Graph and download economic data for Reserves of Depository Institutions: Total (TOTRESNS) from Jan 1959 to Jul 2025 about adjusted, reserves, and USA.

The benchmark interest rate in the United States was last recorded at 4.50 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Monetary Base: Total (BOGMBASE) from Jan 1959 to Jul 2025 about monetary base and USA.

The Federal Reserve's balance sheet has undergone significant changes since 2007, reflecting its response to major economic crises. From a modest *** trillion U.S. dollars at the end of 2007, it ballooned to approximately *** trillion U.S. dollars by August 2025. This dramatic expansion, particularly during the 2008 financial crisis and the COVID-19 pandemic - both of which resulted in negative annual GDP growth in the U.S. - showcases the Fed's crucial role in stabilizing the economy through expansionary monetary policies. Impact on inflation and interest rates The Fed's expansionary measures, while aimed at stimulating economic growth, have had notable effects on inflation and interest rates. Following the quantitative easing in 2020, inflation in the United States reached ***** percent in 2022, the highest since 1991. However, by July 2025, inflation had declined to *** percent. Concurrently, the Federal Reserve implemented a series of interest rate hikes, with the rate peaking at **** percent in August 2023, before the first rate cut since September 2021 occurred in September 2024. Financial implications for the Federal Reserve The expansion of the Fed's balance sheet and subsequent interest rate hikes have had significant financial implications. In 2023, the Fed reported a negative net income of ***** billion U.S. dollars, a stark contrast to the ***** billion U.S. dollars profit in 2022. This unprecedented shift was primarily due to rapidly rising interest rates, which caused the Fed's interest expenses to soar to over *** billion U.S. dollars in 2023. Despite this, the Fed's net interest income on securities acquired through open market operations reached a record high of ****** billion U.S. dollars in the same year.

Graph and download economic data for Federal Debt: Total Public Debt (GFDEBTN) from Q1 1966 to Q2 2025 about public, debt, federal, government, and USA.

Federal Reserve Assets - Historical chart and current data through 2025.

Graph and download economic data for Liabilities and Capital: Other Factors Draining Reserve Balances: Reserve Balances with Federal Reserve Banks: Week Average (WRESBAL) from 1984-01-04 to 2025-09-03 about balance, reserves, banks, depository institutions, and USA.

United States - Total Borrowings from the Federal Reserve was 6207.30000 Bil. of $ in June of 2025, according to the United States Federal Reserve. Historically, United States - Total Borrowings from the Federal Reserve reached a record high of 698785.60000 in November of 2008 and a record low of 0.00100 in April of 1940. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Total Borrowings from the Federal Reserve - last updated from the United States Federal Reserve on September of 2025.

United States - Monetary Authority; Federal Reserve Bank Stock; Liability, Level was 37182.00000 Mil. of $ in January of 2024, according to the United States Federal Reserve. Historically, United States - Monetary Authority; Federal Reserve Bank Stock; Liability, Level reached a record high of 37182.00000 in January of 2024 and a record low of 177.00000 in January of 1945. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Monetary Authority; Federal Reserve Bank Stock; Liability, Level - last updated from the United States Federal Reserve on September of 2025.

United States - Interest Rate on Excess Reserves (DISCONTINUED) was 0.15% in July of 2021, according to the United States Federal Reserve. Historically, United States - Interest Rate on Excess Reserves (DISCONTINUED) reached a record high of 2.40 in December of 2018 and a record low of 0.10 in March of 2020. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Interest Rate on Excess Reserves (DISCONTINUED) - last updated from the United States Federal Reserve on July of 2025.

The U.S. federal funds rate peaked in 2023 at its highest level since the 2007-08 financial crisis, reaching 5.33 percent by December 2023. A significant shift in monetary policy occurred in the second half of 2024, with the Federal Reserve implementing regular rate cuts. By December 2024, the rate had declined to 4.48 percent. What is a central bank rate? The federal funds rate determines the cost of overnight borrowing between banks, allowing them to maintain necessary cash reserves and ensure financial system liquidity. When this rate rises, banks become more inclined to hold rather than lend money, reducing the money supply. While this decreased lending slows economic activity, it helps control inflation by limiting the circulation of money in the economy. Historic perspective The federal funds rate historically follows cyclical patterns, falling during recessions and gradually rising during economic recoveries. Some central banks, notably the European Central Bank, went beyond traditional monetary policy by implementing both aggressive asset purchases and negative interest rates.

View data of the Effective Federal Funds Rate, or the interest rate depository institutions charge each other for overnight loans of funds.

United States - Treasury Deposits with Federal Reserve Banks was 333.86700 Bil. of $ in July of 2025, according to the United States Federal Reserve. Historically, United States - Treasury Deposits with Federal Reserve Banks reached a record high of 1717.53400 in July of 2020 and a record low of 2.91600 in June of 1986. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Treasury Deposits with Federal Reserve Banks - last updated from the United States Federal Reserve on September of 2025.

Graph and download economic data for Monetary Aggregates and Their Components: Broad Money and Components: M3 for United States (MABMM301USM189S) from Jan 1960 to Nov 2023 about M3, broad, monetary aggregates, and USA.

Assets: Other: Other Assets, Reserve Bank Table: Wednesday Level in Federal Reserve District 11: Dallas was 1923.00000 Mil. of U.S. $ in July of 2025, according to the United States Federal Reserve. Historically, Assets: Other: Other Assets, Reserve Bank Table: Wednesday Level in Federal Reserve District 11: Dallas reached a record high of 2646.00000 in February of 2024 and a record low of 0.00000 in December of 2002. Trading Economics provides the current actual value, an historical data chart and related indicators for Assets: Other: Other Assets, Reserve Bank Table: Wednesday Level in Federal Reserve District 11: Dallas - last updated from the United States Federal Reserve on July of 2025.

View data of the frequency at which one unit of currency purchases domestically produced goods and services within a given time period.

United States - Monetary Authority; Federal Reserve Float; Asset, Level was -688.00000 Mil. of $ in January of 2025, according to the United States Federal Reserve. Historically, United States - Monetary Authority; Federal Reserve Float; Asset, Level reached a record high of 6767.00000 in October of 1979 and a record low of -3075.00000 in January of 2009. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Monetary Authority; Federal Reserve Float; Asset, Level - last updated from the United States Federal Reserve on September of 2025.

Assets: Other: Other Assets, Reserve Bank Table: Wednesday Level in Federal Reserve District 12: San Francisco was 4419.00000 Mil. of U.S. $ in July of 2025, according to the United States Federal Reserve. Historically, Assets: Other: Other Assets, Reserve Bank Table: Wednesday Level in Federal Reserve District 12: San Francisco reached a record high of 7242.00000 in August of 2023 and a record low of 0.00000 in December of 2002. Trading Economics provides the current actual value, an historical data chart and related indicators for Assets: Other: Other Assets, Reserve Bank Table: Wednesday Level in Federal Reserve District 12: San Francisco - last updated from the United States Federal Reserve on August of 2025.

United States - Monetary Authority; Federal Reserve Bank Stock; Liability, Transactions was 1117.00000 Mil. of $ in January of 2024, according to the United States Federal Reserve. Historically, United States - Monetary Authority; Federal Reserve Bank Stock; Liability, Transactions reached a record high of 4564.00000 in January of 2009 and a record low of -637.00000 in January of 2019. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Monetary Authority; Federal Reserve Bank Stock; Liability, Transactions - last updated from the United States Federal Reserve on August of 2025.

Graph and download economic data for Federal Funds Effective Rate (RIFSPFFNB) from 1954-07-01 to 2025-08-04 about funds, federal, interest rate, interest, rate, and USA.