This data represents Flood Insurance Rate Map (FIRM) data important for floodplain management, mitigation, and insurance activities for the National Flood Insurance Program (NFIP). The National Flood Hazard Layer (NFHL) data present the flood risk information depicted on the FIRM in a digital format suitable for use in electronic mapping applications. The NFHL database is a subset of the information created for the Flood Insurance Studies (FIS) and serves as a means to archive a portion of the information collected during the FIS. The NFHL data incorporates Digital Flood Insurance Rate Map (DFIRM) databases published by Federal Emergency Management Agency (FEMA). The 100-year flood is referred to as the 1% annual exceedance probability flood, since it is a flood that has a 1% chance of being equaled or exceeded in any single year.

North Carolina Effective Flood zones: In 2000, the Federal Emergency Management Agency (FEMA) designated North Carolina a Cooperating Technical Partner State, formalizing an agreement between FEMA and the State to modernize flood maps. This partnership resulted in creation of the North Carolina Floodplain Mapping Program (NCFMP). As a CTS, the State assumed primary ownership and responsibility of the Flood Insurance Rate Maps (FIRMs) for all North Carolina communities as part of the National Flood Insurance Program (NFIP). This project includes conducting flood hazard analyses and producing updated, Digital Flood Insurance Rate Maps (DFIRMs). Floodplain management is a process that aims to achieve reduced losses due to flooding. It takes on many forms, but is realized through a series of federal, state, and local programs and regulations, in concert with industry practice, to identify flood risk, implement methods to protect man-made development from flooding, and protect the natural and beneficial functions of floodplains. FIRMs are the primary tool for state and local governments to mitigate areas of flooding. Individual county databases can be downloaded from https://fris.nc.gov Updated Sep 19th, 2025.

This data represents Flood Insurance Rate Map (FIRM) data important for floodplain management, mitigation, and insurance activities for the National Flood Insurance Program (NFIP). The National Flood Hazard Layer (NFHL) data present the flood risk information depicted on the FIRM in a digital format suitable for use in electronic mapping applications. The NFHL database is a subset of the information created for the Flood Insurance Studies (FIS) and serves as a means to archive a portion of the information collected during the FIS. The NFHL data incorporates Digital Flood Insurance Rate Map (DFIRM) databases published by Federal Emergency Management Agency (FEMA). The 500-year flood is referred to as the .2% annual exceedance probability flood, since it is a flood that has a .2% chance of being equaled or exceeded in any single year.