Euro Area - Day-to-day money market interest rates was -0.49% in December of 2021, according to the EUROSTAT. Trading Economics provides the current actual value, an historical data chart and related indicators for Euro Area - Day-to-day money market interest rates - last updated from the EUROSTAT on December of 2025. Historically, Euro Area - Day-to-day money market interest rates reached a record high of -0.48% in August of 2021 and a record low of -0.49% in December of 2021.

Netherlands Money Market Rate: Call Money: Euro Area data was reported at -0.361 % pa in Nov 2018. This records an increase from the previous number of -0.366 % pa for Oct 2018. Netherlands Money Market Rate: Call Money: Euro Area data is updated monthly, averaging 1.973 % pa from Jan 1999 (Median) to Nov 2018, with 239 observations. The data reached an all-time high of 5.064 % pa in Apr 2001 and a record low of -0.366 % pa in Oct 2018. Netherlands Money Market Rate: Call Money: Euro Area data remains active status in CEIC and is reported by De Nederlandsche Bank. The data is categorized under Global Database’s Netherlands – Table NL.M004: Money Market Interest Rates.

Since its introduction in October 2019, the Euro Short-Term Rate (€STR) has remained constant at between -0.51 and -0.59 percent until the second half 2022. Since then, it increased, peaking at 3.9 between the end of 2023 and the beginning of 2024. As of January 2025, the rate stood at 2.92 percent. The €STR is an interest rate benchmark designed to replace the Euro OverNight Index Average (EOIA), adopting a different calculation methodology that returns significantly lower rates. It is intended that the EOIA will be discontinued from January 3, 2022. How is the Euro Short-Term Rate calculated? The €STR uses transaction data included in daily reporting on monetary exchanges from the 52 largest eurozone banks to calculate the average interests rate attached to loans throughout a business day. Only unsecured loans are included, as the rate on secured loans would be affected by the type of underlying collateral. Several key respects distinguish the €STR from alternative benchmarks like the EOIA, and the London Intrabank Offered Rate (LIBOR). First, the €STR is based on transaction data alone, whereas the LIBOR asking major banks directly what rate they would charge other banks for short terms loans. The second main difference is that, by considering money market transactions rather than only intrabank lending (like the EOIA and LIBOR), the €STR incorporates the role of other major actors like money market funds, insurance companies, and other financial corporations. Difference between €STR and EURIBOR The Euro Interbank Offered Rate (EURIBOR) is the other main reference interest rate governing eurozone lending. The EURIBOR differs from €STR though as it is based on a survey of the interest rates a panel of major banks would offer other major banks for interbank term deposits. There are therefore different reference rates published for different maturities, for example the EURIBOR one month rate, the EURIBOR six month rate, and the EURIBOR 12 month rate. In contrast, the €STR is intended to track the cost of overnight borrowing.

Netherlands Money Market Rate: Term Loans: Euro Currency Market: 3 Months Loans Euro-Yen Deposits data was reported at -0.350 % pa in Nov 2018. This records a decrease from the previous number of -0.340 % pa for Oct 2018. Netherlands Money Market Rate: Term Loans: Euro Currency Market: 3 Months Loans Euro-Yen Deposits data is updated monthly, averaging 0.210 % pa from Jan 1989 (Median) to Nov 2018, with 359 observations. The data reached an all-time high of 8.280 % pa in Sep 1990 and a record low of -0.450 % pa in Nov 2016. Netherlands Money Market Rate: Term Loans: Euro Currency Market: 3 Months Loans Euro-Yen Deposits data remains active status in CEIC and is reported by De Nederlandsche Bank. The data is categorized under Global Database’s Netherlands – Table NL.M004: Money Market Interest Rates.

Day-to-day money market interest rates: averages for the euro area (EONIA= Euro OverNight Index Average), national series for EU countries outside of euro area, and other national series (Turkey, US, Japan).

1-month, 3-month, 6-month and 12-month interest rates: averages for the euro area (EURIBOR), and national series for EU countries outside of euro area. 3-month interest rates are also available for the US and Japan.

Graph and download economic data for Financial Market: Real Effective Exchange Rates: CPI Based for Euro Area (19 Countries) (CCRETT01EZM661N) from Jan 1970 to Oct 2025 about Euro Area, Europe, exchange rate, currency, CPI, manufacturing, real, rate, price index, indexes, and price.

Euro-zone series: Until December 1998 it is an aggregate of interbank deposit bid rates weighted by country GDP (Gross Domestic Product). Thereafter the rate is the EONIA (Euro OverNight Index Average), the effective overnight reference rate for the euro, computed as a weighted average of all overnight unsecured lending transactions in the interbank market, initiated within the euro area by the contributing panel banks. EONIA is computed with the help of the European Central Bank. EU15 series: Until December 1998, this is a theoretical rate based on an aggregation of day-to-day rates weighted by country GDP. Thereafter the rate is an average of the EONIA and the rates of the non-euro-zone countries, weighted by country GDP. National series: broadly speaking, these are day-to-day interbank rates. Source: European Central Bank.

Spain Other MFIs: Liabilities: Other Euro Area: Deposits: Money Market Funds data was reported at 7.000 EUR mn in Jun 2018. This records a decrease from the previous number of 10.000 EUR mn for May 2018. Spain Other MFIs: Liabilities: Other Euro Area: Deposits: Money Market Funds data is updated monthly, averaging 0.000 EUR mn from Dec 1989 (Median) to Jun 2018, with 343 observations. The data reached an all-time high of 596.000 EUR mn in Jun 2016 and a record low of 0.000 EUR mn in Dec 2012. Spain Other MFIs: Liabilities: Other Euro Area: Deposits: Money Market Funds data remains active status in CEIC and is reported by Bank of Spain. The data is categorized under Global Database’s Spain – Table ES.KB015: Balance Sheet: MFIs: Other MFIs.

The EUR/USD exchange rate rose to 1.1619 on December 2, 2025, up 0.08% from the previous session. Over the past month, the Euro US Dollar Exchange Rate - EUR/USD has strengthened 0.86%, and is up by 10.57% over the last 12 months. Euro US Dollar Exchange Rate - EUR/USD - values, historical data, forecasts and news - updated on December of 2025.

Luxembourg MFIs excl BCL: Assets: Money Market Funds Shares Issued by Euro Area Residents data was reported at 7,074.686 EUR mn in Sep 2018. This records an increase from the previous number of 5,709.089 EUR mn for Aug 2018. Luxembourg MFIs excl BCL: Assets: Money Market Funds Shares Issued by Euro Area Residents data is updated monthly, averaging 510.095 EUR mn from Jan 2001 (Median) to Sep 2018, with 213 observations. The data reached an all-time high of 7,524.086 EUR mn in Feb 2017 and a record low of 92.047 EUR mn in Jan 2003. Luxembourg MFIs excl BCL: Assets: Money Market Funds Shares Issued by Euro Area Residents data remains active status in CEIC and is reported by Central Bank of Luxembourg. The data is categorized under Global Database’s Luxembourg – Table LU.KB006: Balance Sheet: Monetary Financial Institutions: Excluding Central Bank of Luxembourg.

The 3-months interest rate is a representative short-term interest rate series for the domestic money market. From January 1999, the euro area rate is the 3-month "EURo InterBank Offered Rate" (EURIBOR) EURIBOR is the benchmark rate of the large euro money market that has emerged since 1999. It is the rate at which euro InterBank term deposits are offered by one prime bank to another prime bank. The contributors to EURIBOR are the banks with the highest volume of business in the euro area money markets. The panel of banks consists of banks from EU countries participating in the euro from the outset, banks from EU countries not participating in the euro from the outset, and large international banks from non-EU countries but with important euro area operations. Monthly data are calculated as averages of daily values. Data are presented in raw form. Source: European Central Bank (ECB)

The assets (or net acquisition of assets) of money market funds in Germany increased by *** million Euro (+**** percent) in the fourth quarter of 2023 in comparison to the previous quarter. With *** billion Euro, the assets thereby reached their highest value in the observed period.

Spain Other MFIs: Money Market Funds: Liabilities: Shares and Other Equity: Other Euro Area data was reported at 42.400 EUR mn in Oct 2018. This records a decrease from the previous number of 42.900 EUR mn for Sep 2018. Spain Other MFIs: Money Market Funds: Liabilities: Shares and Other Equity: Other Euro Area data is updated monthly, averaging 82.250 EUR mn from Jan 1986 (Median) to Oct 2018, with 394 observations. The data reached an all-time high of 4,373.900 EUR mn in Jun 2003 and a record low of 0.000 EUR mn in Dec 2007. Spain Other MFIs: Money Market Funds: Liabilities: Shares and Other Equity: Other Euro Area data remains active status in CEIC and is reported by Bank of Spain. The data is categorized under Global Database’s Spain – Table ES.KB017: Balance Sheet: MFIs: Other MFIs: Money Market Funds.

Greece Mutual Funds: Assets: Annual: ow Money Market Funds data was reported at 606.000 EUR mn in 2017. This records an increase from the previous number of 542.000 EUR mn for 2016. Greece Mutual Funds: Assets: Annual: ow Money Market Funds data is updated yearly, averaging 2,160.300 EUR mn from Dec 2000 (Median) to 2017, with 18 observations. The data reached an all-time high of 15,787.400 EUR mn in 2003 and a record low of 513.000 EUR mn in 2015. Greece Mutual Funds: Assets: Annual: ow Money Market Funds data remains active status in CEIC and is reported by Bank of Greece. The data is categorized under Global Database’s Greece – Table GR.Z007: Mutual Funds Statistics.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The USD to EUR exchange rate in 2022 will be roughly 30 percent higher than it was in 2012, revealing a very strong dollar against the euro. The value of 0.87 euros per dollar was noticeably higher than the 2016 peak of 0.95 euros per dollar, but still above the price before the Eurozone Crisis. This started in 2009 and was caused by the difficulties of several European countries with repaying government debt.What does the exchange rate mean?At any single point, an exchange rate is simply a measure of the value of one currency in terms of another. However, when the exchange rate shifts, one currency gets 'stronger' and the other 'weaker'. This is particularly important in international trade. A strong currency makes imports cheaper, so one could expect the trade balance of a country with a strong currency to decrease. In such a way, a strong currency would hurt a country with a high trade surplus.Exchange rate investmentsThere is a financial market built around currency fluctuations. The foreign exchange market, or forex market, has a daily turnover of trillions of dollars. This market is critical for international trade, but many investors simply use it to speculate.

Graph and download economic data for Financial Market: Real Effective Exchange Rates: CPI Based for Euro Area (19 Countries) (CCRETT01EZQ661N) from Q1 1970 to Q3 2025 about Euro Area, Europe, exchange rate, currency, CPI, manufacturing, real, price index, rate, indexes, and price.

This statistic illustrates the net sales of UCITS money market funds in Europe as of the first quarter of 2023, broken down by country. UCTIS stands for Undertakings For The Collective Investment Of Transferable Securities, and is a public limited company that coordinates the distribution and management of unit trusts amongst countries within the European Union. It can be seen that the net sales in Luxembourg reached a value of nearly ** billion euros at that time.

This dataset contains Euribor rates by year and granularity. Only Daily granularity is provided and the dataset is updated on an annual basis.

Key information about European Union Short Term Interest Rate

• European Union Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021, compared with -0.55 % pa in the previous month.
• EU Short Term Interest Rate data is updated monthly, available from Dec 1998 to Nov 2021.
• The data reached an all-time high of 5.28 % pa in Sep 2008 and a record low of -0.57 % pa in Nov 2021.
• Short Term Interest Rate is reported by reported by European Money Markets Institute.

• In the latest reports, EU Government Bond Yield: Monthly Average: Euro: 10 Years was reported at 2.90 % pa in Jan 2024.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 4.50 % pa in Jan 2024.
• EU Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.