Fannie Mae: Mortgage Commitment Derivatives Fair Value Gains, Net data was reported at -242.000 USD mn in Mar 2025. This records a decrease from the previous number of -34.000 USD mn for Dec 2024. Fannie Mae: Mortgage Commitment Derivatives Fair Value Gains, Net data is updated quarterly, averaging -177.000 USD mn from Mar 2009 (Median) to Mar 2025, with 65 observations. The data reached an all-time high of 1.572 USD bn in Mar 2022 and a record low of -1.246 USD bn in Sep 2009. Fannie Mae: Mortgage Commitment Derivatives Fair Value Gains, Net data remains active status in CEIC and is reported by Federal National Mortgage Association. The data is categorized under Global Database’s United States – Table US.EB121: Derivatives Fair Value Gains or Losses: Federal National Mortgage Association, Fannie Mae.

Type of Mortgage Loan:Conventional Mortgage Loans: Backed by private investors and typically require a down payment of 20% or more.Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.Government-insured Mortgage Loans: Backed by the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), or U.S. Department of Agriculture (USDA).Others: Includes non-QM loans, reverse mortgages, and shared equity programs.Mortgage Loan Terms:30-year Mortgage: The most common term, offering low monthly payments but higher overall interest costs.20-year Mortgage: Offers a shorter repayment period and lower long-term interest costs.15-year Mortgage: The shortest term, providing lower interest rates and faster equity accumulation.Others: Includes adjustable-rate mortgages (ARMs) and balloons loans.Interest Rate:Fixed-rate Mortgage Loan: Offers a stable interest rate over the life of the loan.Adjustable-rate Mortgage Loan (ARM): Offers an initial interest rate that may vary after a certain period, potentially leading to higher or lower monthly payments.Provider:Primary Mortgage Lender: Originates and services mortgages directly to borrowers.Secondary Mortgage Lender: Purchases mortgages from originators and packages them into securities for sale to investors. Key drivers for this market are: Digital platforms and AI-driven credit assessments have simplified the application process, improving accessibility and borrower experience. Potential restraints include: Fluctuations in interest rates significantly impact borrowing costs, affecting loan demand and affordability. Notable trends are: The adoption of online portals and mobile apps is transforming the mortgage process with faster approvals and greater transparency.

Fannie Mae: ytd: Total Derivatives Fair Value Gains, Net data was reported at -335.000 USD mn in Mar 2025. This records a decrease from the previous number of 1.211 USD bn for Dec 2024. Fannie Mae: ytd: Total Derivatives Fair Value Gains, Net data is updated quarterly, averaging -1.022 USD bn from Dec 2008 (Median) to Mar 2025, with 66 observations. The data reached an all-time high of 3.280 USD bn in Dec 2013 and a record low of -15.416 USD bn in Dec 2008. Fannie Mae: ytd: Total Derivatives Fair Value Gains, Net data remains active status in CEIC and is reported by Federal National Mortgage Association. The data is categorized under Global Database’s United States – Table US.EB121: Derivatives Fair Value Gains or Losses: Federal National Mortgage Association, Fannie Mae.

Brand performance data collected from AI search platforms for the query "mortgage rate forecast 2025".

The global Mortgage-Backed Security market is poised for robust growth, with its market size projected to reach XX million in 2033, driven by a CAGR of XX% during the forecast period 2025-2033. Key drivers fueling this growth include increasing demand for residential and commercial mortgages, government support for housing markets, and the ongoing trend of securitization. However, factors such as rising interest rates, economic uncertainties, and regulatory challenges may pose restraints to market expansion. The market is segmented into types (commercial MBS, residential MBS) and applications (commercial banks, real estate enterprises, trust plans). Residential MBS dominate the market due to the high demand for home loans. Prominent players in the market include Construction Bank, ICBC, and Bank of China, among others. North America and Asia Pacific are expected to be key regional markets, with the US, China, and India driving growth. The study period for this analysis is 2019-2033, with the base year being 2025 and the forecast period extending from 2025 to 2033. Mortgage-backed securities (MBS) are financial instruments that are backed by a pool of mortgages. They are typically issued by government-sponsored enterprises (GSEs) such as Fannie Mae and Freddie Mac, but can also be issued by private banks and investment firms. MBS offer investors a way to invest in the housing market without having to purchase a physical property.

Fannie Mae: Risk Management Derivatives: Swaps: Received-Fixed data was reported at 1.015 USD bn in Mar 2025. This records an increase from the previous number of -1.983 USD bn for Dec 2024. Fannie Mae: Risk Management Derivatives: Swaps: Received-Fixed data is updated quarterly, averaging -256.000 USD mn from Mar 2009 (Median) to Mar 2025, with 65 observations. The data reached an all-time high of 9.134 USD bn in Sep 2009 and a record low of -16.877 USD bn in Jun 2009. Fannie Mae: Risk Management Derivatives: Swaps: Received-Fixed data remains active status in CEIC and is reported by Federal National Mortgage Association. The data is categorized under Global Database’s United States – Table US.EB121: Derivatives Fair Value Gains or Losses: Federal National Mortgage Association, Fannie Mae.

Fannie Mae: ytd: Risk Management Derivatives: Swaptions: Pay-Fixed data was reported at -14.000 USD mn in Mar 2025. This records a decrease from the previous number of 66.000 USD mn for Dec 2024. Fannie Mae: ytd: Risk Management Derivatives: Swaptions: Pay-Fixed data is updated quarterly, averaging 23.000 USD mn from Dec 2008 (Median) to Mar 2025, with 65 observations. The data reached an all-time high of 885.000 USD mn in Jun 2009 and a record low of -2.026 USD bn in Dec 2010. Fannie Mae: ytd: Risk Management Derivatives: Swaptions: Pay-Fixed data remains active status in CEIC and is reported by Federal National Mortgage Association. The data is categorized under Global Database’s United States – Table US.EB121: Derivatives Fair Value Gains or Losses: Federal National Mortgage Association, Fannie Mae.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

NCA: Flow: Mortgages: GSE: Fannie Mae data was reported at 3.779 USD bn in Dec 2024. This records a decrease from the previous number of 8.908 USD bn for Sep 2024. NCA: Flow: Mortgages: GSE: Fannie Mae data is updated quarterly, averaging 0.695 USD bn from Dec 1951 (Median) to Dec 2024, with 293 observations. The data reached an all-time high of 107.729 USD bn in Jun 2021 and a record low of -27.692 USD bn in Sep 2011. NCA: Flow: Mortgages: GSE: Fannie Mae data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.AB053: Funds by Instruments: Flows and Outstanding: Mortgages.