Loans to Private Sector In the Euro Area decreased to 5228393 EUR Million in May from 5230837 EUR Million in April of 2025. This dataset provides the latest reported value for - Euro Area Loans to Private Sector - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

As of October 2024, the volume of corporate loans in the eurozone was slightly higher than in the previous year. The monthly year-on-year change of corporate loans in the Euro area fluctuated significantly since January 2006, reaching negative growth rates in various occasions during the economic crisis of 2007.

Bank Lending Rate In the Euro Area decreased to 3.81 percent in May from 3.92 percent in April of 2025. This dataset provides - Euro Area Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The value of outstanding loans to non-financial corporations in the euro area has remained quite stable between early 2023 and July 2024. Meanwhile, the value of adjusted loans outstanding to non-financial corporations in January 2020 was roughly 4.58 billion euros. The interest rates on business loans in the Eurozone increased considerably in 2022 and 2023.

The value of loans In the Euro Area increased 2 percent in May of 2025 over the same month in the previous year. This dataset provides the latest reported value for - Euro Area Private Credit Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The average interest rate of loans from monetary financial institutions to non-financial corporations in the euro area overall has decreased significantly in 2024 and 2025. In January of 2024 it amounted to 5.16, and by March 2025 it had fallen to 3.93 percent. These figures are a composite cost-of-borrowing indicator that shows the average interest rate of business loans (non-financial), taking into account those with different loan terms or for different amounts.

Luxembourg, the Netherlands, and Malta were the Eurozone countries with the lowest average interest rates on non-financial corporations as of July 2024. Meanwhile, the average business loan interest rate for the euro area was 5.06 percent. On the other side of the spectrum, Estonia and Latvia were two of the countries with the highest business loan interest rates. The interest rates on consumer loans in Eurozone countries were even more varied.

Russia Bank Lending Tightness: Net Percentage: Euro Zone data was reported at -2.300 % in Sep 2016. This records an increase from the previous number of -5.300 % for Jun 2016. Russia Bank Lending Tightness: Net Percentage: Euro Zone data is updated quarterly, averaging 3.550 % from Jun 2009 (Median) to Sep 2016, with 30 observations. The data reached an all-time high of 28.500 % in Dec 2011 and a record low of -5.300 % in Jun 2016. Russia Bank Lending Tightness: Net Percentage: Euro Zone data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Monetary and Banking Statistics – Table RU.KAC019: Bank Lending Tightness in Russia and Foreign Countries.

Graph and download economic data for Total Credit to Non-Financial Sector, Adjusted for Breaks, for Euro Area (QXMCAM770A) from Q1 1999 to Q4 2024 about adjusted, credits, Euro Area, nonfinancial, sector, and Europe.

European Union EU: NPL Ratio: LSI: Corporate & Wholesale Lenders data was reported at 2.650 % in Dec 2024. This records a decrease from the previous number of 2.780 % for Sep 2024. European Union EU: NPL Ratio: LSI: Corporate & Wholesale Lenders data is updated quarterly, averaging 1.470 % from Jun 2020 (Median) to Dec 2024, with 19 observations. The data reached an all-time high of 3.040 % in Mar 2021 and a record low of 0.930 % in Mar 2022. European Union EU: NPL Ratio: LSI: Corporate & Wholesale Lenders data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s European Union – Table EU.KB024: European Central Bank: Non-Performing Loans Ratio: by Supervisory Banking.

The variables included in the dataset are real GDP (seasonally adjusted, in log-levels, https://sdw.ecb.de/quickview.do?SERIES_KEY=314.MNA.Q.Y.AT.W2.S1.S1.B.B1GQ._Z._Z._Z.EUR.LR.N), the GDP Deflator (seasonally adjusted, in log-levels, https://data.ecb.europa.eu/data/datasets/MNA/MNA.Q.Y.AT.W2.S1.S1.B.B1GQ._Z._Z._Z.IX.D.N), CPI (food and energy excluded, base year 2015, seasonally adjusted, enters in log-levels, https://www.oecd.org/en/data/indicators/inflation-cpi.html}{retrieved from OECD Data Archive), the EUR/USD exchange rate (https://data.ecb.europa.eu/data/datasets/EXR/EXR.D.USD.EUR.SP00.A), a measure of bank concentration by country (interpolated to a quarterly series from yearly values, only contemporaneous values included, https://data.ecb.europa.eu/data/datasets/SSI/SSI.A.AT.122C.H10.X.A1.Z0Z.Z) the cost of new short-term (https://data.ecb.europa.eu/data/datasets/MIR/MIR.M.U2.B.A2J.FM.R.A.2230.EUR.N) and long-term (https://data.ecb.europa.eu/data/datasets/MIR/MIR.M.U2.B.A2J.KM.R.A.2230.EUR.N) borrowing in the euro area, the monetary policy shocks as in Altavilla et al. (2019) (https://doi.org/10.1016/j.jmoneco.2019.08.016), which were summed up to quarterly values, and finally the loans granted by Euro Area Monetary Financial Institutions to domestic non financial corporations (https://data.ecb.europa.eu/data/datasets/QSA/QSA.Q.N.AT.W2.S12K.S11.N.A.LE.F4.T.Z.XDC.T.S.V.N.T). To conclude, the time series on loans granted by investment funds and the aggregate size of the bonds issued by non-financial corporations that are held/issued by each country (retrieved from the Securities Holdings Statistics by Sector dataset) are confidential series and cannot be shared.

In France, the outstanding amount of loans to non-financial corporations with a maturity of over five years was valued at one billion euros as of July 2024. Meanwhile, outstanding business loans with the same maturity in Germany amounted to 918 billion euros during that period. The total value of loans and advances in the European Union was forecasted to keep growing in 2025.

Private Sector Credit In the Euro Area increased to 13639786 EUR Million in May from 13629261 EUR Million in April of 2025. This dataset provides the latest reported value for - Euro Area Private Sector Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

European Union EU: NPL Ratio: SI: Corporate & Wholesale Lenders data was reported at 1.960 % in Dec 2024. This records an increase from the previous number of 1.780 % for Sep 2024. European Union EU: NPL Ratio: SI: Corporate & Wholesale Lenders data is updated quarterly, averaging 1.580 % from Jun 2015 (Median) to Dec 2024, with 39 observations. The data reached an all-time high of 4.750 % in Jun 2015 and a record low of 0.910 % in Mar 2023. European Union EU: NPL Ratio: SI: Corporate & Wholesale Lenders data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s European Union – Table EU.KB024: European Central Bank: Non-Performing Loans Ratio: by Supervisory Banking.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The ECRI Statistical Package provides a comprehensive overview of the trends and composition of the lending to non-financial corporations and households. It covers 45 countries including the EU Member States, UK, EU candidates and EFTA countries as well as the US, Canada, Japan, Australia, Russia, Mexico and Saudi Arabia. The package provides nominal and real data on major time series such as outstanding consumer credit, loans for house purchase, other loans to households, loans to non-financial corporations and national accounts. It also provides the breakdowns of the various credit statistics by maturity and currency. https://www.ecri.eu/statistics

European Union EU: NPL Ratio: SI: Retail Lenders & Consumer Credit Lenders data was reported at 1.550 % in Dec 2024. This records a decrease from the previous number of 1.580 % for Sep 2024. European Union EU: NPL Ratio: SI: Retail Lenders & Consumer Credit Lenders data is updated quarterly, averaging 3.220 % from Jun 2015 (Median) to Dec 2024, with 39 observations. The data reached an all-time high of 8.040 % in Dec 2015 and a record low of 1.510 % in Jun 2024. European Union EU: NPL Ratio: SI: Retail Lenders & Consumer Credit Lenders data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s European Union – Table EU.KB024: European Central Bank: Non-Performing Loans Ratio: by Supervisory Banking.

Consumer Credit In the Euro Area increased to 790192 EUR Million in May from 787628 EUR Million in April of 2025. This dataset provides the latest reported value for - Euro Area Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

France was the country in the Eurozone with the highest volume of outstanding loans to financial corporations. That accounts for loans to all financial corporations except monetary financial institutions, insurance corporations, and pension funds. France, Germany, the Netherlands, and Italy were the countries with a volume of outstanding of that type of loan that exceeded the 150 billion euros mark. The value of loans to non-financial corporations in the Eurozone has a similar distribution, with the largest economies at the top of the ranking.

Lending Rate In the Euro Area decreased to 2.40 percent in June from 2.65 percent in April of 2025. This dataset provides - Euro Area Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.