Household Saving Rate in Finland increased to 7.30 percent in the second quarter of 2025 from 4.50 percent in the first quarter of 2025. This dataset provides - Finland Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Finland Gross Savings Rate

• Finland Gross Savings Rate was measured at 23.6% in Dec 2024, compared with 23.6% in the previous quarter.
• Finland Gross Savings Rate is updated quarterly, with data available from Mar 1990 to Dec 2024, and an average rate of 23.6%.
• The data reached an all-time high of 23.6% in Dec 2000 and a record low of 20.8% in Mar 2015.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Consumption Expenditure. Statistics Finland provides Consumption Expenditure in EUR and Nominal GDP in EUR.
• In the latest reports, Finland GDP expanded 0.1% YoY in Mar 2023.
• Finland Nominal GDP reached 74,818.5 USD mn in Mar 2023. Its GDP deflator (implicit price deflator) increased 6.1% in Mar 2023.
• Finland GDP Per Capita reached 50,836.6 USD in Dec 2022.

Finland - Household saving rate was 12.99% in March of 2025, according to the EUROSTAT. Trading Economics provides the current actual value, an historical data chart and related indicators for Finland - Household saving rate - last updated from the EUROSTAT on October of 2025. Historically, Finland - Household saving rate reached a record high of 17.03% in June of 2020 and a record low of 8.53% in December of 2019.

In 2022, household's savings rate was -0.6 percent in Finland, turning negative after several years of positive development. During the shown period, the household saving rate fluctuated, between 4.8 percent in 2020 at its highest and -0.8 percent at its lowest level in 2016.

In 2019, the household savings rates in these selected developed countries ranged from *** percent of disposable income in Finland to **** percent in Switzerland. In 2020, the coronavirus (COVID-19) outbreak and lockdowns implemented by governments led to an increase in the savings rate worldwide, due to reduced consumption expenditure. Why do people save? Savings behavior differs from country, as shown in this statistic. In the United States, most people save for unexpected expenses or retirement. In countries such as Finland, the savings rate may be lower because retirees can rely on generous pension funds. Other reasons that households save include vacation, educational expenses, and home purchase. Factors that affect saving High inflation leads to lower household savings. The projected increase in prices means that people would rather buy immediately, because saving and buying later means paying a higher price. As such, countries with an inflation rate are less likely to have a high savings rate. Other factors include a cultural disposition towards saving mechanisms, such as the emphasis on home ownership seen in the United States.

Key information about Finland Investment: % of GDP

• Finland Investment accounted for 21.9 % of its Nominal GDP in Mar 2023, compared with a ratio of 23.6 % in the previous quarter.
• Finland investment share of Nominal GDP data is updated quarterly, available from Mar 1990 to Mar 2023, with an average ratio of 23.0 %.
• The data reached an all-time high of 31.4 % in Jun 1990 and a record low of 15.8 % in Mar 1994.

CEIC calculates Investment as % of Nominal GDP from quarterly Nominal Gross Capital Formation and quarterly Nominal GDP. Gross Capital Formation is calculated as the sum of Gross Fixed Capital Formation, Changes in Inventories and Acquisition less Disposals of Valuables. Statistics Finland provides Nominal Gross Capital Formation in EUR and Nominal GDP in EUR.


Related information about Finland Investment: % of GDP

• In the latest reports, Finland GDP contracted 0.3 % YoY in Mar 2023.
• Finland Nominal GDP reached 74.0 USD bn in Mar 2023.
• Its GDP deflator (implicit price deflator) increased 5.9 % in Mar 2023.
• Finland GDP Per Capita reached 50,464.3 USD in Dec 2022.
• Its Gross Savings Rate was measured at 23.3 % in Mar 2023.

FI: Deposit Rate: Corporations: Stocks: Up to 2 Years data was reported at 0.219 % pa in 2017. This records a decrease from the previous number of 0.443 % pa for 2016. FI: Deposit Rate: Corporations: Stocks: Up to 2 Years data is updated yearly, averaging 1.607 % pa from Dec 2003 (Median) to 2017, with 15 observations. The data reached an all-time high of 4.452 % pa in 2008 and a record low of 0.219 % pa in 2017. FI: Deposit Rate: Corporations: Stocks: Up to 2 Years data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Finland FI: Deposit Rate: Households: Stocks: Up to 2 Years data was reported at 0.497 % pa in 2017. This records a decrease from the previous number of 0.777 % pa for 2016. Finland FI: Deposit Rate: Households: Stocks: Up to 2 Years data is updated yearly, averaging 2.102 % pa from Dec 2003 (Median) to 2017, with 15 observations. The data reached an all-time high of 4.532 % pa in 2008 and a record low of 0.497 % pa in 2017. Finland FI: Deposit Rate: Households: Stocks: Up to 2 Years data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Key information about Finland Private Consumption: % of GDP

• Finland Private Consumption accounted for 49.9 % of its Nominal GDP in Dec 2024, compared with a ratio of 52.0 % in the previous quarter.
• Finland Private Consumption contribution to Nominal GDP ratio is updated quarterly, available from Mar 1975 to Dec 2024, with an average share of 51.6 %.
• The data reached an all-time high of 57.6 % in Mar 1978 and a record low of 46.5 % in Dec 2000.

CEIC calculates Private Consumption as % of Nominal GDP from quarterly Private Consumption Expenditure and quarterly Nominal GDP. Statistics Finland provides Private Consumption Expenditure in EUR and Nominal GDP in EUR. Private Consumption as % of Nominal GDP prior to Q1 1990 is sourced from Eurostat.


Related information about Finland Private Consumption: % of GDP

• In the latest reports, Finland GDP expanded 0.1 % YoY in Mar 2023.
• Its Nominal GDP reached 74.8 USD bn in Mar 2023.
• Finland GDP Per Capita reached 50,836.6 USD in Dec 2022.
• Its Gross Savings Rate was measured at 23.6 % in Dec 2024.

Finland FI: Deposit Rate: Corporations: New Business: Up to 1 Year data was reported at 0.202 % pa in 2017. This records a decrease from the previous number of 0.325 % pa for 2016. Finland FI: Deposit Rate: Corporations: New Business: Up to 1 Year data is updated yearly, averaging 0.688 % pa from Dec 2003 (Median) to 2017, with 15 observations. The data reached an all-time high of 4.015 % pa in 2008 and a record low of 0.202 % pa in 2017. Finland FI: Deposit Rate: Corporations: New Business: Up to 1 Year data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Finland FI: Lending Rate: Households: Stocks: Up to 1 Year data was reported at 6.173 % pa in 2017. This records an increase from the previous number of 6.142 % pa for 2016. Finland FI: Lending Rate: Households: Stocks: Up to 1 Year data is updated yearly, averaging 6.890 % pa from Dec 2003 (Median) to 2017, with 15 observations. The data reached an all-time high of 10.996 % pa in 2008 and a record low of 6.142 % pa in 2016. Finland FI: Lending Rate: Households: Stocks: Up to 1 Year data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Finland FI: Lending Rate: Households: House Purchase: Stocks data was reported at 1.037 % pa in 2017. This records a decrease from the previous number of 1.132 % pa for 2016. Finland FI: Lending Rate: Households: House Purchase: Stocks data is updated yearly, averaging 2.336 % pa from Dec 2003 (Median) to 2017, with 15 observations. The data reached an all-time high of 5.183 % pa in 2008 and a record low of 1.037 % pa in 2017. Finland FI: Lending Rate: Households: House Purchase: Stocks data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Key information about Finland Public Consumption: % of GDP

• Finland Public Consumption accounted for 23.8 % of its Nominal GDP in Dec 2022, compared with a share of 23.3 % in the previous quarter.
• Finland Public Consumption share of Nominal GDP ratio is updated quarterly, available from Mar 1975 to Dec 2022, with an average number of 21.4 %.
• The data reached an all-time high of 25.6 % in Mar 2021 and a record low of 16.3 % in Dec 1979.

CEIC calculates Government Consumption as % of Nominal GDP from quarterly Government Consumption Expenditure and quarterly Nominal GDP. Statistics Finland provides Government Consumption Expenditure in EUR and Nominal GDP in EUR. Government Consumption as % of Nominal GDP prior to Q1 1990 is sourced from Eurostat.


Related information about Finland Public Consumption: % of GDP

• In the latest reports, Finland GDP expanded 0.1 % YoY in Dec 2022.
• Finland Nominal GDP reached 68.9 USD bn in Dec 2022.
• Its GDP deflator (implicit price deflator) increased 4.4 % in Dec 2022.
• Finland GDP Per Capita reached 53,650.0 USD in Dec 2021.
• Its Gross Savings Rate was measured at 24.7 % in Dec 2022.
• For Nominal GDP contributions, Investment accounted for 24.0 % in Dec 2022.
• Private Consumption accounted for 51.5 % in Dec 2022.

Finland FI: Lending Rate: Households: House Purchase: New Business data was reported at 1.821 % pa in 2017. This records a decrease from the previous number of 1.866 % pa for 2016. Finland FI: Lending Rate: Households: House Purchase: New Business data is updated yearly, averaging 3.422 % pa from Dec 2003 (Median) to 2017, with 15 observations. The data reached an all-time high of 5.084 % pa in 2007 and a record low of 1.821 % pa in 2017. Finland FI: Lending Rate: Households: House Purchase: New Business data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Finland FI: Lending Rate: Households: New Business: Floating and Up to 1 Year data was reported at 4.532 % pa in 2017. This records an increase from the previous number of 4.515 % pa for 2016. Finland FI: Lending Rate: Households: New Business: Floating and Up to 1 Year data is updated yearly, averaging 4.206 % pa from Dec 2003 (Median) to 2017, with 15 observations. The data reached an all-time high of 5.794 % pa in 2008 and a record low of 3.247 % pa in 2010. Finland FI: Lending Rate: Households: New Business: Floating and Up to 1 Year data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Finland FI: Lending Rate: Corporations: Stocks: Up to 1 Year data was reported at 1.608 % pa in 2017. This records a decrease from the previous number of 1.791 % pa for 2016. Finland FI: Lending Rate: Corporations: Stocks: Up to 1 Year data is updated yearly, averaging 2.552 % pa from Dec 2003 (Median) to 2017, with 15 observations. The data reached an all-time high of 5.330 % pa in 2008 and a record low of 1.608 % pa in 2017. Finland FI: Lending Rate: Corporations: Stocks: Up to 1 Year data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Key information about Finland GDP Per Capita

• Finland Gross Domestic Product (GDP) per Capita reached 50,836.576 USD in Dec 2022, compared with 53,554.216 USD in Dec 2021.
• Finland GDP Per Capita data is updated yearly, available from Dec 1960 to Dec 2022, with an average number of 22,259.876 USD.
• The data reached an all-time high of 53,554.216 USD in Dec 2021 and a record low of 1,179.353 in Dec 1960.
• CEIC converts annual GDP per Capita into USD. Statistics Finland provides GDP per Capita in EUR. Federal Reserve Board average market exchange rate is used for currency conversions. GDP per Capita prior to 1975 is sourced from the World Bank.

Related information about Finland GDP Per Capita data

• In the latest reports, Finland GDP expanded 0.094 % YoY in Mar 2023.
• Finland Nominal GDP reached 74.818 USD bn in Mar 2023.
• Its GDP deflator (implicit price deflator) increased 6.057 % in Mar 2023.
• Gross Savings Rate of Finland was measured at 23.972 % in Mar 2023.

Finland FI: Lending Rate: Corporations: New Business: Over Euro 1 Million data was reported at 1.335 % pa in 2016. This records a decrease from the previous number of 1.459 % pa for 2015. Finland FI: Lending Rate: Corporations: New Business: Over Euro 1 Million data is updated yearly, averaging 2.394 % pa from Dec 2003 (Median) to 2016, with 14 observations. The data reached an all-time high of 5.079 % pa in 2008 and a record low of 1.335 % pa in 2016. Finland FI: Lending Rate: Corporations: New Business: Over Euro 1 Million data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Finland – Table FI.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Key information about Finland Real GDP Growth

• The Gross Domestic Product (GDP) in Finland contracted 0.3 % YoY in Mar 2023, following a growth of 0.1 % in the previous quarter.
• Real GDP Growth YoY data in Finland is updated quarterly, available from Mar 1976 to Mar 2023, with an average rate of 2.6 %.
• The data reached an all-time high of 8.2 % in Dec 1997 and a record low of -8.9 % in Mar 2009.

CEIC calculates Real GDP Growth from quarterly Real GDP. Statistics Finland provides Real GDP in EUR based on ESA 2010, at chain linked 2015 prices. Real GDP Growth prior to Q1 1991 is calculated from seasonally and working day adjusted Real GDP based on ESA 1995, at chain linked 2005 prices, sourced from Eurostat.


Related information about Finland Real GDP Growth

• In the latest reports, Nominal GDP of Finland reached 74.0 USD bn in Mar 2023.
• Its GDP deflator (implicit price deflator) increased 5.9 % in Mar 2023.
• GDP Per Capita in Finland reached 50,464.3 USD in Dec 2022.
• Its Gross Savings Rate was measured at 23.3 % in Mar 2023.
• For Nominal GDP contributions, Investment accounted for 21.9 % in Mar 2023.
• Public Consumption accounted for 25.3 % in Mar 2023.
• Private Consumption accounted for 51.4 % in Mar 2023.

Key information about Finland Nominal GDP

• Finland Nominal GDP reached 74.0 USD bn in Mar 2023, compared with 69.1 USD bn in the previous quarter.
• Nominal GDP in Finland is updated quarterly, available from Mar 1990 to Mar 2023, with an average number of 55.4 USD bn.
• The data reached an all-time high of 76.0 USD bn in Jun 2008 and a record low of 22.0 USD bn in Mar 1993.

CEIC converts quarterly Nominal GDP into USD. Statistics Finland provides Nominal GDP in EUR. Federal Reserve Board average market exchange rate is used for currency conversions.


Related information about Finland Nominal GDP

• In the latest reports, Finland GDP contracted 0.3 % YoY in Mar 2023.
• Its GDP deflator (implicit price deflator) increased 5.9 % in Mar 2023.
• Finland GDP Per Capita reached 50,464.3 USD in Dec 2022.
• Its Gross Savings Rate was measured at 23.3 % in Mar 2023.
• For Nominal GDP contributions, Investment accounted for 21.9 % in Mar 2023.
• Public Consumption accounted for 25.3 % in Mar 2023.
• Private Consumption accounted for 51.4 % in Mar 2023.