Graph and download economic data for Household Financial Obligations as a Percent of Disposable Personal Income (DISCONTINUED) (FODSP) from Q1 1980 to Q3 2023 about disposable, financial, personal income, percent, personal, households, income, and USA.

This feed provides information about household debt service and financial obligations ratios data from the Federal Reserve Board's FOR release available through the Data Download Program (DDP). The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.The DSR is divided into two parts. The Mortgage DSR is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.Quarterly values for the Debt Service Ratio are available from 1980 forward.

United States Financial Obligations Ratio: sa data was reported at 15.311 NA in Jun 2018. This records a decrease from the previous number of 15.334 NA for Mar 2018. United States Financial Obligations Ratio: sa data is updated quarterly, averaging 16.541 NA from Mar 1980 (Median) to Jun 2018, with 154 observations. The data reached an all-time high of 18.145 NA in Dec 2007 and a record low of 14.898 NA in Dec 2012. United States Financial Obligations Ratio: sa data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB005: Household Debt Service and Financial Obligations Ratios: Seasonally Adjusted. Financial Obligations Ratio: sa (id: 51017002) is a broader measure than the Debt Service Ratio. It includes rent payments on tenant-occupied property, auto lease payments, homeowners' insurance, and property tax payments.

United States Household Debt Service Ratio: sa data was reported at 9.843 NA in Jun 2018. This records a decrease from the previous number of 9.864 NA for Mar 2018. United States Household Debt Service Ratio: sa data is updated quarterly, averaging 11.285 NA from Mar 1980 (Median) to Jun 2018, with 154 observations. The data reached an all-time high of 13.228 NA in Dec 2007 and a record low of 9.839 NA in Dec 2012. United States Household Debt Service Ratio: sa data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB005: Household Debt Service and Financial Obligations Ratios: Seasonally Adjusted. Household Debt Service Ratio: sa (id: 51016902) is the ratio of total required household debt payments to total disposable income.

Graph and download economic data for Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) from Q1 1980 to Q1 2025 about disposable, payments, debt, personal income, percent, personal, households, services, income, and USA.

United States Household Debt Service Ratio: sa: Consumer data was reported at 5.603 NA in Jun 2018. This records a decrease from the previous number of 5.611 NA for Mar 2018. United States Household Debt Service Ratio: sa: Consumer data is updated quarterly, averaging 5.681 NA from Mar 1980 (Median) to Jun 2018, with 154 observations. The data reached an all-time high of 6.712 NA in Dec 2001 and a record low of 4.649 NA in Jun 1993. United States Household Debt Service Ratio: sa: Consumer data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB005: Household Debt Service and Financial Obligations Ratios: Seasonally Adjusted. Household Debt Service Ratio: sa: Consumer (id: 301315204) is the total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income.

United States Household Debt Service Ratio: sa: Mortgage data was reported at 4.240 NA in Jun 2018. This records a decrease from the previous number of 4.253 NA for Mar 2018. United States Household Debt Service Ratio: sa: Mortgage data is updated quarterly, averaging 5.623 NA from Mar 1980 (Median) to Jun 2018, with 154 observations. The data reached an all-time high of 7.219 NA in Dec 2007 and a record low of 4.240 NA in Jun 2018. United States Household Debt Service Ratio: sa: Mortgage data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB005: Household Debt Service and Financial Obligations Ratios: Seasonally Adjusted. Household Debt Service Ratio: sa: Mortgage (id: 301315104) is the total quarterly required mortgage payments divided by total quarterly disposable personal income.

Concept: Household debt service ratio – Expected household debt payments to disposable income ratio as a quarterly moving average, seasonally adjusted. Household debt – Ratio of total household debt held by financial institutions to disposable income accumulated over the past twelve months. Source: Central Bank of Brazil – Department of Economics 19881-household-debt-service-ratio---seasonally-adjusted-data 19881-household-debt-service-ratio---seasonally-adjusted-data

In the third quarter of 2024, household debt in the United States amounted to over 71.66 percent of its GDP. It can be generally observed that U.S. households are more indebted by the end of the year than in any other quarter. The debt of households peaked in the last quarter of 2020, reaching the highest value since 2013. Debt to GDP ratio As it can be observed here, the household debt to GDP ratio decreased overall in the recent years. The steady growth of the gross domestic product in the United States could be a factor explaining this tendency. If the volume of debt grows at a slower pace than the GDP, the debt to GDP ratio would decrease. In addition to that, the overall value of mortgage debt in the U.S., which is the most significant component of the household debt, decreased from 2012 to the third quarter of 2014, but it has rebounded since then. Public debt in the U.S. Public debt in the United States, which is the amount of money borrowed by the government to finance budget deficits, has been increasing almost every single year. Not only that, but according to that forecast it is also expected to keep increasing during the coming years. The major holders of American government debt, as of December 2023, were Federal Reserve and government accounts and foreign and international holders. The ratio of national debt to GDP of the United States was higher than that of other major economies, but lower than that of Japan. Some of the lowest debt to GDP ratios were observed in Hong Kong SAR, Kuwait, and Turkmenistan.

Debt service ratios for private non-financial sector in the USA, September, 2024 The most recent value is 14.7 percent as of Q3 2024, an increase compared to the previous value of 14.6 percent. Historically, the average for the USA from Q1 2000 to Q3 2024 is 15.67 percent. The minimum of 13.8 percent was recorded in Q1 2021, while the maximum of 18.6 percent was reached in Q4 2007. | TheGlobalEconomy.com

In the third quarter of 2024, the debt service ratio (DSR) of the private non-financial sector in Japan stood at ** percent. The debt service ratio measures debt payments, including interest payments, in relation to the income of borrowers.

Debt service ratios for private non-financial sector in Hong Kong, September, 2024 The most recent value is 35.6 percent as of Q3 2024, a decline compared to the previous value of 35.9 percent. Historically, the average for Hong Kong from Q1 2000 to Q3 2024 is 23.67 percent. The minimum of 14.4 percent was recorded in Q3 2004, while the maximum of 37.4 percent was reached in Q1 2024. | TheGlobalEconomy.com

Debt service ratios for private non-financial sector in Australia, September, 2024 The most recent value is 21.5 percent as of Q3 2024, an increase compared to the previous value of 21.4 percent. Historically, the average for Australia from Q1 2000 to Q3 2024 is 20.05 percent. The minimum of 16.4 percent was recorded in Q1 2002, while the maximum of 25 percent was reached in Q2 2008. | TheGlobalEconomy.com

Graph and download economic data for Domestic Financial Sectors; Debt Securities and Loans; Liability, Growth Rate (BOGZ1FG794104005A) from 1946 to 2024 about liabilities, sector, debt, securities, domestic, and USA.

Debt service ratios for private non-financial sector in the Netherlands, September, 2024 The most recent value is 26.8 percent as of Q3 2024, a decline compared to the previous value of 27 percent. Historically, the average for the Netherlands from Q1 2000 to Q3 2024 is 31.4 percent. The minimum of 26.8 percent was recorded in Q3 2024, while the maximum of 37.1 percent was reached in Q1 2015. | TheGlobalEconomy.com

United States - Debt service ratio Private non-financial sector

Debt service ratios for private non-financial sector in Mexico, September, 2024 The most recent value is 5.7 percent as of Q3 2024, an increase compared to the previous value of 5.6 percent. Historically, the average for Mexico from Q1 2000 to Q3 2024 is 4.11 percent. The minimum of 3 percent was recorded in Q2 2004, while the maximum of 6.7 percent was reached in Q1 2000. | TheGlobalEconomy.com

Denmark, the Netherlands, and Norway were among the European countries with most indebted households in 2023 and 2024. The debt of Dutch households amounted to *** percent their disposable income in the 2nd quarter of 2024. Meanwhile, Norwegian households' debt represented *** percent of their income in the 3rd quarter of 2023. However, households in most countries were less indebted, with that ratio amounting to ** percent in the Euro area. Less indebtedness in Western and Northern Europe There were several European countries where household's debts outweighed their disposable income. Most of those countries were North or West European. However, the indebtedness ratio in Denmark has been decreasing during the past decade. As the debt of Danish households represented nearly *** percent in the last quarter of 2014, which has fallen very significantly by 2024. Other countries with indebted households have been following similar trends. The households' debt-to-income ratio in the Netherlands has also fallen from over *** percent in 2013 to *** percent in 2024. Debt per adult in Europe In Europe, the value of debt per adult varies considerably from an average of around 10,000 U.S. dollars in Europe to a much higher level in certain countries such as Switzerland. Debts can be formed in a number of ways. The most common forms of debt include credit cards, medical debt, student loans, overdrafts, mortgages, automobile financing and personal loans.

Debt service ratios for private non-financial sector in Italy, September, 2024 The most recent value is 9.5 percent as of Q3 2024, a decline compared to the previous value of 9.7 percent. Historically, the average for Italy from Q1 2000 to Q3 2024 is 11.1 percent. The minimum of 9.3 percent was recorded in Q1 2000, while the maximum of 13.8 percent was reached in Q3 2008. | TheGlobalEconomy.com

The mortgage debt service ratio in the United States remained fairly stable in 2024, after recovering from a dip in 2020 and 2021. The ratio measures the mortgage debt service payments as a percentage of disposable personal income during a specific quarter and shows the financial burden placed on households by mortgage borrowing. In the fourth quarter of 2024, the total required mortgage payments amounted to approximately **** percent of disposable personal income. This was substantially lower than the spike recorded during the subprime mortgage crisis.