The average consumer debt balance in the United States has peaked in 2024 at roughly ******* U.S. dollars. However, average consumer debt had decreased between 2010 and 2013, when it reached approximately ****** U.S. dollars. Here, consumer debt refers to student and car loans, credit cards, personal loans, mortgages, and other types of debt.

Statistics on student debt, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of graduates with debt who had paid it off at the time of the interview, are presented by the province of study and the level of study. Estimates are available at five-year intervals.

In 2024, the average student loan debt of graduates of Northwestern University, ranked as the 6th best college in the United States, amounted to 36,425 U.S. dollars. For students at Princeton University, classified as the best U.S. college in that year, they left college with student loan debt totaling 17,494 U.S. dollars on average.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

The total average non-mortgage debt of Baby Boomers in the United States amounted to nearly 18,470 U.S. dollars in 2024. Debt balances, however, varied greatly according to the generation. The Generation X held the highest debt on average, while the silent generation held the lowest average debt.

Data on the average amount of OSAP debt owed by students. The data is specific to those who attended programs with typical durations.

Data is for:

• 4-year undergraduate university students
• 2-year college diploma students
• 1-year private career college students

The data fields are:

• academic year of completion
• postsecondary sector (university, publicly-assisted college, or private career college)
• program duration (1 year, 2 years or 4 years)
• average repayable debt after loan forgiveness applied through the Ontario Student Opportunity Grant

Debt is in nominal dollars with no adjustment for inflation.

*[OSAP]: Ontario Student Assistance Program

Argentina AR: External Debt: Average Interest on New External Debt Commitments data was reported at 8.033 % in 2016. This records an increase from the previous number of 2.824 % for 2015. Argentina AR: External Debt: Average Interest on New External Debt Commitments data is updated yearly, averaging 7.703 % from Dec 1970 (Median) to 2016, with 47 observations. The data reached an all-time high of 13.668 % in 1980 and a record low of 1.041 % in 2011. Argentina AR: External Debt: Average Interest on New External Debt Commitments data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Argentina – Table AR.World Bank.WDI: External Debt: Terms and Undisbursed Debt. Interest represents the average interest rate on all new public and publicly guaranteed loans contracted during the year. To obtain the average, the interest rates for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Public debt is an external obligation of a public debtor, including the national government, a political subdivision (or an agency of either), and autonomous public bodies. Publicly guaranteed debt is an external obligation of a private debtor that is guaranteed for repayment by a public entity.; ; World Bank, International Debt Statistics.; Weighted average;

Graph and download economic data for Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) from Q1 1980 to Q1 2025 about disposable, payments, debt, personal income, percent, personal, households, services, income, and USA.

Jordan JO: External Debt: Average Interest on New External Debt Commitments: Official data was reported at 1.986 % in 2017. This records an increase from the previous number of 1.559 % for 2016. Jordan JO: External Debt: Average Interest on New External Debt Commitments: Official data is updated yearly, averaging 3.913 % from Dec 1970 (Median) to 2017, with 48 observations. The data reached an all-time high of 7.838 % in 1985 and a record low of 0.376 % in 1971. Jordan JO: External Debt: Average Interest on New External Debt Commitments: Official data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Jordan – Table JO.World Bank.WDI: External Debt: Terms and Undisbursed Debt. Interest represents the average interest rate on all new public and publicly guaranteed loans contracted during the year. To obtain the average, the interest rates for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Debt from official creditors includes loans from international organizations (multilateral loans) and loans from governments (bilateral loans). Loans from international organization include loans and credits from the World Bank, regional development banks, and other multilateral and intergovernmental agencies. Excluded are loans from funds administered by an international organization on behalf of a single donor government; these are classified as loans from governments. Government loans include loans from governments and their agencies (including central banks), loans from autonomous bodies, and direct loans from official export credit agencies.; ; World Bank, International Debt Statistics.; Weighted average;

Brazil Federal Public Debt: Cumulative 12 Months Average Cost: Domestic data was reported at 9.449 % pa in Apr 2019. This records an increase from the previous number of 9.355 % pa for Mar 2019. Brazil Federal Public Debt: Cumulative 12 Months Average Cost: Domestic data is updated monthly, averaging 12.155 % pa from Dec 2005 (Median) to Apr 2019, with 161 observations. The data reached an all-time high of 17.060 % pa in Jan 2006 and a record low of 9.254 % pa in Jan 2019. Brazil Federal Public Debt: Cumulative 12 Months Average Cost: Domestic data remains active status in CEIC and is reported by National Treasury Secretariat. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FC024: Federal Public Debt: Held by the Public: Cumulative 12 Months Average Cost. This data is part of the Monthly Report of Federal Public Debt from National Treasury. Displays information about emissions, redemptions, stock, maturity profile and average cost to the Federal Public Debt, including both the internal and external debts, responsibility of the National Treasury market.

Chad TD: External Debt: Average Interest on New External Debt Commitments data was reported at 0.000 % in 2018. This stayed constant from the previous number of 0.000 % for 2017. Chad TD: External Debt: Average Interest on New External Debt Commitments data is updated yearly, averaging 1.211 % from Dec 1970 (Median) to 2018, with 49 observations. The data reached an all-time high of 6.595 % in 2013 and a record low of 0.000 % in 2018. Chad TD: External Debt: Average Interest on New External Debt Commitments data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Chad – Table TD.World Bank.WDI: External Debt: Terms and Undisbursed Debt. Interest represents the average interest rate on all new public and publicly guaranteed loans contracted during the year. To obtain the average, the interest rates for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Public debt is an external obligation of a public debtor, including the national government, a political subdivision (or an agency of either), and autonomous public bodies. Publicly guaranteed debt is an external obligation of a private debtor that is guaranteed for repayment by a public entity.; ; World Bank, International Debt Statistics.; Weighted average;

The average amount of debt for university graduates from the class of 2023 in the United States was 29,374 U.S. dollars, an increase from the 21,211 U.S. dollars of debt that graduates from the class of 2008 had on average.

Brazil Federal Public Debt: Average Life data was reported at 5.792 Year in Apr 2019. This records an increase from the previous number of 5.696 Year for Mar 2019. Brazil Federal Public Debt: Average Life data is updated monthly, averaging 5.848 Year from Dec 2005 (Median) to Apr 2019, with 153 observations. The data reached an all-time high of 7.019 Year in Jul 2013 and a record low of 4.617 Year in Dec 2005. Brazil Federal Public Debt: Average Life data remains active status in CEIC and is reported by National Treasury Secretariat. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FC022: Federal Public Debt: Held by the Public: Average Life. This data is part of the Monthly Report of Federal Public Debt from National Treasury. Displays information about emissions, redemptions, stock, maturity profile and average cost to the Federal Public Debt, including both the internal and external debts, responsibility of the National Treasury market.

Ukraine UA: External Debt: Average Grant Element on New External Debt Commitments: Official data was reported at 59.463 % in 2017. This records a decrease from the previous number of 67.407 % for 2016. Ukraine UA: External Debt: Average Grant Element on New External Debt Commitments: Official data is updated yearly, averaging 11.519 % from Dec 1970 (Median) to 2017, with 48 observations. The data reached an all-time high of 67.407 % in 2016 and a record low of 0.000 % in 2013. Ukraine UA: External Debt: Average Grant Element on New External Debt Commitments: Official data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Ukraine – Table UA.World Bank.WDI: External Debt: Terms and Undisbursed Debt. The grant element of a loan is the grant equivalent expressed as a percentage of the amount committed. It is used as a measure of the overall cost of borrowing. To obtain the average, the grant elements for all public and publicly guaranteed loans have been weighted by the amounts of the loans. The grant equivalent of a loan is its commitment (present) value, less the discounted present value of its contractual debt service; conventionally, future service payments are discounted at 10 percent. Commitments cover the total amount of loans for which contracts were signed in the year specified. Debt from official creditors includes loans from international organizations (multilateral loans) and loans from governments (bilateral loans). Loans from international organization include loans and credits from the World Bank, regional development banks, and other multilateral and intergovernmental agencies. Excluded are loans from funds administered by an international organization on behalf of a single donor government; these are classified as loans from governments. Government loans include loans from governments and their agencies (including central banks), loans from autonomous bodies, and direct loans from official export credit agencies.; ; World Bank, International Debt Statistics.; Weighted average;

Assets and debts held by family units and by age groups, total amounts.

Debt service ratios, interest and obligated principal payments on debt, and related statistics for households, Canada.

The generation X was the group of people with the highest average credit card balance in the United States in the 3rd quarter 2024. That year, the average credit card debt of the generation Z amounted to approximately ***** U.S. dollars. People in the silent generation had a credit card balance of roughly ***** U.S. dollars.

Argentina AR: External Debt: Average Maturity on New External Debt Commitments: Official data was reported at 26.392 Year in 2016. This records a decrease from the previous number of 28.254 Year for 2015. Argentina AR: External Debt: Average Maturity on New External Debt Commitments: Official data is updated yearly, averaging 17.288 Year from Dec 1970 (Median) to 2016, with 47 observations. The data reached an all-time high of 28.254 Year in 2015 and a record low of 9.580 Year in 1998. Argentina AR: External Debt: Average Maturity on New External Debt Commitments: Official data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Argentina – Table AR.World Bank.WDI: External Debt: Terms and Undisbursed Debt. Maturity is the number of years to original maturity date, which is the sum of grace and repayment periods. Grace period for principal is the period from the date of signature of the loan or the issue of the financial instrument to the first repayment of principal. The repayment period is the period from the first to last repayment of principal. To obtain the average, the maturity for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Debt from official creditors includes loans from international organizations (multilateral loans) and loans from governments (bilateral loans). Loans from international organization include loans and credits from the World Bank, regional development banks, and other multilateral and intergovernmental agencies. Excluded are loans from funds administered by an international organization on behalf of a single donor government; these are classified as loans from governments. Government loans include loans from governments and their agencies (including central banks), loans from autonomous bodies, and direct loans from official export credit agencies.; ; World Bank, International Debt Statistics.; Weighted average;

The average amount of non-mortgage debt held by consumers in the United States has been falling steadily during the past years, amounting to ****** U.S. dollars in 2023. While respondents had ****** U.S. dollars of debt in 2018, that volume decreased to ****** U.S. dollars in 2019, which constituted the largest year-over-year decrease.What age groups are more indebted in the U.S.?The age group with the highest level of consumer debt in the U.S. was belonging to the Generation X with approximately ******* U.S. dollars of debt in 2022. The next generations with high consumer debt levels were baby boomers and millennials, whose debt levels were similar. In comparison, credit card debt is more equally distributed across all ages. There is an exception among people under 35 years old, who are significantly less burdened with credit card debt. However, most consumers expect to get rid of their debt in the short term. College expenses as a source of debtEducational expenses were not among the leading sources of debt among consumers in the U.S. in 2022. Instead, they made up about ** percent of the total. However, around ** percent of undergraduates from lower-income families had student loans, while over a fifth of undergraduates from higher-income families had student loans. Independently of how they cover these expenses, the confidence of students and parents about being able to pay these college costs was high in most cases.

Costa Rica CR: External Debt: Average Grant Element on New External Debt Commitments: Private data was reported at 11.708 % in 2018. This records an increase from the previous number of -0.411 % for 2017. Costa Rica CR: External Debt: Average Grant Element on New External Debt Commitments: Private data is updated yearly, averaging -13.352 % from Dec 1970 (Median) to 2018, with 49 observations. The data reached an all-time high of 11.708 % in 2018 and a record low of -51.622 % in 1980. Costa Rica CR: External Debt: Average Grant Element on New External Debt Commitments: Private data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Costa Rica – Table CR.World Bank.WDI: External Debt: Terms and Undisbursed Debt. The grant element of a loan is the grant equivalent expressed as a percentage of the amount committed. It is used as a measure of the overall cost of borrowing. To obtain the average, the grant elements for all public and publicly guaranteed loans have been weighted by the amounts of the loans. The grant equivalent of a loan is its commitment (present) value, less the discounted present value of its contractual debt service; conventionally, future service payments are discounted at 10 percent. Commitments cover the total amount of loans for which contracts were signed in the year specified. Debt from private creditors include bonds that are either publicly issued or privately placed; commercial bank loans from private banks and other private financial institutions; and other private credits from manufacturers, exporters, and other suppliers of goods, and bank credits covered by a guarantee of an export credit agency.; ; World Bank, International Debt Statistics.; Weighted average;