In 2023, the interest rate of fixed deposits in investment banks in Malaysia with a maturity term of 12 months was at **** percent per annum, an increase from **** percent per annum in the previous year. The interest rate of yearly fixed deposits was at its highest in 2018, with **** percent per annum, and has been decreasing since then.

Key information about Malaysia Long Term Interest Rate

• Malaysia Government Securities Yield: 10 Years was reported at 3.46 % pa in Nov 2025, compared with 3.50 % pa in the previous month.
• Malaysia Long Term Interest Rate data is updated monthly, available from Feb 1992 to Nov 2025.
• The data reached an all-time high of 8.24 % pa in Jun 1992 and a record low of 2.55 % pa in Jul 2020.
• Long Term Interest Rate is reported by reported by Bank Negara Malaysia.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Securities Yield. Bank Negara Malaysia provides 10 year Treasury Bond Yield. Long Term Interest Rate prior to July 2005 is sourced directly from Bank Negara Malaysia. The data are referred to as the market indicative yield to maturity. They are only indicative due to the lack of liquidity and lack of supply of these papers covering a wide spectrum of maturity.


Related information about Malaysia Long Term Interest Rate

• In the latest reports, Malaysia Short Term Interest Rate: Month End: KLIBOR: 3 Months was reported at 3.26 % pa in Nov 2025.
• The cash rate (Policy Rate: Month End: Overnight Policy Rate) was set at 2.75 % pa in Nov 2025.
• Malaysia Exchange Rate against USD averaged 4.21 (USD/MYR) in Oct 2025.

In 2023, the deposit interest rate in Malaysia amounted to 2.65 percent. Between 1966 and 2023, the figure dropped by 2.35 percentage points, though the decline followed an uneven course rather than a steady trajectory.

Deposit Interest Rate in Malaysia remained unchanged at 2.65 percent in 2024 from 2.65 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Malaysia.