. It represents an innovative and secure cryptocurrency that can be bought with traditional money. Transactions that take place in bitcoin currency operate through peer-to-peer technology. Companies such as Microsoft are investing in virtual currencies, whereas other firms like Apple and Google are concentrating on wallets that allow online transactions. Such factors of adoption of blockchain technologies and digital wallets are expected to drive the market in focus during the forecast period.

Key FinTech Investment Market Trend

Innovation and development is the major trend influencing the fintech investment market growth. Fintech startups in New York, Silicon Valley, London, and Australia are registering steady business progress. Their customers are opting for tech-enabled payments, currency exchanges, crowdfunding, online lending, and wealth-management services. This is helping fintech startup firms to gain the upper hand over traditional banking systems and other firms in the financial system. In 2011, the fintech industry did not attract much investment, as in the wake of the 2008 global economic crisis, financial institutions focused on cost-cutting measures to maintain profit margins. There was less attention on investments or embracing new and innovative technologies. However, the current market scenario presents a better picture, with the industry launching new technological products. Major banks are helping to incubate, invest in, or partner with fintech companies. This trend indicates that financial institutions are embracing digital innovations in a bid to strengthen their brand values.

Key FinTech Investment Market Challenge

Privacy and security concerns is one of the key challenges hindering the fintech investment market growth. Payment service providers gather personal data and information about customers so that they can customize advertising messages and target key audiences. Such practices help service providers collect data on customer profiling, behavior, and data mining. However, the indiscriminate use of this data can infringe on customer privacy. Location-based services also have privacy concerns because such offerings and services operate on the basis of real-time, geo-based information. The data collected from smartphone devices is processed and stored by vendors and so remains open to abuse. As smartphones are used in monetary trans

We provide datasets and programs to replicate results in "FinTech, Investor Sophistication, and Financial Portfolio Choices" The dataset “fintech_data_rcfs” is provided in both SAS and CSV formats. Two programs are provided to replicate empirical results in the paper. Variables related to banks’ financial technology cannot be disseminated and have been replaced by pseudo-data randomly generated. Therefore only some of the results in the paper are replicable. Details are specified in the document "data and programs description".

This statistic shows the estimated employment figures in FinTech and big-data sectors in selected locations in the United States and the United Kingdom as of May 2014. In that time, the United States offered 200 thousand Fintech jobs and 588 thousand big-data jobs. In London (50 mile area), there were 51 thousand people employed in the Fintech companies in 2014.

Fintech refers to any technological innovation in the financial sector, e.g. cryptocurrency, mobile banking etc. However, it still remains relatively unknown among U.S. consumers.

Indonesia Loan Performance: Non Performing Loan Rate (TWP 90) data was reported at 7.988 % in Jul 2020. This records an increase from the previous number of 6.125 % for Jun 2020. Indonesia Loan Performance: Non Performing Loan Rate (TWP 90) data is updated monthly, averaging 3.121 % from Dec 2018 (Median) to Jul 2020, with 20 observations. The data reached an all-time high of 7.988 % in Jul 2020 and a record low of 1.454 % in Dec 2018. Indonesia Loan Performance: Non Performing Loan Rate (TWP 90) data remains active status in CEIC and is reported by Indonesia Financial Services Authority. The data is categorized under Indonesia Premium Database’s Banking Sector – Table ID.KBA002: Fintech Lending Profile.

The Big Data Analytics in Banking market is experiencing robust growth, projected to reach $8.58 billion in 2025 and exhibiting a Compound Annual Growth Rate (CAGR) of 23.11% from 2025 to 2033. This expansion is fueled by several key drivers. The increasing volume and variety of customer data necessitate sophisticated analytics for personalized services, improved risk management, and enhanced fraud detection. Regulatory compliance requirements, particularly around KYC/AML (Know Your Customer/Anti-Money Laundering), are also driving adoption. Furthermore, the competitive landscape is pushing banks to leverage data-driven insights for better customer acquisition, retention, and operational efficiency. Advanced analytics techniques, such as predictive modeling and machine learning, are becoming increasingly prevalent, enabling banks to make more accurate predictions about customer behavior, market trends, and potential risks. The market is segmented by solution type, with Data Discovery and Visualization (DDV) and Advanced Analytics (AA) representing significant segments. Leading vendors like IBM, SAP, Oracle, and others are actively developing and deploying solutions tailored to the banking sector's specific needs. The market's growth trajectory is expected to remain strong throughout the forecast period (2025-2033). Continued technological advancements, including the rise of cloud-based analytics platforms and the increasing availability of skilled data scientists, will contribute to this expansion. While challenges exist, such as data security concerns and the need for robust data governance frameworks, the overall market outlook remains positive. The increasing integration of big data analytics into core banking operations, combined with the growing focus on digital transformation, will be key catalysts for future growth. Regional variations are likely, with North America and Europe expected to maintain a significant market share due to higher technology adoption and well-established regulatory frameworks. However, the Asia-Pacific region is poised for rapid growth driven by increasing digital banking penetration and a burgeoning fintech ecosystem. Recent developments include: March 2023 - Alteryx has declared that it had successfully earned the Google Cloud Ready - AlloyDB Designation. Customers may access data from various databases using Alteryx's growing library of connectors, enabling them to use more data than ever before. Cloud Ready - AlloyDB is a new moniker for the products offered by Google Cloud's technology partners that interact with AlloyDB. By receiving this recognition, Alteryx has worked closely with Google Cloud to incorporate support for AlloyDB into its solutions and fine-tune its current capabilities for the best results., January 2023 - Aspire Systems has announced its rise to the AWS Advanced Consulting Partner tier, where partnership lets Aspire bolster its cloud solutions with AWS resources to support government and space agencies, leaders in education, and nonprofits. Using the resources gleaned from the much sought-after APN Immersion Days, Aspire provides exclusive, state-of-the-art AWS solutions to its customers.. Key drivers for this market are: Enforcement of Government Initiatives, Risk Management and Internal Controls Across the Bank to Witness the Growth; Increasing Volume of Data Generated by Banks. Potential restraints include: Enforcement of Government Initiatives, Risk Management and Internal Controls Across the Bank to Witness the Growth; Increasing Volume of Data Generated by Banks. Notable trends are: Risk Management and Internal Controls Across the Bank to Witness the Growth.

Historical price and volatility data for Future Of Fintech in Taiwan New Dollar across different time periods.

Indonesia Number of Fintech Establishments data was reported at 158.000 Unit in Jul 2020. This stayed constant from the previous number of 158.000 Unit for Jun 2020. Indonesia Number of Fintech Establishments data is updated monthly, averaging 161.000 Unit from Oct 2019 (Median) to Jul 2020, with 10 observations. The data reached an all-time high of 164.000 Unit in Jan 2020 and a record low of 144.000 Unit in Nov 2019. Indonesia Number of Fintech Establishments data remains active status in CEIC and is reported by Indonesia Financial Services Authority. The data is categorized under Indonesia Premium Database’s Banking Sector – Table ID.KBA003: Number of Fintech Establishments.

The India Fintech Market is Segmented by Service Proposition (Digital Payments, Digital Lending and Financing, Digital Investments, Insurtech, and Neobanking), by End-User (Retail and Businesses), and by User Interface (Mobile Applications, Web / Browser, and POS / IoT Devices). The Market Forecasts are Provided in Terms of Value (USD).

The data is obtained from Guo et al. (2019) (he Peking University Digital Financial Inclusion Index of China (2011-2018)”, Institute of Digital Finance, Peking University, No. April, pp. 1–70) and the National Data (2020), National bureau of statistics at https://data.stats.gov.cn

The North America Fintech Market report segments the industry into By Service Proposition (Money Transfer and Payments, Savings and Investments, Digital Lending and Lending Marketplaces, Online Insurance and Insurance Marketplaces, Other Service Propositions) and By Country (United States, Canada, Rest of North America). Get five years of historical data alongside five-year market forecasts.