Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-10-07 about FHA, 30-year, mortgage, fixed, rate, indexes, and USA.

View daily updates and historical trends for 30 Year Fixed Rate FHA Mortgage Index. from United States. Source: Optimal Blue. Track economic data with YCh…

Graph and download economic data for 30-Year FHA Mortgage Rate: Secondary Market (DISCONTINUED) from Jan 1964 to Jun 2000 about secondary market, 30-year, mortgage, interest rate, interest, rate, and USA.

30 Year Mortgage Rate in the United States increased to 6.34 percent in October 2 from 6.30 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Fixed 30-year mortgage rates in the United States averaged 6.46 percent in the week ending September 26 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

30-Year Fixed Rate FHA Mortgage - Historical chart and current data through 2025.

In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the fourth quarter of 2024, the 30-year fixed rate rose slightly, to **** percent. Despite the increase, the rate remained below the peak of **** percent in the same quarter a year ago. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2013 and 2023, the median price of an existing single-family home risen by about ** percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2023, the average rate on a 15-year fixed-rate mortgage in the United States stood between **** and **** percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between **** and **** percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-10-02 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

Graph and download economic data for Federal Government; Total Mortgages Held by FHA; Asset, Transactions (BOGZ1FA313065035A) from 1946 to 2024 about FHA, transactions, mortgage, federal, assets, government, and USA.

The mortgage delinquency rate for Federal Housing Administration (FHA) loans in the United States has declined since 2020, when it peaked at ***** percent. In the second quarter of 2025, ***** percent of FHA loans were delinquent. Historically, FHA mortgages have the highest delinquency rate of all mortgage types.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-10-03 about veterans, 30-year, mortgage, fixed, rate, indexes, and USA.

Following the drastic increase directly after the COVID-19 pandemic, the delinquency rate started to gradually decline, falling below *** percent in the second quarter of 2023. In the second half of 2023, the delinquency rate picked up but remained stable throughout 2024. In the second quarter of 2025, **** percent of mortgage loans were delinquent. That was significantly lower than the **** percent during the onset of the COVID-19 pandemic in 2020 or the peak of *** percent during the subprime mortgage crisis of 2007-2010. What does the mortgage delinquency rate tell us? The mortgage delinquency rate is the share of the total number of mortgaged home loans in the U.S. where payment is overdue by 30 days or more. Many borrowers eventually manage to service their loan, though, as indicated by the markedly lower foreclosure rates. Total home mortgage debt in the U.S. stood at almost ** trillion U.S. dollars in 2024. Not all mortgage loans are made equal ‘Subprime’ loans, being targeted at high-risk borrowers and generally coupled with higher interest rates to compensate for the risk. These loans have far higher delinquency rates than conventional loans. Defaulting on such loans was one of the triggers for the 2007-2010 financial crisis, with subprime delinquency rates reaching almost ** percent around this time. These higher delinquency rates translate into higher foreclosure rates, which peaked at just under ** percent of all subprime mortgages in 2011.

The market for Mortgage Calculator Tools is projected to reach a value of USD XXX million by 2033, exhibiting a CAGR of XX% during the forecast period (2025-2033). Key market drivers include the rising demand for homeownership, increasing mortgage rates, and the need for financial planning tools. The growing popularity of online mortgage calculators and the increasing adoption of mobile devices further contribute to market growth. Major market players include Zillow, USMortgage, Truila, Ramsey, Veterans United, FHA, Karl's Mortgage Calculator, Mortgage Pal, Calculator.net, Rocket Mortgage, Mortgage Calculator, Pine Grove Software, CalculatorSoup, Bankrate, SmartAsset, NerdWallet, MoneyHelper, CalculateStuff, Bank of America, and Forbes Advisor. The market issegmented by application (residential, commercial, industrial) and by type (online, mobile, desktop). North America holds a significant market share due to the high penetration of mortgage services in the region, followed by Europe and Asia Pacific.

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBN) from Q1 1991 to Q2 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, commercial, residential, domestic, banks, depository institutions, rate, and USA.

Graph and download economic data for Secondary Market Yields on Federal Housing Administration Mortgages for United States (M13045USM156NNBR) from Jan 1949 to Dec 1965 about FHA, administrative, secondary market, mortgage, yield, federal, interest rate, interest, housing, rate, and USA.

The 10-year treasury constant maturity rate in the U.S. is forecast to increase by *** percentage points by 2027, while the 30-year fixed mortgage rate is expected to fall by *** percentage points. From *** percent in 2024, the average 30-year mortgage rate is projected to reach *** percent in 2027.