In 2023, the delinquency rates of all types of mortgage lenders in Canada increased. As of the fourth quarter of the year, approximately 1.05 percent of loans in the loan portfolios of mortgage investment entities (MIEs) were classified as delinquent, which was a decrease from the 0.78 percent delinquency rate a year ago. A loan is reported by lenders as being delinquent after 270 days of late payments.

The share of mortgages in arrears in Canada reached an all-time low in 2022, followed by an increase until 2025. As of **********, the rate of mortgage arrears was **** percent, up from **** percent in September 2022.

Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up but remained stable throughout 2024. In the second quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.

Graph and download economic data for Delinquency Rate on Credit Card Loans, All Commercial Banks (DRCCLACBS) from Q1 1991 to Q3 2025 about credit cards, delinquencies, commercial, loans, banks, depository institutions, rate, and USA.

Monthly credit aggregates for the household sector, by category.

Incident-based crime statistics (actual incidents, rate per 100,000 population, percentage change in rate, unfounded incidents, percent unfounded, total cleared, cleared by charge, cleared otherwise, persons charged, adults charged, youth charged / not charged), by detailed violations (violent, property, traffic, drugs, other Federal Statutes), Canada, provinces, territories, Census Metropolitan Areas and Canadian Forces Military Police, 1998 to 2024.

This table contains 102 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (2 items: Dollars; Interest rate). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

United States - Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks was 1.78% in July of 2025, according to the United States Federal Reserve. Historically, United States - Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks reached a record high of 11.49 in January of 2010 and a record low of 1.41 in October of 2004. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks - last updated from the United States Federal Reserve on December of 2025.

Consumer Credit in Canada increased to 804999 CAD Million in September from 798319 CAD Million in August of 2025. This dataset provides - Canada Consumer Credit - actual values, historical data, forecast, chart, statistics, economic calendar and news.

This dataset contains incident-based crime statistics by detailed violations for Canada and its provinces. Source : Statistics Canada, Table: 35-10-0177-01 (formerly CANSIM 252-0051) Release date: 2021-07-27).

Debt service ratios, interest and obligated principal payments on debt, and related statistics for households, Canada.

The rate of incidents of violent criminal code violations in Canada increased by 51.1 incidents (+3.71 percent) in 2023 in comparison to the previous year. In total, the rate of incidents amounted to 1,427.94 incidents in 2023.

This data set is no longer compiled by the Ministry of the Solicitor General. Property crimes are typically non-violent in nature and include: * breaking and entering * motor vehicle theft * theft over $5,000 (non-motor vehicle) * theft under $5,000 (non-motor vehicle) * mischief The data can be accessed from Statistics Canada.

This Alberta Official Statistic describes the violent crime rates for Canada and provinces for the years from 1998 to 2014. The rate is based on the incidence of violent crime per 100,000 population in each province. The Canadian Centre for Justice Statistics (CCJS), in co-operation with the policing community, collects police-reported crime statistics through the Uniform Crime Reporting (UCR) Survey. The UCR Survey was designed to measure the incidence of crime in Canadian society and its characteristics. UCR data reflect reported crime that has been substantiated by police. Information collected by the survey includes the number of criminal incidents, the clearance status of those incidents and persons-charged information. The UCR Survey produces a continuous historical record of crime and traffic statistics reported by every police agency in Canada since 1962. In 1988, a new version of the survey (UCR3) was created, which is referred to as the "incident-based" survey. It captures microdata on characteristics of incidents, victims and accused. Data from the UCR Survey provide key information for crime analysis, resource planning and program development for the policing community. Municipal and provincial governments use the data to aid decisions about the distribution of police resources, definitions of provincial standards and for comparisons with other departments and provinces. To the federal government, the UCR survey provides information for policy and legislative development, evaluation of new legislative initiatives, and international comparisons. To the public, the UCR survey offers information on the nature and extent of police-reported crime and crime trends in Canada. As well, media, academics and researchers use these data to examine specific issues about crime.

This data set is no longer compiled by the Ministry of the Solicitor General.

Violent crimes under the Criminal Code include:

• homicide
• attempted murder
• sexual assault (levels 1-3)
• assault
• robbery
• criminal harassment
• uttering threats
• other violent violations

The data can be accessed from "https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=3510002601">Statistics Canada.

Crime severity index (violent, non-violent, youth) and weighted clearance rates (violent, non-violent), Canada, provinces, territories and Census Metropolitan Areas, 1998 to 2024.

Percent of British Columbia Student Loan borrowers from British Columbia's public post-secondary institutions who have consolidated their loans and failed to fulfill repayment responsibilities. Data available by institution. Five-year consolidation cohorts, Fiscal Years 2003/04 - 2007/08 to 2007/08 - 2011/12.

Historical dataset showing Canada crime rate per 100K population by year from 1990 to 2021.

In 2018, Mortgage Investment Corporations (MICs) in Canada had an average lending rate of *** percent. MICs are investment vehicles which allow their shareholders to collectively invest in a large pool of residential and commercial mortgage investments. They typically have higher delinquency rates than traditional lenders such as banks and credit unions.

This Alberta Official Statistic describes the property crime rates for Canada and provinces for the years from 1998 to 2014. The rate is based on the incidence of property crime per 100,000 population in each province. The Canadian Centre for Justice Statistics (CCJS), in co-operation with the policing community, collects police-reported crime statistics through the Uniform Crime Reporting (UCR) Survey. The UCR Survey was designed to measure the incidence of crime in Canadian society and its characteristics. UCR data reflect reported crime that has been substantiated by police. Information collected by the survey includes the number of criminal incidents, the clearance status of those incidents and persons-charged information. The UCR Survey produces a continuous historical record of crime and traffic statistics reported by every police agency in Canada since 1962. In 1988, a new version of the survey (UCR2) was created, which is referred to as the "incident-based" survey. It captures microdata on characteristics of incidents, victims and accused. Data from the UCR Survey provide key information for crime analysis, resource planning and program development for the policing community. Municipal and provincial governments use the data to aid decisions about the distribution of police resources, definitions of provincial standards and for comparisons with other departments and provinces. To the federal government, the UCR survey provides information for policy and legislative development, evaluation of new legislative initiatives, and international comparisons. To the public, the UCR survey offers information on the nature and extent of police-reported crime and crime trends in Canada. As well, media, academics and researchers use these data to examine specific issues about crime.