Key information about European Union Long Term Interest Rate

• European Union Government Bond Yield: Monthly Average: Euro: 10 Years was reported at 2.99 % pa in Feb 2025, compared with 3.09 % pa in the previous month.
• EU Long Term Interest Rate data is updated monthly, available from Jan 1970 to Feb 2025.
• The data reached an all-time high of 15.44 % pa in Sep 1981 and a record low of -0.09 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by European Central Bank.

• In the latest reports, EU Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• EU Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Policy interest rates in the U.S. and Europe are forecasted to decrease gradually between 2024 and 2027, following exceptional increases triggered by soaring inflation between 2021 and 2023. The U.S. federal funds rate stood at 5.38 percent at the end of 2023, the European Central Bank deposit rate at four percent, and the Swiss National Bank policy rate at 1.75 percent. With inflationary pressures stabilizing, policy interest rates are forecast to decrease in each observed region. The U.S. federal funds rate is expected to decrease to 3.5 percent, the ECB refi rate to 2.65 percent, the Bank of England bank rate to 3.33 percent, and the Swiss National Bank policy rate to 0.75 percent by 2025. An interesting aspect to note is the impact of these interest rate changes on various economic factors such as growth, employment, and inflation. The impact of central bank policy rates The U.S. federal funds effective rate, crucial in determining the interest rate paid by depository institutions, experienced drastic changes in response to the COVID-19 pandemic. The subsequent slight changes in the effective rate reflected the efforts to stimulate the economy and manage economic factors such as inflation. Such fluctuations in the federal funds rate have had a significant impact on the overall economy. The European Central Bank's decision to cut its fixed interest rate in June 2024 for the first time since 2016 marked a significant shift in attitude towards economic conditions. The reasons behind the fluctuations in the ECB's interest rate reflect its mandate to ensure price stability and manage inflation, shedding light on the complex interplay between interest rates and economic factors. Inflation and real interest rates The relationship between inflation and interest rates is critical in understanding the actions of central banks. Central banks' efforts to manage inflation through interest rate adjustments reveal the intricate balance between economic growth and inflation. Additionally, the concept of real interest rates, adjusted for inflation, provides valuable insights into the impact of inflation on the economy.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Germany Long Term Interest Rate

• Germany Long Term Interest Rate: Month Avg: Germany: ECB Harmonised was reported at 2.41 % pa in Feb 2025, compared with 2.48 % pa in the previous month.
• Germany Long Term Interest Rate data is updated monthly, available from Jan 1990 to Feb 2025.
• The data reached an all-time high of 9.09 % pa in Oct 1990 and a record low of -0.65 % pa in Aug 2019.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Germany Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Germany Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Key information about Netherlands Long Term Interest Rate

• Netherlands Long Term Interest Rate: Month Avg: Netherlands: ECB Harmonised was reported at 2.63 % pa in Feb 2025, compared with 2.73 % pa in the previous month.
• Netherlands Long Term Interest Rate data is updated monthly, available from Apr 1986 to Feb 2025.
• The data reached an all-time high of 9.21 % pa in Oct 1990 and a record low of -0.55 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Netherlands Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Netherlands Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Key information about France Long Term Interest Rate

• France Long Term Interest Rate: Month Avg: France: ECB Harmonised was reported at 3.15 % pa in Feb 2025, compared with 3.32 % pa in the previous month.
• France Long Term Interest Rate data is updated monthly, available from Jan 1986 to Feb 2025.
• The data reached an all-time high of 10.70 % pa in Oct 1987 and a record low of -0.34 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, France Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• France Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Key information about Portugal Long Term Interest Rate

• Portugal Long Term Interest Rate: Month Avg: Portugal: ECB Harmonised was reported at 2.95 % pa in Feb 2025, compared with 2.96 % pa in the previous month.
• Portugal Long Term Interest Rate data is updated monthly, available from Jul 1993 to Feb 2025.
• The data reached an all-time high of 13.85 % pa in Jan 2012 and a record low of 0.03 % pa in Jan 2021.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Portugal Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Portugal Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Key information about Malta Long Term Interest Rate

• Malta Long Term Interest Rate: Month Avg: Malta: ECB Harmonised was reported at 3.26 % pa in Feb 2025, compared with 3.35 % pa in the previous month.
• Malta Long Term Interest Rate data is updated monthly, available from Jan 2001 to Feb 2025.
• The data reached an all-time high of 6.30 % pa in Oct 2001 and a record low of 0.19 % pa in Sep 2019.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Malta Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Malta Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Key information about Slovakia Long Term Interest Rate

• Slovakia Long Term Interest Rate: Month Avg: Slovakia: ECB Harmonised was reported at 3.22 % pa in Feb 2025, compared with 3.43 % pa in the previous month.
• Slovakia Long Term Interest Rate data is updated monthly, available from Jan 2001 to Feb 2025.
• The data reached an all-time high of 8.25 % pa in Jan 2001 and a record low of -0.52 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Slovakia Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Slovakia Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Key information about Belgium Short Term Interest Rate

• Belgium Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021, compared with -0.55 % pa in the previous month.
• Belgium Short Term Interest Rate data is updated monthly, available from Dec 1998 to Nov 2021.
• The data reached an all-time high of 5.28 % pa in Sep 2008 and a record low of -0.57 % pa in Nov 2021.
• Short Term Interest Rate is reported by reported by European Money Markets Institute.

• In the latest reports, Belgium Long Term Interest Rate: Month Avg: Belgium: ECB Harmonised was reported at 2.91 % pa in Mar 2024.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 4.50 % pa in Apr 2024.
• Belgium Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Key information about Ireland Long Term Interest Rate

• Ireland Long Term Interest Rate: Month Avg: Ireland: ECB Harmonised was reported at 2.72 % pa in Feb 2025, compared with 2.79 % pa in the previous month.
• Ireland Long Term Interest Rate data is updated monthly, available from Jan 1993 to Feb 2025.
• The data reached an all-time high of 12.51 % pa in Jul 2011 and a record low of -0.29 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Ireland Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at 1.72 % pa in Dec 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Ireland Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.