ECB Projection: Government Bond Yield: 10 Year: EA data was reported at 1.500 % in 2021. This records an increase from the previous number of 1.300 % for 2020. ECB Projection: Government Bond Yield: 10 Year: EA data is updated yearly, averaging 1.200 % from Dec 2018 (Median) to 2021, with 4 observations. The data reached an all-time high of 1.500 % in 2021 and a record low of 1.000 % in 2019. ECB Projection: Government Bond Yield: 10 Year: EA data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s European Union – Table EU.M008: European Central Bank: Government Bond Yield: Projection.

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for Euro Area (19 Countries) (IRLTLT01EZM156N) from Jan 1970 to Jun 2025 about long-term, Euro Area, 10-year, Europe, bonds, yield, government, interest rate, interest, and rate.

The yield on Euro Area 10Y Bond Yield eased to 3.16% on July 31, 2025, marking a 0.02 percentage point decrease from the previous session. Over the past month, the yield has edged up by 0.08 points and is 0.27 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. This dataset includes a chart with historical data for Euro Area Government Bond 10y.

From 2003 to 2025, the central banks of the United States, United Kingdom, and European Union exhibited remarkably similar interest rate patterns, reflecting shared global economic conditions. In the early 2000s, rates were initially low to stimulate growth, then increased as economies showed signs of overheating prior to 2008. The financial crisis that year prompted sharp rate cuts to near-zero levels, which persisted for an extended period to support economic recovery. The COVID-19 pandemic in 2020 led to further rate reductions to historic lows, aiming to mitigate economic fallout. However, surging inflation in 2022 triggered a dramatic policy shift, with the Federal Reserve, Bank of England, and European Central Bank significantly raising rates to curb price pressures. As inflation stabilized in late 2023 and early 2024, the ECB and Bank of England initiated rate cuts by mid-2024, and the Federal Reserve also implemented its first cut in three years, with forecasts suggesting a gradual decrease in all major interest rates between 2025 and 2026. Divergent approaches within the European Union While the ECB sets a benchmark rate for the Eurozone, individual EU countries have adopted diverse strategies to address their unique economic circumstances. For instance, Hungary set the highest rate in the EU at 13 percent in September 2023, gradually reducing it to 6.5 percent by October 2024. In contrast, Sweden implemented more aggressive cuts, lowering its rate to two percent by June 2025, the lowest among EU members. These variations highlight the complex economic landscape that European central banks must navigate, balancing inflation control with economic growth support. Global context and future outlook The interest rate changes in major economies have had far-reaching effects on global financial markets. Government bond yields, for example, reflect these policy shifts and investor sentiment. As of December 2024, the United States had the highest 10-year government bond yield among developed economies at 4.59 percent, while Switzerland had the lowest at 0.27 percent. These rates serve as important benchmarks for borrowing costs and economic expectations worldwide.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Long term government bond yields are calculated as monthly averages (non seasonally adjusted data). They refer to central government bond yields on the secondary market, gross of tax, with a residual maturity of around 10 years. The bond or the bonds of the basket have to be replaced regularly to avoid any maturity drift. This definition is used in the convergence criteria of the Economic and Monetary Union for long-term interest rates, as required under Article 121 of the Treaty of Amsterdam and the Protocol on the convergence criteria. Data are presented in raw form. Source: European Central Bank (ECB)

Key information about European Union Long Term Interest Rate

• European Union Government Bond Yield: Monthly Average: Euro: 10 Years was reported at 2.99 % pa in Feb 2025, compared with 3.09 % pa in the previous month.
• EU Long Term Interest Rate data is updated monthly, available from Jan 1970 to Feb 2025.
• The data reached an all-time high of 15.44 % pa in Sep 1981 and a record low of -0.09 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by European Central Bank.

• In the latest reports, EU Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• EU Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Key information about EU Short Term Government Bond Yield

• European Union Short Term Government Bond Yield: Month Avg: Euro Area: 2 Years was reported at 2.23 % pa in Feb 2025, compared with 2.38 % pa in the previous month.
• EU Short Term Government Bond Yield data is updated monthly, available from Jan 1970 to Feb 2025.
• The data reached an all-time high of 13.56 % pa in Feb 2012 and a record low of -0.65 % pa in Nov 2021.
• Short Term Government Bond Yield is reported by CEIC Data.

Graph and download economic data for Interest Rates: Long-Term Government Bond Yields: 10-Year: Main (Including Benchmark) for Germany (IRLTLT01DEM156N) from May 1956 to Jun 2025 about long-term, Germany, 10-year, bonds, yield, government, interest rate, interest, and rate.

Long term government bond yields are calculated as monthly averages (non seasonally adjusted data). They refer to central government bond yields on the secondary market, gross of tax, with a residual maturity of around 10 years. The bond or the bonds of the basket have to be replaced regularly to avoid any maturity drift. This definition is used in the convergence criteria of the Economic and Monetary Union for long-term interest rates, as required under Article 121 of the Treaty of Amsterdam and the Protocol on the convergence criteria. Data are presented in raw form. Source: European Central Bank (ECB)

The yield on Netherlands 10Y Bond Yield rose to 2.85% on August 8, 2025, marking a 0.05 percentage point increase from the previous session. Over the past month, the yield has remained flat, , though it remains 0.32 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. Netherlands 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on August of 2025.

As of November 2024, Luxembourg government bonds with maturities of close to ten years reached an average of 2.31 percent per annum. That was almost 0.8 percent less than the previous year. Treasury notes: a safe haven in times of trouble Ten-year government bonds, otherwise known as treasury notes, are debt obligations issued by a government which matures in ten years. They are considered a low-risk investment as they are backed by the government and their ability to raise taxes to cover its obligations. In August 2019, investors became more interested in these investments as global developments sparked uncertainty on the stock markets. Traditionally, government bonds from the U.S. and Germany have the highest liquidity. When stock exchanges fall with around ten percent, a German treasury note with an interest rate of around 2.43 percent is then considered a relatively safe place. What are other options to do with your money in Luxembourg? In March 2023, the interest rate of short-term household deposits (with an agreed maturity of up to one year) in Luxembourg was 2.35. This was the lowest of all Benelux countries (Belgium, Luxembourg and the Netherlands). Low interest rates on consumer savings are deemed a consequence of the monetary policy of the European Central Bank (ECB), as it maintains artificially low interest rates to increase inflation on the European continent. Low interest rates and uncertainty on the stock exchange might therefore explain investors’ interest in gold. The international price of gold per troy ounce has increased sharply in recent years.

ECB Main Refinancing Operations Fixed Rate data, recent 0 years (traceable to ), the yield unit is %, latest yield value is , updated at

Yield 10-Year Government Bonds data was reported at 3.310 % in 2024. This records a decrease from the previous number of 3.796 % for 2023. Yield 10-Year Government Bonds data is updated yearly, averaging 3.796 % from Dec 2006 (Median) to 2024, with 19 observations. The data reached an all-time high of 7.832 % in 2009 and a record low of 0.448 % in 2021. Yield 10-Year Government Bonds data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Croatia – Table HR.OECD.MEI: Long Term Interest Rates: Non OECD Member: Annual. [STAT_CONC_DEF] European Central Bank (ECB)

A yield curve (which is known as the term structure of interest rates) represents the relationship between market remuneration (interest) rates and the remaining time to maturity of debt securities. The zero coupon yield curves and their corresponding time series are calculated using "AAA-rated" euro area central government bonds, i.e. debt securities with the most favourable credit risk assessment. They represent the yields to maturity of hypothetical zero coupon bonds. Source: European Central Bank.

Luxembourg LU: Long-Term Interest Rate: Government Bonds data was reported at 2.760 % in 2026. This records an increase from the previous number of 2.630 % for 2025. Luxembourg LU: Long-Term Interest Rate: Government Bonds data is updated yearly, averaging 2.945 % from Dec 1993 (Median) to 2026, with 34 observations. The data reached an all-time high of 7.230 % in 1995 and a record low of -0.414 % in 2020. Luxembourg LU: Long-Term Interest Rate: Government Bonds data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Luxembourg – Table LU.OECD.EO: Interest Rate: Forecast: OECD Member: Annual. IRL - Long-term interest rate on government bonds; ECB reports a harmonised long-term interest rate starting mid-may 2010. before, the Luxembourg government did not have outstanding long-term debt securities with a residual maturity of close to ten years. therefore, the yield on long-term bond(s) issued by a private credit institution with a residual maturity close to 10 years is presented for the period up to mid-may 2010 and is thus not fully harmonised for that period.

The yield on France 10Y Bond Yield rose to 3.36% on August 11, 2025, marking a 0.01 percentage point increase from the previous session. Over the past month, the yield has fallen by 0.08 points, though it remains 0.39 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. France 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on August of 2025.

LU: Long-Term Interest Rate: Government Bonds: Single Hit Scenario data was reported at -0.300 % in 2021. This records an increase from the previous number of -0.310 % for 2020. LU: Long-Term Interest Rate: Government Bonds: Single Hit Scenario data is updated yearly, averaging 3.236 % from Dec 1994 (Median) to 2021, with 28 observations. The data reached an all-time high of 7.229 % in 1995 and a record low of -0.310 % in 2020. LU: Long-Term Interest Rate: Government Bonds: Single Hit Scenario data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Luxembourg – Table LU.OECD.EO: Interest Rate: Forecast: OECD Member: Annual. IRL - Long-term interest rate on government bonds; ECB reports a harmonised long-term interest rate starting mid-may 2010. before, the Luxembourg government did not have outstanding long-term debt securities with a residual maturity of close to ten years. therefore, the yield on long-term bond(s) issued by a private credit institution with a residual maturity close to 10 years is presented for the period up to mid-may 2010 and is thus not fully harmonised for that period.

This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

Euro zone inflation falls sharply in May, easing pressure on ECB

Financial data:

• Historical daily stock prices (open, high, low, close, volume)

• Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

• Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

Machine learning features:

• Feature engineering based on financial data and technical indicators

• Sentiment analysis data from social media and news articles

• Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

Potential Applications:

• Stock price prediction

• Portfolio optimization

• Algorithmic trading

• Market sentiment analysis

• Risk management

Use Cases:

• Researchers investigating the effectiveness of machine learning in stock market prediction

• Analysts developing quantitative trading Buy/Sell strategies

• Individuals interested in building their own stock market prediction models

• Students learning about machine learning and financial applications

Additional Notes:

• The dataset may include different levels of granularity (e.g., daily, hourly)

• Data cleaning and preprocessing are essential before model training

• Regular updates are recommended to maintain the accuracy and relevance of the data

This analysis presents a rigorous exploration of financial data, incorporating a diverse range of statistical features. By providing a robust foundation, it facilitates advanced research and innovative modeling techniques within the field of finance.

Fed, ECB, and BoE to Pause Rate Hikes Amid Recession Fears

Financial data:

• Historical daily stock prices (open, high, low, close, volume)

• Fundamental data (e.g., market capitalization, price to earnings P/E ratio, dividend yield, earnings per share EPS, price to earnings growth, debt-to-equity ratio, price-to-book ratio, current ratio, free cash flow, projected earnings growth, return on equity, dividend payout ratio, price to sales ratio, credit rating)

• Technical indicators (e.g., moving averages, RSI, MACD, average directional index, aroon oscillator, stochastic oscillator, on-balance volume, accumulation/distribution A/D line, parabolic SAR indicator, bollinger bands indicators, fibonacci, williams percent range, commodity channel index)

Machine learning features:

• Feature engineering based on financial data and technical indicators

• Sentiment analysis data from social media and news articles

• Macroeconomic data (e.g., GDP, unemployment rate, interest rates, consumer spending, building permits, consumer confidence, inflation, producer price index, money supply, home sales, retail sales, bond yields)

Potential Applications:

• Stock price prediction

• Portfolio optimization

• Algorithmic trading

• Market sentiment analysis

• Risk management

Use Cases:

• Researchers investigating the effectiveness of machine learning in stock market prediction

• Analysts developing quantitative trading Buy/Sell strategies

• Individuals interested in building their own stock market prediction models

• Students learning about machine learning and financial applications

Additional Notes:

• The dataset may include different levels of granularity (e.g., daily, hourly)

• Data cleaning and preprocessing are essential before model training

• Regular updates are recommended to maintain the accuracy and relevance of the data