Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
India IN: External Debt: Average Interest on New External Debt Commitments: Private data was reported at 5.452 % in 2023. This records an increase from the previous number of 2.657 % for 2022. India IN: External Debt: Average Interest on New External Debt Commitments: Private data is updated yearly, averaging 5.588 % from Dec 1970 (Median) to 2023, with 54 observations. The data reached an all-time high of 16.175 % in 1979 and a record low of 0.994 % in 2003. India IN: External Debt: Average Interest on New External Debt Commitments: Private data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s India – Table IN.World Bank.IDS: External Debt: Terms and Undisbursed Debt: Annual. Interest represents the average interest rate on all new public and publicly guaranteed loans contracted during the year. To obtain the average, the interest rates for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Debt from private creditors include bonds that are either publicly issued or privately placed; commercial bank loans from private banks and other private financial institutions; and other private credits from manufacturers, exporters, and other suppliers of goods, and bank credits covered by a guarantee of an export credit agency.
As of March 2025, ICICI Bank provided the lowest interest rates for its home loans in India, with an average of **** percent. Bank of Maharashtra accounted for the highest interest rate with an average of **** percent.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
The benchmark interest rate in India was last recorded at 5.50 percent. This dataset provides - India Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.
In the year 2022, lending interest rate in India stood at *** percent. This was a slight reduction from last year's rate of *** percent. Lending rate refers to the bank rate that generally caters to the short- and medium- term financing needs of the private sector.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
India Foreign Banks: Demand Loan Rate: High: Commonwealth Bank of Australia data was reported at 9.250 % pa in Sep 2016. This records a decrease from the previous number of 10.400 % pa for Jun 2016. India Foreign Banks: Demand Loan Rate: High: Commonwealth Bank of Australia data is updated quarterly, averaging 10.900 % pa from Sep 2011 (Median) to Sep 2016, with 20 observations. The data reached an all-time high of 12.000 % pa in Sep 2012 and a record low of 9.250 % pa in Sep 2016. India Foreign Banks: Demand Loan Rate: High: Commonwealth Bank of Australia data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB037: Lending Rate: Other than Export Credit: Demand Loan Rate: High.
https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy
The Indian home loan market exhibits robust growth potential, fueled by a burgeoning middle class, increasing urbanization, and government initiatives promoting affordable housing. The market, valued at approximately ₹XX million in 2025 (assuming a logical extrapolation based on the provided CAGR of 22.50% from a past period), is projected to experience significant expansion throughout the forecast period (2025-2033). Key drivers include favorable interest rates (although fluctuations in floating rates pose a risk), government schemes aimed at boosting homeownership, and a rising preference for owning property over renting, particularly among salaried professionals. The market is segmented by customer type (salaried and self-employed), lending source (banks and HFCs), interest rate type (fixed and floating), and loan tenure (categorized into various ranges). While the dominance of established players like HDFC, LIC Housing Finance, and Indiabulls Housing Finance is evident, the market also presents opportunities for smaller players and fintech companies leveraging technology to improve accessibility and efficiency. Constraints include fluctuating interest rates impacting affordability, stringent lending norms, and regional disparities in property prices and infrastructure development. The growth trajectory is expected to be influenced by economic conditions, regulatory changes, and the availability of credit. The segment analysis reveals a significant portion of the market is driven by salaried individuals seeking fixed-rate home loans with tenures between 11-24 years. However, the self-employed segment and floating-rate loans are also demonstrating significant growth, reflecting the diverse needs of the Indian homebuyer. The competitive landscape is dynamic, with both large established players and newer entrants vying for market share. The future will likely see increased competition, a focus on digitalization and customer experience, and the emergence of innovative financial products tailored to specific segments within the Indian home loan market. Recent developments include: June 2023: In a major development, HDFC (Housing Development Finance Corporation) and HDFC Bank came into a merger on July 1, paving the way for the country's largest corporate merger. Following this, HDFC shares were delisted on July 13 and amalgamated into HDFC Bank., May 2023: LIC Housing Finance (LIC HF) is expected to expand its branches in new geographies, increase focus on high-yielding loan against property (LAP), and intensify recovery efforts as it consolidates its position as the largest housing finance company after the merger of larger rival Housing Development Finance Corp with its banking arm.. Key drivers for this market are: Growing Urbanization, Low-Interest Rates. Potential restraints include: Growing Urbanization, Low-Interest Rates. Notable trends are: Lower Interest Rates is Expected to Drive the Market.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
Bank Lending Rate in India remained unchanged at 9.77 percent in June. This dataset provides - India Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.
https://www.datainsightsmarket.com/privacy-policyhttps://www.datainsightsmarket.com/privacy-policy
The Indian home mortgage finance market is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) exceeding 7% from 2025 to 2033. This expansion is fueled by several key drivers. Firstly, a burgeoning middle class with increasing disposable incomes and aspirations for homeownership is significantly boosting demand. Secondly, supportive government policies aimed at affordable housing initiatives and infrastructure development are creating a favorable environment for market expansion. Government schemes like Pradhan Mantri Awas Yojana (PMAY) have been instrumental in driving demand, especially in the affordable housing segment. Thirdly, the increasing availability of diverse financing options, including both fixed and floating interest rate mortgages across various tenures, caters to a wider range of borrower needs and preferences. Finally, the presence of numerous established players and emerging fintech companies is fostering competition, leading to improved services and customer experience. However, the market isn't without challenges. Interest rate fluctuations pose a significant risk, impacting affordability and potentially dampening demand during periods of high interest rates. Furthermore, regulatory changes and stringent lending norms can affect the ease of accessing home loans. Despite these restraints, the long-term outlook for the Indian home mortgage finance market remains positive, driven by underlying demographic trends and sustained economic growth. The segment breakdown reveals a strong demand across various tenures, with a considerable portion likely concentrated in the 6-10 year and 11-24 year categories, reflecting the preferences of a diverse borrower base. The major players, including HDFC, LIC Housing Finance, and others, are well-positioned to capitalize on this growth, although competition is intensifying. This comprehensive report provides an in-depth analysis of the India home mortgage finance market, covering the period from 2019 to 2033. With a base year of 2025 and an estimated year of 2025, the report offers valuable insights into market trends, growth drivers, challenges, and future prospects. The study encompasses key segments like housing finance companies (HFCs) and banks, analyzing various loan interest rates (fixed and floating), and loan tenures (up to 5 years, 6-10 years, 11-24 years, and 25-30 years). The report's findings are crucial for investors, lenders, developers, and anyone involved in or interested in the booming Indian real estate sector. Recent developments include: November 2022: Tata Capital Housing Finance, a Tata Capital subsidiary, intends to push into the home loan market significantly. To do so, it is looking for the capital of INR 3,000 crore from the National Housing Bank and intends to raise INR 1,000 crore through bonds. Both retail and real estate developers are expected to be eligible for financing from the organization., October 2022: Private sector lender HDFC Bank will complete its planned merger with Housing Development Finance Corp. Ltd by the first quarter of FY24 instead of the original target of the third quarter.. Notable trends are: Availability of Affordable Housing in India is Driving the Market Growth.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
India Foreign Banks: Demand Loan Rate: High: JP Morgan Chase Bank data was reported at 9.820 % pa in Dec 2018. This records an increase from the previous number of 8.100 % pa for Sep 2018. India Foreign Banks: Demand Loan Rate: High: JP Morgan Chase Bank data is updated quarterly, averaging 11.600 % pa from Sep 2010 (Median) to Dec 2018, with 29 observations. The data reached an all-time high of 14.900 % pa in Sep 2014 and a record low of 8.000 % pa in Jun 2018. India Foreign Banks: Demand Loan Rate: High: JP Morgan Chase Bank data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB037: Lending Rate: Other than Export Credit: Demand Loan Rate: High.
https://creativecommons.org/publicdomain/zero/1.0/https://creativecommons.org/publicdomain/zero/1.0/
Shark Tank India - Season 1 to season 4 information, with 80 fields/columns and 630+ records.
All seasons/episodes of 🦈 SHARKTANK INDIA 🇮🇳 were broadcasted on SonyLiv OTT/Sony TV.
Here is the data dictionary for (Indian) Shark Tank season's dataset.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
The yield on India 10Y Bond Yield rose to 6.31% on July 14, 2025, marking a 0 percentage point increase from the previous session. Over the past month, the yield has fallen by 0.04 points and is 0.67 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. India 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on July of 2025.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
India IN: External Debt: DOD: Stocks: Variable Rate data was reported at 426.883 USD bn in 2023. This records an increase from the previous number of 391.807 USD bn for 2022. India IN: External Debt: DOD: Stocks: Variable Rate data is updated yearly, averaging 23.693 USD bn from Dec 1970 (Median) to 2023, with 54 observations. The data reached an all-time high of 426.883 USD bn in 2023 and a record low of 100.000 USD mn in 1972. India IN: External Debt: DOD: Stocks: Variable Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s India – Table IN.World Bank.IDS: External Debt: Debt Outstanding, Debt Ratio and Debt Service: Annual. Variable interest rate is long-term external debt with interest rates that float with movements in a key market rate; for example, the London interbank offered rate (LIBOR) or the U.S. prime rate. This item conveys information about the borrower's exposure to changes in international interest rates. Long-term external debt is defined as debt that has an original or extended maturity of more than one year and that is owed to nonresidents by residents of an economy and repayable in currency, goods, or services. Data are in current U.S. dollars.
In 2024, the national debt of India amounted to around 3.16 trillion U.S. dollars. Projections show an upward trend, with a significant increase each year. Honor thy national debtNational debt, also called government debt or public debt, is money owed by the federal government. It can be divided into internal debt, (which is owed to lenders in the country) and external debt (which is owed to foreign lenders). National debt is created and increased by using government bonds, for example, or by borrowing money from other nations due to financial struggles (well-known case in point: Greece). A quite complex issue, national debt is expected to be paid back in accordance with certain regulations overseen by the Bank for International Settlements (BIS), a financial organization owned by central banks. India’s debt is rising, but so is its economic growthIndia’s liabilities have increased significantly, and forecasts show no end in sight. While India is a fast-growing economy and considered one of the main emerging economies, the so-called BRIC countries, India has been investing and borrowing money from commercial banks as well as several non-banking finance companies, and its national debt today makes up almost 70 percent of its GDP. Luckily, even though the national debt is forecast to increase, this share of GDP is predicted to decrease, as is the trade deficit in the long run, despite a significant jump back into the red in 2017.
A debt trap occurs when someone takes on a high-interest-rate loan and is barely able to pay back the interest, and thus perpetually finds themselves in debt (often by refinancing). Studying such practices is important for understanding financial decision-making of households in dire circumstances, and also for setting appropriate consumer protection policies. We conduct a simple experiment in three sites in which we paid off high-interest moneylender debt of individuals. Most borrowers returned to debt within six weeks. One to two years after intervention, treatment individuals were borrowing at the same rate as control households.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
India Private Sector Banks: Term Loan Rate: Low: Development Credit Bank Limited data was reported at 9.000 % pa in Dec 2018. This records an increase from the previous number of 7.000 % pa for Sep 2018. India Private Sector Banks: Term Loan Rate: Low: Development Credit Bank Limited data is updated quarterly, averaging 9.000 % pa from Sep 2010 (Median) to Dec 2018, with 34 observations. The data reached an all-time high of 11.000 % pa in Mar 2016 and a record low of 7.000 % pa in Sep 2018. India Private Sector Banks: Term Loan Rate: Low: Development Credit Bank Limited data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB040: Lending Rate: Other than Export Credit: Term Loan Rate: Low.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
Interest payments (% of revenue) in India was reported at 33.98 % in 2022, according to the World Bank collection of development indicators, compiled from officially recognized sources. India - Interest payments (% of revenue) - actual values, historical data, forecasts and projections were sourced from the World Bank on July of 2025.
https://dataful.in/terms-and-conditionshttps://dataful.in/terms-and-conditions
The dataset contains year- and month-wise compiled data on policy rates fixed by Reserve Bank of India (RBI) for various financial policy and securities. These include data relating to Policy Repo Rate, Reverse Repo Rate, Marginal Standing Facility (MSF) Rate, Bank Rate, Base Rate, MCLR (Overnight), Term Deposit Rate greater than Year, Savings Deposit Rate, Call Money Rate (Weighted Average), 91, 182, 654-Day Treasury Bill (Primary) Yield, 10-Year G-Sec Par Yield (FBIL), etc.
Notes:
https://data.bis.org/help/legalhttps://data.bis.org/help/legal
Amounts outstanding of debt securities issued in international markets by residents of India of private other financial institutions (nationality of All countries excluding residents of all issuers), all currencies, Total all currencies, original maturity of total (all maturities), remaining maturity of total (all maturities), all interest rates
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
Key information about India Long Term Interest Rate
The statistic shows the national debt in India from 2020 to 2023 in relation to gross domestic product (GDP), with projections up until 2030. In 2023, the national debt of India amounted to about 81.23 percent of the gross domestic product. India’s economy on the rise India is one of the most populous countries in the world, and although a large share of inhabitants are living below the poverty line – or probably due to this fact –, the country’s economy is growing steadily. India’s GDP growth is expected to remain steady at more than 7 percent for the next few years, which is almost double that of the global GDP, and both GDP and GDP per capita are expected to increase significantly. Almost half of India’s workforce is employed in the agricultural sector, but services and industry share the other half quite equally. India’s GDP is mostly generated by the services sector, which includes transport, retailing, and offering services in the hospitality and tourism industry. India’s trade balance has been in the red for a decade now, but seems to recover slowly. A trade deficit usually means that a country’s import costs are higher than the amount of money generated with exporting goods. India’s imports could not be compensated for by the country’s exports, as imports have been consistently, even if only slightly, higher over the years both in terms of volume and value. Still, all signs point to India’s economy growing and thriving, reducing India’s debt (as seen above) and unemployment rate, enabling the inhabitants to create a better life for themselves.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
India IN: External Debt: Average Interest on New External Debt Commitments: Private data was reported at 5.452 % in 2023. This records an increase from the previous number of 2.657 % for 2022. India IN: External Debt: Average Interest on New External Debt Commitments: Private data is updated yearly, averaging 5.588 % from Dec 1970 (Median) to 2023, with 54 observations. The data reached an all-time high of 16.175 % in 1979 and a record low of 0.994 % in 2003. India IN: External Debt: Average Interest on New External Debt Commitments: Private data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s India – Table IN.World Bank.IDS: External Debt: Terms and Undisbursed Debt: Annual. Interest represents the average interest rate on all new public and publicly guaranteed loans contracted during the year. To obtain the average, the interest rates for all public and publicly guaranteed loans have been weighted by the amounts of the loans. Debt from private creditors include bonds that are either publicly issued or privately placed; commercial bank loans from private banks and other private financial institutions; and other private credits from manufacturers, exporters, and other suppliers of goods, and bank credits covered by a guarantee of an export credit agency.