Key information about Finland Long Term Interest Rate

• Finland Long Term Interest Rate: Month Avg: Finland: ECB Harmonised was reported at 2.82 % pa in Feb 2025, compared with 2.95 % pa in the previous month.
• Finland Long Term Interest Rate data is updated monthly, available from Aug 1991 to Feb 2025.
• The data reached an all-time high of 13.53 % pa in Sep 1992 and a record low of -0.41 % pa in Dec 2020.
• Long Term Interest Rate is reported by reported by CEIC Data.

• In the latest reports, Finland Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025.
• Finland Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Mortgage interest rates worldwide varied greatly in June 2025, from less than ******percent in many European countries to as high as ***percent in Turkey. The average mortgage rate in a country depends on the central bank's base lending rate and macroeconomic indicators such as inflation and forecast economic growth. Since 2022, inflationary pressures have led to rapid increases in mortgage interest rates. Which are the leading mortgage markets? An easy way to estimate the importance of the mortgage sector in each country is by comparing household debt depth, or the ratio of the debt held by households compared to the county's GDP. In 2024, Switzerland, Australia, and Canada had some of the highest household debt to GDP ratios worldwide. While this indicator shows the size of the sector relative to the country’s economy, the value of mortgages outstanding allows to compare the market size in different countries. In Europe, for instance, the United Kingdom, Germany, and France were the largest mortgage markets by outstanding mortgage lending. Mortgage lending trends in the U.S. In the United States, new mortgage lending soared in 2021. This was largely due to the growth of new refinance loans that allow homeowners to renegotiate their mortgage terms and replace their existing loan with a more favorable one. Following the rise in interest rates, the mortgage market cooled, and refinance loans declined.

View yearly updates and historical trends for Finland Real Interest Rate. Source: World Bank. Track economic data with YCharts analytics.

Key information about Finland Short Term Interest Rate

• Finland Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021, compared with -0.55 % pa in the previous month.
• Finland Short Term Interest Rate data is updated monthly, available from Dec 1998 to Nov 2021.
• The data reached an all-time high of 5.28 % pa in Sep 2008 and a record low of -0.57 % pa in Nov 2021.
• Short Term Interest Rate is reported by reported by European Money Markets Institute.

• In the latest reports, Finland Long Term Interest Rate: Month Avg: Finland: ECB Harmonised was reported at 3.25 % pa in Sep 2023.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 4.50 % pa in Sep 2023.
• Finland Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.

Finland: Real interest rate: Bank lending rate minus inflation: The latest value from is percent, unavailable from percent in . In comparison, the world average is 0.00 percent, based on data from countries. Historically, the average for Finland from to is percent. The minimum value, percent, was reached in while the maximum of percent was recorded in .

Finland ECB Interest Rate: Marginal Lending Facility data was reported at 2.650 % pa in Apr 2025. This records a decrease from the previous number of 2.900 % pa for Mar 2025. Finland ECB Interest Rate: Marginal Lending Facility data is updated monthly, averaging 2.125 % pa from Jan 1999 (Median) to Apr 2025, with 316 observations. The data reached an all-time high of 5.750 % pa in Apr 2001 and a record low of 0.250 % pa in Jun 2022. Finland ECB Interest Rate: Marginal Lending Facility data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s Finland – Table FI.M001: Key Interest Rates: European Central Bank.

Key information about Finland Policy Rate

• Finland cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.90 % pa in Feb 2025, compared with 3.15 % pa in the previous Jan 2025.
• Finland Policy Rate averaged 1.25 % pa and is updated monthly, available from Jan 1999 to Feb 2025.
• The data reached an all-time high of 4.75 % pa in Apr 2001 and a record low of 0.00 % pa in Jun 2022.

• In the latest reports, Finland Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.57 % pa in Nov 2021.
• Its Long Term Interest Rate (Long Term Interest Rate: Month Avg: Finland: ECB Harmonised) was reported at 2.65 % pa in Dec 2024.
• Finland Exchange Rate against USD averaged 0.92 (USD/EUR) in Jun 2023.
• Its Real Effective Exchange Rate was 92.85 in Jan 2025.

Finland - Debt sec, interest rate-linked, issued by central gov, in all markets at all original maturities denominated in all currencies at nominal value stocks

Finland ECB Interest Rate: Deposit Facility data was reported at 2.250 % pa in Apr 2025. This records a decrease from the previous number of 2.500 % pa for Mar 2025. Finland ECB Interest Rate: Deposit Facility data is updated monthly, averaging 0.625 % pa from Jan 1999 (Median) to Apr 2025, with 316 observations. The data reached an all-time high of 4.000 % pa in May 2024 and a record low of -0.500 % pa in Jun 2022. Finland ECB Interest Rate: Deposit Facility data remains active status in CEIC and is reported by European Central Bank. The data is categorized under Global Database’s Finland – Table FI.M001: Key Interest Rates: European Central Bank.

Finland Key Interest Rate: Central Banks data was reported at 2.000 % in Dec 2026. This stayed constant from the previous number of 2.000 % for Sep 2026. Finland Key Interest Rate: Central Banks data is updated quarterly, averaging 1.000 % from Mar 1999 (Median) to Dec 2026, with 112 observations. The data reached an all-time high of 4.000 % in Mar 2024 and a record low of -0.500 % in Jun 2022. Finland Key Interest Rate: Central Banks data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Finland – Table FI.OECD.EO: Interest Rate: Forecast: OECD Member: Quarterly.

Finland - Debt sec, interest rate-linked, issued by NFC, in all markets at all original maturities denominated in all currencies at nominal value stocks

Key information about Finland Real Effective Exchange Rate

• Finland Real Effective Exchange Rate (HCI: 2005=100: Month Avg: Finland) was 92.2 in Feb 2025, compared with the number of 92.9 in the previous month.
• Finland Real Effective Exchange Rate data is updated monthly and averaged 113.6 from Jan 1993 to Feb 2025.
• The data reached an all-time high of 113.6 in Apr 1995 and a record low of 91.1 in Sep 2022.

• In the latest reports, Finland Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.6 % pa in Nov 2021.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 2.9 % pa in Feb 2025.
• Finland Exchange Rate against USD averaged 0.9 (USD/EUR) in Jun 2023.

Finland - Debt sec, interest rate-linked, issued by ODC, in all markets at all original maturities denominated in all currencies at nominal value stocks

BOF Forecast: Interest Rate: Average: Stock of Deposits data was reported at 0.400 % pa in 2020. This records an increase from the previous number of 0.200 % pa for 2019. BOF Forecast: Interest Rate: Average: Stock of Deposits data is updated yearly, averaging 0.200 % pa from Dec 2015 (Median) to 2020, with 6 observations. The data reached an all-time high of 0.400 % pa in 2020 and a record low of 0.100 % pa in 2018. BOF Forecast: Interest Rate: Average: Stock of Deposits data remains active status in CEIC and is reported by Bank of Finland. The data is categorized under Global Database’s Finland – Table FI.M005: Deposit Rate: Forecast: Bank of Finland.

Global interest rate (net - gross), for other interest rate swaps, total (all currencies), total (all currencies), total (all maturities), total (all counterparties), Finland, All countries (total), total (all ratings), total (all sectors), total (all methods), turnover - notional amounts (daily average)

Os dados de Taxa de Juros de Longo Prazo da Finlândia foram registrados em 2.82 % pa em 2025-02. Este registro de uma queda com relação aos números anteriores de 2.95 % pa em 2025-01. Os dados de Taxa de Juros de Longo Prazo da Finlândia são atualizados por mês, com uma média de 3.68 % pa em 1991-08 até 2025-02, com 403 observações. Os dados alcançaram um alto recorde de 13.53 % pa em 1992-09 e um baixo recorde de -0.41 % pa em 2020-12. Os dados de Taxa de Juros de Longo Prazo da Finlândia permanecem com status ativo na CEIC e são reportados pela fonte: CEIC Data. Os dados são classificados sob o World Trend Plus’ Global Economic Monitor – Table: Long Term Interest Rate: Monthly.

Os dados de Taxas de Juros da Finlândia foram registrados em 2.90 % pa em 2025-02. Este registro de uma queda com relação aos números anteriores de 3.15 % pa em 2025-01. Os dados de Taxas de Juros da Finlândia são atualizados por mês, com uma média de 1.25 % pa em 1999-01 até 2025-02, com 314 observações. Os dados alcançaram um alto recorde de 4.75 % pa em 2001-04 e um baixo recorde de 0.00 % pa em 2022-06. Os dados de Taxas de Juros da Finlândia permanecem com status ativo na CEIC e são reportados pela fonte: European Central Bank. Os dados são classificados sob o Global Database’ Finlândia – Table FI.M001: Key Interest Rates: European Central Bank.

Key information about Finland Exchange Rate against USD

• Finland Exchange Rate against USD averaged 0.920 (USD/EUR) in May 2023, compared with 0.912 USD/EUR in the previous month.
• Finland Exchange Rate against USD data is updated monthly, available from Jan 1957 to May 2023.
• The data reached an all-time high of 1.173 in Oct 2000 and a record low of 0.387 in Sep 1957.

• In the latest reports, Finland Short Term Interest Rate: Month End: EURIBOR: 3 Months was reported at -0.573 % pa in Nov 2021.
• Its Long Term Interest Rate (Long Term Interest Rate: Month Avg: Finland: ECB Harmonised) was reported at 2.980 % pa in May 2023.
• The cash rate (Policy Rate: Month End: Main Refinancing Operations) was set at 3.750 % pa in May 2023.

Global interest rate (net - gross), for options, total (all currencies), total (all currencies), total (all maturities), total (all counterparties), Finland, All countries (total), total (all ratings), total (all sectors), total (all methods), turnover - notional amounts (daily average)

Global interest rate (net - gross), for overnight indexed swaps, total (all currencies), total (all currencies), total (all maturities), total (all counterparties), Finland, All countries (total), total (all ratings), total (all sectors), total (all methods), turnover - notional amounts (daily average)