The benchmark interest rate in the United States was last recorded at 4 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The Federal Reserve's balance sheet has undergone significant changes since 2007, reflecting its response to major economic crises. From a modest *** trillion U.S. dollars at the end of 2007, it ballooned to approximately **** trillion U.S. dollars by October 29, 2025. This dramatic expansion, particularly during the 2008 financial crisis and the COVID-19 pandemic—both of which resulted in negative annual GDP growth in the U.S.—showcases the Fed's crucial role in stabilizing the economy through expansionary monetary policies. Impact on inflation and interest rates The Fed's expansionary measures, while aimed at stimulating economic growth, have had notable effects on inflation and interest rates. Following the quantitative easing in 2020, inflation in the United States reached ***** percent in 2022, the highest since 1991. However, by August 2025, inflation had declined to *** percent. Concurrently, the Federal Reserve implemented a series of interest rate hikes, with the rate peaking at **** percent in August 2023, before the first rate cut since September 2021 occurred in September 2024. Financial implications for the Federal Reserve The expansion of the Fed's balance sheet and subsequent interest rate hikes have had significant financial implications. In 2024, the Fed reported a negative net income of ***** billion U.S. dollars, a stark contrast to the ***** billion U.S. dollars profit in 2022. This unprecedented shift was primarily due to rapidly rising interest rates, which caused the Fed's interest expenses to soar to over *** billion U.S. dollars in 2023. Despite this, the Fed's net interest income on securities acquired through open market operations reached a record high of ****** billion U.S. dollars in the same year.

Car loan interest rates in the United States decreased since mid-2024. Thus, the period of rapidly rising interest rates, when they increased from 3.85 percent in December 2021 to 7.92 percent in June 2024, has come to an end. The Federal Reserve interest rate is one of the main causes of the interest rates of loans rising or falling. If inflation stays under control, the Federal Reserve will start cutting the interest rates, which would have the effect of the cost of car loans falling too. How many cars have financing in the United States? Car financing exists because not everyone who wants or needs a car can purchase it outright. A financial institution will then lend the money to the customer for purchasing the car, which must then be repaid with interest. Most new vehicles in the United States in 2024 were purchased using car loans. It is not as common to use car loans for purchasing used vehicles as for new ones, although over a third of used vehicles were purchased using loans. The car industry in the United States The car financing business is huge in the United States, due to the high sales of both new and used vehicles in the country. A lot of the United States is very car-centric, which means that, outside large cities, it can often be difficult to do their daily commutes through other transportation methods. In fact, only a small percentage of U.S. workers used public transport to go to work. That is one of the factors that has helped establish the importance of the automotive sector in North America. Nevertheless, there are still countries in Asia-Pacific, Africa, the Middle East, and Europe with higher car-ownership rates than the United States.

30 Year Mortgage Rate in the United States decreased to 6.23 percent in November 26 from 6.26 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Gold prices surged to their highest in a year amid global market volatility and a weakened US dollar, influenced by Trump's new import tariffs affecting major trading partners.

According to a survey conducted between July 9 and July 11, 2022, ** percent of Americans thought that Joe Biden was highly responsible for the current trend in the inflation rate. This is compared to ** percent of Americans who said President Biden did not have a lot of responsibility for the current inflation rate.

Inflation in the U.S. Global events in 2022 had a significant impact on the United States. Inflation rose from *** percent in January 2021 to *** percent in June 2022. Significantly higher prices of basic goods led to increased concern over the state of the economy, and the ability to cover increasing monthly costs with the same income. Low interest rates, COVID-19-related supply constraints, corporate profiteering, and strong consumer spending had already put pressure on prices before Russia’s invasion of Ukraine in February 2022. Despite rising wages on paper, the rapid growth of consumer prices resulted in an overall decline in real hourly earnings in the first half of 2022.

How much control does Joe Biden have over inflation? The bulk of economic performance and the inflation rate is determined by factors outside the President’s direct control, but U.S. presidents are often held accountable for it. Some of those factors are market forces, private business, productivity growth, the state of the global economy, and policies of the Federal Reserve. Although high-spending decisions such as the 2021 COVID-19 relief bill may have contributed to rising inflation rates, the bill has been seen by economists as a necessary intervention for preventing a recession at the time, as well as being of significant importance to low-income workers impacted by the pandemic.

The most important tool for curbing inflation and controlling the U.S. economy is the Federal Reserve. The Reserve has the ability to set, raise, and lower interest rates and determine the wider monetary policy for the United States – something out of the president’s control. In June 2022, the Reserve announced it would raise interest rates **** percent for the second time that year – hoisting the rate to a target range of **** to *** percent – in an attempt to slow consumer demand and balance demand with supply. However, it can often take time before the impacts of interventions by the Federal Reserve are seen in the public’s day-to-day lives. Most economists expect this wave of inflation to pass in a year to 18 months.

Oil prices rose as Trump confirmed support for Fed Chair and US imposed sanctions on Iran, with a significant drop in US crude inventories boosting market sentiment.

Inflation Rate in the United States increased to 3 percent in September from 2.90 percent in August of 2025. This dataset provides - United States Inflation Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Inflation, consumer prices for the United States (FPCPITOTLZGUSA) from 1960 to 2024 about consumer, CPI, inflation, price index, indexes, price, and USA.

Graph and download economic data for Unemployment Rate - Black or African American (LNS14000006) from Jan 1972 to Sep 2025 about African-American, 16 years +, household survey, unemployment, rate, and USA.

Graph and download economic data for Unemployment Rate - Women (LNS14000002) from Jan 1948 to Sep 2025 about females, 16 years +, household survey, unemployment, rate, and USA.

Unemployment Rate in the United States increased to 4.40 percent in September from 4.30 percent in August of 2025. This dataset provides the latest reported value for - United States Unemployment Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Money Supply M2 in the United States increased to 22298.10 USD Billion in October from 22212.50 USD Billion in September of 2025. This dataset provides - United States Money Supply M2 - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The Gross Domestic Product (GDP) in the United States expanded 3.80 percent in the second quarter of 2025 over the previous quarter. This dataset provides the latest reported value for - United States GDP Growth Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Platinum prices have reached their highest levels since 2014 due to supply concerns and speculative buying, impacting palladium and gold markets.

This industry consists of various noncommercial building construction markets, mainly healthcare, educational, religious, governmental and recreational facilities. Government funding accounts for almost all educational and public building construction, while the private sector funds most healthcare and religious constructions. Local and state government investment has grown over the past five years, while the federal government has passed record levels of infrastructure spending, benefitting the industry. Still, interest rate hikes have raised the cost of capital, driving down demand for big projects in recent years. Revenue has grown at an expected five year CAGR of 1.1% to reach $273.0 in 2025, when revenue is set to grow 1.4% as government investment has rebounded and the Federal Reserve has begun cutting interest rates but the second Trump administration has disrupted some spending. Contractors received support from surging demand for industry-relevant healthcare construction in the years following the COVID-19 pandemic. Still second to education, the healthcare market has grown as a share of industry revenue over the past five years. The industry as a whole has made price based gains as the price of key inputs, like cement, steel and oil, increased significantly over 2021 and 2022 due to supply chain disruptions which followed the pandemic. Along with rising wage costs, this has put downward pressure on average industry profit. As construction material prices have fallen slightly from their May 2022 peak, contractors have been able to expand average profit slightly, though average industry profit has still fallen overall over the past five years. Contractors would benefit from declining interest rates through the outlook period. Companies will benefit from more contract availability, especially as local and state government investment continues to climb. The second Trump administration has targeted Biden-era spending bills, like the Infrastructure Investment and Jobs Act, threatening public spending on municipal building construction, though some spending pauses have been legally challenged. High tariffs threaten to drive up materials costs. Still, revenue is set to climb at a CAGR of 1.5% to reach $294.6 billion in 2030.

Graph and download economic data for Consumer Price Index for All Urban Consumers: Food at Home in U.S. City Average (CUSR0000SAF11) from Jan 1952 to Sep 2025 about urban, food, consumer, CPI, housing, inflation, price index, indexes, price, and USA.

Large white, Grade A chicken eggs, sold in a carton of a dozen. Includes organic, non-organic, cage free, free range, and traditional."

The Irish government holds hefty stakes in some of Ireland's largest lenders. However, the Department of Finance has been divesting some of its stakes in the sector recently – the Bank of Ireland became fully privatised in 2022. Allied Irish Banks also saw a big slump in its state-owned assets, from 71% at the start of 2022 to 3.3% in May 2025. Industry revenue is projected to climb at a compound annual rate of 11.7% over the five years through 2025 to €13 billion, including estimated growth of 21% in 2025. 2022 marked the end of low interest rates, supporting profit despite economic headwinds like rising inflation and subdued economic growth weighing on lending activity. Irish banks were also slow in passing these rate hikes to savers in the two years through 2023, ratcheting up net interest income. Although government pressure saw the likes of the Bank of Ireland hiking their savings rates on certain products in August 2023, Irish banks reported eyewatering profits during the year. Despite further rate cuts from the ECB, Irish banks continued to rake in record profit in the higher base rate environment and healthy domestic economy. In 2025, net interest income is set to drop in line with declining interest rates. However, a robust labour market and growth in consumer activity and house prices will keep bank balance sheets healthy. Industry revenue is set to jump at a compound annual rate of 4% to €15.9 billion over the five years through 2030. Irish banks are positioned to perform well in the short term despite multiple rate cuts expected from the ECB in the coming years, putting pressure on net interest margins. Lending activity will be supported by improving economic growth and a healthy housing market. However, uncertainty regarding Ireland’s strong connection with the US and Trump’s aggressive tariff policies will cast doubt on lending activity and mitigate the uptick in lending activity over the coming years. Technology adoption will continue on its upward trajectory, with banks closing branches to improve cost efficiencies and aid profitability.

Graph and download economic data for Consumer Price Index for All Urban Consumers: Food in U.S. City Average (CPIUFDSL) from Jan 1947 to Sep 2025 about urban, food, consumer, CPI, inflation, price index, indexes, price, and USA.