The Finance sector's operating environment was previously characterised by record-low interest rates. Nonetheless, high inflation prompted the Reserve Bank of Australia (RBA) to hike the cash rate from May 2022 onwards. This shift allowed financial institutions to impose higher loan charges, propelling their revenue. Banks raised interest rates quicker than funding costs in the first half of 2022-23, boosting net interest margins. The introduction of the Term Funding Facility (TFF) also provided financial institutions access to cost-effective funding, contributing to their profit margin in recent years. However, sophisticated competition, the mortgage war and the expiry of TFF have curbed profitability gains. The robust residential property market, bolstered by housing price growth and government incentives like the First Home Owner Grant, has enhanced the revenues of many lenders. Larger financial institutions are combatting intensified competition from neobanks and fintechs by upscaling their technology investments and augmenting their digital offerings. Notable examples include the launch of ANZ Plus by ANZ and Commonwealth Bank's Unloan. Overall, sector revenue is expected to rise at an annualised 6.1% over the five years through 2024-25, to $473.4 billion. This growth trajectory includes an estimated 6.4% decline in 2024-25 driven by potential rate cuts in 2025, which will weigh on interest income. The Big Four banks will continue accelerating technology investments and partnerships to counter threats from fintech startups and neobanks. As cybersecurity risks and regulations evolve, financial institutions will gear up to strengthen their focus on shielding sensitive customer data and preserving trust. In the face of fierce competition, evolving regulations and shifting customer preferences, consolidation through M&As is poised to be a viable trend for survival and growth, especially among smaller financial institutions like credit unions. While rate cuts and TFF funding shifts will challenge profitability within the sector, expansionary economic policies are poised to stimulate business and mortgage lending activity, presenting opportunities for strategic growth in a dynamic market. These trends are why Finance sector revenue is forecast to rise by an annualised 1.8% over the five years through the end of 2029-30, to $518.8 billion

Australia trade finance market attained a value of USD 1013.00 Million in 2024. The market is estimated to grow at a CAGR of 3.80% during 2025-2034 to reach a value of USD 1470.90 Million by 2034. Australia trade finance market is driven by the expansion in export-import activities, free trade agreements with leading countries, and the growth in crucial industries such as mining and manufacturing.

The report covers Australia Automotive Finance Market Companies and it is segmented by Type (New Vehicle and Used Vehicle), Source Type (OEMs, Banks, Credit unions, and Financial Institutions), and Vehicle Type (Passenger Cars and Commercial Vehicles). The Market Size and Forecast of the Australian automotive financing market are provided in terms of value (USD billion) for all the above mentioned segments.

In 2020, the alternative finance market in Australia amounted to 1.15 billion U.S. dollars, almost double that of the value in 2016. Australia has emerged as a leader in the alternative finance market in the Asia-Pacific region.

The Australian used car financing market is segmented by Car type (Hatchback, Sedan, Sports Utility Vehicle, Multi-Purpose Vehicle) and by Financer (OEMs, Banks and NBFCs). The Report Offers the Market Size and Forecast of the Australia used car financing market in value (USD million) for the above-mentioned segments.

Graph and download economic data for Financial Market: Share Prices for Australia (SPASTT01AUM661N) from Jan 1958 to Feb 2025 about Australia and stock market.

In 2024, the average exchange rate from Australian dollar to Singapore dollar amounted to approximately 0.88, meaning that one Australian dollar could buy 0.88 Singapore dollar. This was the lowest value over the past decade. The rate peaked in 2017, when one Australian dollar could buy 1.06 Singapore dollars.

The Australian auto finance market, valued at approximately $XX million in 2025, is projected to experience robust growth, exhibiting a Compound Annual Growth Rate (CAGR) of 6.30% from 2025 to 2033. This expansion is fueled by several key drivers. Firstly, a rising demand for new and used vehicles, particularly passenger cars, is stimulating the market. Secondly, increasing availability of diverse financing options from OEMs, banks, credit unions, and financial institutions is making vehicle ownership more accessible to a broader range of consumers. The shift towards online lending platforms and streamlined digital processes is also contributing to market growth. However, economic fluctuations and potential interest rate hikes pose challenges to the sector. Furthermore, the increasing popularity of vehicle subscription services could slightly temper the growth trajectory of traditional auto financing models in the long term. The market is segmented by vehicle type (passenger cars dominating the market share), source type (with banks and financial institutions holding significant market share) and vehicle type (new versus used). Major players such as Australia and New Zealand Banking Group, Mahindra Automotive Australia, Plenti, Hyundai Motor Company Australia, and Toyota Finance Australia are competing intensely within this dynamic landscape, constantly adapting to evolving consumer preferences and technological innovations. The competitive landscape is further characterized by the presence of numerous smaller specialized lenders and online platforms, contributing to a diverse and innovative market. The forecast period (2025-2033) anticipates continuous expansion driven by the ongoing popularity of vehicles and favourable macroeconomic conditions. While restraints such as economic downturns or significant changes in government regulations could impact growth, the long-term outlook remains positive, supported by Australia's sustained economic activity and a growing population. The industry's ability to innovate and adapt to emerging technologies, including fintech solutions, will play a significant role in shaping future market trends and determining the success of market participants. Competitive pressures will likely intensify, necessitating strategic partnerships and product diversification to maintain a strong market position. This report provides an in-depth analysis of the Australian auto finance market, encompassing historical data (2019-2024), current estimates (2025), and future projections (2025-2033). Valued at billions of dollars, this dynamic sector is experiencing significant transformation, driven by technological advancements, evolving consumer preferences, and regulatory changes. This report will equip you with crucial insights to navigate this complex landscape and make informed business decisions. Key search terms covered include: Australia auto finance market, Australian car loan market, automotive finance industry Australia, Australian vehicle finance, auto loan Australia, car financing Australia. Key drivers for this market are: Government Initiatives to Promote Sales of Electric Vehicle. Potential restraints include: High Initial Investment for Installing Electric Vehicle Charging Infrastructure. Notable trends are: Used Vehicle to Gain Momentum.

The average for 2021 based on 4 countries was 0.361 index points. The highest value was in Australia: 0.869 index points and the lowest value was in Fiji: 0.002 index points. The indicator is available from 1980 to 2021. Below is a chart for all countries where data are available.

This publication presents statistics on finance commitments made by significant lenders for the purposes of secured housing finance for owner occupation, other personal finance, commercial finance and lease finance.

Australian Finance reported AUD456.25M in Market Capitalization this March of 2025, considering the latest stock price and the number of outstanding shares.Data for Australian Finance | AFG - Market Capitalization including historical, tables and charts were last updated by Trading Economics this last March in 2025.

The Australia financial services market reached USD 12,581 billion in 2024. The market is expected to grow at a CAGR of 6.03% between 2025 and 2034, reaching USD 21,309.5 billion by 2034.

Australia Assets: Stock: Non Money Market Financial Investment Funds: One Name Paper Issued by: Banks data was reported at 29,385.000 AUD mn in Sep 2024. This records a decrease from the previous number of 37,187.000 AUD mn for Jun 2024. Australia Assets: Stock: Non Money Market Financial Investment Funds: One Name Paper Issued by: Banks data is updated quarterly, averaging 12,358.000 AUD mn from Jun 1988 (Median) to Sep 2024, with 146 observations. The data reached an all-time high of 38,365.000 AUD mn in Sep 2023 and a record low of 380.000 AUD mn in Dec 1988. Australia Assets: Stock: Non Money Market Financial Investment Funds: One Name Paper Issued by: Banks data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.AB030: SNA08: SESCA08: Funds by Sector: Financial Corporations: Non Money Market Financial Investment Funds: Stock.

Graph and download economic data for Financial Market: Share Prices for Australia (SPASTT01AUQ661N) from Q1 1958 to Q4 2024 about Australia and stock market.

Australia Assets: Stock: Non Money Market Financial Investment Funds: One Name Paper Issued by: National General Government data was reported at 230.000 AUD mn in Sep 2024. This records an increase from the previous number of 229.000 AUD mn for Jun 2024. Australia Assets: Stock: Non Money Market Financial Investment Funds: One Name Paper Issued by: National General Government data is updated quarterly, averaging 469.000 AUD mn from Jun 1988 (Median) to Sep 2024, with 146 observations. The data reached an all-time high of 3,379.000 AUD mn in Mar 1991 and a record low of 0.000 AUD mn in Mar 2014. Australia Assets: Stock: Non Money Market Financial Investment Funds: One Name Paper Issued by: National General Government data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.AB030: SNA08: SESCA08: Funds by Sector: Financial Corporations: Non Money Market Financial Investment Funds: Stock.

Australia Assets: Stock: Money Market Financial Investment Funds: Holdings of Bills of Exchange Accepted data was reported at 93.000 AUD mn in Sep 2024. This records a decrease from the previous number of 110.000 AUD mn for Jun 2024. Australia Assets: Stock: Money Market Financial Investment Funds: Holdings of Bills of Exchange Accepted data is updated quarterly, averaging 4,048.000 AUD mn from Jun 1988 (Median) to Sep 2024, with 146 observations. The data reached an all-time high of 13,168.000 AUD mn in Sep 2006 and a record low of 68.000 AUD mn in Mar 2022. Australia Assets: Stock: Money Market Financial Investment Funds: Holdings of Bills of Exchange Accepted data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.AB028: SNA08: SESCA08: Funds by Sector: Financial Corporations: Money Market Financial Investment Funds: Stock.

Financial asset investors have benefited from a generally strong domestic sharemarket performance and robust profit margins over the past few years. Typically, industry funds are invested in equities, and industry revenue depends on various sharemarket performances. The COVID-19 pandemic and ensuing inflationary pressures significantly disrupted both local and global equity markets, which limited industry performance. Yet, total assets have continued to accumulate over recent years, compounding returns for investors, assisted by previously low interest rates. Overall, industry revenue is expected to climb at an annualised 6.2% over the five years through 2024-25, to $176.3 billion. The low-interest rate environment that characterised the trading landscape until recently affected fixed-income assets' performance, which changed the mix of funds held in various industry investment vehicles. More recently, market volatility and cash rate hikes have led to investors increasingly moving to cash management trusts because of their perceived safety as investment instruments. Related elevated interest rates and negative business confidence are set to hurt returns for many investors in 2024-25, particularly investment portfolios geared for higher risk. Despite these pressures, investor incomes are set to swell by 1.7% in the current year off the back of an anticipated strong domestic sharemarket performance, bumped by strong business profit. A falling MSCI world index and negative consumer sentiment have the potential to continue softening investment performance over the coming years. Yet, inflationary pressures and interest rates are set to gradually ease as trading conditions improve. Projected global financial stability and a sluggish appreciation of the Australian dollar may set the stage for a resurgence in overseas investment in Australian markets, yet continued changes implemented by the FIRB may limit the willingness of overseas investors to spend domestically. The influence of superannuation funds over the industry may continue to rise, drawing funds from retail investors, yet they themselves are a large market. For this reason, continued increases to the Superannuation Guarantee Scheme are likely to boost assets at the disposal of pension funds. Overall, financial asset investor incomes are projected to continue growing at an annualised 3.2% through 2029-30, to total $206.6 billion.

During 2022, the GVA of the finance industry in Australia amounted to around 109.6 billion Australian dollars. This marked the an increase of about two and a half million Australian dollars compared to the previous year.

Australian Finance 市值 - 当前值，历史数据，预测，统计，图表和经济日历 - Mar 2025.Data for Australian Finance | 市值 including historical, tables and charts were last updated by Trading Economics this last March in 2025.

Australia Used Car Financing Market size was valued at USD 13 Billion in 2024 and is projected to reach USD 22.91 Billion by 2032, growing at a CAGR of 6.5% from 2025 to 2032.

Key Market Drivers:

Rising Used Car Prices: The significant increase in used car prices in Australia has led to greater demand for financing options as vehicles become less affordable for outright purchase. Used car prices in Australia increased by 21% in 2022, with the average used car price reaching AUD 35,828. According to the Australian Bureau of Statistics (ABS) Motor Vehicle Census 2022, used car prices experienced unprecedented growth, with the Australian Automotive Dealer Association reporting that this price surge has driven 65% of used car buyers to seek financing options, compared to 48% in pre-pandemic years.

Digital Lending Platform Adoption: The widespread adoption of digital lending platforms has made used car financing more accessible and convenient for Australian consumers. Online car loan applications in Australia increased by 43% in 2022-2023, with 72% of car buyers researching financing options online before purchase.