The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families' balance sheets, pensions, income, and demographic characteristics.

Graph and download economic data for Share of Financial Assets Held by the 90th to 99th Wealth Percentiles (WFRBSN09139) from Q3 1989 to Q1 2025 about wealth, percentile, financial, assets, and USA.

SCE: Credit Availability: Year Ago: Somewhat Easier data was reported at 8.882 % in Apr 2025. This records an increase from the previous number of 7.468 % for Mar 2025. SCE: Credit Availability: Year Ago: Somewhat Easier data is updated monthly, averaging 17.195 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 24.215 % in Jan 2018 and a record low of 5.976 % in Aug 2022. SCE: Credit Availability: Year Ago: Somewhat Easier data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

The Distributional Financial Accounts (DFAs) integrate two data products produced by the Federal Reserve Board: the Financial Accounts of the United States, which provide quarterly data on aggregate balance sheets of major sectors of the U.S. economy, and the Survey of Consumer Finances (SCF), which provides comprehensive triennial microdata on the assets and liabilities of a representative sample of U.S. households. Information on the data collection process can be found at the Board of Governors (https://www.federalreserve.gov/releases/efa/efa-distributional-financial-accounts.htm)."

Graph and download economic data for Households; Net Worth, Level (BOGZ1FL192090005Q) from Q4 1987 to Q1 2025 about net worth, Net, households, and USA.

According to Cognitive Market Research, the Trading Software market size will be USD XX million in 2024 and will expand at a compound annual growth rate (CAGR) of XX% from 2024 to 2033. Market Dynamics Key Driver

Surge in retail investor participation is fueling the trading software market 

The rise in retail investor participation in the market is driving the demand for trading software. The driving forces behind the Retail Investor Boom are technology and accessibility, commission free trading software, social media influence, and financial literacy and awareness. The rising demand for trading software is mainly driven by the increasing demand for higher returns. • For instance, the number of demat accounts in India has seen a significant surge, reaching 179 million by October 2024, driven by increased awareness and adoption of equity investments, particularly among young investors. • In the last two years, approximately 30 million new retail investors opened brokerage accounts in United States. The percent of households with stock holdings increased to an all-time high of 58 percent as of 2022, according to the Federal Reserve’s Survey of Consumer Finances, up from 49 percent in 2013. Social media platforms have further fueled the demand for the trading software market. Retail investors are influenced by the Platforms such as Twitter, Reddit, and YouTube have created a community-driven investing culture, where retail traders share strategies, discuss stocks, and even coordinate market moves. (source- https://www.wsj.com/finance/stocks/stocks-americans-own-most-ever-9f6fd963) Technical Innovation is driving the market for trading software Advancements in technology have transformed trading software, enabling automation, real- time analytics and enhanced security. AI-powered insights have democratized finance, allowing anyone with a smartphone to participate in the stock market. Technology has enabled algorithmic trading systems to execute trades at high speeds leveraging automation to place orders, monitor markets, and execute complex strategies within milliseconds. For example, u Trade Algos provides users with capability to access their strategy ‘s historical performance accurately through precise historical data. Prior to engaging in live market trading, traders can conduct backtesting of their strategies to know their hypothetical performance. • For instance, the fusion of AI with crypto trading has given rise to AI crypto trading bots, which currently make up 60% of trading volumes on major exchanges. • AI-powered platforms like DeepSeek in China are being used to predict market movements and enhance decision-making.
The increase in technological advancement has enabled trading systems to execute trades in milliseconds. This speed has reduced transaction costs and enhanced market liquidity which has led to increase in demand for trading software. (source-https://www.debutinfotech.com/blog/what-are-ai-crypto-trading-bots)

Restraints

Cyber security Risks and Data Breaches

The increasing reliance on digital trading platforms has made them prime target for cyberattacks as these platforms handle large volumes of transactions and store sensitive financial data, breaches can lead to financial losses, identify theft, and loss of investor trust. The rising cases of data breaches are one of the prominent restraints in the market. Cybercriminals target trading platforms to steal funds, manipulate markets and disrupt services. • For instance, the collapse of FTX, a major trading platform, was partly due to internal mismanagement and security lapses that led to billions in investors losses. • In October 2022, the Binance exchange experienced hack after an unauthorized third party discovered a vulnerability in the cross-chain bride of system. By exploiting the flaw, the hacker was able to create and withdraw an extra two million Binance coins(BNB). Traders often fall victim to fake trading apps, scam emails, or fraudulent brokerages. Algorithmic trading all over the world has increased with increased penetration, low-cost trading platforms. Algorithmic trading and decentralised finance (DeFi) platforms rely on APIs and smart contracts, which can b...

US Online Trading Platform Market size was valued at USD 12.5 Billion in 2024 and is projected to reach USD 24.0 Billion by 2032, growing at a CAGR of 8.5% from 2026 to 2032.

US Online Trading Platform Market Drivers

Growing Retail Investor Participation: Growing retail investor participation is a driver of the US online trading platform market. The democratization of investment, driven by commission-free trading and mobile-first platforms, has considerably increased market accessibility. According to the Federal Reserve's Survey of Consumer Finances, the percentage of U.S. families owning stocks increased to 58% in 2022 from 53% in 2019. FINRA estimated that 10 million new brokerage accounts were opened in 2020, representing a 140% year-over-year rise, the most single-year growth ever recorded.

Increasing Mobile Trading Adoption: Increasing mobile trading adoption is significantly driving the U.S. online trading platform market. The Securities and Exchange Commission (SEC) estimated that mobile trading accounted for 63% of total retail trading activity in 2023, up from 49% in 2020. This spike is being driven by the accessibility and convenience of smartphone-based investment apps, which enable traders to conduct trades instantaneously. Furthermore, the Federal Reserve Bank of St. Louis reported a 287% rise in monthly active users on these apps from 2019 to 2023, demonstrating the growing need for mobile-first trading solutions.

Advanced Technology Integration: Advanced technological integration is a driver of the US Online Trading Platform Market, with AI-powered analytics, robo-advisors, and sophisticated trading tools improving user experience and efficiency. The US Department of Labor Statistics, financial firms raised their technology spending by 32% between 2020 and 2023, with online trading platforms accounting for a large amount of this investment. the National Bureau of Economic Research discovered that platforms using AI-driven investment advice had a 47% higher client retention rate and a 28% higher average account value than those without AI capabilities.

United States SCE: Financial Situation: Year Ago: Somewhat Better Off data was reported at 13.266 % in Apr 2025. This records a decrease from the previous number of 17.011 % for Mar 2025. United States SCE: Financial Situation: Year Ago: Somewhat Better Off data is updated monthly, averaging 23.982 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 34.843 % in Feb 2018 and a record low of 11.071 % in Aug 2022. United States SCE: Financial Situation: Year Ago: Somewhat Better Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

Graph and download economic data for Other Financial Information: Other Money Receipts by Quintiles of Income Before Taxes: Second 20 Percent (21st to 40th Percentile) (CXUOTHRMONYLB0103M) from 1984 to 2022 about receipts, information, percentile, tax, financial, income, and USA.

United States SCE: Financial Situation: Year Ago: About the Same data was reported at 44.921 % in Apr 2025. This records a decrease from the previous number of 46.761 % for Mar 2025. United States SCE: Financial Situation: Year Ago: About the Same data is updated monthly, averaging 45.958 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 53.854 % in Jan 2021 and a record low of 33.563 % in Oct 2022. United States SCE: Financial Situation: Year Ago: About the Same data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

Graph and download economic data for Other Financial Information: Mortgage Principal Paid on Owned Property by Generation: Birth Year of 1945 or Earlier (CXUMRTPRINPLB1609M) from 2019 to 2022 about owned, paid, birth, information, mortgage, financial, and USA.

United States SCE: Financial Situation: Year Ahead: About the Same data was reported at 36.719 % in Apr 2025. This records a decrease from the previous number of 41.306 % for Mar 2025. United States SCE: Financial Situation: Year Ahead: About the Same data is updated monthly, averaging 45.547 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 54.210 % in Jun 2020 and a record low of 33.325 % in Jun 2022. United States SCE: Financial Situation: Year Ahead: About the Same data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

Graph and download economic data for Other Financial Information: Other Money Receipts by Highest Education: Less Than College Graduate: High School Graduate with Some College (CXUOTHRMONYLB1405M) from 2012 to 2022 about no college, receipts, information, secondary schooling, secondary, financial, education, and USA.