Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-07-10 about FHA, 30-year, fixed, mortgage, rate, indexes, and USA.

Graph and download economic data for 30-Year FHA Mortgage Rate: Secondary Market (DISCONTINUED) (FHA30) from Jan 1964 to Jun 2000 about secondary market, 30-year, mortgage, interest rate, interest, rate, and USA.

30 Year Mortgage Rate in the United States increased to 6.72 percent in July 10 from 6.67 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Fixed 30-year mortgage rates in the United States averaged 6.77 percent in the week ending July 4 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The mortgage delinquency rate for Federal Housing Administration (FHA) loans in the United States declined since 2020, when it peaked at 15.65 percent. In the second quarter of 2024, 10.6 percent of FHA loans were delinquent. Historically, FHA mortgages have the highest delinquency rate of all mortgage types.

In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the fourth quarter of 2024, the 30-year fixed rate rose slightly, to **** percent. Despite the increase, the rate remained below the peak of **** percent in the same quarter a year ago. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2013 and 2023, the median price of an existing single-family home risen by about ** percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2023, the average rate on a 15-year fixed-rate mortgage in the United States stood between **** and **** percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between **** and **** percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

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Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

United States WAS: Contract Rate: FHA 203 data was reported at 5.110 % in 23 Nov 2018. This records an increase from the previous number of 5.080 % for 16 Nov 2018. United States WAS: Contract Rate: FHA 203 data is updated weekly, averaging 6.280 % from Jan 1990 (Median) to 23 Nov 2018, with 1508 observations. The data reached an all-time high of 10.290 % in 27 Apr 1990 and a record low of 3.320 % in 07 Dec 2012. United States WAS: Contract Rate: FHA 203 data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

United States WAS: Effective Rate: FHA 203: 1-Wk Change data was reported at 0.020 Point in 20 Jul 2018. This records an increase from the previous number of -0.040 Point for 13 Jul 2018. United States WAS: Effective Rate: FHA 203: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 1990 (Median) to 20 Jul 2018, with 1489 observations. The data reached an all-time high of 0.810 Point in 10 Oct 2008 and a record low of -0.560 Point in 19 Jun 1992. United States WAS: Effective Rate: FHA 203: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

United States - Federal Government; One-to-Four-Family Residential Mortgages Held by FHA; Asset, Transactions was 5780.00000 Mil. of $ in January of 2025, according to the United States Federal Reserve. Historically, United States - Federal Government; One-to-Four-Family Residential Mortgages Held by FHA; Asset, Transactions reached a record high of 16668.00000 in July of 2022 and a record low of -5120.00000 in July of 1997. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Federal Government; One-to-Four-Family Residential Mortgages Held by FHA; Asset, Transactions - last updated from the United States Federal Reserve on July of 2025.

United States WAS: Total Points: FHA 203 data was reported at 0.730 % in 20 Jul 2018. This records an increase from the previous number of 0.690 % for 13 Jul 2018. United States WAS: Total Points: FHA 203 data is updated weekly, averaging 1.110 % from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 4.210 % in 06 Nov 1992 and a record low of -0.460 % in 30 May 2014. United States WAS: Total Points: FHA 203 data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

Graph and download economic data for Federal Government; Total Mortgages Held by FHA; Asset, Level (BOGZ1FL313065035Q) from Q4 1945 to Q1 2025 about FHA, mortgage, federal, assets, government, and USA.

United States - Federal Government; Multifamily Residential Mortgages Held by FHA; Asset, Transactions was -248.00000 Mil. of $ in October of 2024, according to the United States Federal Reserve. Historically, United States - Federal Government; Multifamily Residential Mortgages Held by FHA; Asset, Transactions reached a record high of 3806.00000 in July of 1990 and a record low of -3663.00000 in April of 1995. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Federal Government; Multifamily Residential Mortgages Held by FHA; Asset, Transactions - last updated from the United States Federal Reserve on May of 2025.

Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up, but remained stable throughout 2024. In the first quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-07-10 about veterans, 30-year, fixed, mortgage, rate, indexes, and USA.

United States - Average Sales Price of Houses Sold by Type of Financing, FHA Insured was 382200.00000 $ in January of 2025, according to the United States Federal Reserve. Historically, United States - Average Sales Price of Houses Sold by Type of Financing, FHA Insured reached a record high of 382200.00000 in January of 2025 and a record low of 80400.00000 in January of 1988. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Average Sales Price of Houses Sold by Type of Financing, FHA Insured - last updated from the United States Federal Reserve on July of 2025.

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q1 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, residential, commercial, domestic, banks, depository institutions, rate, and USA.