Among all home buyers in the United States in 2024, first time home buyers accounted for approximately ** percent of the total. The share of first time home buyers among all home buyers in the United States has fluctuated significantly between 2003 and 2024 having had the highest share of first time home buyers of ** percent in 2010.

The number of first-time homebuyers in the United Kingdom (UK) picked up in 2024, after falling to the lowest level observed over the last 10 years. A total of ******* people bought their first home, up from 287,060 the year before. Despite the increase, homebuyer sentiment remained subdued.

Data on resident buyers who are persons that purchased a residential property in a market sale and filed their T1 tax return form: number of and incomes of residential property buyers, sale price, price-to-income ratio by the number of buyers as part of a sale, age groups, first-time home buyer status, buyer characteristics (sex, family type, immigration status, period of immigration, admission category).

Approximately ** percent of Americans aged 26 to 34 who bought a home were first-home buyers, whereas ** percent of home buyers between 35 and 44 bought their first home in that year. Gen Z and Millennial first-time buyers It is no surprise that many Gen Z (18 to 24 years old) and Millennial (25 to 43 years old) home buyers are mostly first-time home buyers. These home buyers are in the early stages of their careers, or still studying in some cases, and often struggling to repay student debt, so they need to save for many years before they afford a down payment. When do they sell? These generations tend to stay in their first homes for several years, which means that the majority of home sellers are older than them. The share of income needed to afford a trade-up home is significantly lower than the money needed for a starter home. A trade-up home is a larger and more expensive home, which homeowners often buy after living in their starter home, or their first home, for several years. This progression generally happens when homeowners have climbed the career ladder and increased their incomes.

In the 2 years to March 2023, the average age of first-time buyers was 32 years old.

United States HAI: First Time: 1st Time Buyer Index data was reported at 94.400 NA in Sep 2018. This records an increase from the previous number of 94.100 NA for Jun 2018. United States HAI: First Time: 1st Time Buyer Index data is updated quarterly, averaging 83.900 NA from Mar 1981 (Median) to Sep 2018, with 151 observations. The data reached an all-time high of 136.700 NA in Mar 2012 and a record low of 47.700 NA in Sep 1981. United States HAI: First Time: 1st Time Buyer Index data remains active status in CEIC and is reported by National Association of Realtors. The data is categorized under Global Database’s United States – Table US.EB019: Housing Affordability Index: First Time Buyers.

This dataset contains quarterly number of mortgages to first time buyers in England

This dataset contains quarterly number of mortgages to first time buyers in England. The data is owned by the Council of Mortgage Lenders (CML) and permission has been given to publish to ODC.

The number of first-time buyer mortgage sales, by UK local authority, collected by the Financial Conduct Authority (FCA).

United States HAI: First Time: Starter Home Price data was reported at 226,900.000 USD in Sep 2018. This records a decrease from the previous number of 227,800.000 USD for Jun 2018. United States HAI: First Time: Starter Home Price data is updated quarterly, averaging 119,900.000 USD from Mar 1981 (Median) to Sep 2018, with 151 observations. The data reached an all-time high of 227,800.000 USD in Jun 2018 and a record low of 54,700.000 USD in Mar 1981. United States HAI: First Time: Starter Home Price data remains active status in CEIC and is reported by National Association of Realtors. The data is categorized under Global Database’s United States – Table US.EB019: Housing Affordability Index: First Time Buyers.

This dataset contains quarterly median loan to value ratios for first time buyers in England.

This dataset contains quarterly median loan to value ratios for first time buyers in England. The data is owned by the Council of Mortgage Lenders (CML) and permission has been given to publish to ODC.

This data set contains Help to Buy: Equity Loan statistics at local authority level and includes total equity loans and equity loans to first time buyers . For data released from 5 March 2015 onwards, the Homes and Community Agency (HCA) have revised the completion date for the entire Help to Buy Equity Loan time series. The HCA have stopped counting payment date (when the money out is paid out by the HCA) and now report on the expected actual completion date. It is more accurate and is closer to the live situation, especially when HCA now recognise an asset based on a completion, rather than exchange and approved claim. As a result (and due to reinstating accounts) HCA have seen movement of actual completions dates. There should not be this level of difference moving forward, it was a one off activity. The figures cover the launch of the scheme on 1 April 2013 until 30 September 2016.

Information on the allocation of completed sales to postcode sectors is derived using the latest available information on the full postcode for each scheme, which may be subject to revision.

For sales before 31 March 2014, properties are included under the local authority district to which they were initially allocated. In some cases, this differs from latest information, which forms the basis of the first column of local authority district figures. Figures for some local authorities may be subject to revisions later in the year.

Although local authority information is validated against other geographic data at the time of data entry, detailed reconciliation of the data, conducted twice a year, may result in a small number of changes to these monthly releases, for example where a new development crosses a local authority boundary.

An equity loan is Government financial assistance given to eligible applicants to purchase an eligible home through a Government equity mortgage secured on the home. The Government equity mortgage is ranked second in priority behind an owner’s main mortgage lender.

This scheme offers up to 20 per cent of the value as Government assistance to purchasers buying a new build home. The buyer must provide a cash deposit of at least 5 per cent and a main mortgage lender must provide a loan of at least 75 per cent.

The Government assistance to buy is made through an equity loan made by the Homes and Communities Agency (HCA) to the purchaser.

Help to Buy equity loans are only available on new build homes and the maximum purchase price is £600,000. Equity loan assistance for purchasers is paid via house builders registered with the HCA to participate in the Help to Buy equity loan initiative. The payment is made to builders (via solicitors) at purchaser legal completion.

The equity loan is provided without fees for the first five years of ownership.

The property title is held by the home owner who can therefore sell their home at any time and upon sale should provide the government the value of the same equity share of the property when it is sold.

For further information see
Help to Buy (equity loan) scheme monthly statistics.

New Home Sales in the United States decreased to 623 Thousand units in May from 722 Thousand units in April of 2025. This dataset provides the latest reported value for - United States New Home Sales - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

This dataset comprises annual rolling total of the number of mortgages to first time buyers in England.

This dataset comprises annual rolling totals of the number of mortgages to first time buyers in England. The data is owned by the Council of Mortgage Lenders (CML) and permission has been given to publish to ODC.

Housing indicators, including dwelling characteristics (as well as condominium status and structural type of dwelling), level of dwelling and neighbourhood satisfaction reported by the reference person (the person responsible for housing decisions), reasons for moving from previous dwelling, by tenure including first-time homebuyer status, Canada, provinces, populations centres, select census metropolitan areas (CMAs) and census agglomerations (CAs).

Household characteristics, including household type, age group of the reference person (the person responsible for housing decisions), employment status of the reference person, visible minority status of the reference person, and degree of difficulty for the household to meet its financial needs, by tenure including first-time homebuyer status, Canada, provinces, population centres, select census metropolitan areas (CMAs) and census agglomerations (CAs).

United States HAI: First Time: Loan Amount data was reported at 204,210.000 USD in Sep 2018. This records a decrease from the previous number of 205,020.000 USD for Jun 2018. United States HAI: First Time: Loan Amount data is updated quarterly, averaging 107,910.000 USD from Mar 1981 (Median) to Sep 2018, with 151 observations. The data reached an all-time high of 205,020.000 USD in Jun 2018 and a record low of 49,230.000 USD in Mar 1981. United States HAI: First Time: Loan Amount data remains active status in CEIC and is reported by National Association of Realtors. The data is categorized under Global Database’s United States – Table US.EB019: Housing Affordability Index: First Time Buyers.

Persons living in acceptable housing and persons not living in acceptable housing (including persons whose housing falls below one, two or all three standards for affordability, suitability and condition of dwelling), by tenure including first-time homebuyer and social and affordable housing status, for Canada, regions and provinces.

United States HAI: First Time: Effect Interest Rate Plus PMI data was reported at 5.020 % in Sep 2018. This records an increase from the previous number of 4.950 % for Jun 2018. United States HAI: First Time: Effect Interest Rate Plus PMI data is updated quarterly, averaging 7.380 % from Mar 1981 (Median) to Sep 2018, with 151 observations. The data reached an all-time high of 16.390 % in Dec 1981 and a record low of 3.750 % in Dec 2012. United States HAI: First Time: Effect Interest Rate Plus PMI data remains active status in CEIC and is reported by National Association of Realtors. The data is categorized under Global Database’s United States – Table US.EB019: Housing Affordability Index: First Time Buyers.