Stock prices of the largest European banks fell sharply in March 2023, as the collapse of Silicon Valley Bank and First Republic in the U.S. crumbled confidence in the sector. Shortly after the second and third largest U.S. bank failures, Credit Suisse went under, which pushed the stock prices of leading European banks down further. Towards the end of the month, stock prices increased notably, but remained well below prices at the start of March.

Prices for Euro Stoxx Banks including live quotes, historical charts and news. Euro Stoxx Banks was last updated by Trading Economics this July 13 of 2025.

HSBC stood as Europe's only bank with a market capitalization exceeding 100 billion U.S. dollars as of December 31, 2024. The UK-based financial institution reached a market value of approximately ****** billion U.S. dollars, significantly ahead of its closest European competitor, UBS, which was valued at ***** billion U.S. dollars. Throughout the past decade, despite market fluctuations, HSBC has consistently maintained its position as Europe's most valuable bank by market capitalization. European banking: single representative in global elite Among the world's 15 largest banks by market capitalization in December 2024, HSBC was Europe's sole representative. JPMorgan Chase, headquartered in the United States, led the global rankings with a market value exceeding *** billion U.S. dollars. What is market capitalization? Market capitalization - calculated by multiplying a company's outstanding shares by its share price -serves as a widely used measure of company size. While this metric provides investors with an easily calculated indicator for risk assessment, it represents just one way to evaluate banks' performance. European banks can also be measured by other important metrics, including total assets, revenue, and cost-to-income ratio (CIR). These alternative measurements may paint a different picture of their relative strength and market position.

The report covers Europe Banking as a Service Providers and it is segmented by Component (Platform and Service (Professional Service and Managed Service)), by Type (API based BaaS and Cloud-based BaaS), by Enterprise Size (Large enterprise and Small & Medium enterprise), by End-user (Banks, NBFC/Fintech Corporations and Others) and by Country (United Kingdom, Germany, Switzerland, France, Italy, Spain and Rest of Europe).

This statistic illustrates a list of European banks with the largest stock of non-performing loans as of ********* in billion euros. The Italian bank Unicredit had, as of *********/ non-performing loans amounting to over ** billion euros. All of the top three banks for non-performing loans in Europe originate in Italy with Intesa and Monte dei Paschi having a stock of non-performing loans valuing at over ** billion euros and ** billion euros respectively.

Bulgaria Commercial Banks: Market Share: EU Bank Subsidiaries data was reported at 71.500 % in Dec 2020. This records an increase from the previous number of 71.400 % for Sep 2020. Bulgaria Commercial Banks: Market Share: EU Bank Subsidiaries data is updated quarterly, averaging 72.200 % from Jun 2007 (Median) to Dec 2020, with 55 observations. The data reached an all-time high of 77.030 % in Sep 2008 and a record low of 61.500 % in Mar 2014. Bulgaria Commercial Banks: Market Share: EU Bank Subsidiaries data remains active status in CEIC and is reported by Bulgarian National Bank. The data is categorized under Global Database’s Bulgaria – Table BG.KB032: Commercial Banks: Market Share (Discontinued).

Euro Area's main stock market index, the EU50, fell to 5350 points on July 14, 2025, losing 0.62% from the previous session. Over the past month, the index has climbed 0.19% and is up 7.36% compared to the same time last year, according to trading on a contract for difference (CFD) that tracks this benchmark index from Euro Area. Euro Area Stock Market Index (EU50) - values, historical data, forecasts and news - updated on July of 2025.

QS: EA: OC: Oth Fin Corp. excl Fin Vehicle Corporations data was reported at 12.495 EUR mn in Mar 2025. This records a decrease from the previous number of 967.114 EUR mn for Feb 2025. QS: EA: OC: Oth Fin Corp. excl Fin Vehicle Corporations data is updated monthly, averaging 12.495 EUR mn from Jan 2021 (Median) to Mar 2025, with 51 observations. The data reached an all-time high of 1,354.037 EUR mn in Jul 2023 and a record low of -3,894.835 EUR mn in Jan 2022. QS: EA: OC: Oth Fin Corp. excl Fin Vehicle Corporations data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s European Union – Table EU.Z004: European Central Bank: Quoted Shares: Euro Area Residents: Market Value.

Graph and download economic data for Euro Short-Term Rate: Share of Volume of the 5 Largest Active Banks (ECBESTRSHRVOL5LRGACTBNK) from 2019-10-01 to 2025-07-11 about volume, interbank, percentile, Euro Area, Europe, and rate.

The European Challenger Banks Market is segmented by services offered (Payments, Savings Products, Current Account, Consumers Credits, Loans and Others), By end-user type (Business Segment and Personal Segment) and By Geography (UK, Germany, France, Italy, Spain, Netherlands, and Rest of Europe). The Market Size and Forecasts Are Provided in Terms of Value (USD Million) for All the Above Segments.

The price of Deutsche Bank share on the Frankfurt Stock Exchange amounted to 12.34 euros at the end of 2023. This was an increase compared to the previous year. Deutsche Bank's share price was the highest in 2006, at 88.41 euros, before the Financial Crisis. The lowest year close was observed in 2019, at 6.92 euros.
Deutsche Bank finances Deutsche Bank has closed many of its branches worldwide. This signals that it is trying to decrease its costs. Examining its quarterly net income or loss suggests that the bank faced a difficult business climate in the last several years, although it managed to increase its net income in 2022. The period from 2018 to 2020 was a particularly hard period for the shareholders as well, since the bank was unable to pay dividends. More on the European banking industry Deutsche Bank is among the leading banks in Europe by assets. While struggling to recover from the Financial Crisis of 2008, the continent was hit by the Eurozone Crisis, spurned by high national debt in several countries in southern Europe. Deutsche Bank and other European banks were, and remain, exposed to investments that were less secure than expected.

Bulgaria Commercial Banks: Market Share: EU Bank Branches data was reported at 3.000 % in Dec 2020. This records a decrease from the previous number of 3.500 % for Sep 2020. Bulgaria Commercial Banks: Market Share: EU Bank Branches data is updated quarterly, averaging 4.100 % from Jun 2007 (Median) to Dec 2020, with 55 observations. The data reached an all-time high of 7.000 % in Dec 2014 and a record low of 2.200 % in Sep 2017. Bulgaria Commercial Banks: Market Share: EU Bank Branches data remains active status in CEIC and is reported by Bulgarian National Bank. The data is categorized under Global Database’s Bulgaria – Table BG.KB032: Commercial Banks: Market Share (Discontinued).

Graph and download economic data for Euro Short-Term Rate: Total Volume (ECBESTRTOTVOL) from 2019-10-01 to 2025-06-23 about volume, shares, interbank, Euro Area, Europe, banks, and depository institutions.

Stocks traded, total value (current US$) in European Union was reported at 1461196550000 USD in 2019, according to the World Bank collection of development indicators, compiled from officially recognized sources. European Union - Stocks traded, total value - actual values, historical data, forecasts and projections were sourced from the World Bank on June of 2025.

In 2023, Crédit Mutuel led the top 15 European banks with a common equity tier 1 (CET1) ratio of 19.2 percent, followed by UniCredit at 16.1 percent. Following the Basel III accord implementation on January 1, 2015, European banks faced higher capital requirements, including a new minimum CET1 ratio of 4.5 percent. Throughout 2023, the EU banking sector demonstrated strong capital adequacy, with the banking sector's CET1 ratio significantly exceeding the regulatory minimum. European banks on the global stage European banks showcased their strength on the global stage, with the average CET1 ratio of the largest banks surpassing their U.S. counterparts. This signifies a robust capital position and resilience in facing economic challenges. HSBC represents European banks among the world's largest financial institutions. In 2023, the UK-headquartered bank made it to the largest 15 banks worldwide based on market capitalization, with a market cap of over 156 billion U.S. dollars. Banking crisis: Nosedive in March 2023 The March 2023 collapse of Silicon Valley Bank (SVB) and Signature Bank in the United States sparked a banking crisis that quickly spread to Europe, culminating in Credit Suisse's distress. As investor confidence plummeted, major European bank stocks experienced steep declines. Although share prices partially recovered in late March, they remained significantly below their early-month levels. However, in the following months, the banking sector gradually stabilized as regulatory measures and central bank interventions helped restore market confidence.

European Union QS: EA: GI: Central bank data was reported at 0.000 EUR mn in Mar 2025. This stayed constant from the previous number of 0.000 EUR mn for Feb 2025. European Union QS: EA: GI: Central bank data is updated monthly, averaging 0.000 EUR mn from Dec 2020 (Median) to Mar 2025, with 52 observations. The data reached an all-time high of 0.000 EUR mn in Mar 2025 and a record low of 0.000 EUR mn in Mar 2025. European Union QS: EA: GI: Central bank data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s European Union – Table EU.Z004: European Central Bank: Quoted Shares: Euro Area Residents: Market Value.

The European Challenger Banks Market size was valued at XX million in 2025 and is projected to reach USD XXX million by 2033, exhibiting a CAGR of 10.04% during the forecast period. Rapid digitalization, the growing adoption of smartphones, and the increasing popularity of online banking services are driving the growth of the market. Additionally, the rising demand for innovative and customer-centric banking solutions is further fueling the market expansion. Key factors driving the growth of the European Challenger Banks Market include the increasing adoption of digital banking services, the rising popularity of mobile banking, and the growing demand for personalized banking experiences. Furthermore, the increasing competition in the banking sector is leading to the emergence of new challenger banks that are offering innovative and customer-centric banking solutions. These factors are expected to continue to drive the growth of the European Challenger Banks Market in the coming years. Key market trends include the increasing adoption of artificial intelligence (AI) and machine learning (ML) in banking, the growing popularity of open banking, and the increasing focus on sustainability in the banking sector.

This comprehensive report provides an in-depth analysis of the European Challenger Banks Market. The report covers all key aspects of the market, including market size and growth, market concentration and characteristics, market trends, key region or country & segment to dominate the market, market product insights, report coverage & deliverables, driving forces, challenges and restraints, emerging trends, growth catalysts, leading players, and significant developments. Recent developments include: In October 2022, OakNorth Bank acquired a 50% stake in property lender ASK Partners. The company has lent in excess of £1bn across over 90 transactions through its online platform., In July 2021, Revolut, a London-based financial app that provides banking, investing, currency transfer, and other money management services, confirm a fresh USD 800 million in funding at a USD 33 billion valuation to supercharge its financial services super app.. Notable trends are: Challenger Banks are Gaining Traction in Europe.

This statistic illustrates the total share of European bank's capital from June 2011 to June 2017. It can be seen that the share of capital of European banks increased year on year during the period observed. In 2011 the share of capital of European banks amounted to 8.1 percent, by 2017 this had risen to 18.4 percent, an increase of 10.3 percent.

The size of the Bancassurance In Europe market was valued at USD 656 Million in 2023 and is projected to reach USD 896.32 Million by 2032, with an expected CAGR of 4.56% during the forecast period. Bancassurance refers to the partnership between banks and insurance companies, allowing banks to sell insurance products alongside their traditional banking services. This model leverages the bank's existing customer base and distribution channels, creating a synergistic relationship that benefits both parties. In Europe, the bancassurance market has gained significant traction due to several factors, including the rising demand for integrated financial services, regulatory changes promoting cross-selling, and the growing awareness of the importance of insurance in financial planning. European banks, facing stagnant interest rates and declining profitability in traditional banking operations, have increasingly turned to bancassurance as a way to diversify their revenue streams. This strategy enables banks to offer life, health, and non-life insurance products to their customers, enhancing customer loyalty and improving the overall customer experience. Moreover, the regulatory environment in Europe, particularly with initiatives like the Insurance Distribution Directive (IDD), encourages transparency and consumer protection, thereby fostering trust in bancassurance offerings. Recent developments include: June 2023: Admiral Seguros collaborated with ING Spain for a digital bancassurance venture. The collaboration stemmed from Admiral Group's expansion of its distribution network with insurance solutions. This joint partnership led to the creation of ING Orange Auto Insurance, a digital product designed to revolutionize the insurance sector., February 2023: European insurance group Talanx strengthened its regional presence in the Polish market by signing a ten-year bancassurance deal with Bank Millennium. This agreement expanded its portfolio in the life protection and non-motor business.. Key drivers for this market are: Regulatory and Technological Developments. Potential restraints include: Competition from Other Distribution Channels. Notable trends are: The Rising Need for Non-Life Insurance is Propelling Expansion in the Bancassurance Market.

Analysis of ‘Banks balance sheet - Stocks of deposits from euro area households and non-financial corporations’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from http://data.europa.eu/88u/dataset/bank-balance-sheet-deposits-stocks on 07 January 2022.

--- Dataset description provided by original source is as follows ---

Monetary financial institution balance sheet statistics, total deposits from euro area households and non-financial corporations (all currencies combined, all maturities, denominated in Euro, not seasonally adjusted, outstanding amounts at end of period).

--- Original source retains full ownership of the source dataset ---