Supporting documentation on code lists, subject definitions, data accuracy, and statistical testing can be found on the American Community Survey website in the Data and Documentation section...Sample size and data quality measures (including coverage rates, allocation rates, and response rates) can be found on the American Community Survey website in the Methodology section..Geographic areas are based on the geographic boundaries of the data year. Current year comparisons with past-year estimates are not re-tabulated to the current year's geographies; rather, the comparison is with the existing geography of each data year. Statistically significant change from prior years' estimates could be the result of changes in the geographic boundaries of an area and not necessarily the demographic, social, or economic characteristics. For more information on geographic changes, see: https://www.census.gov/programs-surveys/acs/guidance.html.....Tell us what you think. Provide feedback to help make American Community Survey data more useful for you..Although the American Community Survey (ACS) produces population, demographic and housing unit estimates, it is the Census Bureau''s Population Estimates Program that produces and disseminates the official estimates of the population for the nation, states, counties, cities and towns and estimates of housing units for states and counties..Explanation of Symbols:An ''**'' entry in the margin of error column indicates that either no sample observations or too few sample observations were available to compute a standard error and thus the margin of error. A statistical test is not appropriate..An ''-'' entry in the estimate column indicates that either no sample observations or too few sample observations were available to compute an estimate, or a ratio of medians cannot be calculated because one or both of the median estimates falls in the lowest interval or upper interval of an open-ended distribution..An ''-'' following a median estimate means the median falls in the lowest interval of an open-ended distribution..An ''+'' following a median estimate means the median falls in the upper interval of an open-ended distribution..An ''***'' entry in the margin of error column indicates that the median falls in the lowest interval or upper interval of an open-ended distribution. A statistical test is not appropriate..An ''*****'' entry in the margin of error column indicates that the estimate is controlled. A statistical test for sampling variability is not appropriate. .An ''N'' entry in the estimate and margin of error columns indicates that data for this geographic area cannot be displayed because the number of sample cases is too small..An ''(X)'' means that the estimate is not applicable or not available..An * indicates that the estimate is significantly different (at a 90% confidence level) than the estimate from the most current year. A "c" indicates the estimates for that year and the current year are both controlled; a statistical test is not appropriate. A blank indicates that the estimate is not significantly different from the estimate of the most current year, or that a test could not be done because one or both of the estimates is displayed as "-", "N", or "(X)", or the estimate ends with a "+" or "-". (For more information on these symbols, see the Explanation of Symbols below this table.).Estimates of urban and rural population, housing units, and characteristics reflect boundaries of urban areas defined based on Census 2010 data. As a result, data for urban and rural areas from the ACS do not necessarily reflect the results of ongoing urbanization..While the 2016 American Community Survey (ACS) data generally reflect the February 2013 Office of Management and Budget (OMB) definitions of metropolitan and micropolitan statistical areas; in certain instances the names, codes, and boundaries of the principal cities shown in ACS tables may differ from the OMB definitions due to differences in the effective dates of the geographic entities..In 2015 and 2016, the category of "$1,000 or more" for Selected Monthly Owner Costs, Housing Units Without a Mortgage, was missing the percent sign and was incorrectly represented as an integer, rather than being rounded to the nearest tenth. This display issue was corrected for 2016, but was not corrected for 2015..Prior to 2015, if the median monthly housing costs for owners without mortgages was $1,000 or more in a geography, the median monthly housing costs for owners without mortgages displayed as $1,000+. In 2015, the top category for the calculation of median monthly housing costs for owners without mortgages was changed from $1,000 or more to $1,500 or more; consequently, in 2015 and later products from the 1 and 5 year ACS files display actual medians up to $1,500; $1,500 or more will display as $1,500+..Prior to 2015, if the median, upper, or lower quartile home value was $1,000,000 or more in a geograph...

Although the American Community Survey (ACS) produces population, demographic and housing unit estimates, the decennial census is the official source of population totals for April 1st of each decennial year. In between censuses, the Census Bureau's Population Estimates Program produces and disseminates the official estimates of the population for the nation, states, counties, cities, and towns and estimates of housing units and the group quarters population for states and counties..Since the 5-year data do not benefit from data quality filtering, comparisons are only made for populations of 5,000 or more..Information about the American Community Survey (ACS) can be found on the ACS website. Supporting documentation including code lists, subject definitions, data accuracy, and statistical testing, and a full list of ACS tables and table shells (without estimates) can be found on the Technical Documentation section of the ACS website.Sample size and data quality measures (including coverage rates, allocation rates, and response rates) can be found on the American Community Survey website in the Methodology section..Source: U.S. Census Bureau, 2019-2023 American Community Survey 5-Year Estimates.ACS data generally reflect the geographic boundaries of legal and statistical areas as of January 1 of the estimate year. For more information, see Geography Boundaries by Year..Data are based on a sample and are subject to sampling variability. The degree of uncertainty for an estimate arising from sampling variability is represented through the use of a margin of error. The value shown here is the 90 percent margin of error. The margin of error can be interpreted roughly as providing a 90 percent probability that the interval defined by the estimate minus the margin of error and the estimate plus the margin of error (the lower and upper confidence bounds) contains the true value. In addition to sampling variability, the ACS estimates are subject to nonsampling error (for a discussion of nonsampling variability, see ACS Technical Documentation). The effect of nonsampling error is not represented in these tables..Users must consider potential differences in geographic boundaries, questionnaire content or coding, or other methodological issues when comparing ACS data from different years. Statistically significant differences shown in ACS Comparison Profiles, or in data users' own analysis, may be the result of these differences and thus might not necessarily reflect changes to the social, economic, housing, or demographic characteristics being compared. For more information, see Comparing ACS Data..Households not paying cash rent are excluded from the calculation of median gross rent..Complete plumbing in 2016 and later are not directly comparable to complete plumbing in 2015 and prior years. In 2016, the question about whether the housing unit had a toilet was no longer asked. In 2015 and prior years, the requirements for complete plumbing were running water, a flush toilet and bathtub or shower; in 2016 and later, the requirement for complete plumbing is running water and bathtub or shower..Telephone service data are not available for certain geographic areas due to problems with data collection of this question that occurred in 2019. Both ACS 1-year and ACS 5-year files were affected. It may take several years in the ACS 5-year files until the estimates are available for the geographic areas affected..Prior to 2015, if the median, upper, or lower quartile rent was $2,000 or more in a geography, the median, upper, or lower rent displayed as $2,000+. In 2015, the top category for the calculation of median, upper, and lower quartile rent was changed from $2,000 or more to $3,500 or more; consequently, 2015 and later products from the 1 and 5 year ACS files display actual medians, upper, and lower quartiles up to $3,499; $3,500 or more will display as $3,500+..Prior to 2015, if the median, upper, or lower quartile home value was $1,000,000 or more in a geography, the median, upper, or lower home value rent displayed as $1,000,000+. In 2015, the top category for the calculation of median, upper, and lower quartile home value was changed from $1,000,000 or more to $2,000,000 or more; consequently, in 2015 and later products from the 1 and 5 year ACS files display actual medians, upper, and lower quartiles up to $2,000,000; $2,000,000 or more will display as $2,000,000+..Prior to 2015, if the median monthly housing costs for owners without mortgages was $1,000 or more in a geography, the median monthly housing costs for owners without mortgages displayed as $1,000+. In 2015, the top category for the calculation of median monthly housing costs for owners without mortgages was changed from $1,000 or more to $1,500 or more; consequently, in 2015 and later products from the 1 and 5 year ACS files display actual medians up to $1,500; $1,500 or more will display as $1,500+..Prior to 2021, medians presented in the Compariso...

Portugal, Canada, and the United States were the countries with the highest house price to income ratio in 2024. In all three countries, the index exceeded 130 index points, while the average for all OECD countries stood at 116.2 index points. The index measures the development of housing affordability and is calculated by dividing nominal house price by nominal disposable income per head, with 2015 set as a base year when the index amounted to 100. An index value of 120, for example, would mean that house price growth has outpaced income growth by 20 percent since 2015. How have house prices worldwide changed since the COVID-19 pandemic? House prices started to rise gradually after the global financial crisis (2007–2008), but this trend accelerated with the pandemic. The countries with advanced economies, which usually have mature housing markets, experienced stronger growth than countries with emerging economies. Real house price growth (accounting for inflation) peaked in 2022 and has since lost some of the gain. Although, many countries experienced a decline in house prices, the global house price index shows that property prices in 2023 were still substantially higher than before COVID-19. Renting vs. buying In the past, house prices have grown faster than rents. However, the home affordability has been declining notably, with a direct impact on rental prices. As people struggle to buy a property of their own, they often turn to rental accommodation. This has resulted in a growing demand for rental apartments and soaring rental prices.

Analysis of ‘ Zillow Housing Aspirations Report’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from https://www.kaggle.com/yamqwe/zillow-housing-aspirations-reporte on 13 February 2022.

--- Dataset description provided by original source is as follows ---

About this dataset

Additional Data Products

Product: Zillow Housing Aspirations Report

Date: April 2017

Definitions

Home Types and Housing Stock

• All Homes: Zillow defines all homes as single-family, condominium and co-operative homes with a county record. Unless specified, all series cover this segment of the housing stock.
• Condo/Co-op: Condominium and co-operative homes.
• Multifamily 5+ units: Units in buildings with 5 or more housing units, that are not a condominiums or co-ops.
• Duplex/Triplex: Housing units in buildings with 2 or 3 housing units.

Additional Data Products

• Zillow Home Value Forecast (ZHVF): The ZHVF is the one-year forecast of the ZHVI. Our forecast methodology is methodology post.
• Zillow creates our negative equity data using our own data in conjunction with data received through our partnership with TransUnion, a leading credit bureau. We match estimated home values against actual outstanding home-related debt amounts provided by TransUnion. To read more about how we calculate our negative equity metrics, please see our here.
• Cash Buyers: The share of homes in a given area purchased without financing/in cash. To read about how we calculate our cash buyer data, please see our research brief.
• Mortgage Affordability, Rental Affordability, Price-to-Income Ratio, Historical ZHVI, Historical ZHVI and Houshold Income are calculated as a part of Zillow’s quarterly Affordability Indices. To calculate mortgage affordability, we first calculate the mortgage payment for the median-valued home in a metropolitan area by using the metro-level Zillow Home Value Index for a given quarter and the 30-year fixed mortgage interest rate during that time period, provided by the Freddie Mac Primary Mortgage Market Survey (based on a 20 percent down payment). Then, we consider what portion of the monthly median household income (U.S. Census) goes toward this monthly mortgage payment. Median household income is available with a lag. For quarters where median income is not available from the U.S. Census Bureau, we calculate future quarters of median household income by estimating it using the Bureau of Labor Statistics’ Employment Cost Index. The affordability forecast is calculated similarly to the current affordability index but uses the one year Zillow Home Value Forecast instead of the current Zillow Home Value Index and a specified interest rate in lieu of PMMS. It also assumes a 20 percent down payment. We calculate rent affordability similarly to mortgage affordability; however we use the Zillow Rent Index, which tracks the monthly median rent in particular geographical regions, to capture rental prices. Rents are chained back in time by using U.S. Census Bureau American Community Survey data from 2006 to the start of the Zillow Rent Index, and Decennial Census for all other years.
• The mortgage rate series is the average mortgage rate quoted on Zillow Mortgages for a 30-year, fixed-rate mortgage in 15-minute increments during business hours, 6:00 AM to 5:00 PM Pacific. It does not include quotes for jumbo loans, FHA loans, VA loans, loans with mortgage insurance or quotes to consumers with credit scores below 720. Federal holidays are excluded. The jumbo mortgage rate series is the average jumbo mortgage rate quoted on Zillow Mortgages for a 30-year, fixed-rate, jumbo mortgage in one-hour increments during business hours, 6:00 AM to 5:00 PM Pacific Time. It does not include quotes to consumers with credit scores below 720. Traditional federal holidays and hours with insufficient sample sizes are excluded.

About Zillow Data (and Terms of Use Information)

• Zillow is in the process of transitioning some data sources with the goal of producing published data that is more comprehensive, reliable, accurate and timely. As this new data is incorporated, the publication of select metrics may be delayed or temporarily suspended. We look forward to resuming our usual publication schedule for all of our established datasets as soon as possible, and we apologize for any inconvenience. Thank you for your patience and understanding.
• All data accessed and downloaded from this page is free for public use by consumers, media, analysts, academics etc., consistent with our published Terms of Use. Proper and clear attribution of all data to Zillow is required.
• For other data requests or inquiries for Zillow Real Estate Research, contact us here.
• All files are time series unless noted otherwise.
• To download all Zillow metrics for specific levels of geography, click here.
• To download a crosswalk between Zillow regions and federally defined regions for counties and metro areas, click here.
• Unless otherwise noted, all series cover single-family residences, condominiums and co-op homes only.

Source: https://www.zillow.com/research/data/

This dataset was created by Zillow Data and contains around 200 samples along with Unnamed: 1, Unnamed: 0, technical information and other features such as: - Unnamed: 1 - Unnamed: 0 - and more.

How to use this dataset

• Analyze Unnamed: 1 in relation to Unnamed: 0
• Study the influence of Unnamed: 1 on Unnamed: 0
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Acknowledgements

If you use this dataset in your research, please credit Zillow Data

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--- Original source retains full ownership of the source dataset ---

Although the American Community Survey (ACS) produces population, demographic and housing unit estimates, for 2020, the 2020 Census provides the official counts of the population and housing units for the nation, states, counties, cities, and towns. For 2016 to 2019, the Population Estimates Program provides estimates of the population for the nation, states, counties, cities, and towns and intercensal housing unit estimates for the nation, states, and counties..Geographic areas are based on the geographic boundaries of the data year. Current year comparisons with past-year estimates are not re-tabulated to the current year's geographies; rather, the comparison is with the existing geography of each data year. Statistically significant change from prior years' estimates could be the result of changes in the geographic boundaries of an area and not necessarily the demographic, social, or economic characteristics. For more information on geographic changes, see: https://www.census.gov/programs-surveys/acs/guidance.html..Since the 5-year data do not benefit from data quality filtering, comparisons are only made for populations of 5,000 or more..Supporting documentation on code lists, subject definitions, data accuracy, and statistical testing can be found on the American Community Survey website in the Technical Documentation section.Sample size and data quality measures (including coverage rates, allocation rates, and response rates) can be found on the American Community Survey website in the Methodology section..Source: U.S. Census Bureau, 2016-2020 American Community Survey 5-Year Estimates.Data are based on a sample and are subject to sampling variability. The degree of uncertainty for an estimate arising from sampling variability is represented through the use of a margin of error. The value shown here is the 90 percent margin of error. The margin of error can be interpreted roughly as providing a 90 percent probability that the interval defined by the estimate minus the margin of error and the estimate plus the margin of error (the lower and upper confidence bounds) contains the true value. In addition to sampling variability, the ACS estimates are subject to nonsampling error (for a discussion of nonsampling variability, see ACS Technical Documentation). The effect of nonsampling error is not represented in these tables..The definitions of the metropolitan and micropolitan statistical areas for the 2013 American Community Survey are based on the commuting patterns identified in the 2010 Census. Estimates prior to 2013 are based on the results of the 2000 Census. Statistically significant change from prior years' estimates could be the result of changes in the metropolitan geographic definitions and not necessarily the demographic, social or economic characteristic. For more information, see: Metropolitan and Micropolitan Statistical Areas..Households not paying cash rent are excluded from the calculation of median gross rent..Complete plumbing in 2016 and later are not directly comparable to complete plumbing in 2015 and prior years. In 2016, the question about whether the housing unit had a toilet was no longer asked. In 2015 and prior years, the requirements for complete plumbing were running water, a flush toilet and bathtub or shower; in 2016 and later, the requirement for complete plumbing is running water and bathtub or shower..Telephone service data are not available for certain geographic areas due to problems with data collection of this question that occurred in 2016 and 2019. Both ACS 1-year and ACS 5-year files were affected. It may take several years in the ACS 5-year files until the estimates are available for the geographic areas affected..Prior to 2015, if the median, upper, or lower quartile rent was $2,000 or more in a geography, the median, upper, or lower rent displayed as $2,000+. In 2015, the top category for the calculation of median, upper, and lower quartile rent was changed from $2,000 or more to $3,500 or more; consequently, 2015 and later products from the 1 and 5 year ACS files display actual medians, upper, and lower quartiles up to $3,499; $3,500 or more will display as $3,500+..Prior to 2015, if the median, upper, or lower quartile home value was $1,000,000 or more in a geography, the median, upper, or lower home value rent displayed as $1,000,000+. In 2015, the top category for the calculation of median, upper, and lower quartile home value was changed from $1,000,000 or more to $2,000,000 or more; consequently, in 2015 and later products from the 1 and 5 year ACS files display actual medians, upper, and lower quartiles up to $2,000,000; $2,000,000 or more will display as $2,000,000+..Prior to 2015, if the median monthly housing costs for owners without mortgages was $1,000 or more in a geography, the median monthly housing costs for owners without mortgages displayed as $1,000+. In 2015, the top category for the calculation of median monthly housing costs for owner...

The number of U.S. home sales in the United States declined in 2024, after soaring in 2021. A total of four million transactions of existing homes, including single-family, condo, and co-ops, were completed in 2024, down from 6.12 million in 2021. According to the forecast, the housing market is forecast to head for recovery in 2025, despite transaction volumes expected to remain below the long-term average. Why have home sales declined? The housing boom during the coronavirus pandemic has demonstrated that being a homeowner is still an integral part of the American dream. Nevertheless, sentiment declined in the second half of 2022 and Americans across all generations agreed that the time was not right to buy a home. A combination of factors has led to house prices rocketing and making homeownership unaffordable for the average buyer. A survey among owners and renters found that the high home prices and unfavorable economic conditions were the two main barriers to making a home purchase. People who would like to purchase their own home need to save up a deposit, have a good credit score, and a steady and sufficient income to be approved for a mortgage. In 2022, mortgage rates experienced the most aggressive increase in history, making the total cost of homeownership substantially higher. Are U.S. home prices expected to fall? The median sales price of existing homes stood at 413,000 U.S. dollars in 2024 and was forecast to increase slightly until 2026. The development of the S&P/Case Shiller U.S. National Home Price Index shows that home prices experienced seven consecutive months of decline between June 2022 and January 2023, but this trend reversed in the following months. Despite mild fluctuations throughout the year, home prices in many metros are forecast to continue to grow, albeit at a much slower rate.

Graph and download economic data for Homeownership Rate in the United States (RHORUSQ156N) from Q1 1965 to Q1 2025 about homeownership, housing, rate, and USA.

Although the American Community Survey (ACS) produces population, demographic and housing unit estimates, it is the Census Bureau's Population Estimates Program that produces and disseminates the official estimates of the population for the nation, states, counties, cities, and towns and estimates of housing units for states and counties..Geographic areas are based on the geographic boundaries of the data year. Current year comparisons with past-year estimates are not re-tabulated to the current year's geographies; rather, the comparison is with the existing geography of each data year. Statistically significant change from prior years' estimates could be the result of changes in the geographic boundaries of an area and not necessarily the demographic, social, or economic characteristics. For more information on geographic changes, see: https://www.census.gov/programs-surveys/acs/guidance.html..Since the 5-year data do not benefit from data quality filtering, comparisons are only made for populations of 5,000 or more..Supporting documentation on code lists, subject definitions, data accuracy, and statistical testing can be found on the American Community Survey website in the Technical Documentation section.Sample size and data quality measures (including coverage rates, allocation rates, and response rates) can be found on the American Community Survey website in the Methodology section..Source: U.S. Census Bureau, 2015-2019 American Community Survey 5-Year Estimates.Data are based on a sample and are subject to sampling variability. The degree of uncertainty for an estimate arising from sampling variability is represented through the use of a margin of error. The value shown here is the 90 percent margin of error. The margin of error can be interpreted roughly as providing a 90 percent probability that the interval defined by the estimate minus the margin of error and the estimate plus the margin of error (the lower and upper confidence bounds) contains the true value. In addition to sampling variability, the ACS estimates are subject to nonsampling error (for a discussion of nonsampling variability, see ACS Technical Documentation). The effect of nonsampling error is not represented in these tables..The definitions of the metropolitan and micropolitan statistical areas for the 2013 American Community Survey are based on the commuting patterns identified in the 2010 Census. Estimates prior to 2013 are based on the results of the 2000 Census. Statistically significant change from prior years' estimates could be the result of changes in the metropolitan geographic definitions and not necessarily the demographic, social or economic characteristic. For more information, see: Metropolitan and Micropolitan Statistical Areas..Households not paying cash rent are excluded from the calculation of median gross rent..Complete plumbing in 2016 and later are not directly comparable to complete plumbing in 2015 and prior years. In 2016, the question about whether the housing unit had a toilet was no longer asked. In 2015 and prior years, the requirements for complete plumbing were running water, a flush toilet and bathtub or shower; in 2016 and later, the requirement for complete plumbing is running water and bathtub or shower..Telephone service data are not available for certain geographic areas due to problems with data collection of this question that occurred in 2015, 2016, and 2019. Both ACS 1-year and ACS 5-year files were affected. It may take several years in the ACS 5-year files until the estimates are available for the geographic areas affected..Prior to 2015, if the median, upper, or lower quartile rent was $2,000 or more in a geography, the median, upper, or lower rent displayed as $2,000+. In 2015, the top category for the calculation of median, upper, and lower quartile rent was changed from $2,000 or more to $3,500 or more; consequently, 2015 and later products from the 1 and 5 year ACS files display actual medians, upper, and lower quartiles up to $3,499; $3,500 or more will display as $3,500+..Prior to 2015, if the median, upper, or lower quartile home value was $1,000,000 or more in a geography, the median, upper, or lower home value rent displayed as $1,000,000+. In 2015, the top category for the calculation of median, upper, and lower quartile home value was changed from $1,000,000 or more to $2,000,000 or more; consequently, in 2015 and later products from the 1 and 5 year ACS files display actual medians, upper, and lower quartiles up to $2,000,000; $2,000,000 or more will display as $2,000,000+..Prior to 2015, if the median monthly housing costs for owners without mortgages was $1,000 or more in a geography, the median monthly housing costs for owners without mortgages displayed as $1,000+. In 2015, the top category for the calculation of median monthly housing costs for owners without mortgages was changed from $1,000 or more to $1,500 or more; consequently, in 2015 and later products from th...

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-17 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

Real interest rates describe the growth in the real value of the interest on a loan or deposit, adjusted for inflation. Nominal interest rates on the other hand show us the raw interest rate, which is unadjusted for inflation. If the inflation rate in a certain country were zero percent, the real and nominal interest rates would be the same number. As inflation reduces the real value of a loan, however, a positive inflation rate will mean that the nominal interest rate is more likely to be greater than the real interest rate. We can see this in the recent inflationary episode which has taken place in the wake of the Coronavirus pandemic, with nominal interest rates rising over the course of 2022, but still lagging far behind the rate of inflation, meaning these rate rises register as smaller increases in the real interest rate.

Graph and download economic data for Bank Prime Loan Rate (MPRIME) from Jan 1949 to Jun 2025 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.