Financial Access Survey (FAS) indicators are expressed as ratios to GDP, land area, or adult population to facilitate cross-economy comparisons. Provision of FAS data is voluntary.

The Financial Access Survey draws on the IMF's Monetary and Financial Statistics Manual and Compilation Guide (http://data.imf.org/api/document/download?key=61061648)

This selection includes data related to SPC member countries and territories for some of the indicators available in the original database published by the IMF.

Find more Pacific data on PDH.stat.

Financial Access and Usage

Global Comparative Ratios Across 189 Jurisdictions

By International Monetary Fund [source]

About this dataset

This dataset provides an unprecedented opportunity to explore global financial access and usage trends from 2004-2016 from 189 of the world's reporting jurisdictions—which cover over 99 percent of the total adult population. With 152 time series and 47 indicator ratios, this Financial Access Survey gives insight into ways that access to and usage of financial services differ by households vs small/medium enterprises, life vs non-life insurance, deposits & microfinance institutions as well as credit unions & financial cooperatives. Utilizing this data, we can gain a better understanding of how policies or shifts in the global economy may influence or relate to access or utilization of services in certain regions while having comparable cross-economy comparisons. The IMF Monetary and Financial Statistics Manual Compilation Guide is utilized for all methodologies used in accumulating these datasets, while all data is available “as-is” with no guarantee provided either express or implied. Are you looking for ways to implement insightful macroeconomic analyses? Download FAS 2004–2016 now!

More Datasets

For more datasets, click here.

Featured Notebooks

• 🚨 Your notebook can be here! 🚨!

How to use the dataset

The Financial Access Survey provides global supply-side data on access to and usage of financial services by households and firms for 189 reporting jurisdictions, covering 99 percent of the world’s adult population. With a robust selection of time series in this dataset, users can make meaningful insights into trends over time or across countries concerning various indicators related to access and usage of financial services. To help users navigate this large dataset, the following guide explains how to use the data most effectively.

Understanding The Dataset Columns

The columns in the dataset provide information about each indicator such as country name, indicator name, code for that indicator, its attribute (i.e., rate/ratio), when data is available for that particular indicator. Once you have identified an interesting measure/indicator whether it be credit union density or life insurance penetration rate measure in a given country during a certain year period then you can look up those numbers from the rows provided in this dataset .

Understanding The Different Years Available & Comparing Numbers Over Time

It is useful for users to compare different indicators over time by looking at specific years within this dataset which will allow us to see if rates are increasing or decreasing worldwide patterns across these trends among different countries based on these various measures listed provided in this survey such as mortgage lending rate or ratio GDP per capita etc that have been collected . We can therefore make use of our knowledge off economic changes that have occurred over time within certain parts of world , no matter if they are longer term economic effects due increases certain capabilities within a geographical area or shorter term changes due taxation laws by governments etc driving some people either towards using or away from using certain kinds financial products .

#### Comparing Between Countries

This datasets allows us direct comparisons between different countries with regards how many people are currently making use particular types off finances services , we certainly be able analyse current international relationships between services providers as well customers where ever concerned about particular attributes mentioned above whether being deposit interest rates small business credits terms tenders so forth . Knowing more about related dynamics helps build better user experiences with providers who understand needs risks impacts generating larger customer bases globally which often beneficial both parties involved exchange relationship so not forget always keep cross border motif whenever eye process from afar !

Research Ideas

• Comparing the access to and usage of financial services in different countries to better inform research policy decisions.
• Analyzing trends in financial access and usage by jurisdiction over time, to identify areas needing improvement in order to promote financial inclusion and stability.
• Cross-referencing FAS data with macroeconomic indicators such as GDP information to measure the potential impact of changes in level of access on economic growth or other metrics specific to a country or region of interest

Acknowledgements

If you use this dataset in yo...

Jordan JO: Deposit Accounts: per 1000 Adults: Commercial Banks data was reported at 533.810 Number in 2016. This records an increase from the previous number of 518.150 Number for 2015. Jordan JO: Deposit Accounts: per 1000 Adults: Commercial Banks data is updated yearly, averaging 625.526 Number from Dec 2004 (Median) to 2016, with 13 observations. The data reached an all-time high of 819.163 Number in 2006 and a record low of 518.150 Number in 2015. Jordan JO: Deposit Accounts: per 1000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Jordan – Table JO.World Bank.WDI: Banking Indicators. Depositors with commercial banks are the reported number of deposit account holders at commercial banks and other resident banks functioning as commercial banks that are resident nonfinancial corporations (public and private) and households. For many countries data cover the total number of deposit accounts due to lack of information on account holders. The major types of deposits are checking accounts, savings accounts, and time deposits.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.

U.S. Exports of Goods by F.A.S. Basis to Saint Lucia was 99.88691 Mil. of $ in July of 2025, according to the United States Federal Reserve. Historically, U.S. Exports of Goods by F.A.S. Basis to Saint Lucia reached a record high of 151.24758 in February of 2025 and a record low of 4.50000 in February of 2002. Trading Economics provides the current actual value, an historical data chart and related indicators for U.S. Exports of Goods by F.A.S. Basis to Saint Lucia - last updated from the United States Federal Reserve on October of 2025.

United States US: Branches: per 100,000 Adults: Commercial Banks data was reported at 32.666 Number in 2016. This records a decrease from the previous number of 33.033 Number for 2015. United States US: Branches: per 100,000 Adults: Commercial Banks data is updated yearly, averaging 33.941 Number from Dec 2004 (Median) to 2016, with 13 observations. The data reached an all-time high of 35.898 Number in 2009 and a record low of 32.386 Number in 2014. United States US: Branches: per 100,000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Banking Indicators. Commercial bank branches are retail locations of resident commercial banks and other resident banks that function as commercial banks that provide financial services to customers and are physically separated from the main office but not organized as legally separated subsidiaries.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.

Mauritius MU: Deposit Accounts: per 1000 Adults: Commercial Banks data was reported at 1,964.318 Number in 2016. This records a decrease from the previous number of 2,019.336 Number for 2015. Mauritius MU: Deposit Accounts: per 1000 Adults: Commercial Banks data is updated yearly, averaging 1,991.827 Number from Dec 2015 (Median) to 2016, with 2 observations. The data reached an all-time high of 2,019.336 Number in 2015 and a record low of 1,964.318 Number in 2016. Mauritius MU: Deposit Accounts: per 1000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Mauritius – Table MU.World Bank.WDI: Banking Indicators. Depositors with commercial banks are the reported number of deposit account holders at commercial banks and other resident banks functioning as commercial banks that are resident nonfinancial corporations (public and private) and households. For many countries data cover the total number of deposit accounts due to lack of information on account holders. The major types of deposits are checking accounts, savings accounts, and time deposits.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.

Turkey TR: Loan Accounts: per 1000 Adults: Commercial Banks data was reported at 819.036 Number in 2017. This records an increase from the previous number of 803.891 Number for 2016. Turkey TR: Loan Accounts: per 1000 Adults: Commercial Banks data is updated yearly, averaging 785.481 Number from Dec 2004 (Median) to 2017, with 14 observations. The data reached an all-time high of 872.807 Number in 2012 and a record low of 528.766 Number in 2004. Turkey TR: Loan Accounts: per 1000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Turkey – Table TR.World Bank.WDI: Banking Indicators. Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks. For many countries data cover the total number of loan accounts due to lack of information on loan account holders.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.

Greece GR: Deposit Accounts: per 1000 Adults: Commercial Banks data was reported at 3,704.465 Number in 2016. This records an increase from the previous number of 3,667.784 Number for 2015. Greece GR: Deposit Accounts: per 1000 Adults: Commercial Banks data is updated yearly, averaging 3,756.832 Number from Dec 2010 (Median) to 2016, with 7 observations. The data reached an all-time high of 3,886.713 Number in 2010 and a record low of 3,667.784 Number in 2015. Greece GR: Deposit Accounts: per 1000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Greece – Table GR.World Bank.WDI: Banking Indicators. Depositors with commercial banks are the reported number of deposit account holders at commercial banks and other resident banks functioning as commercial banks that are resident nonfinancial corporations (public and private) and households. For many countries data cover the total number of deposit accounts due to lack of information on account holders. The major types of deposits are checking accounts, savings accounts, and time deposits.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.

U.S. Exports of Goods by F.A.S. Basis to French Guiana was 18.67382 Mil. of $ in August of 2025, according to the United States Federal Reserve. Historically, U.S. Exports of Goods by F.A.S. Basis to French Guiana reached a record high of 359.69406 in January of 2020 and a record low of 0.19218 in December of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for U.S. Exports of Goods by F.A.S. Basis to French Guiana - last updated from the United States Federal Reserve on November of 2025.

Norway NO: Deposit Accounts: per 1000 Adults: Commercial Banks data was reported at 1,235.541 Number in 2016. This records an increase from the previous number of 1,229.856 Number for 2015. Norway NO: Deposit Accounts: per 1000 Adults: Commercial Banks data is updated yearly, averaging 1,167.813 Number from Dec 2005 (Median) to 2016, with 12 observations. The data reached an all-time high of 1,383.744 Number in 2008 and a record low of 966.717 Number in 2005. Norway NO: Deposit Accounts: per 1000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Norway – Table NO.World Bank.WDI: Banking Indicators. Depositors with commercial banks are the reported number of deposit account holders at commercial banks and other resident banks functioning as commercial banks that are resident nonfinancial corporations (public and private) and households. For many countries data cover the total number of deposit accounts due to lack of information on account holders. The major types of deposits are checking accounts, savings accounts, and time deposits.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.

Sao Tome and Principe ST: Branches: per 100,000 Adults: Commercial Banks data was reported at 25.531 Number in 2017. This stayed constant from the previous number of 25.531 Number for 2016. Sao Tome and Principe ST: Branches: per 100,000 Adults: Commercial Banks data is updated yearly, averaging 29.837 Number from Dec 2008 (Median) to 2017, with 10 observations. The data reached an all-time high of 33.315 Number in 2013 and a record low of 20.361 Number in 2008. Sao Tome and Principe ST: Branches: per 100,000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Sao Tome and Principe – Table ST.World Bank.WDI: Banking Indicators. Commercial bank branches are retail locations of resident commercial banks and other resident banks that function as commercial banks that provide financial services to customers and are physically separated from the main office but not organized as legally separated subsidiaries.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.

Northern America - U.S. Exports of Goods by F.A.S. Basis to North America was 55087.99928 Mil. of $ in July of 2025, according to the United States Federal Reserve. Historically, Northern America - U.S. Exports of Goods by F.A.S. Basis to North America reached a record high of 62761.74082 in June of 2022 and a record low of 4104.30000 in August of 1986. Trading Economics provides the current actual value, an historical data chart and related indicators for Northern America - U.S. Exports of Goods by F.A.S. Basis to North America - last updated from the United States Federal Reserve on November of 2025.

Côte d’Ivoire - U.S. Exports of Goods by F.A.S. Basis to Cote d'Ivoire was 40.48937 Mil. of $ in July of 2025, according to the United States Federal Reserve. Historically, Côte d’Ivoire - U.S. Exports of Goods by F.A.S. Basis to Cote d'Ivoire reached a record high of 85.50801 in April of 2024 and a record low of 1.60000 in November of 1988. Trading Economics provides the current actual value, an historical data chart and related indicators for Côte d’Ivoire - U.S. Exports of Goods by F.A.S. Basis to Cote d'Ivoire - last updated from the United States Federal Reserve on November of 2025.

U.S. Exports of Goods by F.A.S. Basis to Advance Technology Products was 49622.41592 Mil. of $ in August of 2025, according to the United States Federal Reserve. Historically, U.S. Exports of Goods by F.A.S. Basis to Advance Technology Products reached a record high of 49622.41592 in August of 2025 and a record low of 5762.20000 in January of 1989. Trading Economics provides the current actual value, an historical data chart and related indicators for U.S. Exports of Goods by F.A.S. Basis to Advance Technology Products - last updated from the United States Federal Reserve on November of 2025.

U.S. Exports of Goods by F.A.S. Basis to Africa was 4106.59970 Mil. of $ in August of 2025, according to the United States Federal Reserve. Historically, U.S. Exports of Goods by F.A.S. Basis to Africa reached a record high of 4106.59970 in August of 2025 and a record low of 655.65131 in February of 2003. Trading Economics provides the current actual value, an historical data chart and related indicators for U.S. Exports of Goods by F.A.S. Basis to Africa - last updated from the United States Federal Reserve on November of 2025.

Egypt EG: Loan Accounts: per 1000 Adults: Commercial Banks data was reported at 99.641 Number in 2015. This records an increase from the previous number of 98.333 Number for 2014. Egypt EG: Loan Accounts: per 1000 Adults: Commercial Banks data is updated yearly, averaging 75.518 Number from Dec 2005 (Median) to 2015, with 11 observations. The data reached an all-time high of 103.955 Number in 2013 and a record low of 36.905 Number in 2006. Egypt EG: Loan Accounts: per 1000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Egypt – Table EG.World Bank: Banking Indicators. Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks. For many countries data cover the total number of loan accounts due to lack of information on loan account holders.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.

U.S. Exports of Goods by F.A.S. Basis to Falkland Islands was 0.24385 Mil. of $ in March of 2025, according to the United States Federal Reserve. Historically, U.S. Exports of Goods by F.A.S. Basis to Falkland Islands reached a record high of 2.64426 in February of 2024 and a record low of 0.00000 in January of 2022. Trading Economics provides the current actual value, an historical data chart and related indicators for U.S. Exports of Goods by F.A.S. Basis to Falkland Islands - last updated from the United States Federal Reserve on November of 2025.

U.S. Exports of Goods by F.A.S. Basis to Asia was 49382.29365 Mil. of $ in August of 2025, according to the United States Federal Reserve. Historically, U.S. Exports of Goods by F.A.S. Basis to Asia reached a record high of 54387.90604 in October of 2023 and a record low of 4462.60000 in January of 1987. Trading Economics provides the current actual value, an historical data chart and related indicators for U.S. Exports of Goods by F.A.S. Basis to Asia - last updated from the United States Federal Reserve on November of 2025.

Egypt EG: Deposit Accounts: per 1000 Adults: Commercial Banks data was reported at 360.417 Number in 2015. This records an increase from the previous number of 349.598 Number for 2014. Egypt EG: Deposit Accounts: per 1000 Adults: Commercial Banks data is updated yearly, averaging 356.597 Number from Dec 2011 (Median) to 2015, with 5 observations. The data reached an all-time high of 363.701 Number in 2013 and a record low of 343.840 Number in 2011. Egypt EG: Deposit Accounts: per 1000 Adults: Commercial Banks data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Egypt – Table EG.World Bank: Banking Indicators. Depositors with commercial banks are the reported number of deposit account holders at commercial banks and other resident banks functioning as commercial banks that are resident nonfinancial corporations (public and private) and households. For many countries data cover the total number of deposit accounts due to lack of information on account holders. The major types of deposits are checking accounts, savings accounts, and time deposits.; ; International Monetary Fund, Financial Access Survey.; Median; Country-specific metadata can be found on the IMF’s FAS website at http://fas.imf.org.