The general government structural balance of Argentina stood at about 11.05 billion U.S. dollars in 2024. From 1993 to 2024, the balance rose by approximately 11.05 billion U.S. dollars, though the increase followed an uneven trajectory rather than a consistent upward trend. Between 2024 and 2030, the balance will rise by around 9.21 billion U.S. dollars, showing an overall upward trend with periodic ups and downs.

Argentina Financial System: Credit to the Public Sector data was reported at 35.039 % in Feb 2025. This records a decrease from the previous number of 35.662 % for Jan 2025. Argentina Financial System: Credit to the Public Sector data is updated monthly, averaging 11.504 % from Sep 2005 (Median) to Feb 2025, with 234 observations. The data reached an all-time high of 43.106 % in Jul 2024 and a record low of 7.378 % in Oct 2016. Argentina Financial System: Credit to the Public Sector data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB037: Balance Sheet: Financial System.

Argentina Financial System: MR: Official data was reported at 159,395,601,790.836 ARS th in Mar 2025. This records an increase from the previous number of 156,111,491,347.740 ARS th for Feb 2025. Argentina Financial System: MR: Official data is updated monthly, averaging 160,825,564.000 ARS th from Jan 1990 (Median) to Mar 2025, with 423 observations. The data reached an all-time high of 159,395,601,790.836 ARS th in Mar 2025 and a record low of 3,847,654.000 ARS th in Jan 1990. Argentina Financial System: MR: Official data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB058: Financial Statement: Financial System.

The general government structural balance as share of the gross domestic product (GDP) of Argentina was approximately 1.98 percent in 2024. Between 1993 and 2024, the balance share rose by around 1.87 percentage points, though the increase followed an uneven trajectory rather than a consistent upward trend. The balance share is forecast to decline by about 0.48 percentage points from 2024 to 2030, fluctuating as it trends downward.

Argentina: Banking system z-scores: The latest value from 2021 is 9.08 index points, a decline from 9.25 index points in 2020. In comparison, the world average is 17.25 index points, based on data from 136 countries. Historically, the average for Argentina from 2000 to 2021 is 6.94 index points. The minimum value, 3.2 index points, was reached in 2003 while the maximum of 9.32 index points was recorded in 2019.

Argentina Financial System: Assets: OC: Others data was reported at 12,048,026.955 ARS mn in Feb 2025. This records a decrease from the previous number of 13,653,292.685 ARS mn for Jan 2025. Argentina Financial System: Assets: OC: Others data is updated monthly, averaging 45,966.789 ARS mn from Dec 2002 (Median) to Feb 2025, with 258 observations. The data reached an all-time high of 33,862,666.249 ARS mn in Apr 2024 and a record low of 3,486.000 ARS mn in Jul 2004. Argentina Financial System: Assets: OC: Others data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB037: Balance Sheet: Financial System.

Argentina: Bank concentration: percent of bank assets held by top three banks: The latest value from 2021 is 52.15 percent, an increase from 44.84 percent in 2020. In comparison, the world average is 67.43 percent, based on data from 135 countries. Historically, the average for Argentina from 2000 to 2021 is 42.59 percent. The minimum value, 32.32 percent, was reached in 2000 while the maximum of 54.38 percent was recorded in 2018.

Argentina Financial System: Return on Equity data was reported at 6.218 % in Feb 2025. This records a decrease from the previous number of 19.255 % for Jan 2025. Argentina Financial System: Return on Equity data is updated monthly, averaging 22.356 % from Sep 2005 (Median) to Feb 2025, with 234 observations. The data reached an all-time high of 99.006 % in Jan 2014 and a record low of -20.925 % in Jan 2024. Argentina Financial System: Return on Equity data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB037: Balance Sheet: Financial System.

Argentina Financial System: MR: Official: Foreign Currency data was reported at 33,236,076,042.633 ARS th in Mar 2025. This records an increase from the previous number of 32,957,511,243.853 ARS th for Feb 2025. Argentina Financial System: MR: Official: Foreign Currency data is updated monthly, averaging 71,535,950.000 ARS th from Jan 1990 (Median) to Mar 2025, with 423 observations. The data reached an all-time high of 88,208,340,452.377 ARS th in Jan 2024 and a record low of 2,091,938.000 ARS th in Jan 1990. Argentina Financial System: MR: Official: Foreign Currency data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB058: Financial Statement: Financial System.

Abstract

Financial inclusion is critical in reducing poverty and achieving inclusive economic growth. When people can participate in the financial system, they are better able to start and expand businesses, invest in their children’s education, and absorb financial shocks. Yet prior to 2011, little was known about the extent of financial inclusion and the degree to which such groups as the poor, women, and rural residents were excluded from formal financial systems.

By collecting detailed indicators about how adults around the world manage their day-to-day finances, the Global Findex allows policy makers, researchers, businesses, and development practitioners to track how the use of financial services has changed over time. The database can also be used to identify gaps in access to the formal financial system and design policies to expand financial inclusion.

Geographic coverage

National coverage

Universe

The target population is the civilian, non-institutionalized population 15 years and above.

Kind of data

Observation data/ratings [obs]

Sampling procedure

The indicators in the 2017 Global Findex database are drawn from survey data covering almost 150,000 people in 144 economies-representing more than 97 percent of the world's population (see Table A.1 of the Global Findex Database 2017 Report for a list of the economies included). The survey was carried out over the 2017 calendar year by Gallup, Inc., as part of its Gallup World Poll, which since 2005 has annually conducted surveys of approximately 1,000 people in each of more than 160 economies and in over 150 languages, using randomly selected, nationally representative samples. The target population is the entire civilian, noninstitutionalized population age 15 and above. Interview procedure Surveys are conducted face to face in economies where telephone coverage represents less than 80 percent of the population or where this is the customary methodology. In most economies the fieldwork is completed in two to four weeks.

In economies where face-to-face surveys are conducted, the first stage of sampling is the identification of primary sampling units. These units are stratified by population size, geography, or both, and clustering is achieved through one or more stages of sampling. Where population information is available, sample selection is based on probabilities proportional to population size; otherwise, simple random sampling is used. Random route procedures are used to select sampled households. Unless an outright refusal occurs, interviewers make up to three attempts to survey the sampled household. To increase the probability of contact and completion, attempts are made at different times of the day and, where possible, on different days. If an interview cannot be obtained at the initial sampled household, a simple substitution method is used.

Respondents are randomly selected within the selected households. Each eligible household member is listed and the handheld survey device randomly selects the household member to be interviewed. For paper surveys, the Kish grid method is used to select the respondent. In economies where cultural restrictions dictate gender matching, respondents are randomly selected from among all eligible adults of the interviewer's gender.

In economies where telephone interviewing is employed, random digit dialing or a nationally representative list of phone numbers is used. In most economies where cell phone penetration is high, a dual sampling frame is used. Random selection of respondents is achieved by using either the latest birthday or household enumeration method. At least three attempts are made to reach a person in each household, spread over different days and times of day.

Sample excludes dispersed rural population areas, representing about 5.7% of the population. Sample size was 1000.

Mode of data collection

Computer Assisted Personal Interview [capi]

Research instrument

The questionnaire was designed by the World Bank, in conjunction with a Technical Advisory Board composed of leading academics, practitioners, and policy makers in the field of financial inclusion. The Bill and Melinda Gates Foundation and Gallup Inc. also provided valuable input. The questionnaire was piloted in multiple countries, using focus groups, cognitive interviews, and field testing. The questionnaire is available in more than 140 languages upon request.

Questions on cash on delivery, saving using an informal savings club or person outside the family, domestic remittances, and agricultural payments are only asked in developing economies and few other selected countries. The question on mobile money accounts was only asked in economies that were part of the Mobile Money for the Unbanked (MMU) database of the GSMA at the time the interviews were being held.

Sampling error estimates

Estimates of standard errors (which account for sampling error) vary by country and indicator. For country-specific margins of error, please refer to the Methodology section and corresponding table in Demirgüç-Kunt, Asli, Leora Klapper, Dorothe Singer, Saniya Ansar, and Jake Hess. 2018. The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution. Washington, DC: World Bank

Argentina Financial System: MR: Official: Domestic Currency: Loans data was reported at 8,925,963,554.000 ARS th in Mar 2025. This records an increase from the previous number of 8,315,256,651.000 ARS th for Feb 2025. Argentina Financial System: MR: Official: Domestic Currency: Loans data is updated monthly, averaging 38,417,021.000 ARS th from Jan 1990 (Median) to Mar 2025, with 423 observations. The data reached an all-time high of 8,925,963,554.000 ARS th in Mar 2025 and a record low of 346,693.000 ARS th in Jan 1990. Argentina Financial System: MR: Official: Domestic Currency: Loans data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB058: Financial Statement: Financial System.

Argentina Financial System: Efficiency data was reported at 241.243 % in Feb 2025. This records a decrease from the previous number of 258.545 % for Jan 2025. Argentina Financial System: Efficiency data is updated monthly, averaging 195.745 % from Sep 2005 (Median) to Feb 2025, with 234 observations. The data reached an all-time high of 587.452 % in Mar 2024 and a record low of 149.000 % in Sep 2005. Argentina Financial System: Efficiency data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB037: Balance Sheet: Financial System.

Argentina Financial System: Assets: Public Titles: Repo data was reported at 0.000 ARS mn in Feb 2025. This stayed constant from the previous number of 0.000 ARS mn for Jan 2025. Argentina Financial System: Assets: Public Titles: Repo data is updated monthly, averaging 7,686.000 ARS mn from Dec 1999 (Median) to Feb 2025, with 249 observations. The data reached an all-time high of 179,314.344 ARS mn in Mar 2017 and a record low of 0.000 ARS mn in Feb 2025. Argentina Financial System: Assets: Public Titles: Repo data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB037: Balance Sheet: Financial System.

Argentina Financial System: MR: Private: Foreign Currency: Loans data was reported at 15,395,889,716.000 ARS th in Mar 2025. This records an increase from the previous number of 14,809,567,302.000 ARS th for Feb 2025. Argentina Financial System: MR: Private: Foreign Currency: Loans data is updated monthly, averaging 30,120,989.000 ARS th from Jan 1990 (Median) to Mar 2025, with 423 observations. The data reached an all-time high of 15,395,889,716.000 ARS th in Mar 2025 and a record low of 671,672.000 ARS th in Jan 1990. Argentina Financial System: MR: Private: Foreign Currency: Loans data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB058: Financial Statement: Financial System.

Argentina Financial System: Assets: Others data was reported at 8,061,064.835 ARS mn in Feb 2025. This records an increase from the previous number of 7,972,737.798 ARS mn for Jan 2025. Argentina Financial System: Assets: Others data is updated monthly, averaging 26,782.787 ARS mn from Dec 1999 (Median) to Feb 2025, with 261 observations. The data reached an all-time high of 9,138,359.053 ARS mn in Apr 2024 and a record low of 3,560.000 ARS mn in Dec 1999. Argentina Financial System: Assets: Others data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB037: Balance Sheet: Financial System.

Argentina Financial System: MR: Official: Foreign Currency: Public Securities data was reported at 3,348,026,200.000 ARS th in Mar 2025. This records a decrease from the previous number of 3,503,701,186.000 ARS th for Feb 2025. Argentina Financial System: MR: Official: Foreign Currency: Public Securities data is updated monthly, averaging 12,092,168.000 ARS th from Jan 1990 (Median) to Mar 2025, with 423 observations. The data reached an all-time high of 10,160,912,047.000 ARS th in Jan 2024 and a record low of 433,095.000 ARS th in Jan 1990. Argentina Financial System: MR: Official: Foreign Currency: Public Securities data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB058: Financial Statement: Financial System.

Argentina Financial System: Netted Assets data was reported at 217,916,745.179 ARS mn in Feb 2025. This records an increase from the previous number of 215,621,732.656 ARS mn for Jan 2025. Argentina Financial System: Netted Assets data is updated monthly, averaging 1,063,660.224 ARS mn from Dec 1999 (Median) to Feb 2025, with 261 observations. The data reached an all-time high of 217,916,745.179 ARS mn in Feb 2025 and a record low of 110,275.000 ARS mn in Dec 2001. Argentina Financial System: Netted Assets data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB037: Balance Sheet: Financial System.

Argentina Financial System: MD: Official: FC: Other Deposits data was reported at 123,961,136.000 ARS th in Mar 2025. This records an increase from the previous number of 118,487,920.000 ARS th for Feb 2025. Argentina Financial System: MD: Official: FC: Other Deposits data is updated monthly, averaging 214,748.000 ARS th from Jan 1990 (Median) to Mar 2025, with 423 observations. The data reached an all-time high of 123,961,136.000 ARS th in Mar 2025 and a record low of 368.000 ARS th in Jan 1990. Argentina Financial System: MD: Official: FC: Other Deposits data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB058: Financial Statement: Financial System.

Argentina AR: Monetary Survey: Claims on State and Local Government data was reported at 124,186.272 ARS mn in 2017. This records an increase from the previous number of 104,106.087 ARS mn for 2016. Argentina AR: Monetary Survey: Claims on State and Local Government data is updated yearly, averaging 5,888.202 ARS mn from Dec 1990 (Median) to 2017, with 28 observations. The data reached an all-time high of 124,186.272 ARS mn in 2017 and a record low of 0.000 ARS mn in 1993. Argentina AR: Monetary Survey: Claims on State and Local Government data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Argentina – Table AR.IMF.IFS: Financial System: Monetary: Annual.

Argentina Financial System: MD: Official: DM: Other Deposits data was reported at 666,629,242.000 ARS th in Mar 2025. This records an increase from the previous number of 615,404,795.000 ARS th for Feb 2025. Argentina Financial System: MD: Official: DM: Other Deposits data is updated monthly, averaging 3,623,265.000 ARS th from Jan 1990 (Median) to Mar 2025, with 423 observations. The data reached an all-time high of 770,579,348.000 ARS th in Dec 2024 and a record low of 43,826.000 ARS th in Jan 1990. Argentina Financial System: MD: Official: DM: Other Deposits data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.KB058: Financial Statement: Financial System.