Graph and download economic data for FOMC Summary of Economic Projections for the Fed Funds Rate, Median (FEDTARMD) from 2025 to 2027 about projection, federal, median, rate, and USA.

The inflation rate in the United States declined significantly between June 2022 and March 2025, despite rising inflationary pressures towards the end of 2024. The peak inflation rate was recorded in June 2022, at *** percent. In August 2023, the Federal Reserve's interest rate hit its highest level during the observed period, at **** percent, and remained unchanged until September 2024, when the Federal Reserve implemented its first rate cut since September 2021. By January 2025, the rate dropped to **** percent, signalling a shift in monetary policy. What is the Federal Reserve interest rate? The Federal Reserve interest rate, or the federal funds rate, is the rate at which banks and credit unions lend to and borrow from each other. It is one of the Federal Reserve's key tools for maintaining strong employment rates, stable prices, and reasonable interest rates. The rate is determined by the Federal Reserve and adjusted eight times a year, though it can be changed through emergency meetings during times of crisis. The Fed doesn't directly control the interest rate but sets a target rate. It then uses open market operations to influence rates toward this target. Ways of measuring inflation Inflation is typically measured using several methods, with the most common being the Consumer Price Index (CPI). The CPI tracks the price of a fixed basket of goods and services over time, providing a measure of the price changes consumers face. At the end of 2023, the CPI in the United States was ****** percent, up from ****** a year earlier. A more business-focused measure is the producer price index (PPI), which represents the costs of firms.

Effective Federal Funds Rate in the United States remained unchanged at 4.33 percent on Thursday June 5. This dataset includes a chart with historical data for the United States Effective Federal Funds Rate.

We apply a discrete choice approach to model the empirical behaviour of the Federal Reserve in changing the federal funds target rate, the benchmark of short-term market interest rates in the US. Our methods allow the explanatory variables to be nonstationary as well as stationary. This feature is particularly useful in the present application as many economic fundamentals that are monitored by the Fed and are believed to affect decisions to adjust interest rate targets display some nonstationarity over time. The chosen model successfully predicts the majority of the target rate changes during the time period considered (1994-2001) and helps to explain strings of similar intervention decisions by the Fed. Based on the model-implied optimal interest rate, our findings suggest that there is a lag in the Fed's reaction to economic shocks during this period.

Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

The central bank policy rate in Japan stood at *** percent in April 2025. In March 2024, the Bank of Japan raised short-term interest rates for the first time in 17 years, ending its negative interest rate policy. From August 2024 onwards, the central bank encouraged the uncollaterized overnight call rate to remain at **** percent. A third rate hike to *** percent was implemented in January 2025. In 2016, the Bank of Japan had introduced a policy of quantitative and qualitative monetary easing (QQE) with yield curve control, one component of which included controlling short-term and long-term interest rates through market operations.

The benchmark interest rate in Japan was last recorded at 0.50 percent. This dataset provides - Japan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Apr 2025 about savings, personal, rate, and USA.

Graph and download economic data for National Rate: Money Market <100M (MMNDR) from Apr 2021 to Mar 2025 about marketable, deposits, rate, and USA.

The benchmark interest rate In the Euro Area was last recorded at 2.15 percent. This dataset provides - Euro Area Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Bank Prime Loan Rate (MPRIME) from Jan 1949 to May 2025 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

Real interest rates refer to the nominal interest rate adjusted for inflation, and are an important economic indicator that can have significant impacts on investment, savings, and overall economic growth. Real interest rates can affect the demand for goods and services, investment decisions, and borrowing costs, among other things.

The real interest rates per country dataset provides a comprehensive overview of the real interest rates of each country. The dataset includes information on the real interest rates, covering all countries in the world. It is compiled from various sources, including national central banks, international financial institutions such as the International Monetary Fund (IMF), and other relevant data sources.

The real interest rates per country dataset can be used by researchers, policymakers, and investors to gain insight into the economic conditions of different countries and to compare the relative levels of real interest rates across the world. It can also be used to monitor changes in real interest rates over time and to evaluate the effectiveness of monetary policies and strategies.

Overall, the real interest rates per country dataset is an important resource for understanding the economic conditions of different countries and for developing policies and strategies that promote sustainable economic growth and stability.

Field Emission Display (FED) Market Outlook

The global Field Emission Display (FED) market size is expected to grow significantly, with a compound annual growth rate (CAGR) of 8.5% from 2024 to 2032. In 2023, the FED market was valued at approximately USD 2.1 billion, and it is projected to reach around USD 4.3 billion by 2032. This growth is driven by increasing demand for high-quality display technology across various applications, including consumer electronics, automotive, and healthcare sectors.

One of the primary growth factors for the FED market is the superior display quality that these screens offer. FEDs are known for their excellent brightness, wide viewing angles, and high resolution. These attributes make them highly desirable in the consumer electronics market, where the demand for advanced display technologies is continually rising. The shift from traditional cathode ray tube (CRT) and liquid crystal display (LCD) screens to more advanced technologies like FEDs is an ongoing trend, fueled by consumer preference for better visual experiences.

The automotive industry is another significant driver for the growth of the FED market. In automotive applications, FEDs are increasingly being utilized for dashboard displays, heads-up displays (HUDs), and infotainment systems. The need for robust, high-contrast, and energy-efficient displays in vehicles is pushing the adoption of FED technology. Additionally, the rise of electric and autonomous vehicles, which require advanced display systems for enhanced user interfaces and navigation, is further propelling this market.

Healthcare is also emerging as a crucial application area for FED technology. Medical imaging systems, diagnostic tools, and patient monitoring systems benefit from the high clarity and resolution offered by FEDs. As the healthcare sector continues to invest in cutting-edge technologies for better patient outcomes, the demand for advanced display systems like FEDs is expected to rise. The implementation of telemedicine and remote diagnosis during global health crises has further highlighted the importance of high-quality display systems in healthcare.

Regionally, the Asia Pacific region is the leading market for FED technology, driven by the high concentration of consumer electronics manufacturers and significant investments in automotive and healthcare sectors. Countries like China, Japan, and South Korea are at the forefront of adopting advanced display technologies. The region is expected to maintain its dominance with continuous technological advancements and rising consumer demand.

Component Analysis

The FED market can be segmented by components, including cathode, anode, phosphor, glass substrate, and others. The cathode is a critical component in FEDs, as it is responsible for emitting electrons that create the images on the screen. Advances in cathode materials, such as the development of carbon nanotubes, have significantly improved the efficiency and lifespan of FEDs, making them more viable for commercial applications. The increasing research and development in cathode materials are expected to drive the growth of this segment.

The anode is another essential component, working in conjunction with the cathode to direct the emitted electrons towards the phosphor layer, producing visible images. Innovations in anode design, aimed at reducing power consumption and enhancing image quality, are contributing to the growing adoption of FED technology. Companies are investing in the development of advanced anode materials to meet the high-performance requirements of modern display systems.

Phosphor materials play a vital role in determining the color and brightness of FEDs. The latest advancements in phosphor technology have led to the creation of more vibrant and energy-efficient displays. The ongoing research to develop new phosphor compounds that offer better performance and lower environmental impact is expected to boost the demand for FEDs in various applications. The phosphor segment is poised for significant growth as manufacturers seek to enhance the visual appeal and efficiency of their display products.

Glass substrates are fundamental to the structure of FEDs, providing the framework for the other components. Innovations in glass technology, including the development of thinner, more durable, and f

This paper investigates the relationship between monetary policy and bank risk-taking by introducing a model wherein banks expend a level of costly monitoring effort to select low-risk projects, thereby reducing the risk associated with the loans they grant. The impact of monetary policy on bank risk-taking is examined through both theoretical models and empirical analysis. The paper compares theoretical models with different assumptions, revealing an unambiguous negative effect without the assumption of limited liability for banks, and an ambiguous effect with the assumption of limited liability for banks, influenced by the equity ratio. The empirical model employs unique quarterly data comprising balance sheet information for top-listed banks in the U.S. banking system from 2000 to 2017. The findings indicate that low-interest rates contribute to an increase in bank risk-taking. Moreover, this effect is more pronounced after the financial crisis and weaker before the crisis. Additionally, the impact is evident for undercapitalized banks and more substantial for those financed with a higher proportion of equity.

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2025-06-05 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

The Federal Reserve Bank of Cleveland provides daily “nowcasts” of inflation for two popular price indexes, the price index for personal consumption expenditures (PCE) and the Consumer Price Index (CPI). These nowcasts give a sense of where inflation is today. Released each business day.

Car loan interest rates in the United States decreased since April 2025. Thus, the period of rapidly rising interest rates, when they increased from less than 4 percent in February 2022 to 7.33 percent three years later, has come to an end. The Federal Reserve interest rate is one of the main causes of the interest rates of loans rising or falling. If inflation stays under control, the Federal Reserve will start cutting the interest rates, which would have the effect of the cost of car loans falling too. How many cars have financing in the United States? Car financing exists because not everyone who wants or needs a car can purchase it outright. A financial institution will then lend the money to the customer for purchasing the car, which must then be repaid with interest. Most new vehicles in the United States in 2024 were purchased using car loans. It is not as common to use car loans for purchasing used vehicles as for new ones, although over a third of used vehicles were purchased using loans. The car industry in the United States The car financing business is huge in the United States, due to the high sales of both new and used vehicles in the country. A lot of the United States is very car-centric, which means that, outside large cities, it can often be difficult to do their daily commutes through other transportation methods. In fact, only a small percentage of U.S. workers used public transport to go to work. That is one of the factors that has helped establish the importance of the automotive sector in North America. Nevertheless, there are still countries in Asia-Pacific, Africa, the Middle East, and Europe with higher car-ownership rates than the United States.

The benchmark interest rate in Canada was last recorded at 2.75 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Pakistan was last recorded at 11 percent. This dataset provides - Pakistan Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The benchmark interest rate in Switzerland was last recorded at 0.25 percent. This dataset provides - Switzerland Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.