Content

Excess reserves are those deposits held by depository institutions at the Fed not used to satisfy statutory reserve requirements plus that vault cash held by the same institutions not used to satisfy statutory reserve requirements. Excess reserves equals total reserves less required reserves.

As stated by the source: The concept of Excess reserves, defined as total reserve balances less reserve balance requirements, no longer aligns with the remuneration structure following phase two of the simplification of reserves administration. https://federalregister.gov/a/2012-8562 Nevertheless, to get at the historical concept of Excess reserves using the new H.3 statistical release, take Total reserve balances maintained (https://fred.stlouisfed.org/series/RESBALNS) less Reserve balance requirements (https://fred.stlouisfed.org/series/RESBALREQ). Alternatively, one can view excess as the amount of balances maintained that satisfy the minimum requirements, which can be calculated by taking Total reserve balances maintained (https://fred.stlouisfed.org/series/RESBALNS) less Bottom of penalty-free band (https://fred.stlouisfed.org/series/RESBRQBPF).

Context

This is a dataset from the Federal Reserve hosted by the Federal Reserve Economic Database (FRED). FRED has a data platform found here and they update their information according to the frequency that the data updates. Explore the Federal Reserve using Kaggle and all of the data sources available through the Federal Reserve organization page!

• Update Frequency: This dataset is updated daily.

• Observation Start: 1959-01-01

• Observation End : 2013-05-01

Acknowledgements

This dataset is maintained using FRED's API and Kaggle's API.

Cover photo by Alan J. Hendry on Unsplash
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The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families' balance sheets, pensions, income, and demographic characteristics.

View data of PCE, an index that measures monthly changes in the price of consumer goods and services as a means of analyzing inflation.

This is monthly US unemployment rate data from January 2017 to November 2022. The datasets were curated from the Federal Reserve Economic Data that can be found here.

Definition of Unemployment Rate :

"The unemployment rate represents the number of unemployed as a percentage of the labour force. Labour force data are restricted to people 16 years of age and older, who currently reside in 1 of the 50 states or the District of Columbia, who do not reside in institutions (e.g., penal and mental facilities, homes for the aged), and who are not on active duty in the Armed Forces." (Source: FRED website)

Files

There are two datasets. The first dataset contains the total US unemployment rate and the second dataset contains unemployment rates per US state.

unemployment_rate_us.csv

unemployment_us - This is the total seasonally adjusted US unemployment rate in percent. You can find the data source here. first_day_of_month - The date of the first day of the month.

unemployment_rates.csv

first_day_of_month - The date of the first day of the month. state - The name of the state. unemployment_rate - This is the seasonally adjusted unemployment rate per US state in percent. You can find the data source here.

Feel free to let me know if you have any open questions with regard to the dataset.

Happy data science! ;)

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